Radical Personal Finance artwork

Radical Personal Finance

973 episodes - English - Latest episode: about 1 month ago - ★★★★ - 1.7K ratings

Joshua J Sheats, MSFS, CFP, CLU, ChFC, CASL, CAP, RHU, REBC is a financial planner who teaches people how to live a rich life now while building a plan for financial freedom in 10 years or less. He mixes creative approaches to lifestyle design, deep-dive financial planning techniques, and hard-core business strategy to equip you with the knowledge and inspiration you need to build financial independence.

Investing Business Education financialplanning investing earlyretirement financialindependence insurance
Homepage Apple Podcasts Google Podcasts Overcast Castro Pocket Casts RSS feed

Episodes

Friday Q&A: Education, Crypto Lending, Low Income Opportunities, Spending Money on Prepping, House Hacking, etc.

August 27, 2021 20:59 - 1 hour - 95.3 MB

2:06 How should I save for my children's education? 31:00 How should I view crypto lending accounts? 38:00 My income is going to be super low this next year. What are my opportunities? 46:30 How much money should I spend on prepping? 1:03:30 I'm a new early retiree. Should I pay cash for a house or finance it? 1:22:30 I'm young and getting into house hacking. How should I start? 1:31:15 What are Joshua's real estate investment plans?

How to Lower The Stress of Travel

August 26, 2021 14:57 - 25 minutes - 23.2 MB

How to Lower The Stress of Travel

August 26, 2021 14:57

Friday Q&A: Where to Start as 21-Year-Old, Liability on Rural Property, Saving for Retirement vs. House, etc.

August 20, 2021 21:00 - 53 minutes - 48.7 MB

It's Friday! On today's Q&A call we discuss: 1:20 I'm 21 Years old and just bought a house. Should I do the Alpha Strategy? 24:50 I bought a rural property. How can I control my liability? 36:35 Should I prioritize retirement savings or a house down payment?

How to Buy a Quality Used Car Fast

August 13, 2021 15:52 - 55 minutes - 44.4 MB

Family Travel by Car is Vastly Superior to All Other Options

August 12, 2021 13:31 - 34 minutes - 28 MB

Friday Q&A: More Flag Theory, Debt Management, Etc.

August 05, 2021 20:27 - 1 hour - 88.3 MB

The Beauty and Excellence of a Conventional Life

August 04, 2021 11:28 - 1 hour - 62.3 MB

Practical Tools to Travel the World Cheaply

July 30, 2021 09:53 - 26 minutes - 21.5 MB

Why I Defend Billionaires

July 21, 2021 11:21 - 35 minutes - 32.8 MB

When You Have to Run Because…War

July 16, 2021 14:45 - 17 minutes - 14.1 MB

Family Travel Tips from a Full-Time Nomad Family

July 12, 2021 16:03 - 59 minutes - 47.8 MB

Analyzing Peter Thiel's $5 Billion Roth IRA

June 28, 2021 19:26 - 1 hour - 63.5 MB

https://www.propublica.org/article/the-secret-irs-files-trove-of-never-before-seen-records-reveal-how-the-wealthiest-avoid-income-tax 

This is Why You Shouldn't Leave Your Home Country and Go Elsewhere

June 23, 2021 20:28 - 47 minutes - 43.7 MB

Friday Q&A: Michael Burry's Crypto Predictions, How Much Life Insurance, Florida

June 18, 2021 18:54 - 1 hour - 55.6 MB

It's Friday! Today we discuss: 2:21 What do we do with Michael Burry's predictions of a crypto crash? 18:35 How do I figure out how much life insurance I need 35:45 Is Florida the best state in the USA? Enjoy! To join me next week, sign up here: https://patreon.com/RadicalPersonalFinance Joshua

Commentary on ProPublica Article: "The Secret IRS Files: Trove of Never-Before-Seen Records Reveal How the Wealthiest Avoid Income Tax"

June 11, 2021 21:35 - 1 hour - 63.3 MB

ProPublica made a splash this week with their reporting on the wealthiest 25 Americans' tax returns. Let's discuss! Joshua https://www.propublica.org/article/the-secret-irs-files-trove-of-never-before-seen-records-reveal-how-the-wealthiest-avoid-income-tax 

Friday Q&A: DIY, Business in Mexico, CPA Business, Buying Houses, Liberland

June 04, 2021 20:13 - 1 hour - 99.2 MB

On today's Friday Q&A we discuss: 1:30 Should I spend money on home projects when I'm capable of DIY? 17:20 What's involved with my opening a business in Mexico 26:30 Is there any danger to my real estate strategy of doing owner-financing to Mexican immigrants? 35:30 How can a young CPA grow his business and career intelligently? 43:30 Should I buy a house? 1:01:00 What is the likely future of Liberland? 1:24:15 Is it crazy for us to AirBnB for 6 months while we find a new place...

