Kraig Strom, The Income Engineer
428 episodes - English - Latest episode: about 2 months ago - ★★★★ - 68 ratingsWelcome to the Personal Pension Radio Podcast, where it is all about planning correctly today so that you can sit back and reap the retirement lifestyle benefits later!
Discover time tested strategies to help you lower your taxes, cut your expenses, and maximize your lifestyle today without sacrificing your retirement lifestyle or legacy tomorrow. Join us as we help you avoid the junk advice offered by unlicensed financial entertainers and the Wall Street marketing machine. We uncover financial strategies that empower you to break away from the herd. Success does not come from a product or a singular strategy. Savings, investing, tax planning, estate planning, insurance, goal setting, income engineering, and lifestyle design must all be considered from a macro perspective.
Wealth accumulation is an important component of a financial plan; however, the size of your 401k account, stock portfolio or defined benefit plan, the balance of your accounts can overshadow the most important - the income they can provide. As you plan for the sale of your business or retirement, the question you should ask is, "What will my income be and will I be able to preserve my lifestyle?"
You can retire or sell your business with your lifestyle intact. Don't settle for the inaccurate and incomplete advice of Financial Entertainers like Dave Ramsey, Suze Orman, or Jim Cramer. There is a better way!
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Episodes
PPR 228_Retirement Planning Back to Basics
April 10, 2024 15:00 - 36 minutes - 31.7 MBAs a Paralegal and a Certified Financial Planner®, Kraig is uniquely able to assist clients with the careful preparation of asset protection and estate plans. Kraig's team uses a financial-planning approach to ensure that each client obtains the best possible outcomes. With 120 years of combined legal and financial services experience between our team members, we can help you think defensively about protecting your wealth, investments, business intellectual property, and other assets and co...
PPR 229_Being Essential in the Age of Corona Virus
April 09, 2024 15:00 - 19 minutes - 17 MBAs a Paralegal and a Certified Financial Planner®, Kraig is uniquely able to assist clients with the careful preparation of asset protection and estate plans. Kraig's team uses a financial-planning approach to ensure that each client obtains the best possible outcomes. With 120 years of combined legal and financial services experience between our team members, we can help you think defensively about protecting your wealth, investments, business intellectual property, and other assets and co...
PPR 230_Covid-19 Insurance Update with Tim Kolacz
April 08, 2024 15:00As a Paralegal and a Certified Financial Planner®, Kraig is uniquely able to assist clients with the careful preparation of asset protection and estate plans. Kraig's team uses a financial-planning approach to ensure that each client obtains the best possible outcomes. With 120 years of combined legal and financial services experience between our team members, we can help you think defensively about protecting your wealth, investments, business intellectual property, and other assets and co...
PPR 237 Secure Act Kills Stretch IRA
April 07, 2024 15:00 - 47 minutes - 40.9 MBAs a Paralegal and a Certified Financial Planner®, Kraig is uniquely able to assist clients with the careful preparation of asset protection and estate plans. Kraig's team uses a financial-planning approach to ensure that each client obtains the best possible outcomes. With 120 years of combined legal and financial services experience between our team members, we can help you think defensively about protecting your wealth, investments, business intellectual property, and other assets and co...
PPR 239_ Understanding Estate Plans Wills & Trusts
April 06, 2024 15:00 - 43 minutes - 37.5 MBAs a Paralegal and a Certified Financial Planner®, Kraig is uniquely able to assist clients with the careful preparation of asset protection and estate plans. Kraig's team uses a financial-planning approach to ensure that each client obtains the best possible outcomes. With 120 years of combined legal and financial services experience between our team members, we can help you think defensively about protecting your wealth, investments, business intellectual property, and other assets and co...
