Radical Personal Finance artwork

Radical Personal Finance

953 episodes - English - Latest episode: 19 days ago - ★★★★ - 1.6K ratings

Joshua J Sheats, MSFS, CFP, CLU, ChFC, CASL, CAP, RHU, REBC is a financial planner who teaches people how to live a rich life now while building a plan for financial freedom in 10 years or less. He mixes creative approaches to lifestyle design, deep-dive financial planning techniques, and hard-core business strategy to equip you with the knowledge and inspiration you need to build financial independence.

Investing Business Education financialplanning earlyretirement financialindependence insurance investing
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Episodes

Friday Q&A: Saving on Taxes, Learning a New Language, Getting into Camping, Inflation, etc.

May 28, 2021 19:25 - 1 hour - 83.8 MB

On today's Friday Q&A is show we cover: 1:10 I have a new 109-acre property. How can I use it intelligently to offset the costs and taxes? 18:32 Should I pay off debt if I expect future inflation? 27:15 What tools should I use to learn a language from scratch? 41:45 How far can I go in deducting the expenses of my vacation rental and how far should I go to get tax deductions? 1:03:00 I'm getting my family into camping for the first time. Where should I start? 1:22:00 Should I inve...

Why I Got Bitcoin Wrong: An Apology

May 20, 2021 22:13 - 1 hour - 63.5 MB

In 2013, Bitcoin traded for $85 per coin. Today, it's at $40,000 per coin. I never once told you to buy Bitcoin. In today's show I'll explain why and I will apologize for that oversight. Joshua 

The Freedom of Full-Time Family Travel

May 19, 2021 20:59 - 1 hour - 58.2 MB

As a family, we've just finished the first two weeks of our most-recent nomad adventure in Mexico! In today's show, I want to share with you how and why we live in a golden age of travel and how you can access it if you want to! Joshua

Is it Safe to Go to Mexico? Or Anywhere?

May 13, 2021 13:09 - 27 minutes - 22.2 MB

How to Move to Mexico (and Why You Should Establish Residency Now, Not Later)

May 10, 2021 15:28 - 50 minutes - 46.3 MB

I firmly believe that any North American who is interested in a Plan B should consider Mexico as an option before almost any other country. In today's podcast I've invited attorney Enrique Ramírez Corona on the show to discuss how Mexico's immigration program works. Enjoy! Joshua Enrique's website: http://www.sanmiguel-legal.com/ Enrique's email: [email protected]  

I Make Dreams Come True

May 05, 2021 23:29 - 49 minutes - 45.9 MB

Friday Q&A: Downsides to Second Citizenship, Crypto Wages, Cash Out Pension, Etc.

May 01, 2021 00:11 - 2 hours - 129 MB

It's Friday! Today we do Q&A! 1:30 Is there a downside to a second citizenship? 20:04 Should I invest for early retirement or buy a house? 47:37 How are my crypto wages taxed as I earn them and they grow? 1:06:00 Should I cash out my Teacher's pension or keep it? 1:16:48 I make 3x money as I did 6 months ago. Am I spending too much? 1:24:27 I have $1,000,000 in the stock market. Should I sell? 1:38:20 How can I plant some flags as a farmer? 1:52:31 How can I pay my parents to ...

Disaster is NOT a Strategy

April 22, 2021 20:41 - 12 minutes - 12 MB

Disaster is NOT a strategy. But you can build a strategy for virtually any disaster. Joshua

How Should You Prioritize Tax Costs in Your Decisions?

April 14, 2021 22:54 - 52 minutes - 48.6 MB

Friday Q&A: Made a Bunch of Money; Now What? How Does Joshua Create a Podcast

April 09, 2021 18:36 - 49 minutes - 45.7 MB

It's Friday! Today we do live Q&A and cover: I made a bunch of money on a real estate deal. What do I do with the money now? 29:35 How does Joshua go about making a podcast? Joshua p.s., join me on Patreon to join us next week! https://patreon.com/RadicalPersonalFinance 

How to Live Income-Tax Free in the USA (pt 2) ... and Make Money!

