Placing You First Insurance Podcast by CRC Group artwork

Placing You First Insurance Podcast by CRC Group

89 episodes - English - Latest episode: 7 days ago - ★★★★★ - 27 ratings

The Placing You First Podcast spans a diverse spectrum of insurance industry issues to keep you and your clients informed. 

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Episodes

Crafting a Safety Net for Cosmetics Recall Challenges

March 21, 2024 15:00 - 18 minutes - 24.9 MB

Learn how to traverse the evolving cosmetics industry regulatory landscape with CRC Group Casualty Brokers John O'Malley and Chris Martin. They discuss the changes brought into effect by the Modernization of Cosmetics Regulation Act as well as its ripple effects across the industry. From increased reporting and FDA registration to the increased risk of product recalls, this episode is a specialist’s guide in how product recall insurance can be your client’s safety net. Listen in and fine tun...

Navigating the Senior Living Insurance Landscape

March 08, 2024 16:00 - 23 minutes - 31.9 MB

Listen in as Lee McClure a Senior Healthcare Broker with Team CRC in Birmingham, Truitt Taylor, a Broker with CRC Group’s Jackson, MS office, and Rebecca Adelman, founder of Adelman Claims Management, discuss the terrain of the senior living insurance marketplace. Our guests discuss evolving litigation trends, from staffing quandaries to medication missteps, and lay out the blueprint for proactive claims management as well as other tools, insights, and strategies that can empower retail agen...

Navigating the Ins and Outs of Security Firm Insurance

January 08, 2024 19:00 - 14 minutes - 20.2 MB

Are you ready to navigate the security guard insurance market? Prepare to arm yourself with the essential knowledge shared by industry specialists Vince Polese and Greg Zschiesche . In our latest episode, we tackle the shrinking pool of insurers, dissect the nuances of liability concerns that have come to the forefront with cases like the Surfside Condo collapse, and analyze the diverse risks associated with various security environments. This is a must-listen for understanding the complexit...

Dwelling Dilemmas: Navigating Habitational Property Marketplace Challenges

January 04, 2024 19:00 - 23 minutes - 32 MB

In this episode we attempt to unravel the complexities of Habitational property insurance with Daniel Ball, a Property Broker with CRC's Boca Raton, FL office and David Pagomian, President of CRC's Red Bank, NJ office. Join us as we traverse the labyrinth of skyrocketing property valuations and the resultant seismic shifts in coverage layers. The stakes have never been higher in 2023, with ITV rates soaring, and our guided discussion highlights the urgent need for carriers to preserve their ...

Cyber Sentinel: EDR’s Role in Modern Business Protection

November 30, 2023 20:00 - 13 minutes - 18.4 MB

As the world of remote work continues to explode, so does the need for robust cybersecurity solutions. In our latest episode, we're joined by Chris Zepeda, an Associate Broker with CRC Group’s Boca Raton, FL office, and Alexandra Kish, an Associate Broker with our Dallas, TX office. They are going to enlighten us on the often misunderstood, yet increasingly critical, world of end point detection and response (EDR). We’re going to delve into how EDR works, the key benefits of utilizing this t...

Rain & Risk: Why Flood Insurance Matters More Than You Think

November 15, 2023 15:00 - 23 minutes - 32.3 MB

Today we’re jumping into the deep end with Ben Tschepikow, a Broker with Argenia, a CRC Group Company located in Little Rock, AR as well as Emma Grimshaw, an Underwriting Manager with Liberty Specialty Markets in London. They're going to discuss navigating today's flood insurance market. Visit REDYIndex.com for critical pricing analysis and a snapshot of the marketplace. Do you want to take your career to the next level? Join #TeamCRC to get access to best-in-class tools, data, exclusive...

