Radical Personal Finance artwork

Radical Personal Finance

1,307 episodes - English - Latest episode: 17 days ago - ★★★★ - 1.8K ratings

Joshua J Sheats, MSFS, CFP, CLU, ChFC, CASL, CAP, RHU, REBC is a financial planner who teaches people how to live a rich life now while building a plan for financial freedom in 10 years or less. He mixes creative approaches to lifestyle design, deep-dive financial planning techniques, and hard-core business strategy to equip you with the knowledge and inspiration you need to build financial independence.

Investing Business Education christian education finance financial insurance investing money radical advice faith
Homepage Apple Podcasts Google Podcasts Overcast Castro Pocket Casts RSS feed

Episodes

1002: Lessons From The Collapse of Haiti

March 11, 2024 19:43 - 10 minutes - 9.22 MB

www.InternationalEscapePlan.com 

1001: Cheap Books, Guiding Young People to Wealth, Divorce Advice, Masters Degrees

March 08, 2024 22:03 - 1 hour - 101 MB

On today's Q&A podcast we discuss: 1:29 How to find cheap or free books 5:00 Good program for mens groups to use 8:24 How do I guide a 15-year-old to wealth? 40:30 How to carefully navigate the ending of a marriage 1:16:25 Should I take a Master's Degree in Business to help me in my entrepreneurial role? To join me on next week's Q&A show, go here: https://patreon.com/radicalpersonalfinance 

1000: Episode 1,000: The Story of the Accomplishment of My Ten-Year Goal

March 05, 2024 20:07 - 1 hour - 101 MB

Thank you. From the bottom of my heart, thank you for being here with me for a ten-year journey.  Joshua

999: Friday Q&A: Financial Privacy, UTMA Accounts, Business Curriculum, Company Stock, Family-Owned Business, etc.

March 01, 2024 22:10 - 2 hours - 114 MB

On today's Q&A podcast we discuss: 1:43 If we try to keep financial privacy about our affairs, won't we miss out on some very valuable financial conversations? 20:02 I have UTMA accounts for my children. Is that a problem? 25:39 Should we incorporate a business curriculum into our homeschool curriculum? 41:41 How do we handle excessive children's growth opportunitites like gymnastics? 46:50 How do I figure out how much company stock to keep vs. sell? 53:58 How do I choose a high-q...

997-Choose Your Beliefs About Money

February 21, 2024 23:53 - 40 minutes - 37.8 MB

The inaugural Radical Personal Finance Family Camp is sold out, but there is a waitlist. (I'm working on securing some more cabins.) Go to www.RadicalFamilyCamp.com to register for the waitlist.

996: Friday Q&A: Moving Closer to Family, Allowances for Children, Swapping Real Estate for Bitcoin, etc.

February 17, 2024 18:44 - 1 hour - 93.2 MB

On today's Friday Q&A podcast we cover: 1:30 Should I reject a substantial promotion in order to move closer to my family? 18:58 Should I give my children an allowance? 37:26 How do I build a long-term vision for my life after children? 52:10 Should I sell my real estate and invest all the money into Bitcoin? 1:09:11 What are Joshua's affirmations? 1:30:21 Will Texas secede from the USA? Enjoy! Joshua To join me on next week's Q&A podcast, go here: www.patreon.com/radicalperso...

995: Please Come to the Inaugural RPF Family Camp!

February 15, 2024 22:23 - 35 minutes - 33.6 MB

Please come to the inaugural Radical Family Camp in Seymour, Indiana April 11-14, 2024. All the detail and tickets are here: www.radicalfamilycamp.com  (A few people seem to be having trouble with my forwarding link above. If you have any issues, here's the direct link to the Eventbrite page: https://www.eventbrite.com/e/radical-personal-finance-family-camp-tickets-825667091497 ) 

994: Solving the Immigration Crisis in the USA

February 08, 2024 19:49 - 1 hour - 96.8 MB

Fair warning: today's podcast topic will have only limited interest, as it's outside the normal guidlines of "personal finance." I'm recording the show in response to a question from a long-time listener who wanted my input on a specific topic: the current immigration crisis. This is clearly an important topic, but one that has only a peripheral connection to personal finance. If you're interested in hearing my extensive thoughts on the immigration crisis and topic in general, listen to this...

993: Are Wealth and Poverty Infectious Diseases?