Friday Q&A: Saving on Taxes, Learning a New Language, Getting into Camping, Inflation, etc.

May 28, 2021 19:25 - 1 hour - 83.8 MB

On today's Friday Q&A is show we cover: 1:10 I have a new 109-acre property. How can I use it intelligently to offset the costs and taxes? 18:32 Should I pay off debt if I expect future inflation? 27:15 What tools should I use to learn a language from scratch? 41:45 How far can I go in deducting the expenses of my vacation rental and how far should I go to get tax deductions? 1:03:00 I'm getting my family into camping for the first time. Where should I start? 1:22:00 Should I inve...

Why I Got Bitcoin Wrong: An Apology

May 20, 2021 22:13 - 1 hour - 63.5 MB

In 2013, Bitcoin traded for $85 per coin. Today, it's at $40,000 per coin. I never once told you to buy Bitcoin. In today's show I'll explain why and I will apologize for that oversight. Joshua 

The Freedom of Full-Time Family Travel

May 19, 2021 20:59 - 1 hour - 58.2 MB

As a family, we've just finished the first two weeks of our most-recent nomad adventure in Mexico! In today's show, I want to share with you how and why we live in a golden age of travel and how you can access it if you want to! Joshua

Is it Safe to Go to Mexico? Or Anywhere?

May 13, 2021 13:09 - 27 minutes - 22.2 MB

How to Move to Mexico (and Why You Should Establish Residency Now, Not Later)

May 10, 2021 15:28 - 50 minutes - 46.3 MB

I firmly believe that any North American who is interested in a Plan B should consider Mexico as an option before almost any other country. In today's podcast I've invited attorney Enrique Ramírez Corona on the show to discuss how Mexico's immigration program works. Enjoy! Joshua Enrique's website: http://www.sanmiguel-legal.com/ Enrique's email: [email protected]  

I Make Dreams Come True

May 05, 2021 23:29 - 49 minutes - 45.9 MB

Friday Q&A: Downsides to Second Citizenship, Crypto Wages, Cash Out Pension, Etc.

May 01, 2021 00:11 - 2 hours - 129 MB

It's Friday! Today we do Q&A! 1:30 Is there a downside to a second citizenship? 20:04 Should I invest for early retirement or buy a house? 47:37 How are my crypto wages taxed as I earn them and they grow? 1:06:00 Should I cash out my Teacher's pension or keep it? 1:16:48 I make 3x money as I did 6 months ago. Am I spending too much? 1:24:27 I have $1,000,000 in the stock market. Should I sell? 1:38:20 How can I plant some flags as a farmer? 1:52:31 How can I pay my parents to ...

Disaster is NOT a Strategy

April 22, 2021 20:41 - 12 minutes - 12 MB

Disaster is NOT a strategy. But you can build a strategy for virtually any disaster. Joshua

How Should You Prioritize Tax Costs in Your Decisions?

April 14, 2021 22:54 - 52 minutes - 48.6 MB

Friday Q&A: Made a Bunch of Money; Now What? How Does Joshua Create a Podcast

April 09, 2021 18:36 - 49 minutes - 45.7 MB

It's Friday! Today we do live Q&A and cover: I made a bunch of money on a real estate deal. What do I do with the money now? 29:35 How does Joshua go about making a podcast? Joshua p.s., join me on Patreon to join us next week! https://patreon.com/RadicalPersonalFinance 

How to Live Income-Tax Free in the USA (pt 2) ... and Make Money!

April 08, 2021 20:31 - 36 minutes - 33.6 MB

Text me your comments and questions: 561-468-3158 Joshua

Announcement: Big, Big Travel Plans This Year!

April 05, 2021 23:02 - 26 minutes - 24 MB

In today's show, I'll share the exciting Sheats' Family travel plans for the rest of this year! Joshua p.s., Brand new! Text me a question or comment at 561-468-3158!

50% Off Sale Ends Tomorrow!

March 31, 2021 02:12 - 1 minute - 1.1 MB

https://radicalpersonalfinance.com/store use code CHANGINGPLATFORMS

How to Live Income-Tax Free in the USA

March 22, 2021 23:21 - 29 minutes - 27.6 MB

It's exceedingly difficult to live income-tax free in the USA. (At least if we assume you're going to make some significant money.) But it's not impossible. At least not conceptually. You just have to avoid that pesky thing called "income." Let's talk about how! Joshua 50% off sale ends March 31. Use Coupon Code CHANGINGPLATFORMS at https://radicalpersonalfinance.com/store now!