On the Rocks: Navigating the Liquor Liability Insurance Landscape

October 26, 2023 17:00 - 29 minutes - 40.5 MB

The holidays will be here before we know it and with the holidays come parties, and social gatherings with colleagues, friends, and family. Alcohol also tends to flow a little more freely than at other times of the year, making it a perfect time for us to explore the world of liquor liability insurance. Today we're in the studio with CRC Sumter Office President Renee Middleton, Sallie Howerton, an Inside Broker with CRC Group’s Indianapolis, Indiana office, and Lisa Flowers, Underwriter and ...

Stock Throughput State of the Market

September 21, 2023 12:00 - 28 minutes - 39.3 MB

July 1st property renewals saw high prices and capacity cuts, but in the middle the toughest property market in recent history, the stock throughput market offered some relief.   Today, Amanda and Scott are joined by Ted Clayton, a Senior Property Broker & Office President of CRC Group’s Santa Ana, California office,  and Farrah Schubmehl, Senior Property Broker & Office President of CRC Group’s Nashville, Tennessee office. They’re going to break down the landscape of the stock throughput m...

Evolving PFAS Regulations Heighten Environmental Risks

September 14, 2023 14:00 - 20 minutes - 28.2 MB

PFAS have been referred to by some as the next asbestos when it comes to their potential health impacts and claims potential.  Today, Amanda and Scott are joined by Jim Hamilton, Senior Broker and CRC Group’s Environmental Practice Group Leader, as well as  Sean McLaughlin, Inside Broker, with our Philadelphia office.   Both specialize in Environmental coverage, and they’re going to walk us through the insurance industry's role in dealing with PFAS-related issues.  Visit REDYIndex.com for...

FDA Rule Change

September 06, 2023 13:00 - 15 minutes - 21.7 MB

Significant changes are coming to the farming industry. The FDA’s recent traceability rule changes increase the product recall risk for food producers.  Today, Scott and Amanda are joined by Jon O’Malley an Associate Broker with CRC Group's Minneapolis office where he specializes in Product Recall exposures, as well as Chris Martin, also a Casualty Broker with our Minneapolis office specializing in Product Recall. They’re going to break down the FDA’s changes and their impact on farmers and...

Public Works Construction

August 29, 2023 16:00 - 19 minutes - 26.4 MB

We're delving into the challenges and opportunities when it comes to insuring public works construction in the U.S. in light of the pressing need for nationwide infrastructure upgrades. Amanda and Scott are joined by Jeff Dunn and Ryan Nadler, Casualty Brokers with CRC Group’s Norcross, Georgia office as well as Josh Levy, Casualty Broker with our Redondo Beach, California office. Visit REDYIndex.com for critical pricing analysis and a snapshot of the marketplace. Do you want to take yo...

Tech Risks: How Pixels and Biometrics Lead to Privacy Claims

August 17, 2023 16:00 - 28 minutes - 38.7 MB

Pixels and Biometrics are a hot topic. They’ve been referred to by some as the next asbestos when it comes to their potential health impacts and claims potential.   Today, Scott and Amanda are joined by Mike Edmonds, an Assistant Vice President with CRC Group’s Seattle office where he specializes in Cyber & Technology, E&O, Healthcare, and Management Liability as part of the Seattle ExecPro Team. We’ve also got Mark Smith, Senior Vice President and Professional Liability Broker also with CR...

Cannabis State of the Market

June 23, 2023 16:00 - 19 minutes - 27.4 MB

The cannabis industry continues to grow rapidly. It’s expected to be worth $134.4 billion by 2030. With that kind of growth, it’s clear the industry is shedding its taboo status in some areas, but many insurance carriers are still hesitant to consider cannabis coverage, and the majority of insurance business finds a home in the E&S marketplace. In this episode, Scott and Amanda are joined by members of CRC San Francisco – Associate Broker Michele DeLuca, Vice President & Broker, Drew Taylor,...