January 24, 2024 23:34 - 36 minutes - 34.3 MB

Only 7 consulting slots left. Book now! https://radicalpersonalfinance.com/consult 

992: Friday Q&A-Starting an Audio Podcast in 2024, Cash, More Cash, Impact of Family on Job

January 19, 2024 22:49 - 1 hour - 77.6 MB

On today's Q&A we discuss: 2:12 Should I start an audio podcast? 13:01 How do I reestablish my cash position? 29:00 How do I generate additional cash to build my house? 36:10 WWJD in choosing between job and daddy mode? Enjoy! Joshua  

Thirty-One Consulting Appointments Available for January Sale

January 18, 2024 21:46 - 4 minutes - 4.82 MB

Would you like to speak to me for a private consulting appointment at a discounted rate? Book now during my January sale: https://radicalpersonalfinance.com/consult  This is what Estela said about working with me: "Consulting with Joshua was insightful. He focuses on your question, makes you think about it, and gives you a clear answer and direction." Estela L.

991: Every Invisible Dollar is Worth Double Every Visible Dollar

January 18, 2024 20:31 - 50 minutes - 47.2 MB

990: Friday Q&A: Languages for Children, Moving to the USA, Happiness

January 12, 2024 22:26 - 56 minutes - 52.1 MB

On today's Q&A show we discuss: 1:38 English is not my native language. Should I try to raise my child in English to help him or her advance? 7:47 I am a young German student and I want to become a financial planner in the USA. How do I do that? 35:38 Should we pursue happiness as a goal?

989: Everyone is Moving to the Metropole

January 09, 2024 23:33 - 33 minutes - 31.4 MB

https://www.palladiummag.com/2022/08/16/in-an-aging-world-the-metropole-beckons/ 

988: Friday Q&A: Critiques of Joshua's Recent Advice, Too Many Businesses, Too Little Time, Converting Term to Whole Life

January 05, 2024 23:08 - 1 hour - 74.2 MB

On today's Friday Q&A show we discuss: 1:31 Joshua's recent advice wasn't great...why? 22:45 I'm working like a maniac on a bazillion different businesses...how do I focus myself on what really matters? 1:02:16 Should I convert my term life insurance to whole life insurance? Enjoy! Joshua Join me in Panama in 2 weeks: https://expatmoney.com/radical  Join me on next week's Q&A: https://patreon.com/radicalpersonalfinance 

987: Invest Your Money Into Founding a Great House To Change the World

January 04, 2024 21:57 - 1 hour - 57 MB

Come to Panama in 2 weeks with me! https://expatmoney.com/radical  How to Found a Great House and Become a Prince https://www.mythpilot.com/p/how-to-found-a-great-house 

986: New Year's Q&A: What Do I Do With a Bunch of Extra Money, Financial Planning for Single Guy, Maintain Privacy with New Business, etc.

January 01, 2024 22:27 - 3 hours - 171 MB

On today's Q&A podcast we discuss: 1:35 I'm saving way more money than I need to. What should I do instead? 13:06 I intend to stay single for life. What financial planning should I focus on to take care of myself? 29:13 I want to build an advice business and still maintain my privacy. How do I do that? 40:18 How do I set up a new partnership agreement in my medical practice? 53:08 My wife and I are expecting our first baby. What should we do to prepare? 1:07:25 How do I protect an eld...

985: How to Save Up A Down Payment to Buy Your Own Home

December 27, 2023 22:29 - 29 minutes - 28.4 MB

This audio was recorded as part of a recent Friday Q&A show, just before Christmas. There were two callers, but I made an error in my analysis in answering the first question, so I have excised that call from the show. But I think you'll enjoy this call dealing with how to save up money for a house. Joshua  

984: Friday Q&A: Internationalization for Europeans, Recording Audiobooks, Whole Life, Prenups, etc.

December 15, 2023 12:00 - 2 hours - 126 MB

On today's Friday Q&A we discuss: 1:35 Internationalization for Europeans 14:48 How to record audiobooks for your children 23:17 Should I buy a Whole Life Insurance policy? 53:11 Should I buy a business or start my own? 1:04:40 Is Joshua still worried about famine? 1:09:35 Should I learn two languages at the same time? 1:14:56 I got engaged recently and need to start working on a prenuptial agreement. Where do I begin? 1:32:41 I'm driving trucks but want to move in a different...

983: The American Dream Costs More Than The Average American Makes...Is the American Dream Dead?

