Performance Property Data
51 episodes - English - Latest episode: over 5 years ago -On the Performance Property Data podcast you’ll hear from some of Australia’s leading consultants in the property investment industry.
Brought to you by Performance Property Data, this podcast features three segments each seeking to offer you practical information and advice on where and when you should invest your money.
Property Insiders (released monthly) will bring you interviews between David McMillan (Director of Acquisitions) and other industry experts, highlighting the ins-and-outs of investing and offering all the need-to-know information.
The Property Pineapple (released monthly) and hosted by Sharon Taylor (Senior Research Analyst), features relaxed chats with actual investors revealing what they’ve learnt from their experiences.
Performance Insights (released two per week) are short episodes where the team give you the lowdown the key investment markets from around Australia.
For more information on the podcast and how Performance Property Data can help you, head on over to http://www.performancedata.com.au
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Episodes
The Property Pineapple - Lynda Sanders
November 11, 2018 21:00 - 22 minutes - 20.3 MB“Make sure that if you’re going to get a lawyer to do the work for you in a conveyancing space, that they are actually property lawyers.” In the final instalment of The Property Pineapple for 2018, Sharon welcomes Lynda Sanders into the studio. Lynda is the principal at the law firm Dixon & Sanders, who specialise in property and commercial law. In a wide ranging discussion, Sharon and Lynda chat about conveyancing, Property Exchange Australia (PEXA), tips for buyers and vendors, and her o...
Performance Insights - Vacancy Rate
November 06, 2018 21:00 - 56 seconds - 927 KBComing to you from Perth, with the magnificent Swan River behind him, David gives you a quick definition of “vacancy rate”. ‘Performance Insights’ is one of three segments you will hear on the Performance Property Data podcast. They are released every Wednesday and Friday, boosting your technical knowledge and giving you the lowdown on key property markets around Australia. You can also view these episodes as videos on our youtube channel. ‘The Property Pineapple’ is released every ...
Performance Insights - House Prices vs Unit Prices
October 30, 2018 19:00 - 3 minutes - 2.97 MBSharon and Heath Bedford chat about the relationship between house and unit prices. And while there is a correlation between house and unit prices, it isn’t as simple as one going up and down with the other. Lag times between the markets, and a number of other factors including supply, demographics, and high house prices pushing people to unit purchases, factor into how the markets move. ‘Performance Insights’ is one of three segments you will hear on the Performance Property Data podc...
Property Insiders - Nerida Conisbee
October 28, 2018 20:00 - 27 minutes - 25.5 MB“Banks have reacted very quickly, and have shut down lending to a lot of people.” In the last edition of Property Insiders for 2018, David sits down with Nerida Conisbee, Chief Economist at the REA Group. They chat about her contributions to realestate.com.au as well as how key markets are shifting in the wake of political instability and the Royal Commission into the banking sector. About David’s guest, Nerida Conisbee Nerida is the Chief Economist at REA Group and is one of Australia...
Property Insiders - Why Should Expats Invest in Australia? (with Dave Petrevski)
October 14, 2018 19:00 - 10 minutes - 9.84 MB“If you are looking at heading over there, if there’s any negotiations in your contract talks, US dollar is always the main one to go for.” The Daves (Misters McMillan and Petrevski) are back with another chat about the investment options for Australian expats. However this time the tables have turned somewhat, with Petrevski taking the lead in asking the questions. And the biggest question of all is “why should expats invest back in Australia?” Both the Daves believe in the importance o...
Performance Insights: Underemployment
October 02, 2018 20:00 - 2 minutes - 2.45 MBSharon and Phil are discussing underemployment in this new Insight. Currently in Victoria, underemployment is trending upwards, while unemployment is trending downwards. They chat about how this stat may impact the housing market. ‘Performance Insights’ is one of three segments you will hear on the Performance Property Data podcast. They are released every Wednesday and Friday, boosting your technical knowledge and giving you the lowdown on key property markets around Australia. You ca...
The Property Pineapple - Mark Heritage
September 30, 2018 20:00 - 21 minutes - 19.8 MB“Unfortunately when vendors are in that distressed state, there can be real knee-jerk reactions at times…” Mark got his start in the property industry after buying his principal place of residence for him and his family. Through this process, he got a crash course in how the property market operates and the leverage that could be created through owning an asset. After this, Mark started a couple of companies, one being Over And Above Property Partners. With this firm, Mark assists vendor...