Telemedicine Is Here To Stay

May 11, 2023 20:00 - 25 minutes - 35.3 MB

Telemedicine is here to stay and it’s impacting the insurance needs of healthcare providers.  In this episode, Amanda and Scott are joined by Josh Anderson and Conner Madey - Brokers with CRC Group’s Chicago Office where they specialize in Healthcare Liability, as well as Scott Scheiblin, a Broker with CRC Group’s Denver office. The topic: How telemedicine is changing the insurance landscape for healthcare providers. Featuring: Josh Anderson - Broker, CRC Chicago Conner Madey - Broker, CRC...

Why Every Restaurant Needs Foodborne Illness Insurance

April 27, 2023 13:00 - 18 minutes - 25.6 MB

All it takes is one bad batch of inventory to cause a foodborne illness outbreak in a restaurant, which can be a costly risk for owners. The fallout can include lost inventory, a drop in sales, and long-term reputational damage. Unfortunately, many restaurants don’t carry foodborne illness insurance, which can cover the financial and reputational fallout of an outbreak. Today, Scott and Amanda are joined by Jon O’Malley an Associate Broker with CRC Group's Minneapolis office where he special...

Primary Trucking State of the Market

April 24, 2023 18:00 - 15 minutes - 21.6 MB

The trucking industry faced several challenges in 2022, but rate growth for primary auto insurance flattened for the first time in years. Today, Amanda and Scott are joined by Chris Slezak, Director of CRC Group’s Central Transportation Region, Julie Sirois, Director of CRC Group’s Northeast Transportation Region, and Alek Turko, Managing Underwriter and Office President with 5Star Specialty Programs. They’re going to fill us in on the state of the market for primary trucking insurance. Fe...

Cyber War Exclusions

April 10, 2023 16:00 - 18 minutes - 24.9 MB

Cybercriminals have turned the internet into a virtual battlefield, but insurers are increasingly worried about the growing risks that actual war and state-sponsored attacks pose to the market. Many insurers are adding new cyber war and terrorism exclusions to their cyber policies that further complicate an already complex marketplace. Amanda and Scott are joined by Lori Wheeler, a Broker with CRC Group’s Dallas office, and Tim Graham, a Broker with CRC’s Chicago office. They’re going to fil...

VPN & MFA: Why Cyber Insurance Applicants Need Both

March 14, 2023 16:00 - 11 minutes - 16.2 MB

These days utilizing only a Virtual Private Network may not be enough to qualify for a cyber insurance policy. Insurers want companies to have not only a VPN but also Multi-Factor Authentication in place for remote network access. Unfortunately, many clients don’t understand the need to use both together. Many assume a VPN is enough to protect against cyberattacks, but that could turn out to be a costly mistake. Amanda and Scott are joined by Dan Myer, a Director with CRC Group’s ExecPro P...

The Challenges of Insuring Healthcare Staffing Companies

February 27, 2023 20:00 - 15 minutes - 21.5 MB

The pandemic exacerbated healthcare staffing shortages, pushing many organizations to rely on staffing agencies for help. However, this can increase the risk of claims. Because claim severity continues to be an issue, many markets have narrowed their appetite or chosen to exit the sector entirely, creating a harder insurance landscape for healthcare staffing. We're going to talk about all this and more with our guests Jason Lewis, President of CRC Denver and National Healthcare Practice Lead...

How Digitization Is Driving Cyber Risk for Motor Carriers

February 16, 2023 15:00 - 14 minutes - 20.2 MB

From electronic logging devices (ELDs) to logistics and maintenance software, trucking companies are utilizing innovative technologies to improve efficiency and connectivity. Unfortunately, this often leads to increased cyber risk. In this episode we talk with two of CRC Group’s brokers - Chris Hunter, a Broker specializing in Transportation with CRC Group’s Houston, Texas office, and McCulle Wright, an ExecPro Broker with CRC Group’s Dallas, TX office - to explore this emerging issue in dep...