December 13, 2023 22:25 - 30 minutes - 29.3 MB

The "American Dream" costs far more than most people will earn over their lifetime The American Dream Now Costs $3.4 Million The College Payoff: Education, Occupations, Lifetime Earnings    

982: Friday Q&A: Learning Spanish, Financial Windfalls, Tax Preparers, Paperless Finances, Podcasts vs. Books, Effeminate Men at Church

December 08, 2023 21:09 - 1 hour - 105 MB

On today's Q&A show we discuss: 1:51 What are the first three resources I should use to learn spanish 12:32 How should I transfer my money into the USA? 16:32 What do I do with an unexpected windfall? 20:48 How do I find a good tax preparer for my real estate business? 30:45 Should I sell my old rental house tax free or keep it? 42:44 I want to become a financial minimalist. How do I streamline things? 52:14 Should I listen to podcasts or audio books? 1:00:58 Should I switch to a pa...

981: 🇵🇦Panama Is a World-Class Destination for Your International Plans; Here's Why - Interview with Mikkel Thorup from Expat Money

November 27, 2023 23:07 - 38 minutes - 27.4 MB

Today I interview Mikkel Thorup on the nation of Panama and some of the ways it can be useful for you and for me. Come join the Panama Investment Tour we are hosting in January! https://expatmoney.com/radical 

"An Old-Fashioned Thanksgiving" by Louisa May Alcott

November 23, 2023 14:13 - 40 minutes - 37.5 MB

Today, in celebration of the American holiday "Thanksgiving Day," I want to share with you a recording of short story written by Louisa May Alcott, called "An Old-Fashioned Thanksgiving." The audio file has no commentary—it's merely an unabridged reading of the story—and is suitable for you to share with your children as a worthwhile story to enjoy this time of year. But this story is filled with financial lessons for those with ears to hear. As you listen to a life of long ago (circa ...

980: Why I Will Move Back to the USA (Probably)

November 22, 2023 22:00 - 1 hour - 83.1 MB

Huge Black Friday Sale going on right now! Join me in Panama for an outstanding internationalization event! https://expatmoney.com/radical  www.InternationalEscapePlan.com (my internationalization course) www.BitcoinPrivacyCourse.com (How to buy private Bitcoin) www.HackproofCourse.com (Protect your identity and personal information in 2024!)

979: Friday Q&A: Mental Models, Good Starter Estate Plan, AI, Barefoot Shoes, Prepare Food, Peter Zeihan, and more!

November 17, 2023 21:47 - 1 hour - 76.3 MB

On today's Friday Q&A we discuss: 1:30 What mental models can I use to decide among jobs? 26:01 How should I set up my estate plan for my children? 43:03 Is AI a dangerous weapon? 44:52 Joshua's barefoot shoes 47:30 How can I do healthy prepper food? 56:30 Why is Peter Zeihan wrong? 1:11:14 What is happening with pot consumption in the USA? 1:17:00 How do you get free of back pain? Enjoy! Joshua Join me on next week's Q&A: https://patreon.com/radicalpersonalfinance  Join...

978: Why I Left the USA, Part 4, For Me

November 16, 2023 22:18 - 55 minutes - 51.3 MB

I've been releasing this series as part of my promotion for my forthcoming event in Panama. Come hang out with me and make your own International Plan! https://expatmoney.com/radical  Or buy my course and just do it yourself: http://www.internationalescapeplan.com         

977: Why I Left the USA - Part 3, For My Children

November 13, 2023 20:29 - 1 hour - 58.4 MB

Come spend a week with me in Panama working on your international plan! https://expatmoney.com/radical  Or buy my course and just do it yourself: http://www.internationalescapeplan.com 

976: Why I Left the USA - Part 2, For Adventure

November 01, 2023 11:23 - 43 minutes - 40.4 MB

http://expatmoney.com/radical  www.InternationalEscapePlan.com 

975: Completely Stranded in the Caribbean for 2 Years!

October 31, 2023 11:00 - 19 minutes - 18.3 MB

Original story: https://x.com/intrepid_p/status/1718021366329565586?s=20  Sign up for my Panama Internationalization and Investment Event! https://expatmoney.com/radical 

Completely Stranded in the Caribbean for 2 Years!

