Radical Personal Finance artwork

Radical Personal Finance

1,335 episodes - English - Latest episode: 6 days ago - ★★★★ - 1.8K ratings

Joshua J Sheats, MSFS, CFP, CLU, ChFC, CASL, CAP, RHU, REBC is a financial planner who teaches people how to live a rich life now while building a plan for financial freedom in 10 years or less. He mixes creative approaches to lifestyle design, deep-dive financial planning techniques, and hard-core business strategy to equip you with the knowledge and inspiration you need to build financial independence.

Investing Business Education financial retirement advice christian education faith family finance growth independence
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Episodes

1027: Should Women Work?

June 12, 2024 12:07 - 2 hours - 122 MB

I admit it; the title is a little bit of clickbait. I received a set of important and cogent questions from a concerned mother-of-daughters who was wrestling with some of my male-oriented comments and advice recently. In this episode I seek to thoughtfully explore and articulate the differences between male and female career aspirations and leadership in society and discuss openly some of the challenges we currently face. This episode was quite difficult to do because in our current public...

1026: Friday Q&A: Pay Cash for House or Get a Mortgage, Full-Time RV Living, Death Plan for Information, Philosophy of Business

June 07, 2024 20:40 - 1 hour - 77.4 MB

On today's Friday Q&A show we discuss: 1:24 Should I pay cash for my new house or get a mortgage? 12:01 I'm heading off for full-time RV living in the Western USA. What should I think about? 21:54 How can I set up a plan for my important information in case of sudden death? 44:50 A discussion of the philosophy of business that will endure through crises and generations To join me for the call next week, go here: https://patreon.com/RadicalPersonalFinance  

1025: The Rich Should Leave Their Wealth to Their Children, Not to Charity

June 06, 2024 13:43 - 14 minutes - 14 MB

By Johann Kurtz on X, and on Substack. Johann's follow-up essay "Raising children worthy of empires" is also good.

1024: If Only I Had...

June 03, 2024 23:28 - 12 minutes - 12.2 MB

1023: The Highest Paying Summer Job for Teens

May 30, 2024 21:48 - 38 minutes - 35.9 MB

I have a handful of consulting appointments still available at a discounted price for next week. https://radicalpersonalfinance.com/consult 

1022: Prepare for Sudden Death

May 29, 2024 22:53 - 50 minutes - 46.6 MB

I have a handful of private phone appointments still availble this week: https://radicalpersonalfinance.com/consult 

1021: Friday Q&A: Too Much Money To Know What To Do With, Trades vs. Knowledge Work, Saving Capital Gains Taxes

May 24, 2024 20:17 - 58 minutes - 54.6 MB

On today's Q&A podcast we discuss: 1:59 I just retired with a military pension in addition to a job and now have way more money available than I ever dreamed. What should I do with it? 28:11 Are the trades boring like Joshua said? Shouldn't more people consider them? 48:00 I need to sell some appreciated stock. How can I reduce my capital gains taxes? To join me next week, go here: https://patreon.com/radicalpersonalfinance Joshua p.s., limited consulting appointments are currently...

14 Consulying Appointment Left for Next 2 Weeks; Book Now!

May 23, 2024 23:12 - 37 seconds - 950 KB

Book a call: https://radicalpersonalfinance.com/consult 

1020: The Death of the Nation State?

May 21, 2024 11:00 - 1 hour - 74.1 MB

Consulting is open...60% sold out...book today: https://radicalpersonalfinance.com/consult 

1019: We're Doomed

May 20, 2024 21:11 - 18 minutes - 17.6 MB

Limited consultation appointments available now: https://radicalpersonalfinance.com/consult  Episode 629-[In-Depth Version] Federal Debt: The Ticking Bomb that No One is Willing to Defuse

1018: Friday Q&A: Entity Selection for a Business and One Parent One Language Acquisition for Children

May 17, 2024 21:11 - 26 minutes - 25.4 MB

On today's Friday Q&A we discuss: 1:30 What kind of entity to establish for a consulting business. 12:59 How to do One Parent One Language for your children's language aquisition. To join me on next week's podcast, go here: https://patren.com/radicalpersonalfinance Limited consulting calls are open at the moment: https://radicalpersonalfinance.com/consult  Enjoy! Joshua  

Book a Call with Joshua Now! 50 Consulting Appointments Available for May/June...