PPR VLOG 241- Uncomfortable Conversations with Mom & Dad
April 05, 2024 15:00 - 24 minutes - 29.3 MBThanks to the death of private pensions, the devaluation of Social Security benefits and other undeniable retirement factors such as inflation and increased taxes, America is now in a retirement income crisis. Kraig Strom, the host of Personal Pension Radio, is focused on helping you pack your bags for both halves of the retirement journey. Kraig's mission is help you build & protect your wealth and lifestyle today and generationally. Along the way, Kraig is ready to assist with all matters...
PPR VLOG 242 - How Financial Planners Get Paid
April 04, 2024 15:00 - 31 minutes - 36.8 MBThanks to the death of private pensions, the devaluation of Social Security benefits and other undeniable retirement factors such as inflation and increased taxes, America is now in a retirement income crisis. Kraig Strom, the host of Personal Pension Radio, is focused on helping you pack your bags for both halves of the retirement journey. Kraig's mission is help you build & protect your wealth and lifestyle today and generationally. Along the way, Kraig is ready to assist with all matters...
PPR 246 Retirement Impact of Election
April 03, 2024 15:00 - 27 minutes - 30.7 MBThanks to the death of private pensions, the devaluation of Social Security benefits and other undeniable retirement factors such as inflation and increased taxes, America is now in a retirement income crisis. Kraig Strom, the host of Personal Pension Radio, is focused on helping you pack your bags for both halves of the retirement journey. Kraig's mission is help you build & protect your wealth and lifestyle today and generationally. Along the way, Kraig is ready to assist with all matters...
PPR 252 Financial Planning Charity Case
April 02, 2024 15:00 - 8 minutes - 9.01 MBDon't fall for the "your account does not meet our minimum but because your friend referred you, we will make an exception" sales pitch! Optimizing Retirement income and protecting your legacy does not happen with a product. You must have an integrated approach. Thanks to the death of private pensions, the devaluation of Social Security benefits and other undeniable retirement factors such as inflation and increased taxes, America is now in a retirement income crisis. Kraig Strom, the hos...
PPR 252 Deal of The Week - George Clooney Took My Lead
April 01, 2024 15:00 - 8 minutes - 9.75 MBGeorge Clooney recently revealed that he has something in common with The Income Engineer! Optimizing Retirement income and protecting your legacy does not happen with a product. You must have an integrated approach. Thanks to the death of private pensions, the devaluation of Social Security benefits and other undeniable retirement factors such as inflation and increased taxes, America is now in a retirement income crisis. Kraig Strom, the host of Personal Pension Radio, is focused o...
PPR 252: Quick Take - Credit is Best Served Cold
March 31, 2024 15:00 - 4 minutes - 4.32 MBCredit monitoring services are good but freezing your credit is the ultimate way to stop identity fraud. Best of all - it's FREE. Optimizing Retirement income and protecting your legacy does not happen with a product. You must have an integrated approach. Thanks to the death of private pensions, the devaluation of Social Security benefits and other undeniable retirement factors such as inflation and increased taxes, America is now in a retirement income crisis. Kraig Strom, the host of Pe...
PPR 252 Quick Take-CREDIT IS BEST SERVED FROZEN THIS HOLIDAY SEASON!
March 30, 2024 15:00 - 4 minutes - 3.49 MBNo one can prevent identity theft including the credit security agencies that charge big money to monitor your credit. Fortunately, there is a super easy way to protect your identity and best of all, IT'S FREEEE. Freeze your credit today and make sure no one can steal your identity. Thanks to the death of private pensions, the devaluation of Social Security benefits and other undeniable retirement factors such as inflation and increased taxes, America is now in a retirement income crisis....
PPR 252 DO THE MATH - FEES MATTER
March 29, 2024 15:00 - 8 minutes - 8.72 MBWall Street would love it if you don't ask this question - what is the actual difference between a 1.5% and .95% fee? It is NOT simply .55 percent. When you look more closely and do the math, you will find out that it is actually FIFTY EIGHT 58% difference. Thanks to the death of private pensions, the devaluation of Social Security benefits and other undeniable retirement factors such as inflation and increased taxes, America is now in a retirement income crisis. Kraig Strom, the host of ...