April 08, 2021 20:31 - 36 minutes - 33.6 MB

Text me your comments and questions: 561-468-3158 Joshua

Announcement: Big, Big Travel Plans This Year!

April 05, 2021 23:02 - 26 minutes - 24 MB

In today's show, I'll share the exciting Sheats' Family travel plans for the rest of this year! Joshua p.s., Brand new! Text me a question or comment at 561-468-3158!

50% Off Sale Ends Tomorrow!

March 31, 2021 02:12 - 1 minute - 1.1 MB

https://radicalpersonalfinance.com/store use code CHANGINGPLATFORMS

How to Live Income-Tax Free in the USA

March 22, 2021 23:21 - 29 minutes - 27.6 MB

It's exceedingly difficult to live income-tax free in the USA. (At least if we assume you're going to make some significant money.) But it's not impossible. At least not conceptually. You just have to avoid that pesky thing called "income." Let's talk about how! Joshua 50% off sale ends March 31. Use Coupon Code CHANGINGPLATFORMS at https://radicalpersonalfinance.com/store now!

776-Should You Cheat on Your Taxes to Save Money?

March 16, 2021 13:53 - 27 minutes - 25.7 MB

Save 50 percent on all of my courses until March 31 with coupon code CHANGINGPLATFORMS at https://radicalpersonalfinance.com/store 

775-Friday Q&A: Health Insurance or Health Sharing, Convert Group Life to Personal, Sell My Rental Property, etc.

March 12, 2021 17:22 - 47 minutes - 43.5 MB

Save 50% on all of my courses until March 31 using coupon code CHANGINGPLATFORMS at https://radicalpersonalfinance.com/store 2:30 Should I buy a health insurance policy on the public exchange or join a Christian Healthcare Ministry? 9:30 Can I open an HSA account if I’m on my parents’ policy? 13:00  How long should I keep my personal banking records? 17:10 Should I convert my group life insurance to a personal policy? 26:30 Should I sell my rental property to invest in something els...

Friday Q&A: Health Insurance or Health Sharing, Convert Group Life to Personal, Sell My Rental Property, etc.

March 12, 2021 17:22 - 47 minutes - 43.5 MB

Save 50% on all of my courses until March 31 using coupon code CHANGINGPLATFORMS at https://radicalpersonalfinance.com/store 2:30 Should I buy a health insurance policy on the public exchange or join a Christian Healthcare Ministry? 9:30 Can I open an HSA account if I’m on my parents’ policy? 13:00  How long should I keep my personal banking records? 17:10 Should I convert my group life insurance to a personal policy? 26:30 Should I sell my rental property to invest in something els...

774-The Shocking Truth of How Just a Tiny Bit of Tax Destroys the Compounding of Your Wealth (RE-DO TO CORRECT A SERIOUS MATH ERROR)

March 11, 2021 18:08 - 17 minutes - 16.6 MB

The Magic Penny is the best-performing investment asset any of us could dream of having. Today I'll show you how just a little bit of tax totally decimates its results! Save 50% with code CHANGINGPLATFORMS only until March 31. https://radicalpersonalfinance.com/store​   

773-How an Early Retirement Extreme Lifestyle Protects You From Catastrophic - Interview with Jacob Lund Fisker

March 10, 2021 23:27 - 1 hour - 100 MB

I invited Jacob Lund Fisker back to Radical Personal Finance to discuss the Early Retirement Extreme lifestyle, investing, and how to protect yourself from catastrophic risk. https://radicalpersonalfinance.com/store​ Save 50% with CHANGINGPLATFORMS until March 31

772-Friday Q&A: Investment Wins, Vacation Property, Offshore Liability, Disability Insurance

March 05, 2021 22:53 - 1 hour - 74.7 MB

It's Friday and that means live Q&A! But remember that I'm doing a limited-time sale: Go to https://radicalpersonalfinance.com/store and get 50% OFF all of my courses using coupon code CHANGINGPLATFORMS I'm ending my personal consulting work on March 31, 2021. If you'd like to book a personal consultation with me, go to https://radicalpersonalfinance.com/consult and book now. Plus, you'll save 25% on that service too! On to today's topics: 2:40 What can I learn from my recent investment...