May 17, 2024 15:51 - 2 minutes - 2.45 MB

Hey Radicals! Quick announcement that I've opened 50 consulting slots for anyone who is interested in speaking to me for a consulting call in the last week of May or the first week of June. You can book your consulting call here: https://radicalpersonalfinance.com/consult  These usually sell out, so please book as soon as you're able to! I hope to talk to you soon. Joshua

1017: The Ultimate Freedom Machine!

May 16, 2024 17:11 - 38 minutes - 35.7 MB

Today I want to introduce you to the ultimate freedom machine to expand your horizons and fatten your wallet! Joshua

1016: Things Young Men Should Do in 2024

May 14, 2024 12:35 - 23 minutes - 22.3 MB

https://x.com/Indian_Bronson/status/1741862555218522361 

1015: Friday Q&A: Deleting a Social Security Number for your Child, UTMA Accounts, Sell Old House or Keep as Rental

May 10, 2024 19:51 - 52 minutes - 49.1 MB

On today's podcast we discuss: 1:40 Should I get my child a social security number? 19:54 Why you should open a UTMA account for your children 34:10 Natural baby-birthing experiences  39:10 Should I sell my old house or keep it as a rental? Join me for next week's call at https://patreon.com/RadicalPersonalFinance  Enjoy! Joshua

1014: How To Avoid Being Nailed By a State Income Tax Auditor

May 09, 2024 18:07 - 31 minutes - 29.6 MB

1013: Financially Productive Characteristics to Look for In a Potential Spouse

May 06, 2024 22:13 - 3 hours - 167 MB

We know that your choice of spouse is going to make an enormous difference in your long-term financial success (household income and wealth-building) as well as potential failure (divorce, high expenses) and that of your progeny. But what specifical characterstics and qualities should an unmarried person look for in a potential spouse that would probably lead to a great long-term outcome? In today's podcast I'm going to give you my list as a good starting point.

1012: A Useful Framework to Find and Attract the Spouse of Your Dreams

May 01, 2024 20:21 - 2 hours - 119 MB

In today's podcast, I share three ideas: Why marriage is a core personal finance issue. Why marrying young is the best strategy for long-term outcomes. How to optimize your personal strategy to find and attract a world-class spouse. Joshua Relationships map discussed in the show: https://youtu.be/n4aMiAesXjE?si=0_eK2etFlTZu15iq 

1011: My Post-Event Report on the Inaugural RPF Family Camp

April 30, 2024 23:18 - 25 minutes - 24 MB

We wrapped up a phenomenal inaugural RPF Family Camp a couple of weeks ago and I want to give you a personal report. I hope to see you at the next one!

1010: Friday Q&A: Building Work Ethic and Character, Taking Drugs and Getting Plastic Surgery, Overcoming Risks for Full-Time Moms

April 26, 2024 21:21 - 1 hour - 97.1 MB

On today's Friday Q&A show we discuss: 1:27 Should we pass our children through a grueling gauntlet of work and study to build character and work ethic in them? 36:00 Should we take drugs (either actual or get-rich-quick schemes) to get faster results? 51:23 Should we get plastic surgery to be more appealing to a potential spouse? 59:26 I'm considering becoming a full-time mom: 1) How can I combat the risk of losing social contact with adults and intellectual stimulation? 2) How ...

1008: We Got Him! The Demise of the IRS Whistleblower and What We Need to Learn From It

April 23, 2024 21:13 - 33 minutes - 31 MB

The IRS whistleblower was caught and imprisoned. That's great news. But the problem doesn't go away. www.HackProofCourse.com 

1007: Friday Q&A: Costs of Motherhood, International Snow-Bird Adventures for Employees, Tithing on Investments, Abortion Debate, AI Dominating AI and Bookkeeping

April 19, 2024 22:24 - 1 hour - 106 MB

In today's Friday Q&A Show we discuss: 1:30 How could an expectant mother build a financial model as for when it makes sense for her to leave her job to be a full-time mother? 18:05 A listener's real story of an international snow bird adventure in South Africa 31:45 How should I tithe on the growth of my investments? 37:25 Human abortion: discussion on why Christians oppose it and how we can figure out when personhood begins 1:43:51 Why does Joshua think that AI will dominate bookk...