776-Should You Cheat on Your Taxes to Save Money?

March 16, 2021 13:53 - 27 minutes - 25.7 MB

Save 50 percent on all of my courses until March 31 with coupon code CHANGINGPLATFORMS at https://radicalpersonalfinance.com/store 

775-Friday Q&A: Health Insurance or Health Sharing, Convert Group Life to Personal, Sell My Rental Property, etc.

March 12, 2021 17:22 - 47 minutes - 43.5 MB

Save 50% on all of my courses until March 31 using coupon code CHANGINGPLATFORMS at https://radicalpersonalfinance.com/store 2:30 Should I buy a health insurance policy on the public exchange or join a Christian Healthcare Ministry? 9:30 Can I open an HSA account if I’m on my parents’ policy? 13:00  How long should I keep my personal banking records? 17:10 Should I convert my group life insurance to a personal policy? 26:30 Should I sell my rental property to invest in something els...

Friday Q&A: Health Insurance or Health Sharing, Convert Group Life to Personal, Sell My Rental Property, etc.

March 12, 2021 17:22 - 47 minutes - 43.5 MB

Save 50% on all of my courses until March 31 using coupon code CHANGINGPLATFORMS at https://radicalpersonalfinance.com/store 2:30 Should I buy a health insurance policy on the public exchange or join a Christian Healthcare Ministry? 9:30 Can I open an HSA account if I’m on my parents’ policy? 13:00  How long should I keep my personal banking records? 17:10 Should I convert my group life insurance to a personal policy? 26:30 Should I sell my rental property to invest in something els...

774-The Shocking Truth of How Just a Tiny Bit of Tax Destroys the Compounding of Your Wealth (RE-DO TO CORRECT A SERIOUS MATH ERROR)

March 11, 2021 18:08 - 17 minutes - 16.6 MB

The Magic Penny is the best-performing investment asset any of us could dream of having. Today I'll show you how just a little bit of tax totally decimates its results! Save 50% with code CHANGINGPLATFORMS only until March 31. https://radicalpersonalfinance.com/store​   

773-How an Early Retirement Extreme Lifestyle Protects You From Catastrophic - Interview with Jacob Lund Fisker

March 10, 2021 23:27 - 1 hour - 100 MB

I invited Jacob Lund Fisker back to Radical Personal Finance to discuss the Early Retirement Extreme lifestyle, investing, and how to protect yourself from catastrophic risk. https://radicalpersonalfinance.com/store​ Save 50% with CHANGINGPLATFORMS until March 31

772-Friday Q&A: Investment Wins, Vacation Property, Offshore Liability, Disability Insurance

March 05, 2021 22:53 - 1 hour - 74.7 MB

It's Friday and that means live Q&A! But remember that I'm doing a limited-time sale: Go to https://radicalpersonalfinance.com/store and get 50% OFF all of my courses using coupon code CHANGINGPLATFORMS I'm ending my personal consulting work on March 31, 2021. If you'd like to book a personal consultation with me, go to https://radicalpersonalfinance.com/consult and book now. Plus, you'll save 25% on that service too! On to today's topics: 2:40 What can I learn from my recent investment...

Friday Q&A: Investment Wins, Vacation Property, Offshore Liability, Disability Insurance

March 05, 2021 22:53 - 1 hour - 74.7 MB

It's Friday and that means live Q&A! But remember that I'm doing a limited-time sale: Go to https://radicalpersonalfinance.com/store and get 50% OFF all of my courses using coupon code CHANGINGPLATFORMS I'm ending my personal consulting work on March 31, 2021. If you'd like to book a personal consultation with me, go to https://radicalpersonalfinance.com/consult and book now. Plus, you'll save 25% on that service too! On to today's topics: 2:40 What can I learn from my recent investment...

CLOSING FOR RENOVATION SALE! Save 50% on my courses until March 31

March 05, 2021 17:56 - 10 minutes - 10.3 MB

On March 31 I am removing my current courses from the marketplace so that I can re-shoot the video with fancier visual effects and release them at a higher price point. I'm also no longer going to provide personal phone consulting services after March 31. Save 50% on my courses with coupon code CHANGINGPLATFORMS available at https://radicalpersonalfinance.com/store  Save 25% on my phone consulting by booking a call with me at https://radicalpersonalfinance.com/consult  Both of these of...

771-What Will They Say About Your Life When You Die?

March 04, 2021 18:38 - 1 hour - 60.3 MB

Today, I'm going to share with you my thoughts about a friend's life and share with you some lessons from his life.

