Welcome back, everyone, to Planet One Podcast (and Raised on Real Estate)! Greg Angello on a twofer in under a week. As mentioned in our previous podcast, we have our new guest, Stefani Boyd, buckled in for take off.

Stefani hails from Sacramento California, and is a mortgage broker and a real estate broker with many, many years of experience. Here on the Planet, we start in Stefani's early years, her days working in the public defender's office, and then joining her family's real estate business in the early 2000's.

Stefani brings a wealth of knowledge, perspective, and insight. We go on to discuss first time home buyers, and the new mortgage "moratorium" on credit scores, or, as Stefani terms it, the Loan Level Pricing Adjustment (LLPA).

If you are wondering what this LLPA, credit score adjustment, is all about (or, as I see it, a moratorium on the distribution of wealth), then listen in close.

The good news is that Stefani has agreed to come back and can continue in how Stefani has help many first time buyers, and how AI (Artificial Intelligence) will impact the real estate industry. Ya'll come on back for that!

You can reach Stefani via her website: https://www.stefaniboyd.com/ ; [email protected]; or (916) 215-9811 (PST)

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