1006: Building Enormous Wealth Efficiently Through Business Abroad: Interview with Andrew Henderson

April 15, 2024 18:28 - 56 minutes - 52.3 MB

On today's podcast we discuss Andrew Henderson's, The Nomad Capitalist's pathway to wealth and his global ambitions. Enjoy! (Note: I will be speaking at Nomad Capitalist Live in Malaysia in September. Come hang out! https://nomadcapitalist.com/live/ )

Come Join Me at Nomad Capitalist Live in September!

April 15, 2024 13:34 - 4 minutes - 4.24 MB

I will be speaking at Nomad Capitalist Live September 25-28 in Kuala Lumpur Malaysia. This is an awesome event in the world of international planning and boy do we need more international redundancy right now! Please come join me and let's hang out! Sign up here: https://nomadcapitalist.com/live/ 

1005: How to Navigate the Social Financial Complexities of Dining Out So You Can Have a Great Social Life Without Breaking the Bank

April 02, 2024 17:15 - 1 hour - 75.1 MB

Today on the podcast, I cover something that is intensely practical: How to handle the social complexities of mixed dining. You know the feeling...you've gone to a nice dinner with friends, the bill arrives, and no one reaches for it. Now what? The 2-Hour Cocktail Party: How to Build Big Relationships with Small Gatherings by Nick Gray The Hospitality Commands: Building Loving Christian Community: Building Bridges to Friends and Neighbors by Alexander Strauch

1004: Don't Wait to Have Babies Until You Can "Afford It"

March 21, 2024 20:59 - 1 hour - 110 MB

Is it good to be financially prepared before having children? Yes, it is. But it doesn't take all that long to accomplish this. Perhaps a year at most. Let's talk about the real preparations that are necessary and those that aren't.

1003: Don't Wait For Marriage Until You Can "Afford It"

March 18, 2024 21:55 - 1 hour - 87 MB

If you want to marry and you've found a great potential spouse, you should marry. Don't wait until you can "afford it." In this podcast, I'll explain why and how.

1002: Lessons From The Collapse of Haiti

March 11, 2024 19:43 - 10 minutes - 9.22 MB

www.InternationalEscapePlan.com 

1001: Cheap Books, Guiding Young People to Wealth, Divorce Advice, Masters Degrees

March 08, 2024 22:03 - 1 hour - 101 MB

On today's Q&A podcast we discuss: 1:29 How to find cheap or free books 5:00 Good program for mens groups to use 8:24 How do I guide a 15-year-old to wealth? 40:30 How to carefully navigate the ending of a marriage 1:16:25 Should I take a Master's Degree in Business to help me in my entrepreneurial role? To join me on next week's Q&A show, go here: https://patreon.com/radicalpersonalfinance 

1000: Episode 1,000: The Story of the Accomplishment of My Ten-Year Goal

March 05, 2024 20:07 - 1 hour - 101 MB

Thank you. From the bottom of my heart, thank you for being here with me for a ten-year journey.  Joshua

999: Friday Q&A: Financial Privacy, UTMA Accounts, Business Curriculum, Company Stock, Family-Owned Business, etc.

March 01, 2024 22:10 - 2 hours - 114 MB

On today's Q&A podcast we discuss: 1:43 If we try to keep financial privacy about our affairs, won't we miss out on some very valuable financial conversations? 20:02 I have UTMA accounts for my children. Is that a problem? 25:39 Should we incorporate a business curriculum into our homeschool curriculum? 41:41 How do we handle excessive children's growth opportunitites like gymnastics? 46:50 How do I figure out how much company stock to keep vs. sell? 53:58 How do I choose a high-q...

997-Choose Your Beliefs About Money

February 21, 2024 23:53 - 40 minutes - 37.8 MB

The inaugural Radical Personal Finance Family Camp is sold out, but there is a waitlist. (I'm working on securing some more cabins.) Go to www.RadicalFamilyCamp.com to register for the waitlist.

996: Friday Q&A: Moving Closer to Family, Allowances for Children, Swapping Real Estate for Bitcoin, etc.

February 17, 2024 18:44 - 1 hour - 93.2 MB

On today's Friday Q&A podcast we cover: 1:30 Should I reject a substantial promotion in order to move closer to my family? 18:58 Should I give my children an allowance? 37:26 How do I build a long-term vision for my life after children? 52:10 Should I sell my real estate and invest all the money into Bitcoin? 1:09:11 What are Joshua's affirmations? 1:30:21 Will Texas secede from the USA? Enjoy! Joshua To join me on next week's Q&A podcast, go here: www.patreon.com/radicalperso...