Performance Insights - Short-Term Arrivals
September 25, 2018 20:00 - 2 minutes - 2.04 MBShort-term arrivals is a measure of the passenger arrivals at airports, and is a metric recorded for both international and domestic travellers. It is used by Performance Property Advisory to record the number of people coming to Australia or a particular area. In almost all cases, it is positively correlated with property prices. ‘Performance Insights’ is one of three segments you will hear on the Performance Property Data podcast. They are released every Wednesday and Friday, boostin...
Property Insiders - Adelaide Real Estate with Marina Ormsby
September 16, 2018 20:00 - 20 minutes - 19 MB“Trying to sell a single-fronted cottage in North Adelaide without a carpark…the market sees it as an issue.” Real estate agent, Marina Ormsby, is David’s guest for this edition of Property Insiders. They chat about the intricacies of the Adelaide real estate market and give an update of where it is at. Marina has been in the industry for 17 years, but got her start in commercial real estate. She then took a residential course and bought into a franchise group. She tells David that resid...
The Property Pineapple - Morgan Jewell
September 02, 2018 20:00 - 21 minutes - 19.7 MB“The only option I had was to sell my house.” Morgan Jewell is a young and intelligent mortgage broker, who at the age of 23 had a terrible experience with buying an off-the-plan property. She lays out all of the details for Sharon on this episode of The Property Pineapple. Already a property owner, Morgan was talking to her boss one day about wanting to add to her portfolio with an investment purchase. On his recommendation, she consulted a property spruiker. After a short meeting, she ...
Performance Insights - Investors vs. Owner-Occupiers
August 28, 2018 20:00 - 4 minutes - 4.22 MBSharon and Heath discuss how the proportion of owner-occupiers or investors in an area can impact on house prices. ‘Performance Insights’ is one of three segments you will hear on the Performance Property Data podcast. They are released every Wednesday and Friday, boosting your technical knowledge and giving you the lowdown on key property markets around Australia. You can also view these episodes as videos on our youtube channel. ‘The Property Pineapple’ is released every four weeks...
Property Insiders - Expat Financing with David Petrevski
August 19, 2018 20:00 - 12 minutes - 11.1 MB“Once you add all these allowances to the base wage, that’s what really gives the expats buying power. And that’s why it’s such a great opportunity for them at the minute.” David McMillan welcomes his namesake, old school friend and football teammate, David Petrevski onto the show. The two Davids have been teaming up recently bringing sound advice and strategy to Australian expats, and here they chat about this often overlooked and neglected area of the financial service industry. Acknow...
Performance Insights - Inflation
August 14, 2018 20:00 - 2 minutes - 2.02 MBSharon Taylor and David McMillan chat about inflation, covering what it is and its importance to growth in income, rental yields, and house prices. ‘Performance Insights’ is one of three segments you will hear on the Performance Property Data podcast. They are released every Wednesday and Friday, boosting your technical knowledge and giving you the lowdown on key property markets around Australia. You can also view these episodes as videos on our youtube channel. ‘The Property Pineap...
The Property Pineapple - Tomas Turkayoglu
August 05, 2018 20:00 - 14 minutes - 13.4 MB“So it’s hoping for the best, but preparing for the worst.” Sharon’s guest today on The Property Pineapple is her colleague at Performance Property Advisory, Acquisitions Manager, Tomas Turkayoglu. Tomas studied Construction straight after school, and then switched his major to Property. Despite his youth - Tomas is only 26 years old - he has a wealth of knowledge and experience in purchasing investment properties. Earlier this year, Tomas bought his first property in Ballarat. Not origi...
Performance Insights - Gross Regional Product
July 31, 2018 20:00 - 1 minute - 1.37 MBSharon chats with Phil Almeida about Gross Regional Product (GRP) and how it can impact property prices. ‘Performance Insights’ is one of three segments you will hear on the Performance Property Data podcast. They are released every Wednesday and Friday, boosting your technical knowledge and giving you the lowdown on key property markets around Australia. You can also view these episodes as videos on our youtube channel. ‘The Property Pineapple’ is released every four weeks, and host...
