Personal Financial Growth: The Retirement Investing Podcast artwork

Personal Financial Growth: The Retirement Investing Podcast

15 episodes - English - Latest episode: 6 months ago - ★★★★★ - 2 ratings

Jason T. Micheli, PhD will teach you how to invest and how to retire comfortably. Listen as Jason Micheli answers the questions on the minds of modern investors and those planning for retirement. Check out the Personal Financial Growth Podcast for answers on investments, retirement, social security, and more. Lean more at http://pfgpodcast.com

Investing Business Education How To investing personalfinance retirement finance financialadvisor financialplanning investmentadvisor investments jasonmicheli micheli
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Episodes

The Decision Making Process in Investing

October 09, 2023 13:06 - 10 minutes - 20 MB

The Decision Making Process in Investing While we cannot predict the future with certainty, making a choice empowers us with a sense of control and responsibility. ———————— Investing Resources Free Financial Assessment: http://start.ein.la How I Invest: http://taxes.ein.la Tax-Efficient Investing: http://inside.ein.la More Resources: http://links.ein.la ———————— Jason T. Micheli, PhD is a wealth manager in Orange County, CA serving clients all across the United States.  To enq...

Top Questions About Retirement Investing

September 26, 2023 12:25 - 15 minutes - 28 MB

Today we answer top questions about retirement investing from our listeners and readers. Topics include:  How can I calculate how much I truly need to save for retirement? If my investments are large enough, can I stop saving for retirement? When should I start collecting social security? When is the best time to convert traditional IRAs to Roth IRAs? Should we refinance our jumbo loan to a conventional loan? How do HSAs work? ———————— Investing Resources Free Financial A...

What Retirement Accounts to Use

September 12, 2023 12:57 - 16 minutes - 30.8 MB

What Retirement Accounts to Use When it comes to saving for retirement, one of the challenging decisions is deciding which accounts to prioritize. Should you focus on maxing out your 401(k) or your IRA? And when is it appropriate to consider a taxable account for your retirement savings? Furthermore, how does debt factor into these choices? These are all important questions to consider, as personal finance is unique to each individual. In this episode we explore the best strategies for ret...

How to Determine Your Risk Tolerance

August 31, 2023 20:40 - 11 minutes - 10.6 MB

How to Determine Your Risk Tolerance This episode discusses the difference between your ability to take risk and your willingness to take risk and how these things play a crucial role in your investment portfolio.  ———————— Investing Resources Free Financial Assessment: https://einstokwealth.com/start-here/ ———————— Jason T. Micheli, PhD is a wealth manager in Orange County, CA serving clients all across the United States.  To enquire about working with Jason, start here: https:/...

Why Invest In International Stocks?

August 07, 2023 17:57 - 10 minutes - 19.8 MB

Why Invest in International Stocks? In this episode we discuss international stocks. Specifically, we talk about why one might invest in international stocks, even though they underperform U.S. stocks in some years; how much should a person allocate to international stocks; and what is the best way to add international stocks to a portfolio? ———————— Investing Resources Free Financial Assessment: http://start.ein.la How I Invest: http://taxes.ein.la Tax-Efficient Investing: http:/...

Traditional IRA vs Roth IRA When Saving for Retirement. Which Is Better?

August 07, 2023 01:59 - 14 minutes - 20.4 MB

Traditional IRA vs Roth IRA. Which is Better? When you contribute to retirement accounts, you typically have two options: traditional accounts or Roth accounts. Which is better?  Tune in to today's episode to learn the benefits of each and which might be better for you. ———————— Investing Resources Free Financial Assessment: http://start.ein.la How I Invest: http://taxes.ein.la Tax-Efficient Investing: http://inside.ein.la More Resources: http://links.ein.la ———————— Jason T....

How to Lower Taxes in Retirement

August 07, 2023 00:50 - 21 minutes - 34.8 MB

How to Lower Taxes in Retirement It’s very possible to have a higher tax bill in retirement than you did as a working professional. However, there are steps you can take today to lower these retirement taxes. ———————— Investing Resources Free Financial Assessment: http://start.ein.la How I Invest: http://taxes.ein.la Tax-Efficient Investing: http://inside.ein.la More Resources: http://links.ein.la ———————— Jason T. Micheli, PhD is a wealth manager in Orange County, CA serving...