October 31, 2023 11:00 - 19 minutes - 18.1 MB

Original story: https://x.com/intrepid_p/status/1718021366329565586?s=20  Sign up for my Panama Internationalization and Investment Event! https://expatmoney.com/radical 

974: Why I Left the USA - Part 1

October 30, 2023 09:54 - 59 minutes - 54.9 MB

I've never shared publicly my own personal reasons for leaving the USA. In this podcast, I begin that process. This will help you to consider your own situation and your reasons for leaving or staying in your country. https://internationalescapeplan.com  https://expatmoney.com/radical 

Why I Left the USA - Part 1

October 30, 2023 09:54 - 59 minutes - 54.6 MB

I've never shared publicly my own personal reasons for leaving the USA. In this podcast, I begin that process. This will help you to consider your own situation and your reasons for leaving or staying in your country. https://internationalescapeplan.com  https://expatmoney.com/radical 

973: Friday Q&A: Should I Become a US Citizen, Should I Invest My Money Into Treasuries, Switch Health Insurance, Preparing for In-Laws Moving In

October 14, 2023 12:23 - 1 hour - 64.4 MB

On today's Q&A show we discuss: 01:29 Should I become a US Citizen? 29:51 Should I invest into US Treasuries given today's high interest rates? 53:39 What books is Joshua currently reading? 55:21 Should I switch to a low-deductible health insurance plan? 57:56 What can I do to prepare for my in-laws to move in? To join me on next week's call, go to https://patreon.com/radicalpersonalfinance  Joshua

972: Most Important Steps to Plan for Aging Family Members

October 13, 2023 13:45 - 40 minutes - 38.1 MB

Prepare When Times are Good; Invest When Times are Bad

October 09, 2023 12:49 - 40 minutes - 37.3 MB

www.InternationalEscapePlan.com  www.expatmoney.com/radical 

971: Prepare When Times Are Good; Invest When Times Are Bad

October 09, 2023 12:49 - 40 minutes - 37.6 MB

www.InternationalEscapePlan.com  www.expatmoney.com/radical 

Embrace Your Privilege

October 04, 2023 11:00 - 24 minutes - 23 MB

https://expatmoney.com/radical 

970: Embrace Your Privilege

October 04, 2023 11:00 - 24 minutes - 23 MB

Come to my event in Panama City in January!  https://expatmoney.com/radical

969: Friday Q&A: Resume Gaps, Speed Reading, High-Cost 403(b), New Job & Career

September 29, 2023 20:24 - 1 hour - 66.3 MB

On today's Friday Q&A we discuss: 01:19 Should I be worried about a gap on my resume from going back to college? 12:30 Should I learn to speed read? 34:25 What should I do with my super-expensive 403(b)? 43:12 How do I decide on a new job and career after quitting a bad one? Enjoy! Join me next week for the Q&A call: https://patreon.com/radicalpersonalfinance Come to my event in Panama! https://expatmoney.com/radical 

Friday Q&A: Resume Gaps, Speed Reading, High-Cost 403(b), New Job & Career

September 29, 2023 20:24 - 1 hour - 66.3 MB

On today's Friday Q&A we discuss: Should I be worried about a gap on my resume from going back to college? Should I learn to speed read? What should I do with my super-expensive 403(b)? How do I decide on a new job and career after quitting a bad one? Enjoy! Join me next week for the Q&A call: https://patron.com/radicalpersonalfinance Come to my event in Panama! https://expatmoney.com/radical 

968: What the Young Man Should Know

September 28, 2023 22:30 - 34 minutes - 32.4 MB

What the Young Man Should Know by Robert Littell, from the March 1933 issue of Harper's Magazine

What the Young Man Should Know

September 28, 2023 22:30 - 34 minutes - 32.4 MB

What the Young Man Should Know by Robert Littell, from the March 1933 issue of Harper's Magazine

967: Friday Q&A: Fix It Up or Sell It, Are CHSM Shares Tax-Deductible, Financial Discussions in Marriage, Math Academy, Ambleside Online

September 25, 2023 17:29 - 1 hour - 110 MB

On today's Q&A show we discuss: 01:30 How to decide to fix up or sell a house 14:36 Are Christian Healthcare Sharing Ministry share payments tax-deductible? 21:30 How should husbands and wives approach their financial discussions? 41:34 Does Joshua still love https://www.MathAcademy.com/? 01:13:00 Does Joshua still love https://www.AmblesideOnline.org/? Enjoy the show!  To gain access to the next Q&A show go to https://patreon.com/radicalpersonalfinance  Come hang out in 🇵🇦Pana...

966: You Must Build Texture and Variety into Your Future (and Children Will Help Enormously with This Task)

September 20, 2023 23:02 - 40 minutes - 37.8 MB

Come to my event in Panama City in January! https://expatmoney.com/radical 

965: Friday Q&A: Time in Business vs. Children, Consulting Offerings, 529 Accounts, Large Gifts, Etc.