Friday Q&A: Investment Wins, Vacation Property, Offshore Liability, Disability Insurance

March 05, 2021 22:53 - 1 hour - 74.7 MB

It's Friday and that means live Q&A! But remember that I'm doing a limited-time sale: Go to https://radicalpersonalfinance.com/store and get 50% OFF all of my courses using coupon code CHANGINGPLATFORMS I'm ending my personal consulting work on March 31, 2021. If you'd like to book a personal consultation with me, go to https://radicalpersonalfinance.com/consult and book now. Plus, you'll save 25% on that service too! On to today's topics: 2:40 What can I learn from my recent investment...

CLOSING FOR RENOVATION SALE! Save 50% on my courses until March 31

March 05, 2021 17:56 - 10 minutes - 10.3 MB

On March 31 I am removing my current courses from the marketplace so that I can re-shoot the video with fancier visual effects and release them at a higher price point. I'm also no longer going to provide personal phone consulting services after March 31. Save 50% on my courses with coupon code CHANGINGPLATFORMS available at https://radicalpersonalfinance.com/store  Save 25% on my phone consulting by booking a call with me at https://radicalpersonalfinance.com/consult  Both of these of...

771-What Will They Say About Your Life When You Die?

March 04, 2021 18:38 - 1 hour - 60.3 MB

Today, I'm going to share with you my thoughts about a friend's life and share with you some lessons from his life.

770-Friday Q&A: HELOC for Stock Investing, Dental Tourism, CFP Career Prospects, Equity as Comp

February 26, 2021 18:16 - 1 hour - 84 MB

It's Friday! Today we cover: 2:08 - Should I take out a HELOC on my house to invest in stocks? 20:48 - Can I save money on my taxes by starting a dental tourism company? 25:15 - Is the career of a CFP a good career? 39:20 - Should I sell my $600,000 crypto portfolio? 59:28 - How can I find new and interesting ideas for my life? 1:09:28 - How can I build a framework for my children’s education? 1:17:08 - Should I take a job that promises me equity as compensation? Enjoy! Joshua Joi...

769-The Power of Beta

February 23, 2021 23:10 - 55 minutes - 51.2 MB

The Psychological Freedom of Ratios

February 16, 2021 18:15 - 57 minutes - 52.9 MB

768-The Psychological Freedom of Ratios

February 16, 2021 18:15 - 57 minutes - 52.9 MB

Friday Q&A: Government Job or Private-Sector, Getting Back Into Tax Compliance, Protecting Cash from Inflation, Camper or Hotel, Traveling While on Maternity Leave, etc.

February 12, 2021 16:23 - 1 hour - 70.4 MB

In today's show we do live Q&A: 3:00 Should I take a government job with good benefits or a private sector job with other benefits? 16:42 How do I get myself back into tax compliance for a US citizen? 25:52 How should I protect my cash savings from inflation 35:30 Should I stay in hotels or buy a camper for my cross-country road trip? 56:30 Should I merge my HSA with my wife’s? 1:02:05 We are going to have a baby soon. Should we go travel with our maternity leave? 1:10:18 How can I qu...

767-Friday Q&A: Government Job or Private-Sector, Getting Back Into Tax Compliance, Protecting Cash from Inflation, Camper or Hotel, Traveling While on Maternity Leave, Etc.