Performance Insights - Bedroom Approvals
July 17, 2018 20:00 - 2 minutes - 1.88 MBSharon and David are in Brisbane and chatting about bedroom approvals. This is a metric - when used in conjunction with other stats - that helps determine if a market is undersupplied or oversupplied. It is done by estimating the number of bedrooms in a particular area, as compared to the number of people. ‘Performance Insights’ is one of three segments you will hear on the Performance Property Data podcast. They are released every Wednesday and Friday, boosting your technical knowledg...
The Property Pineapple - Nino Palmiotto
July 10, 2018 10:51 - 15 minutes - 14.3 MB“We typically favour rental applicants who make it easy for us.” Nino started in the property industry almost by accident. After finishing high school, he wasn’t sure what he wanted to do, so took a casual job in his uncles’ real estate agency. He assisted the property manager, and soon fell in love with property management. Fifteen years later, he is a department head for the property management firm, Pathway Asset Management. Nino believes that it is important that property managers kn...
Performance Insights - Job Creation
June 26, 2018 20:00 - 1 minute - 1.53 MBDavid and Sharon are in sunny (but windy) Burleigh Heads to touch on job creation and its impact on house prices. ‘Performance Insights’ is one of three segments you will hear on the Performance Property Data podcast. They are released every Wednesday and Friday, boosting your technical knowledge and giving you the lowdown on key property markets around Australia. You can also view these episodes as videos on our youtube channel. ‘The Property Pineapple’ is released every four weeks,...
Property Insiders - Top Australian Suburbs with author Peter Koulizos
June 24, 2018 20:00 - 23 minutes - 21.8 MB“The value in real estate is in land. You’re far better off investing in a property that has a decent land component.” Good friend of the show, Peter Koulizos, calls in from Adelaide for a chat with David about his bestselling book, Top Australian Suburbs. It’s been a decade since it was first published, but the information it holds still remains relevant. Particularly, the lowdown on what makes a suburb ideal for investing. There are 107 suburbs in Peter’s book, all of them chosen beca...
Performance Insights - How Does Income Affect Property Prices?
June 19, 2018 20:00 - 2 minutes - 2.31 MBIncome is an important metric for determining the affordability of a particular property market. Here, from the windy cliffs of Burleigh Heads, Queensland, David and Sharon discuss the influence household income can have on property prices. ‘Performance Insights’ is one of three segments you will hear on the Performance Property Data podcast. They are released every Wednesday and Friday, boosting your technical knowledge and giving you the lowdown on key property markets around Austral...
The Property Pineapple - Deanne Carter
June 10, 2018 20:00 - 19 minutes - 18 MB“If we think about the modelling we’ve had from our mothers and grandmothers; that is redundant. We’re not living post-war anymore.” Sharon welcomes into The Property Pineapple studio Deanne Carter, speaker, podcaster, and investment mentor (among other things). They chat about her career, passions, inspirations, investments, and worries and hopes for the future. About Sharon’s guest, Deanne Carter… Deanne is an investment mentor, speaker, life designer, podcaster, and founder of t...
Performance Insights - Foreign Investment (part 2)
June 05, 2018 20:00 - 2 minutes - 2.74 MBFrom Melbourne, Sharon and David discuss foreign investment, specifically looking at approvals by nation. They reveal that 28% of foreign approvals come from China, which is both a good and a potential bad thing. ‘Performance Insights’ is one of three segments you will hear on the Performance Property Data podcast. They are released every Wednesday and Friday, boosting your technical knowledge and giving you the lowdown on key property markets around Australia. You can also view these ...
Property Insiders - David Robbins
May 27, 2018 20:00 - 8 minutes - 8.01 MB“We’ve been quite hands-on with everything we’ve done…” David sits down with his colleague and namesake, David Robbins (Senior Acquisitions Consultant - Performance Property Advisory), to discuss his background, investing experience, and the benefit he can add to his clients portfolios and wealth creation. Despite doing a valuation course at university, David pursued his first love of motorcycle racing and eventually found himself the proud owner of a motorcycle retail store. With the st...
Property Insiders - Financial Advisers and Property with Joel Hewish
May 13, 2018 20:00 - 21 minutes - 19.8 MB“Real estate has really been kept as a separate asset class entirely from the industry, and so financial advisers have never really grown up in an environment where they could recommend real estate in the past.” Old friends David and Joel Hewish catch up for a chat about the financial planning industry and its relationship to property. Joel is the Chief Executive and Chief Financial Strategist of United Global Capital (UGC), a wealth management firm focused helping clients achieve their fu...