Order of Accounts When Investing for Retirement

August 07, 2023 00:45 - 20 minutes - 37.4 MB

What accounts should you fund first? Many people think that the first account they should fund when saving for retirement is a 401(k) or IRA, but that’s not always the case. Knowing what types of accounts to use and which accounts to fund first, can make a big difference in your long-term savings and future tax bill. So, if you have always wanted to know the order of accounts for saving your money, this episode is for you. ———————— Investing Resources Free Financial Assessment: http:/...

Why Invest In The Stock Market?

August 06, 2023 09:47 - 10 minutes - 13.8 MB

Why Invest in the Stock Market? Why invest in the stock market even though there is the risk of losing money? In can be hard to watch your account balances drop, so what should you be doing with your investments today? What happens to the stock market during crises? We help you understand why it still might make sense for you to invest in the stock market even in light of the risk that is involved. ———————— Investing Resources Free Financial Assessment: http://start.ein.la How I Inv...

Three Common Mistakes People Make When Saving For Retirement.

August 06, 2023 09:47 - 12 minutes - 22.6 MB

Three Common Mistakes When Investing There are three common mistakes I see people make when investing for retirement. Number one: people tend to be too active with their investments. Number two: people think they know what they don’t actually know. Number three: people too easily stray from their goal. In this episode we will outline how you can avoid making these common mistakes. ———————— Investing Resources Free Financial Assessment: http://start.ein.la How I Invest: http://taxes....

Is Inflation a Threat to Your Retirement?

April 05, 2022 10:10 - 10 minutes - 14.3 MB

Is Inflation a Threat to Your Retirement? While inflation has historically averaged around 3%, recent reports have shown an annual rate of inflation of almost 7%. I'm going to share what you can do to build protection into your portfolio. So if you want to know what the current inflation numbers mean for your retirement, and how to combat this threat to your retirement portfolio, today's episode is for you. ———————— Investing Resources Free Financial Assessment: http://start.ein.la ...

Timing the Market. Is it Possible?

March 15, 2022 10:37 - 15 minutes - 28.3 MB

In recent weeks, the stock market has reached new highs, then dropped about 10% in a week, rebounded 2.5% in a day, just to loose 2% the next. With volatility like this, it's tempting to think about the possibility of buying and selling at just the right moment, jumping in at the bottom and then out at the top. The problem is that most markets are so efficient that it is not possible to time the markets like this consistently. There are a few exceptions, which we will discuss. If you want to...

What To Do In The Recent Market Correction

March 09, 2022 21:17 - 13 minutes - 18.4 MB

Last week the S&P 500 entered correction territory, which is defined as a 10% drop from the previous market peak. Listen now and learn: What recent losses mean from a historical perspective Why Russia and Ukraine play a smaller role in the losses than you think  What’s actually driving market losses and where we go from here

Investing at All-Time Highs

February 15, 2022 22:55 - 8 minutes - 12.2 MB

Investing at All-Time Highs When investing at all-time highs, some wonder if the markets can continue to go up in value or if there is an inevitable drop coming.  Those who fear a drop have basically two options: 1) stay the course; or 2) employ a strategy that will pay off if there is drop in the market. Today's episode looks at some strategies that people are considering. ———————— Investing Resources Free Financial Assessment: https://einstokwealth.com/start-here More Resources: h...

Should I Sell My Stocks?

January 11, 2022 17:22 - 17 minutes - 32.7 MB

Should I Sell My Stocks? The eleven-year bull market has prompted many investors to wonder if now is a good time to sell stocks. That is precisely the question we will tackle in this episode. Topics discussed: The odds of the stock market being positive or negative over a variety of timeframes. Why most people fail to make money in the stock market. Why many investors underperform the stock market. When it might and might not be a good time to sell your stocks. ———————— Investing...