Not Another Mortgage Podcast artwork

Not Another Mortgage Podcast

15 episodes - English - Latest episode: 2 months ago -

The only UK mortgage podcast giving you the inside track on the property and mortgage market, hints and tips if you're buying or selling along with truthful answers to some of the most common questions.

Business mortgages property market home buying mortgage broker
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Episodes

Should You Buy A House In A Recession.

February 23, 2024 15:00 - 13 minutes - 9.07 MB

With talk of recession and house prices falling, is it a good idea to buy a home? Well, if you want to know the answer to that, have a listen. 

Why You Shouldn't Shop Around For Mortgage Advice

September 22, 2022 10:00 - 23 minutes - 16.5 MB

In this episode, we discuss common mistakes people can make when deciding which mortgage advisor to use. We also cover why you don't get a mortgage quote and why, as advisors, we can't just send out mortgage illustrations willy-nilly without having the right information to hand.

How To Lower Your Energy Costs With A Mortgage

September 13, 2022 14:00 - 35 minutes - 24.6 MB

This episode discusses how you can use a mortgage to raise funds and make your home more energy efficient. With mortgage lenders beginning to offer incentives with either lower rates or cashback for homes with a higher EPC rating and rising concerns about our energy security and bills, now might be the right time to consider making your home a power generation machine.

The Six Pillars Of Mortgage Lending

September 07, 2022 16:00 - 28 minutes - 19.9 MB

In this episode we explain exactly what happens when your mortgage application has been submitted and how every facet of your application is assessed.

The Cost Of Living Crisis & How To Protect Yourself

March 09, 2022 11:00 - 43 minutes - 29.9 MB

In this episode, we tackle the cost of living crisis and consider some options that may build some financial resilience into household budgets. We are about to go through a sustained period of high inflation and stagnant wages, and many of us don't have a financial shock absorber, which can leave us at the mercy of others. This is probably the most important episode I've ever done, and I hope it helps anyone worried about the cost of living crisis that is about to bite. None of what is co...

Would You Bet Your Home On The Flip Of A Coin?

November 22, 2021 09:00 - 54 minutes - 37.5 MB

In this episode, we talk about all things life insurance.  In all honesty, it's a bit of a morbid subject; however, it's so important and, if not carefully considered, can have devastating effects for you and your family if you have one. It's not the easiest of listens however, it might be the most valuable 

Woud You Bet Your Home On The Flip Of A Coin?

November 22, 2021 09:00 - 54 minutes - 37.5 MB

In this episode, we talk about all things life insurance.  In all honesty, it's a bit of a morbid subject; however, it's so important and, if not carefully considered, can have devastating effects for you and your family if you have one. It's not the easiest of listens however, it might be the most valuable 

First Time Buyer Schemes & Why You Buying A Home Isn't A Mark Of Success

November 16, 2021 11:00 - 51 minutes - 35.1 MB

In this podcast, we talk about the helping hands available for first-time buyers to get on the housing ladder and how they work. Also, why buying a home isn't and shouldn't be the only goal you have. Also, a little hack to side-step having to save for a deposit if you're desperate to buy and don't want to spend years saving.

What Is A Remortgage & Why The Meme Is Wrong

September 24, 2021 12:00 - 41 minutes - 28.4 MB

In this episode, we talk about remortgaging, what it is and why you should consider doing it if your deal is sat on the standard variable rate and you're paying more than you need to. Did you know as many as 1 in 4 mortgage holders are paying more than they need to or should be! We then talk about the meme about why first-time buyers can't get a mortgage for less than they're paying rent for.

Inbetweenysode 1 - Listener Questions Answered

August 20, 2021 07:00 - 27 minutes - 18.8 MB

In this episode I answer questions that listeners have asked and as it's not a single topic I recorded it on my own. So it covers... How much can I borrow - how lenders assess income What is a fixed and variable rate mortgage - the differences and variations that exist What does 'mortgage term' refer to - and why the total term doesn't mean you're stuck with that forever Should you use a mortgage broker - what are the benefits and what are 'exclusive' rates Is a mortgage valuation the ...

Everything You Need To Know About Selling Your Home

August 16, 2021 17:00 - 36 minutes - 25.4 MB

In this episode we talk about and explain everything you need to know and be aware of when it comes to selling your home and taking the next step on the property ladder. We cover what order you should do things and why, the mistakes to avoid, the reasons for doing things in a certain order and everything in between. If you've never sold a home before and wanted to the low down on how it' done then have a listen and let us know what you think

Everything You Need To Know About Buying Your First Home

August 07, 2021 15:00 - 41 minutes - 28.6 MB

Are you a first time buyer wondering what it all means? What do you do and when? How do you get a mortgage, what things should you look out for? Well here is the definitive guide to buying your first home - when to get mortgage advice, what do searches actually mean, how much will things cost and everything else in between. If you're thinking of making the move and getting on  the first rung of the property ladder then this episode is for you. Of course as always if you have questions the...

Why Interest Rates Don't Matter & The Machine You Should Always Insure!

July 19, 2021 17:00 - 34 minutes - 23.7 MB

The most important thing when it comes to getting a mortgage is the rate right? Wrong. In this episode we talk about why interest rates are the last consideration when it comes to arranging a mortgage. We talk about lot's of other stuff too and finish off with a chat about the machine you should always insure! Hope it's useful and as always if you want to talk about your mortgage or insurance then get in touch with us via the website www.shawfinancialservices.co.uk

National Hunter; The Secret Monitoring System You've Never Heard Of

July 12, 2021 11:00 - 25 minutes - 17.7 MB

What is National Hunter and why do you need to know about it?

Why Have I Made A Podcast & Who The Hell Am I?

June 24, 2021 15:00 - 39 minutes - 27.5 MB

Who is the mortgage nerd, what is this podcast all about, why is it relevant and other stuff....