Performance Insights - What is The Affordability Index
May 01, 2018 20:00 - 2 minutes - 2.48 MBDavid’s there to explain one of the key metrics for investors: the affordability index. Sharon’s there to keep him in line. This technical insight offers an understanding of what the affordability index is, how it’s calculated, and it’s application for potential property investors. ‘Performance Insights’ is one of three segments you will hear on the Performance Property Data podcast. They are released every Wednesday and Friday, boosting your technical knowledge and giving you the lowd...
The Property Pineapple - Jim Croft
April 29, 2018 20:00 - 23 minutes - 21.6 MB“It was literally all the money was pouring into a hole.” Sharon’s guest on this episode of The Property Pineapple is hotelier and family man, Jim Croft. Jim and his wife bought their first property as an investment in 2007. Although optimistic about its investment potential, they also chose the place based on it liveability, in case they would need to stay in it longer than first planned. Jim wanted a place a little further out of town with some land, but his wife pushed for a property ...
Property Insiders - Property Investors Council of Australia (PICA) with Ben Kingsley
April 15, 2018 20:00 - 13 minutes - 12 MB“We know that the State Governments have all but abandoned public and social housing over the last decade in the tens of billions of dollars. And the people who have picked up the slack have been mum and dad property investors.” Ben Kingsley is David’s guest on this episode of Property Insiders. Ben is the host of his own podcast, The Property Couch, as well as being CEO of Empower Wealth and the current Chair of the Property Investors Council of Australia (PICA). Here he chats with David ...
Performance Insights - Population Pyramid
April 05, 2018 20:00 - 2 minutes - 2.48 MBSharon and David are in the Treasury Gardens on a fine Melbourne day for this technical insight on the population pyramid. The population pyramid is the ideal distribution of a populace divided by age. At the top are the oldest demographic, and then the younger the demographic the more people there are creating a pyramid shape. Australia’s is in a pretty good shape, but it is important for potential investors to look at the population pyramid in the market they are considering to give the be...
The Property Pineapple - David McCracken
April 01, 2018 20:00 - 17 minutes - 16.4 MB“These types of decisions can impact you more than just financially.” Sharon is joined today by IT professional, David McCracken. Having been investing in property since he was 23, David has a lot of experience with the market. However, he brings with him today not a story of success, but rather a tale of what not to do. David had toiled hard to build up a property portfolio based entirely in Victoria. With land taxes rising and identifying a need to diversify, in 2011 he bought a few pr...
Property Insiders - PIPA with Peter Koulizos
March 18, 2018 19:00 - 15 minutes - 14.3 MB“You should look for somebody who is a PIPA member, because then you know you can have confidence that they have your interests at heart.” David’s guest on this instalment of Property Insiders is lecturer, author, and Chair of The Property Investment Professionals of Australia (PIPA), Peter Koulizos. He chats with David about PIPA’s objectives, and the benefits it offers both members and consumers. PIPA is the peak association for property investment professionals, providing education to...
The Property Pineapple - Kerry Ashbrook
March 04, 2018 20:00 - 14 minutes - 13.4 MB“Work out what it is that’s stopping you…and do something about it.” Sharon’s guest on this edition of The Property Pineapple is Kerry Ashbrook, founder and director of Life You Choose, an organisation empowering women to achieve financial independence. Kerry has bought 11 properties over her life, and still owns three of them. She sat down with Sharon to discuss a few of these purchases and some of the things she has learned along the way. Kerry spent much of her early years on a cara...
Performance Insights - What is Median Price?
February 27, 2018 20:00 - 3 minutes - 3.18 MBJoining David on a suburban street in Richmond, Melbourne, Heath Bedford (Director of Acquisitions - Performance Property Advisory) grills David about median house prices. They explain what it is and its importance to investors. Check out the article to accompany this podcast episode at www.performancedata.com.au ‘Performance Insights’ is one of three segments you will hear on the Performance Property Data podcast. They are released every Wednesday and Friday, boosting your technica...
Property Insiders - Investing for Sportspeople with Greg Stafford
February 25, 2018 21:35 - 14 minutes - 13.1 MB“I think 90 percent of players will invest in property at some point during their playing days.” David’s guest on this episode of Property Insiders is ex-AFL footballer, builder, and Performance Property Advisory consultant, Greg Stafford. They settle down to talk about the work they do advising young sportspeople about maximising their potentially high, yet short-lived, earnings with the right investments. One of the things that makes sportspeople so unique is their higher salaries as c...
