Basel Endgame will smooth real estate cycles, create opportunities for non-bank lenders

Moody's Talks - Securitization Spotlight

English - April 10, 2024 17:34 - 13 minutes - 12.6 MB - ★★★★★ - 2 ratings
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Basel 3.1 reforms will lead banks to apply high haircuts to unsustainably high property values and adjust mortgage risk weights to better differentiate between low-risk and high-risk loans.

Speakers: Alexander Zeidler, VP-Sr Credit Officer at Moody's Ratings; Guillaume Lucien-Baugas, VP-Senior Analyst at Moody's Ratings

Hosts: Aaron Johnson, VP-Senior Research Writer at Moody's Ratings; Danielle Reed, VP-Senior Research Writer at Moody's Ratings

Related Research:

Basel 3.1 will reduce risk of boom and bust property cycles, boost private credit market Rising interest rates will weaken commercial property values and raise refinancing risk Explanatory comment – Haircuts smooth CRE values through the property market cycle