PPR 253 FOUR FROGS ON A LOG
March 28, 2024 15:00 - 2 minutes - 2.38 MBAt some point, I think we have all been guilty of deciding to take action or committing to make a change and failing to act. Unless we actually get off the log, we never move forward. Thanks to the death of private pensions, the devaluation of Social Security benefits and other undeniable retirement factors such as inflation and increased taxes, America is now in a retirement income crisis. Kraig Strom, the host of Personal Pension Radio, is focused on helping you pack your bags for both ...
PPR 253 The LLC Protection Myth Music Edition
March 27, 2024 15:00 - 7 minutes - 8.42 MBUnderstanding Inside Out vs Outside In Liability is the key to property Asset Protection So , I want to share a quick visual with you if you're not watching this on Get an LLC you got to protect yourself and you do this you take your. Rental real estate and you put it in your LLC and you think ah. Optimizing Retirement income and protecting your legacy does not happen with a product. You must have an integrated approach. Optimizing retirement income doesn't happen with a product lik...
PPR 253 Watch Your Step - Life Insurance by Default
March 26, 2024 15:00 - 9 minutes - 10.6 MBMillions of Americans are blessed to still have a pension to look forward too in retirement. What they don't realize is that there may be a big life insurance premium embeded in their retirement income decision. Optimizing Retirement income and protecting your legacy does not happen with a product. You must have an integrated approach. Thanks to the death of private pensions, the devaluation of Social Security benefits and other undeniable retirement factors such as inflation and inc...
PPR 253 Deal of The Week - Patience Pays
March 25, 2024 15:00 - 9 minutes - 8.09 MBA friend of mine came to my car show recently in a "new" BMW M3. He had always talked about wanting an M3 so I was excited for him when he pulled in. The car was beautiful and had all the options he had always wanted. I asked him what he loved most about it, what it the horsepower, the carbon fiber, the technology? NO, he loved the price. He purchased the car at 54% less than it sold for new. Optimizing Retirement income and protecting your legacy does not happen with a product. You must hav...
PPR 254: After The Accident
March 24, 2024 15:00 - 10 minutes - 10.4 MBOptimizing retirement income doesn't happen with a product like investments, life insurance, 401k, real estate or annuities. None of these things by themselves will help you maximize retirement income. You must have an integrated approach that balances the economics of retirement accumulation and retirement income. I am pulling back the kimono on old outdated Wall Street advice without losing site of critical planning decisions related to estate and asset protection planning. DISCLAIMER: Kra...
PPR 254 WYS - Prop 19 is That Bad
March 23, 2024 15:00 - 6 minutes - 6.91 MBJust when you thought California could not do more to make people want to move to another state - we pass Proposition 19. In my humble opinion, Prop 19 is one of the worst tax grab I have seen. Thanks to the death of private pensions, the devaluation of Social Security benefits and other undeniable retirement factors such as inflation and increased taxes, America is now in a retirement income crisis. Kraig Strom, the host of Personal Pension Radio, is focused on helping you pack your...
PPR 256: WPTV - Family Foundations Hidden in Plain Site
March 22, 2024 15:00 - 10 minutes - 10.2 MBThe moral of the story is "The Rich Don't Pay Taxes" like everyone else because they work with teams like mine. Thanks to the death of private pensions, the devaluation of Social Security benefits and other undeniable retirement factors such as inflation and increased taxes, America is now in a retirement income crisis. Kraig Strom, the host of Personal Pension Radio, is focused on helping you pack your bags for both halves of the retirement journey. Kraig's mission is help you build & pr...
PPR 256: Deal of The Week - Wardrobe Malfunction
March 21, 2024 15:00 - 13 minutes - 12.6 MBOur economy is consumer driven which means that without people spending money on consumable and disposable things, the economy grinds to a halt. We have been conditioned not to associate or compare consumer purchases with investments. I meet people all the time who are proud of their 20% return on their real estate investment but they don't recognize the 70% loss they incurred on the watch they are wearing. Thanks to the death of private pensions, the devaluation of Social Security benefit...
