All us know what it feels like to hurt or to be hurt and to end up in a debt-debtor relationship because they "owe" us or we "owe" them a debt that can never be repaid. This is a glimpse of the debt-debtor relationship we have when it comes to God...us having a debt we can never repay on our own. So, in Jesus, God has stepped in to do what we could never do for ourselves, if we are willing to accept it.