Performance Insights - International Students
February 20, 2018 20:00 - 2 minutes - 2.36 MBIt’s another lovely day in Melbourne, and Sharon and David are in Fitzroy Gardens to bring you another technical insight. International students head to Australia for a number of reasons, and them being here also has a number of positive impacts on our property markets and economy. ‘Performance Insights’ is one of three segments you will hear on the Performance Property Data podcast. They are released every Wednesday and Friday, giving you technical knowledge and the lowdown on key pr...
Performance Insights - International Students
February 20, 2018 20:00 - 2 minutes - 2.36 MBIt’s another lovely day in Melbourne, and Sharon and David are in Fitzroy Gardens to bring you another technical insight. International students head to Australia for a number of reasons, and them being here also has a number of positive impacts on our property markets and economy. ‘Performance Insights’ is one of three segments you will hear on the Performance Property Data podcast. They are released every Wednesday and Friday, giving you technical knowledge and the lowdown on key pr...
Performance Insights - Foreign Investment
February 13, 2018 20:00 - 2 minutes - 1.92 MBOn a deceptively hot morning, David and Sharon are in Melbourne’s Treasury Gardens for this insight instalment. Looking at some of the pros and cons of foreign investment, they weigh the situation up with reference to both established and new or off-plan properties. ‘Performance Insights’ is one of three segments you will hear on the Performance Property Data podcast. They are released every Wednesday and Friday, giving you technical knowledge and the lowdown on key property markets ar...
Property Insiders - Interest Rates with Mark Davis
February 11, 2018 20:00 - 15 minutes - 14.1 MB“There’s no set rule between owner-occupier and investor. I believe it all comes down to your profile.” David gets together again with Mark Davis from The Australian Lending & Investment Centre (ALIC) to chat around the question… Should you fix your interest rate? David and Mark first talk about the process behind how the RBA and banks set interest rates. This includes all the things taken into consideration and also its application to term deposits. They then talk more specifically...
Performance Insights - What is LVR?
February 06, 2018 20:00 - 3 minutes - 3.06 MBComing to your ears from the Performance Property Advisory offices in Collins St, Melbourne, Sharon and Phillip bring you an insight on LVR - Loan to Value Ratio. They discuss what it is, and also its implications for Lender’s Mortgage Insurance. ‘Performance Insights’ is one of three segments you will hear on the Performance Property Data podcast. They are released every Wednesday and Friday, giving you technical knowledge and the lowdown on key property markets around Australia. You ...
Performance Insights - Credit Growth and House Price Growth
January 30, 2018 20:00 - 2 minutes - 1.94 MBDavid chats with Phillip Almeida (Director Acquisitions at Performance Property Advisory) about relationship between credit growth and house price growth. Credit growth is growth investors see through consumer credit, home loans, business loans or personal loans. They discuss the positive correlation between the two types of growth, where as one goes up, so does the other. Conversely, as credit growth slows, so does house price growth, which is the situation the Australian market is currentl...
The Property Pineapple - Phil Almeida
January 28, 2018 20:00 - 18 minutes - 16.5 MBSharon invites her friend and colleague, Phil Almeida (Director Acquisitions at Performance Property Advisory) to chat about his property investing journey. Starting out as a 19 year old, Phil’s first purchase was in the outer-Melbourne suburb of Sunbury. He acknowledges now that he was perhaps a little underprepared for such an investment, and had to take second job and work 7 days a week in order to make the mortgage repayments. His next purchase was a joint venture with a group of fri...
Performance Insights - Mortgage Arrears
January 23, 2018 23:45 - 1 minute - 1.66 MBPhil Almeida chats with David McMillan about mortgage arrears. They cover what it means, how it’s calculated, the impact of the RBA losing control of mortgage arrears, the state of the market in the capital cities, and some of the opportunities open for the savvy investor. ‘Performance Insights’ is one of three segments you will hear on the Performance Property Data podcast. They are released every Wednesday and Friday, giving you technical knowledge and the lowdown on key property mar...