PPR 256: Quick - Take Financial Literacy
March 20, 2024 15:00 - 8 minutes - 8.38 MBAccording to a 2020 KeyBank Financial Wellness Survey, 75% of Americans consider themselves financially savvy, but 36% don’t know how, or prefer not, to answer basic financial literacy questions. We need to keep learning and teaching the next generation. Wall Street drives much of the financial marketing and education machine. Ask questions and don't be afraid to challenge the conventional wisdom. Thanks to the death of private pensions, the devaluation of Social Security benefits and othe...
PPR 256: WYS- Call Center Life Insurance
March 19, 2024 15:00 - 12 minutes - 11.7 MBThanks to the death of private pensions, the devaluation of Social Security benefits and other undeniable retirement factors such as inflation and increased taxes, America is now in a retirement income crisis. Kraig Strom, the host of Personal Pension Radio, is focused on helping you pack your bags for both halves of the retirement journey. Kraig's mission is help you build & protect your wealth and lifestyle today and generationally. Along the way, Kraig is ready to assist with all matters...
PPR 257: WPTV - Sweeping Tax Law Changes
March 17, 2024 15:00 - 7 minutes - 6.22 MBIf you have not noticed, we have a new resident at 1600 Pennsylvania Ave in DC and he is burning through executive order ink faster than anyone in history. Politics aside, now is the time to schedule a strategy session with the team at Barth Calderon. All we know for sure is that big changes are coming and the future favors those who are prepared. Thanks to the death of private pensions, the devaluation of Social Security benefits and other undeniable retirement factors such as inflation a...
PPR 257: Deal of The Week - Boating Fail
March 16, 2024 15:00 - 11 minutes - 11.6 MBI find it ironic that certain people like to brag about their investment prowess or boast about their success in business at the same time they make horrible financial decisions with how they spend their money. Thanks to the death of private pensions, the devaluation of Social Security benefits and other undeniable retirement factors such as inflation and increased taxes, America is now in a retirement income crisis. Kraig Strom, the host of Personal Pension Radio, is focused on helping yo...
PPR 257: Quick Take - Come on MAN!
March 15, 2024 15:00 - 5 minutes - 6.34 MBHow many times do I need to say this before I stop getting the same terrible phone call? COME ON MAN! Thanks to the death of private pensions, the devaluation of Social Security benefits and other undeniable retirement factors such as inflation and increased taxes, America is now in a retirement income crisis. Kraig Strom, the host of Personal Pension Radio, is focused on helping you pack your bags for both halves of the retirement journey. Kraig's mission is help you build & protect your...
PPR 257: WYS - Father Admits he Was Wrong
March 14, 2024 15:00 - 8 minutes - 8.54 MBThe father of the 4% Rule emerges from his golf course retirement home to say he was wrong. For years, Wall Street has told us that the 4% rule for retirement income planning is gospel. Of course, we know that the 4% rule has not worked out too well in recent years. Now we hear from the creator and he admits his error but it's not what you think. Thanks to the death of private pensions, the devaluation of Social Security benefits and other undeniable retirement factors such as inflation an...
PPR 258: DOW-Buying a Plane
March 13, 2024 15:00 - 11 minutes - 10.9 MBWhat is the the only thing more costly then buying and maintaining a private boat? Thanks to the death of private pensions, the devaluation of Social Security benefits and other undeniable retirement factors such as inflation and increased taxes, America is now in a retirement income crisis. Kraig Strom, the host of Personal Pension Radio, is focused on helping you pack your bags for both halves of the retirement journey. Kraig's mission is help you build & protect your wealth and lifesty...
