when you feel behind in competitive market, you often feel that you’re not good enough, or you do things at increased risk, and something harmful happening in your life.

I Keating to remember is that how we make these comparisons are often not based on speaker judgments. Our reference groups are often not who we understand them to be and we often have no control who are in the suburban groups. I need to take a step back about these comparisons of the bank, competitive markets, and start thinking that they’re really not useful

Instead what we need to do and start just being OK with where you are at this given moment and look around where you stand and think about whether you are happy and healthy, not how you compare to other people

Most of us are going to be doing OK when we do that, we have to realize it, but this is a better comparison, and thinking about how you stand relative to others.