February 12, 2021 16:23 - 1 hour - 70.4 MB

In today's show we do live Q&A: 3:00 Should I take a government job with good benefits or a private sector job with other benefits? 16:42 How do I get myself back into tax compliance for a US citizen? 25:52 How should I protect my cash savings from inflation 35:30 Should I stay in hotels or buy a camper for my cross-country road trip? 56:30 Should I merge my HSA with my wife’s? 1:02:05 We are going to have a baby soon. Should we go travel with our maternity leave? 1:10:18 How can I qu...

766-Count the Costs and Your Goals May be Far More Achievable

February 10, 2021 14:57 - 11 minutes - 10.6 MB

Count the Costs and Your Goals May be Far More Achievable

February 10, 2021 14:57 - 11 minutes - 10.6 MB

RPF Meetup Invitation: Thursday, February 11 in Bogotá, Colombia

February 08, 2021 20:48 - 1 minute - 1.57 MB

Hey Radicals! I'm hosting a public meetup this Thursday, February 11, 2021 in Bogotá, Colombia. If you'd like to join me, please email me: Joshua at Radical Personal Finance dot com. Joshua

The Freedom of Frugality

January 28, 2021 22:19 - 37 minutes - 34.6 MB

765-The Freedom of Frugality

January 28, 2021 22:19 - 37 minutes - 34.6 MB

Friday Q&A: Retirement Accounts for Americans Abroad, Whole Life Insurance, Rental Property Furnishings, Giving Appreciated Assets to Charity, etc.

January 15, 2021 18:48 - 1 hour - 89.9 MB

It's Friday! Live Q&A today: 2:00 Questions on retirement account contribution for US Americans living abroad. 19:48 Should I dump my whole life insurance policy? 35:21 What are the rules on the disposition of stuff for my rental property? 45:21 Should I make big year-end contributions to my retirement accounts? 51:00 I just got laid off. What do I need to do now? 1:08:00 Should I enhance my charitable giving by giving appreciated assets? 1:14:44 How do I figure out the tax rules on m...

763-Friday Q&A: Retirement Accounts for Americans Abroad, Whole Life Insurance, Rental Property Furnishings, Giving Appreciated Assets to Charity, Etc.

January 15, 2021 18:48 - 1 hour - 90 MB

It's Friday! Live Q&A today: 2:00 Questions on retirement account contribution for US Americans living abroad 19:48 Should I dump my whole life insurance policy? 35:21 What are the rules on the disposition of stuff for my rental property? 45:21 Should I make big year-end contributions to my retirement accounts? 51:00 I just got laid off. What do I need to do now? 1:08:00 Should I enhance my charitable giving by giving appreciated assets? 1:14:44 How do I figure out the tax rules on my...

762-My 2021 Commitment: To Live Richly, Not Frugally

January 14, 2021 22:06 - 48 minutes - 44.8 MB

In 2021, I resolve to spend more money and not to engage in extreme savings. Here's why! Joshua Book a consult with me: https://radicalpersonalfinance.com/consult

My 2021 Commitment: To Live Richly, Not Frugally

January 14, 2021 22:06 - 48 minutes - 44.8 MB

In 2021, I resolve to spend more money and not to engage in extreme savings. Here's why! Joshua Book a consult with me: https://radicalpersonalfinance.com/consult

How to End a Year and Plan a Better One, Part 3: Plan

December 15, 2020 18:01 - 42 minutes - 38.9 MB

761-How to End a Year and Plan a Better One, Part 3: Plan

December 15, 2020 18:01 - 42 minutes - 38.9 MB

760-How to End a Year and Plan a Better One, Part 2: Dream

December 09, 2020 21:01 - 1 hour - 60.3 MB

How to End a Year and Plan a Better One, Part 2: Dream

December 09, 2020 21:01 - 1 hour - 60.3 MB

Friday Q&A: Scaling Biz, 401(k) Rollovers, $600k Inheritance, Leaving a Corporate Job Faster, Moving Money Offshore

December 04, 2020 18:03 - 2 hours - 130 MB

Friday Q&A today: 2:10 - Free resource for end-of-the-year planning: www.yearcompass.com 3:00 - How aggressive should I be in scaling up my real estate company? 22:15 - Should I rollover my 401(k) and 403(b) to an IRA 35:30 - Should I put my child into kindergarten at an early age? 43:44 - Should I deduct my early stage business expenses now or later? 47:14 - What should I do with a $600,000 inheritance 1:06:00 - Should I participate in my 457(b) plan? 1:06:41 - I want to leave my $2...