PPR 258 Quick Take - Wall Street Battle Royale
March 12, 2024 15:00 - 11 minutes - 10.8 MBThanks to the death of private pensions, the devaluation of Social Security benefits and other undeniable retirement factors such as inflation and increased taxes, America is now in a retirement income crisis. Kraig Strom, the host of Personal Pension Radio, is focused on helping you pack your bags for both halves of the retirement journey. Kraig's mission is help you build & protect your wealth and lifestyle today and generationally. Along the way, Kraig is ready to assist with all matters...
PPR 258: WYS-Buying a Home at Age 25
March 11, 2024 17:30 - 16 minutes - 14.4 MBListener Ralph asked whether it is financially smart for him to consider buying a home at the younge age of 25. What kind of mortgage should he use and how much down payment should he plan for? Thanks to the death of private pensions, the devaluation of Social Security benefits and other undeniable retirement factors such as inflation and increased taxes, America is now in a retirement income crisis. Kraig Strom, the host of Personal Pension Radio, is focused on helping you pack your bags ...
PPR 258 Wptv False Sense Of Security
March 10, 2024 16:00 - 11 minutes - 10.8 MBTime and time again, we see companies and their owners operating under a false sense of S-Corp or LLC security. Understanding inside AND outside liability is the key to building the right protection around the Golden Goose. Thanks to the death of private pensions, the devaluation of Social Security benefits and other undeniable retirement factors such as inflation and increased taxes, America is now in a retirement income crisis. Kraig Strom, the host of Personal Pension Radio, is focused ...
PPR 259 DOW Wheels are Expensive!
March 09, 2024 16:00 - 9 minutes - 9.51 MBI'm a crazy car guy so don't take this the wrong way. I love it when the wheels on a car are perfectly matched to the car; however, custom wheels on a car have got to be one of the most financially crazy things I see everywhere. There is no such thing as investing in good or great wheels for your car or truck. No matter what you pay for your fancy wheels, they will be worth less seconds after you roll them out of the show room. I personally respect people who do a little shopping for a grea...
PPR 259 DIY Fail Inherited Property Mistake
March 08, 2024 16:00 - 8 minutes - 8.87 MBAs a Paralegal and a Certified Financial Planner®, Kraig is uniquely able to assist clients with the careful preparation of asset protection and estate plans. Kraig's team uses a financial-planning approach to ensure that each client obtains the best possible outcomes. With 120 years of combined legal and financial services experience between our team members, we can help you think defensively about protecting your wealth, investments, business intellectual property, and other assets and co...
PPR 259 Just Say No to Wall Street
March 07, 2024 16:00 - 10 minutes - 10.5 MBAT THE END OF A RECENT CALL WITH ONE OF MY CLIENTS, I ASKED IF THERE WAS ANYTHING ON THEIR MIND. THEY SAID, "FUNNY YOU SHOULD ASK, WE WERE WONDERING IF YOU WOULD BE WILLING TO WORK WITH OUR SON" FULL DETAILS ARE IMPORTANT. THEIR SON HAD DONE A GREAT JOB AND SAVED UP OVER $250,000 BY AGE 30. HE HAS A GREAT JOB BUT HIS BIGGEST DESIRE IS TO GET INTO THE REAL ESTATE FLIPPING GAME. MY CLIENTS ARE RETIRED AND AFTER SELLING THEIR VERY SUCCESSFUL BUSINESS IN CALIFORNIA, THEY PROMPTY MOVED OUT...
PPR 259 WYS Cash vs Credit
March 06, 2024 16:00 - 15 minutes - 15 MBPodcast Listener Jimmie writes in with a question about paying cash for a car versus financing. Jimmie thought that paying cash was the best way to buy things. When you consider that the purchase is only one part of the overall equation, it is clear that cash is not king in this case. Thanks to the death of private pensions, the devaluation of Social Security benefits and other undeniable retirement factors such as inflation and increased taxes, America is now in a retirement income crisi...