Utilizing Assessments to Help Prevent Behavioral Health Violence Claims

February 14, 2023 20:00 - 13 minutes - 18.7 MB

Behavioral healthcare providers can help mitigate growing violence rates by adequately assessing the risk of violence a patient presents toward others. The right behavioral healthcare assessments can help protect people from harm and prevent professional liability claims.  In this episode, we’re joined by Sue Cohen, the Executive Vice President of Negley Associates, a CRC Group company focusing on behavioral healthcare, addiction, and social services as well as Ron Zimmet, a Florida trial l...

Miya's Law: What Agents Need to Know

November 10, 2022 15:00 - 13 minutes - 18.3 MB

In 2021, 19-year-old Orlando student Miya Marcano was tragically killed in her apartment by a 27-year-old maintenance employee with access to her apartment complex’s master key fob. In response to this tragedy and a growing trend of violence, Florida Governor Ron DeSantis signed Senate Bill 898, known as “Miya’s Law,” at the end of June 2022.   The new law took effect July 1, 2022, and seeks to strengthen renter safety measures. In this podcast episode, we discuss potential issues to watch ...

Hurricane Ian with Meteorologist James Spann and Chris Carlson

October 24, 2022 13:00 - 21 minutes - 29.7 MB

Hurricane Ian has proved to be a significant event for the insurance industry. In this episode, we talk with Nationally Renowned TV Meteorologist James Spann from ABC 33/40 in Birmingham, AL.  Also, Chris Carlson, the property practice leader for CRC Group, joins us to talk about the damage estimates and what this means for the insurance industry. About James Spann: James has served as the Chief Meteorologist for ABC 33/40 for 25 years and can be seen on weeknights at 4, 5, 6, and 10 o'cl...

Uncertainty Mark-up for Catastrophe Coverage

September 21, 2022 16:00 - 13 minutes - 19.2 MB

Uncertainty can prove costly when it comes to purchasing property insurance. When pricing catastrophe risks, underwriters must be able to quantify them accurately. Where uncertainties arise, underwriters often adjust prices in an attempt to compensate for the unknown or decline the risk entirely. Uncertainty also tends to drive up the loss estimates produced by CAT modeling tools used to help underwrite property coverage today. To avoid paying unnecessarily high prices, insureds should provi...

Energy State of the Market

August 31, 2022 13:00 - 16 minutes - 22.1 MB

After a year of slashed demand in 2020, global oil demand surged in 2021 as the world began to recover from the coronavirus pandemic. In 2022, energy demand and commodity prices are still up, indicating that the energy industry is strong (source 3). Refineries are operating at approximately 95% capacity, and many companies would like to expand operations conservatively. But, like other industries all across the country, energy companies are struggling to find and hire qualified employees to ...

Senior Living Market Easing but Reprieve May be Brief

August 11, 2022 14:00 - 17 minutes - 23.5 MB

Senior Living Market Easing but Reprieve May be Brief After a year or two of hardening, the insurance market for senior living facilities took another hit in 2020 due to the COVID-19 pandemic’s new wave of compounding challenges. Brokers working with these healthcare organizations were warned to keep a wary eye on increased liability and tighter underwriting moving into 2021. Throughout the challenging market in 2020 and 2021, accounts of varying quality were often painted with the same br...

NOAA Climatologist Matthew Rosencrans | Hurricane and Climate Predictions for Insurance

July 14, 2022 14:00 - 18 minutes - 25 MB

Matthew Rosencrans from the NOAA Climate Prediction Center takes us through the future of property risk, including hurricanes, climate change, and more.   Is climate change causing sea levels to rise?  The answer may surprise you! How many named storms will we see in 2022? According to the best data, what can we expect in the next 5 to 10 years? After talking with Matthew, we check in with Chris Carlson, Property Leader for CRC Group, to understand the future of property insurance. Feat...