759-Friday Q&A: Scaling Biz, 401(k) Rollovers, $600k Inheritance, Leaving a Corporate Job Faster, Moving Money Offshore

December 04, 2020 18:03 - 2 hours - 130 MB

Friday Q&A today: 2:10 - Free resource for end-of-the-year planning: www.yearcompass.com 3:00 - How aggressive should I be in scaling up my real estate company? 22:15 - Should I rollover my 401(k) and 403(b) to an IRA 35:30 - Should I put my child into kindergarten at an early age? 43:44 - Should I deduct my early stage business expenses now or later? 47:14 - What should I do with a $600,000 inheritance 1:06:00 - Should I participate in my 457(b) plan? 1:06:41 - I want to leave my $2...

758-How to End a Year and Plan a Better One, Part 1: Reflect

December 02, 2020 23:03 - 50 minutes - 46.3 MB

How to End a Year and Plan a Better One, Part 1: Reflect

December 02, 2020 23:03 - 50 minutes - 46.3 MB

Black Friday Sale...and Thanks!

November 25, 2020 23:09 - 8 minutes - 7.76 MB

Short message today to announce my Black Friday sale and to say thank you.  You can save 55% on all of my courses at https://radicalpersonalfinance.com/store by using Coupon Code BLACKFRIDAY2020. (Sale ends Tuesday, December 1) You can save 25% on a private consulting call at https://radicalpersonalfinance.com/consult 

Guests

Jake Desyllas
5 Episodes
James Wesley
3 Episodes
Joshua Sheats
3 Episodes
Curtis Stone
2 Episodes
David Stein
2 Episodes
Joe Fairless
2 Episodes
Kraig Mathias
2 Episodes
Lauren Greutman
2 Episodes
Michael Kitces
2 Episodes
Nick Loper
2 Episodes
Paula Pant
2 Episodes
Rocky Lalvani
2 Episodes
Alan Moore
1 Episode
Andy Sage
1 Episode
Ann Barnhardt
1 Episode
Brad Baldridge
1 Episode
Brad DeGraw
1 Episode
Carrie Olsen
1 Episode
Casey Lewis
1 Episode
Chad Carson
1 Episode
Cliff Ravenscraft
1 Episode
Craig Cody
1 Episode
Daniel Crosby
1 Episode
Dan Lok
1 Episode
Dr. Gary North
1 Episode
Jason Parker
1 Episode
Jeff Goins
1 Episode
Joe Saul-Sehy
1 Episode
Jonathan Harris
1 Episode
Jordan Harbinger
1 Episode
Josh Elledge
1 Episode
Ken Ilgunas
1 Episode
Lee Cockerell
1 Episode
Leslie Pappas
1 Episode
Manhar Patel
1 Episode
Mark Podolsky
1 Episode
Michael Melissinos
1 Episode
Nate Dodson
1 Episode
Nick Hazelton
1 Episode
Nicole Bryan
1 Episode
Peter Polson
1 Episode
Peter Steinberg
1 Episode
Rick Seigmund
1 Episode
Robert Kiyosaki
1 Episode
Rod Khleif
1 Episode
Roger Whitney
1 Episode
Sara Miner
1 Episode
Scott Young
1 Episode
Tim Ferriss
1 Episode
Tim Schmoyer
1 Episode
Tom Corley
1 Episode
Ty Crandall
1 Episode
Zeona McIntyre
1 Episode

Twitter Mentions

@joshuasheats 7 Episodes
@cheapbohemian 1 Episode
@annbarnhardt 1 Episode
@USATODAY 1 Episode