PPR 260 WYS PORCUPINES & GOLD
March 05, 2024 16:00 - 13 minutes - 13.2 MBThanks to the death of private pensions, the devaluation of Social Security benefits and other undeniable retirement factors such as inflation and increased taxes, America is now in a retirement income crisis. Kraig Strom, the host of Personal Pension Radio, is focused on helping you pack your bags for both halves of the retirement journey. Kraig's mission is help you build & protect your wealth and lifestyle today and generationally. Along the way, Kraig is ready to assist with all matters...
PPR 260 DEATH & RETIREMENT
March 04, 2024 16:00 - 18 minutes - 15.2 MBThanks to the death of private pensions, the devaluation of Social Security benefits and other undeniable retirement factors such as inflation and increased taxes, America is now in a retirement income crisis. Kraig Strom, the host of Personal Pension Radio, is focused on helping you pack your bags for both halves of the retirement journey. Kraig's mission is help you build & protect your wealth and lifestyle today and generationally. Along the way, Kraig is ready to assist with all matters...
PPR 260 DOW Faucets & Snowmobiles
March 03, 2024 16:00 - 9 minutes - 9.63 MBThe quest for lifestyle deflation continues - Check out my Deal O The Week Double Header. Thanks to the death of private pensions, the devaluation of Social Security benefits and other undeniable retirement factors such as inflation and increased taxes, America is now in a retirement income crisis. Kraig Strom, the host of Personal Pension Radio, is focused on helping you pack your bags for both halves of the retirement journey. Kraig's mission is help you build & protect your wealth and...
PPR 261 DOW SAVING BIG ON INVESTMENT FEES
March 02, 2024 18:00 - 13 minutes - 12.9 MBThanks to the death of private pensions, the devaluation of Social Security benefits and other undeniable retirement factors such as inflation and increased taxes, America is now in a retirement income crisis. Kraig Strom, the host of Personal Pension Radio, is focused on helping you pack your bags for both halves of the retirement journey. Kraig's mission is help you build & protect your wealth and lifestyle today and generationally. Along the way, Kraig is ready to assist with all matters...
PPR 261 WYS IUL Class Action Lawsuit
March 01, 2024 16:00 - 5 minutes - 6.66 MBI'm a big beleiver in permanent life insurance and I disagree with financial entertainers who say that all cash value based life insurance is bad in all situations. That's why it pains me when I read stories like the one I share in this episode. Stories where an insurance company clearly overstepped the boundries of what's ethical in my opionion. When a company does things like this, it gives an entire industry a black eye. If you have never heard of Indexed Universal Life, you will want to...
PPR 261 BAD PENSION ADVICE FROM DR
February 29, 2024 16:00 - 12 minutes - 12.5 MBThanks to the death of private pensions, the devaluation of Social Security benefits and other undeniable retirement factors such as inflation and increased taxes, America is now in a retirement income crisis. Kraig Strom, the host of Personal Pension Radio, is focused on helping you pack your bags for both halves of the retirement journey. Kraig's mission is help you build & protect your wealth and lifestyle today and generationally. Along the way, Kraig is ready to assist with all matters...
PPR 261 WPTV Apathy Of Success
February 28, 2024 16:00 - 8 minutes - 8.49 MBSuccess can often distract us from the things that Steven Covey described as important but not urgent in his time management matrix. For some, succss leads to complacency and a tendancy to ignore things that are extremely important. Thanks to the death of private pensions, the devaluation of Social Security benefits and other undeniable retirement factors such as inflation and increased taxes, America is now in a retirement income crisis. Kraig Strom, the host of Personal Pension Radio, i...
PPR 262 THE WHOLE TRUTH ABOUT WHOLE LIFE INSURANCE
February 27, 2024 16:00 - 19 minutes - 17.8 MBThanks to the death of private pensions, the devaluation of Social Security benefits and other undeniable retirement factors such as inflation and increased taxes, America is now in a retirement income crisis. Kraig Strom, the host of Personal Pension Radio, is focused on helping you pack your bags for both halves of the retirement journey. Kraig's mission is help you build & protect your wealth and lifestyle today and generationally. Along the way, Kraig is ready to assist with all matters...
