Since the market started making noises like a baby bear, more investors are asking,”What is the appropriate percentage of equities in my portfolio?" Paul addresses this question from the points of view of a young investor, a pre-retiree and a retiree, and also considers the dangerous probabilities of bad advice from commission-based advisors.

In …







Since the market started making noises like a baby bear, more investors are asking,”What is the appropriate percentage of equities in my portfolio?" Paul addresses this question from the points of view of a young investor, a pre-retiree and a retiree, and also considers the dangerous probabilities of bad advice from commission-based advisors.

In a discussion of “How much money we can safely take out of our retirement portfolio?” Paul mentions these articles of interest: “What’s a safe withdrawal rate in retirement?” And “Retirement Withdrawls: Can you base them on RMDs?"

He discusses the good news from Vanguard — lower minimums and lower fees in 38 mutual funds, and the new “donation” button for the Merriman Financial Education Foundation, which can be found at the bottom of the home page of his website, paulmerriman.com