995: Please Come to the Inaugural RPF Family Camp!

February 15, 2024 22:23 - 35 minutes - 33.6 MB

Please come to the inaugural Radical Family Camp in Seymour, Indiana April 11-14, 2024. All the detail and tickets are here: www.radicalfamilycamp.com  (A few people seem to be having trouble with my forwarding link above. If you have any issues, here's the direct link to the Eventbrite page: https://www.eventbrite.com/e/radical-personal-finance-family-camp-tickets-825667091497 ) 

994: Solving the Immigration Crisis in the USA

February 08, 2024 19:49 - 1 hour - 96.8 MB

Fair warning: today's podcast topic will have only limited interest, as it's outside the normal guidlines of "personal finance." I'm recording the show in response to a question from a long-time listener who wanted my input on a specific topic: the current immigration crisis. This is clearly an important topic, but one that has only a peripheral connection to personal finance. If you're interested in hearing my extensive thoughts on the immigration crisis and topic in general, listen to this...

993: Are Wealth and Poverty Infectious Diseases?

January 24, 2024 23:34 - 36 minutes - 34.3 MB

Only 7 consulting slots left. Book now! https://radicalpersonalfinance.com/consult 

992: Friday Q&A-Starting an Audio Podcast in 2024, Cash, More Cash, Impact of Family on Job

January 19, 2024 22:49 - 1 hour - 77.6 MB

On today's Q&A we discuss: 2:12 Should I start an audio podcast? 13:01 How do I reestablish my cash position? 29:00 How do I generate additional cash to build my house? 36:10 WWJD in choosing between job and daddy mode? Enjoy! Joshua  

Thirty-One Consulting Appointments Available for January Sale

January 18, 2024 21:46 - 4 minutes - 4.82 MB

Would you like to speak to me for a private consulting appointment at a discounted rate? Book now during my January sale: https://radicalpersonalfinance.com/consult  This is what Estela said about working with me: "Consulting with Joshua was insightful. He focuses on your question, makes you think about it, and gives you a clear answer and direction." Estela L.

991: Every Invisible Dollar is Worth Double Every Visible Dollar

January 18, 2024 20:31 - 50 minutes - 47.2 MB

990: Friday Q&A: Languages for Children, Moving to the USA, Happiness

January 12, 2024 22:26 - 56 minutes - 52.1 MB

On today's Q&A show we discuss: 1:38 English is not my native language. Should I try to raise my child in English to help him or her advance? 7:47 I am a young German student and I want to become a financial planner in the USA. How do I do that? 35:38 Should we pursue happiness as a goal?

989: Everyone is Moving to the Metropole

January 09, 2024 23:33 - 33 minutes - 31.4 MB

https://www.palladiummag.com/2022/08/16/in-an-aging-world-the-metropole-beckons/ 

988: Friday Q&A: Critiques of Joshua's Recent Advice, Too Many Businesses, Too Little Time, Converting Term to Whole Life

January 05, 2024 23:08 - 1 hour - 74.2 MB

On today's Friday Q&A show we discuss: 1:31 Joshua's recent advice wasn't great...why? 22:45 I'm working like a maniac on a bazillion different businesses...how do I focus myself on what really matters? 1:02:16 Should I convert my term life insurance to whole life insurance? Enjoy! Joshua Join me in Panama in 2 weeks: https://expatmoney.com/radical  Join me on next week's Q&A: https://patreon.com/radicalpersonalfinance 

987: Invest Your Money Into Founding a Great House To Change the World

January 04, 2024 21:57 - 1 hour - 57 MB

Come to Panama in 2 weeks with me! https://expatmoney.com/radical  How to Found a Great House and Become a Prince https://www.mythpilot.com/p/how-to-found-a-great-house 

986: New Year's Q&A: What Do I Do With a Bunch of Extra Money, Financial Planning for Single Guy, Maintain Privacy with New Business, etc.

January 01, 2024 22:27 - 3 hours - 171 MB

On today's Q&A podcast we discuss: 1:35 I'm saving way more money than I need to. What should I do instead? 13:06 I intend to stay single for life. What financial planning should I focus on to take care of myself? 29:13 I want to build an advice business and still maintain my privacy. How do I do that? 40:18 How do I set up a new partnership agreement in my medical practice? 53:08 My wife and I are expecting our first baby. What should we do to prepare? 1:07:25 How do I protect an eld...