PPR 262 WYS FOUR PERCENT RULE REALITY CHECK
February 26, 2024 16:00 - 10 minutes - 10.8 MBThanks to the death of private pensions, the devaluation of Social Security benefits and other undeniable retirement factors such as inflation and increased taxes, America is now in a retirement income crisis. Kraig Strom, the host of Personal Pension Radio, is focused on helping you pack your bags for both halves of the retirement journey. Kraig's mission is help you build & protect your wealth and lifestyle today and generationally. Along the way, Kraig is ready to assist with all matters...
PPR 262 DOW Shop Tour Huge Savings
February 25, 2024 16:00 - 12 minutes - 12 MBThanks to the death of private pensions, the devaluation of Social Security benefits and other undeniable retirement factors such as inflation and increased taxes, America is now in a retirement income crisis. Kraig Strom, the host of Personal Pension Radio, is focused on helping you pack your bags for both halves of the retirement journey. Kraig's mission is help you build & protect your wealth and lifestyle today and generationally. Along the way, Kraig is ready to assist with all matters...
PPR 262 WPTV SURVIVORSHIP CLAUSE
February 24, 2024 16:00 - 6 minutes - 7.09 MBSurvivorship requirements are intended to come play in the event of the simultaneous or nearly simultaneous death of an estate plan maker and a primary beneficiary. But what happens if the major beneficiary dies at the same time or nearly the same time as the person who created the will or living trust? Thanks to the death of private pensions, the devaluation of Social Security benefits and other undeniable retirement factors such as inflation and increased taxes, America is now in a reti...
PPR 263 KRAIG'S TOP 5 RULES FOR RETIREMENT
February 23, 2024 16:00 - 17 minutes - 16.8 MBDo a Google search for Rules for Retirement or best retirement advice and you will receive a billion options. OK, maybe not a billion but the amount of information available can be overwhelming. This is my take on the Top 5 Rules for retirement. Thanks to the death of private pensions, the devaluation of Social Security benefits and other undeniable retirement factors such as inflation and increased taxes, America is now in a retirement income crisis. Kraig Strom, the host of Personal Pens...
PPR 263 DEAL O THE WEEK - COOL OIL CHANGE
February 22, 2024 16:00 - 8 minutes - 8.91 MBRetirement income planning does not happen with a single product or so called "magic bullet". Maximum retirement income requires a strategy that incorporates all aspects of your financial life. Your personal spending habits can have a major impact on your ability to save money. Thanks to the death of private pensions, the devaluation of Social Security benefits and other undeniable retirement factors such as inflation and increased taxes, America is now in a retirement income crisis. Krai...
PPR 263 SPECIAL NEEDS & CHILDRENS TRUSTS
February 21, 2024 16:00 - 5 minutes - 6.52 MBNo estate plan - don't worry. The government has a plan for minor children and adult family members with special needs who are not able to manage their own affairs. In addition to the potential for an unfortunate trip into the court system, minor children and special needs beneficiaries may become vulnerable to creditors and those seeking to get their hands on inherited assets. Thanks to the death of private pensions, the devaluation of Social Security benefits and other undeniable retirem...
PPR 263 WYS - What the BLEEP is happening on Wall Street?
February 20, 2024 16:00 - 6 minutes - 7.33 MBDespite the 2020 pandemic, Wall Street continues to hit historic highs. Some say that the investment markets are at the top and the bubble is about to burst. Others say that the markets still have another year of growth before the bear market kicks into decline. Who's right? Thanks to the death of private pensions, the devaluation of Social Security benefits and other undeniable retirement factors such as inflation and increased taxes, America is now in a retirement income crisis. Kraig S...