September 15, 2023 22:00 - 1 hour - 72.3 MB

On today's Q&A show we discuss: 00:54 How do I wrestle with the tension between time in my business and time with my children? 29:57 How can I structure the offerings of my new consulting business? 39:57 How do I start a lifestyle business? 57:49 Miscellaneous questions on 529 accounts. 1:08:13 My uncle wants to give a gift to my children. How do I do that?

964: Responding to Senator McConnell's Economic Plan (War is a Racket by the Maverick Marine, Major General Smedley Butler)

September 11, 2023 19:11 - 50 minutes - 47 MB

PDF: https://www.ratical.org/ratville/CAH/warisaracket.pdf Come hang out with me in Panama! https://expatmoney.com/radical 

963: Friday Q&A: Ladybird Deed, Banking in Canada, Why You Should Have a Family Bank

September 08, 2023 22:28 - 56 minutes - 52.2 MB

On today's Q&A show we discuss: 1:00 Should I do a Ladybird Deed on my Florida house? 14:27 How do I open a bank account in Canada? 36:11 Why should I set up a "family bank"? Enjoy! Joshua Join me on next week's Q&A show: https://patreon.com/radicalpersonalfinance  Come to Panama with me in January! https://expatmoney.com/radical 

962: How to 10x Your Income (The 1000% Formula)

September 07, 2023 22:57 - 31 minutes - 29.3 MB

https://expatmoney.com/radical 

961: Friday Q&A: Health Insurance Abroad, Becoming a Pilot, Taxes for a Nanny, Trustee Position, Etc.

September 01, 2023 20:38 - 1 hour - 62.3 MB

On today's Q&A show we discuss: 00:38 How do I handle my health insurance while abroad? 6:04 I want to leave my teaching job and become a pilot. Should I do it? 19:28 How do I set up the taxes/wages for a nanny? 24:37 Should I accept a trustee position on a special needs trust? 28:53 Should I cash out my stock options or keep them? 38:29 How do you travel the world with small children? Enjoy! Get access to next week's call: https://patreon.com/radicalpersonalfinance  Come hang...

Guests

Jake Desyllas
5 Episodes
James Wesley
3 Episodes
Joshua Sheats
3 Episodes
Curtis Stone
2 Episodes
David Stein
2 Episodes
Joe Fairless
2 Episodes
Kraig Mathias
2 Episodes
Lauren Greutman
2 Episodes
Michael Kitces
2 Episodes
Nick Loper
2 Episodes
Paula Pant
2 Episodes
Rocky Lalvani
2 Episodes
Alan Moore
1 Episode
Andy Sage
1 Episode
Ann Barnhardt
1 Episode
Brad Baldridge
1 Episode
Brad DeGraw
1 Episode
Carrie Olsen
1 Episode
Casey Lewis
1 Episode
Chad Carson
1 Episode
Cliff Ravenscraft
1 Episode
Craig Cody
1 Episode
Daniel Crosby
1 Episode
Dan Lok
1 Episode
Dr. Gary North
1 Episode
Jason Parker
1 Episode
Jeff Goins
1 Episode
Joe Saul-Sehy
1 Episode
Jonathan Harris
1 Episode
Jordan Harbinger
1 Episode
Josh Elledge
1 Episode
Ken Ilgunas
1 Episode
Lee Cockerell
1 Episode
Leslie Pappas
1 Episode
Manhar Patel
1 Episode
Mark Podolsky
1 Episode
Michael Melissinos
1 Episode
Nate Dodson
1 Episode
Nick Hazelton
1 Episode
Nicole Bryan
1 Episode
Peter Polson
1 Episode
Peter Steinberg
1 Episode
Rick Seigmund
1 Episode
Robert Kiyosaki
1 Episode
Rod Khleif
1 Episode
Roger Whitney
1 Episode
Sara Miner
1 Episode
Scott Young
1 Episode
Tim Ferriss
1 Episode
Tim Schmoyer
1 Episode
Tom Corley
1 Episode
Ty Crandall
1 Episode
Zeona McIntyre
1 Episode

Twitter Mentions

@joshuasheats 7 Episodes
@taylorawelch 2 Episodes
@cpaplanner 2 Episodes
@cheapbohemian 1 Episode
@annbarnhardt 1 Episode
@USATODAY 1 Episode