Cyber REDY® Index | 1st Quarter 2022

June 13, 2022 09:00 - 3 minutes - 5.47 MB

The REDY® Index leverages CRC Group’s collection of actionable data – the wholesale industry’s largest. It provides critical pricing analysis monthly, giving you a snapshot of the marketplace. The REDY® Index generates instant intelligence on pricing trends by industry or coverage, enabling our retail partners to set accurate data-driven expectations with their clients. Removing the guesswork empowers CRC team members to negotiate competitively, consistently producing better outcomes, better...

EPL Coverage Gaps with Professional Employer Organizations

June 07, 2022 13:00 - 15 minutes - 21.6 MB

In today's economic environment, many companies have difficulty hiring and retaining sufficient staff to operate. More small and mid-sized companies without dedicated internal administrative or HR staff partner with Professional Employer Organizations (PEOs) to help offload administrative burdens. In addition to providing HR, benefits, and payroll administration, PEOs often offer Employment Practices Liability (EPL) coverage to protect client companies against employee claims of wrongful ter...

Is Third-Party Litigation Funding Contributing to Social Inflation?

April 21, 2022 19:00 - 11 minutes - 15.4 MB

Over the last decade, third-party litigation funding (TPLF) has evolved into a $17 billion industry worldwide, and 52% of that money is being spent in the U.S., making TPLF a key contributor to social inflation, hiking up jury awards and claim settlements that may have a significant impact on insurance prices and coverage availability. What is it?  How does it work?  What effect is it having on pricing?   Where do we go from here? Featuring: Bob Greenebaum is an Executive Vice President, ...

Florida Market Still Reeling from Surfside Condo Collapse

April 01, 2022 18:00 - 12 minutes - 16.8 MB

The deadly collapse of a 12-story beachfront condominium north of Miami Beach sent shockwaves through the Florida insurance market. One wing of the 40-year-old Champlain Towers in Surfside, Florida, crumpled to the ground suddenly on June 24, 2021, killing 98 people. Several carriers have exited the Florida property market as total settlements rise to more than $130 million, and others are pulling back on property and liability coverage. Faced with the potential for steep losses, insurers ar...

Private Flood Market Offers Growing Opportunity

March 09, 2022 15:00 - 16 minutes - 23.2 MB

Flooding continues to be the most expensive and the most common natural disaster in the United States, resulting in billions in economic losses every year. According to the National Flood Insurance Program (NFIP), 90% percent of all U.S. natural disasters involve flooding. In October 2021, the NFIP implemented its Risk Rating 2.0 program, one of the most significant changes from a rate modeling and underwriting standpoint in more than 50 years. In the past, FEMA flood zones and rates were m...

Why Are Property Renewals Tough Right Now?

January 27, 2022 19:00 - 14 minutes - 20.2 MB

Transitioning markets make for tougher renewals. Rising prices, carrier repositioning, and stricter underwriting are combining to make this year’s renewals more challenging. Seeking to tame natural catastrophe losses, carriers are changing appetites, scaling back capacity in some markets, and exiting others. Those changes have helped drive submission activity to levels not seen since 2005 and are further exacerbated by new market entrants that are causing a movement of underwriting talent no...

Contractor's Professional Liability Insurance | Understanding the Value

January 12, 2022 17:00 - 17 minutes - 24 MB

Contractors may assume they don’t need professional liability coverage. But, as the traditional construction delivery model evolves and the lines of responsibility between contractors and design firms blur, contractors face increased exposure. Fortunately, professional liability insurance is available to help protect contractors from the risks that accompany industry changes. Featuring:  David Finneran is an Assistant Vice President and Broker with CRC Group’s Boston, Massachusetts office ...

The Firm Excess Casualty Market

December 07, 2021 15:00 - 14 minutes - 20.1 MB

Following a soft market cycle characterized by marked underpricing, an excess casualty market that was hardening in 2019 is now firm. Underwriters continue to look for rate increases and cut capacity as large claims climb the tower. Three CRC Group Producers who specialize in Casualty weigh in on the current conditions of the market. Featuring: Jason Howard is a Senior Vice President located in the San Francisco, CA office where he specializes in construction, environmental, life sciences...