985: How to Save Up A Down Payment to Buy Your Own Home

December 27, 2023 22:29 - 29 minutes - 28.4 MB

This audio was recorded as part of a recent Friday Q&A show, just before Christmas. There were two callers, but I made an error in my analysis in answering the first question, so I have excised that call from the show. But I think you'll enjoy this call dealing with how to save up money for a house. Joshua  

984: Friday Q&A: Internationalization for Europeans, Recording Audiobooks, Whole Life, Prenups, etc.

December 15, 2023 12:00 - 2 hours - 126 MB

On today's Friday Q&A we discuss: 1:35 Internationalization for Europeans 14:48 How to record audiobooks for your children 23:17 Should I buy a Whole Life Insurance policy? 53:11 Should I buy a business or start my own? 1:04:40 Is Joshua still worried about famine? 1:09:35 Should I learn two languages at the same time? 1:14:56 I got engaged recently and need to start working on a prenuptial agreement. Where do I begin? 1:32:41 I'm driving trucks but want to move in a different...

983: The American Dream Costs More Than The Average American Makes...Is the American Dream Dead?

December 13, 2023 22:25 - 30 minutes - 29.3 MB

The "American Dream" costs far more than most people will earn over their lifetime The American Dream Now Costs $3.4 Million The College Payoff: Education, Occupations, Lifetime Earnings    

982: Friday Q&A: Learning Spanish, Financial Windfalls, Tax Preparers, Paperless Finances, Podcasts vs. Books, Effeminate Men at Church

December 08, 2023 21:09 - 1 hour - 105 MB

On today's Q&A show we discuss: 1:51 What are the first three resources I should use to learn spanish 12:32 How should I transfer my money into the USA? 16:32 What do I do with an unexpected windfall? 20:48 How do I find a good tax preparer for my real estate business? 30:45 Should I sell my old rental house tax free or keep it? 42:44 I want to become a financial minimalist. How do I streamline things? 52:14 Should I listen to podcasts or audio books? 1:00:58 Should I switch to a pa...

Guests

Jake Desyllas
5 Episodes
James Wesley
3 Episodes
Joshua Sheats
3 Episodes
Curtis Stone
2 Episodes
David Stein
2 Episodes
Joe Fairless
2 Episodes
Kraig Mathias
2 Episodes
Lauren Greutman
2 Episodes
Michael Kitces
2 Episodes
Nick Loper
2 Episodes
Paula Pant
2 Episodes
Rocky Lalvani
2 Episodes
Alan Moore
1 Episode
Andy Sage
1 Episode
Ann Barnhardt
1 Episode
Brad Baldridge
1 Episode
Brad DeGraw
1 Episode
Carrie Olsen
1 Episode
Casey Lewis
1 Episode
Chad Carson
1 Episode
Cliff Ravenscraft
1 Episode
Craig Cody
1 Episode
Daniel Crosby
1 Episode
Dan Lok
1 Episode
Dr. Gary North
1 Episode
Jason Parker
1 Episode
Jeff Goins
1 Episode
Joe Saul-Sehy
1 Episode
Jonathan Harris
1 Episode
Jordan Harbinger
1 Episode
Josh Elledge
1 Episode
Ken Ilgunas
1 Episode
Lee Cockerell
1 Episode
Leslie Pappas
1 Episode
Manhar Patel
1 Episode
Mark Podolsky
1 Episode
Michael Melissinos
1 Episode
Nate Dodson
1 Episode
Nick Hazelton
1 Episode
Nicole Bryan
1 Episode
Peter Polson
1 Episode
Peter Steinberg
1 Episode
Rick Seigmund
1 Episode
Robert Kiyosaki
1 Episode
Rod Khleif
1 Episode
Roger Whitney
1 Episode
Sara Miner
1 Episode
Scott Young
1 Episode
Tim Ferriss
1 Episode
Tim Schmoyer
1 Episode
Tom Corley
1 Episode
Ty Crandall
1 Episode
Zeona McIntyre
1 Episode

Twitter Mentions

@joshuasheats 7 Episodes
@taylorawelch 2 Episodes
@cpaplanner 2 Episodes
@cheapbohemian 1 Episode
@annbarnhardt 1 Episode
@USATODAY 1 Episode