Performance Insights - RBA Cash Rates
December 19, 2017 20:00 - 3 minutes - 2.8 MBSharon and Phil Almeida, Director of Acquisitions at Performance Property Advisory, are at the Reserve Bank of Australia building in Collins St, Melbourne for this technical insight. The RBA is responsible for making monetary policy and in determining the cash rate is influenced a number of factors: current interest rates, the relationship between lenders and borrowers, inflation rate targets, value of $AUD, imports and exports, and the general strength of the economy. Sharon and Phil discus...
Property Insiders - BRICKX with CEO Anthony Millet
December 17, 2017 20:00 - 16 minutes - 14.8 MB“There is no other financial product out there, that gives you exposure to the housing market without buying a house itself.” This month on Property Insiders, David sits down with Anthony Millet, entrepreneur and CEO of BRICKX, a unique and exciting new opportunity in the property investment market. BRICKX is an online platform that allows people to invest in property on a fractional basis. Practically, this means that BRICKX will purchase a property, which is then divided into 10,000 un...
Performance Insights - What is Yield?
December 12, 2017 20:00 - 3 minutes - 2.8 MBDavid is joined by Phil Almeida, Director of Acquisitions at Performance Property Advisory, in Curtain Gardens, Carlton, Melbourne for this technical insight answering the question ‘What is Yield?’ They explain the term, expanding to discuss the difference in meaning and application of ‘gross’ and ‘net’ yield, and also how the yield can be used to determine a market’s position on the property clock. Performance Insights is one of three segments you will hear on the Performance Property...
The Property Pineapple - Jane Slack-Smith
December 03, 2017 20:00 - 26 minutes - 23.8 MBSharon is excited to have property investor and educator, Jane Slack-Smith, on the show today. Jane is a former mining engineer, demolitions expert, and risk assessor, and now passes on everything she has learned through a successful property investing career through her business Your Property Success. She comes on the podcast to share some of her knowledge with you. About your host, Sharon Taylor… Sharon heads up the research division at Performance Property Advisory. She is responsible...
Performance Insights - What is Vacancy Rate?
November 28, 2017 20:00 - 2 minutes - 2.42 MBDavid is joined by Heath Bedford, Director of Acquisitions at Performance Property Advisory, to chat about vacancy rates. This is a measure of the undersupply or oversupply of vacant properties in an area, and it can have impacts on rental prices. David and Heath take a look at two contrasting examples exhibiting one of the best vacancy rates in the country (Hobart), and one of the worst rates for investors (Perth). Performance Insights is one of three segments you will hear on the Per...
BONUS EPISODE - Preparing for the Coming Storm
November 26, 2017 20:00 - 4 minutes - 4.54 MBToday we’d like to bring you a special bonus episode that was recorded for the Sydney Property Buyer Expo in late October. Our Director of Acquisitions, David McMillan gave a talk at the expo entitled “Preparing for the Coming Storm”, offering tips and advice about not losing money. Here, he talks to radio station 2UE in Sydney, about some of the topics he covered in the talk… Join us on Wednesday and Friday every week for Performance Insights, one of three segments you will hear on ...
Property Insiders - Kevin Agent talks Cash Buffers
November 19, 2017 20:00 - 13 minutes - 12 MB“Money is the root of all evil, but if you haven’t got it, it’s worse.” This month on Property Insiders, David sits down with Kevin Agent from the Australian Lending and Investment Centre to chat about cash buffers. A cash buffer is an amount of money you have in a special account that is there if something happens beyond your control. Kevin tells David that there are two options for the cash buffer: to have it in a redraw account, or in an offset account. There are advantages to each,...
The Property Pineapple - Matthew Hunt
November 05, 2017 20:00 - 22 minutes - 20.9 MBThe Property Pineapple is one of three segments you will hear on the Performance Property Data podcast. Property Insiders are released monthly and are conversations with industry leaders offering knowledge and expertise. And Performance Insights are released every Wednesday and Friday, giving you the lowdown on key property markets around Australia. For more information about how Performance Property Data can help you maximise your investment dollar, head to www.performancedata.com.au...
Property Insiders - Mark Davis
October 22, 2017 19:00 - 12 minutes - 11.5 MBDavid gets together with Mark Davis from The Australian Lending & Investment Centre (ALIC) to chat around the question… Why go to a broker instead of a bank to manage your property investments? Through their discussion, David and Mark make the following points: brokers tend to focus more investment lending, structuring, enabling you to create wealth; banks are often more focused on rate, cross-selling, and their product; ALIC has a focus on strategy and structure; Mark: “I’m a r...