Marketplace Tight for Healthcare Risks Despite New Capacity

November 12, 2021 14:00 - 21 minutes - 29.5 MB

Healthcare is a diverse industry, ranging from individual practitioners and home health nurses to ambulatory care centers and integrated systems with revenues in the billions of dollars. The risks along that spectrum also vary widely, but the insurance marketplace for healthcare organizations has been almost uniformly tight. Several insurance companies that underwrote healthcare business for decades have withdrawn from some classes, citing high loss ratios. In their place, new sources of cap...

Tough Call: How to Insure TCPA Liability Risks

October 06, 2021 07:00 - 17 minutes - 24 MB

Costly litigation alleging violations of the Telephone Consumer Protection Act (TCPA) has made coverage hard to get for businesses that contact customers and prospects by phone or text. We explore why markets for TPCA risks are scarce and how to work with a knowledgeable wholesale broker to help insureds. Featuring: Harold Field is Office President of CRC New York and a member of the ExecPro practice group. Subscribe to CRC Group on Youtube Subscribe to Tools & Intel (email newsletter) Re...

State of the E&S Market with CRC Group's CEO, Dave Obenauer

September 16, 2021 05:00 - 10 minutes - 14.8 MB

Visit TheInsurer.com for more information about this interview. Recently, CRC Group's CEO Dave Obenauer sat down with David Bull from the Insurer to discuss the state of the E&S Marketplace.  It was a great conversation, and we're happy to share it with you. "Strong growth in the E&S market shows no sign of letting up as a confluence of loss events, and a greater awareness of risk drives demand for products and solutions that are best innovated in the sector, according to CRC Group CEO Dav...

Aviation Market Hardens Amid Pandemic Turbulence

September 03, 2021 07:00 - 17 minutes - 24.6 MB

Featuring:  Camille Knight is a Senior Broker with our CRC Indianapolis team, located in Kentucky. She has extensive experience and specializes in aviation relation risks. As the aviation industry rebounds from a massive pandemic-induced downturn, aviation insurance rates are rising as insurers seek to address prior-year losses and the industry’s evolving risks. Interest in private jet purchases and rentals have surged as more business fliers and individuals avoid public carriers for healt...

How CRC Group's REDY Index Helps Retail Agents Win

August 20, 2021 14:00 - 13 minutes - 18 MB

The REDY Index leverages CRC Group’s collection of actionable data – the wholesale industry’s largest. It provides critical pricing analysis monthly, giving you a snapshot of the marketplace. The REDY Index generates instant intelligence on pricing trends by industry or coverage, enabling our retail partners to set accurate data- driven expectations with their clients. Removing the guesswork empowers CRC team members to negotiate competitively, consistently producing better outcomes, better ...

Insurance Marketplace Adds to Uncertainty for Contractors

July 30, 2021 15:00 - 16 minutes - 22.2 MB

Amid the stubborn coronavirus pandemic, institutional capital and developer investment has paused, forcing contractors to take a wait-and-see approach for their direction in 2021 and beyond. While the industry cheered the economic comeback of the third quarter after a record second-quarter slowdown, developers and builders remain cautious, particularly in sectors deeply affected by the pandemic and the associated shutdowns – namely office buildings and hospitality. Well-capitalized projects,...

The Benefits of Occupational Accident Coverage

July 14, 2021 16:00 - 16 minutes - 22.3 MB

Americans learned just how vital the trucking industry is to daily life during the early days of the COVID-19 pandemic. Truck drivers all across the country witnessed an outpouring of public recognition and gratitude as the nation coped with shipping delays and supply shortages\. As the economy works to recover, trucking will continue to play an essential role, making it more important than ever that trucking companies protect business operations. Often overlooked, occupational accident insu...