770-Friday Q&A: HELOC for Stock Investing, Dental Tourism, CFP Career Prospects, Equity as Comp

February 26, 2021 18:16 - 1 hour - 84 MB

It's Friday! Today we cover: 2:08 - Should I take out a HELOC on my house to invest in stocks? 20:48 - Can I save money on my taxes by starting a dental tourism company? 25:15 - Is the career of a CFP a good career? 39:20 - Should I sell my $600,000 crypto portfolio? 59:28 - How can I find new and interesting ideas for my life? 1:09:28 - How can I build a framework for my children’s education? 1:17:08 - Should I take a job that promises me equity as compensation? Enjoy! Joshua Joi...

769-The Power of Beta

February 23, 2021 23:10 - 55 minutes - 51.2 MB

The Psychological Freedom of Ratios

February 16, 2021 18:15 - 57 minutes - 52.9 MB

768-The Psychological Freedom of Ratios

February 16, 2021 18:15 - 57 minutes - 52.9 MB

Friday Q&A: Government Job or Private-Sector, Getting Back Into Tax Compliance, Protecting Cash from Inflation, Camper or Hotel, Traveling While on Maternity Leave, etc.

February 12, 2021 16:23 - 1 hour - 70.4 MB

In today's show we do live Q&A: 3:00 Should I take a government job with good benefits or a private sector job with other benefits? 16:42 How do I get myself back into tax compliance for a US citizen? 25:52 How should I protect my cash savings from inflation 35:30 Should I stay in hotels or buy a camper for my cross-country road trip? 56:30 Should I merge my HSA with my wife’s? 1:02:05 We are going to have a baby soon. Should we go travel with our maternity leave? 1:10:18 How can I qu...

767-Friday Q&A: Government Job or Private-Sector, Getting Back Into Tax Compliance, Protecting Cash from Inflation, Camper or Hotel, Traveling While on Maternity Leave, Etc.

February 12, 2021 16:23 - 1 hour - 70.4 MB

In today's show we do live Q&A: 3:00 Should I take a government job with good benefits or a private sector job with other benefits? 16:42 How do I get myself back into tax compliance for a US citizen? 25:52 How should I protect my cash savings from inflation 35:30 Should I stay in hotels or buy a camper for my cross-country road trip? 56:30 Should I merge my HSA with my wife’s? 1:02:05 We are going to have a baby soon. Should we go travel with our maternity leave? 1:10:18 How can I qu...

Guests

Jake Desyllas
5 Episodes
James Wesley
3 Episodes
Joshua Sheats
3 Episodes
Curtis Stone
2 Episodes
David Stein
2 Episodes
Joe Fairless
2 Episodes
Kraig Mathias
2 Episodes
Lauren Greutman
2 Episodes
Michael Kitces
2 Episodes
Nick Loper
2 Episodes
Paula Pant
2 Episodes
Rocky Lalvani
2 Episodes
Alan Moore
1 Episode
Andy Sage
1 Episode
Ann Barnhardt
1 Episode
Brad Baldridge
1 Episode
Brad DeGraw
1 Episode
Carrie Olsen
1 Episode
Casey Lewis
1 Episode
Chad Carson
1 Episode
Cliff Ravenscraft
1 Episode
Craig Cody
1 Episode
Daniel Crosby
1 Episode
Dan Lok
1 Episode
Dr. Gary North
1 Episode
Jason Parker
1 Episode
Jeff Goins
1 Episode
Joe Saul-Sehy
1 Episode
Jonathan Harris
1 Episode
Jordan Harbinger
1 Episode
Josh Elledge
1 Episode
Ken Ilgunas
1 Episode
Lee Cockerell
1 Episode
Leslie Pappas
1 Episode
Manhar Patel
1 Episode
Mark Podolsky
1 Episode
Michael Melissinos
1 Episode
Nate Dodson
1 Episode
Nick Hazelton
1 Episode
Nicole Bryan
1 Episode
Peter Polson
1 Episode
Peter Steinberg
1 Episode
Rick Seigmund
1 Episode
Robert Kiyosaki
1 Episode
Rod Khleif
1 Episode
Roger Whitney
1 Episode
Sara Miner
1 Episode
Scott Young
1 Episode
Tim Ferriss
1 Episode
Tim Schmoyer
1 Episode
Tom Corley
1 Episode
Ty Crandall
1 Episode
Zeona McIntyre
1 Episode

Twitter Mentions

@joshuasheats 7 Episodes
@cheapbohemian 1 Episode
@annbarnhardt 1 Episode
@USATODAY 1 Episode