As physicians, you probably feel as if you’re constantly paying taxes. And with as many hours as you put in, this can definitely feel like a drag. Luckily, when it comes to your retirement accounts, there is a way to grow your retirement money tax free, allowing you to keep a significant amount of your gains over the years. Under current law, the government allows individuals to place their money into an account that grants their investments the ability to grow tax deferred or tax free.