Smoother Ride Ahead for Primary Auto

June 16, 2021 15:00 - 18 minutes - 25.2 MB

The road ahead may be opening up in the primary auto market after last year’s nationwide economic dislocation brought on by the pandemic. The trucking industry, in particular, endured months of turmoil amid massive shifts in demand as people nationwide began not only working from home—but also staying at home after work. In commercial auto, the shutdown-induced reduction in traffic congestion may have brought a decline in accident frequency. That would be welcome news for insurers in a marke...

Smoother Ride Ahead for Primary Auto

June 16, 2021 15:00 - 18 minutes - 25.3 MB

The road ahead may be opening up in the primary auto market after last year’s nationwide economic dislocation brought on by the pandemic. The trucking industry, in particular, endured months of turmoil amid massive shifts in demand as people nationwide began not only working from home—but also staying at home after work. In commercial auto, the shutdown-induced reduction in traffic congestion may have brought a decline in accident frequency. That would be welcome news for insurers in a marke...

Understanding Wage and Hour Exposures

May 12, 2021 20:00 - 12 minutes - 16.8 MB

Wage and Hour (W&H) exposure is an often misunderstood and frequently underinsured risk. It is commonly — and incorrectly — assumed that W&H claims are restricted to either misclassification of exempt/non-exempt employment status or failure to pay overtime. However, W&H liability also includes allegations such as underpayment of overtime, miscalculation of wages, refusal to allow employee breaks, expecting off-the-clock work, not paying employees regularly, refusal to pay exempt employees fo...

The State of the Insurance Market for West Coast Property

April 29, 2021 05:00 - 16 minutes - 22.5 MB

The West Coast has its unique challenges like earthquakes and wildfires. These factors make for a property market that is diverse and ever-changing. In this episode, we check in with two CRC property specialists who have a lot of experience dealing with West Coast property.  How tough are rates and capacity?  How long will the challenging market last?  Are there any signs of easing?  Featuring two members of CRC’s Property Practice that writes over $3 billion in property premium annually: ...

The State of the Insurance Market for West Coast Property

April 29, 2021 05:00 - 16 minutes - 22.6 MB

The West Coast has its unique challenges like earthquakes and wildfires. These factors make for a property market that is diverse and ever-changing. In this episode, we check in with two CRC property specialists who have a lot of experience dealing with West Coast property.  How tough are rates and capacity?  How long will the challenging market last?  Are there any signs of easing?  Featuring two members of CRC’s Property Practice that writes over $3 billion in property premium annually: ...

Preparing Clients Against the Impact of Cyberattacks

April 14, 2021 17:00 - 31 minutes - 44 MB

Week after week, hackers and cybercriminals launch new phishing campaigns, develop creative digital extortion threats, and expand scams with the potential to negatively impact business operations in a big way. Cyberattacks can halt online operations in only minutes and take weeks to resolve. In addition, a cyberattack that involves the loss of customer data can result in expensive litigation that seriously impacts a company’s bottom line. Featuring: Darren Valencia is a Vice President loca...

Hospitality Industry Struggles to Find Mold Coverage

March 24, 2021 19:00 - 17 minutes - 24.1 MB

Mold has been a part of our environment for millions of years, and there are more than 100,000 mold species naturally occurring on Earth.  While mold spores are tiny in size, they can mean big trouble for hotels and resorts. Mold has consistently been a loss leader for the hospitality industry insurers, but its impact has expanded over the last few years, with primary claim drivers including undetected HVAC or plumbing system issues, construction defects, and catastrophic hurricane and flood...

Returning to Work in 2021: COVID & Vaccinations Raise EPLI Liability Questions

March 04, 2021 20:00 - 35 minutes - 49.2 MB

 At the beginning of the COVID-19 pandemic, employers moved quickly to develop and implement remote work-from-home protocols to protect employees. Almost a year since it all began, employers are starting to develop return to work plans. Well-known finance giants, Goldman Sachs, and JPMorgan Chase, are delaying their return after initially attempting to bring workers back near the end of 2020 only to send many workers home again after employees tested positive for the virus. Other large compa...