Faith & Finance
841 episodes - English - Latest episode: about 1 year ago - ★★★★★ - 49 ratingsFaith Finance is a daily radio ministry hosted by Rob West. The program offers a practical, biblical and good-natured approach to managing your time, talents and resources.
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Episodes
Financially Faithful in the Busyness of Life
February 07, 2023 12:00 - 25 minutes - 23.3 MBWe’re called to be good stewards of God’s resources, but being financially faithful amid the business of modern life isn’t easy. Today we’ll tell you how to remain faithful in managing your money. It’s easy to feel overwhelmed these days and be tempted to take the path of least resistance with money. Maybe it’s easier to grab a cup of coffee on the way to work than to make it yourself. Or to hit a fast food drive-thru rather than making dinner for the family. But those expenses add up quic...
Recession Readiness With John Putnam
February 06, 2023 05:00 - 25 minutes - 23.3 MBAre we headed for a recession? The answer is always “yes,” but no one knows when it’ll come or how deep it will be. We’ll talk about how you can prepare today with financial coach John Putnam. John Putnam is a Certified Financial Planner, a Certified Kingdom Advisor, author of He Spends, She Spends and founder of Smarter Stewardship, a marketplace ministry offering resources, podcasts and content. A just-released survey of economists by Bankrate found that nearly two-thirds of them believe...
Order of Operations With Chad Clark
February 03, 2023 12:00 - 25 minutes - 17.4 MBWhen in doubt, a great piece of advice is, Do the next right thing. But you need to know what that is. We’ll talk about that today with Chad Clark. Chad Clark is our executive director here at Faith and Finance. On today’s program, Chad explains that when we don’t follow certain mathematical laws, which God designed, we get the wrong answer, even though we may be convinced we are right. When we don’t follow those rules, even if we do part of the equation correctly, the answer is still wro...
Get Ready for Quiet Hiring
February 02, 2023 12:00 - 25 minutes - 17.4 MBWith inflation and the slowdown in the economy, it’s a wonder that millions of open jobs are going unfilled, but that’s the case. What does that mean for workers? Maybe a lot. We’ll talk about it today on Faith and Finance. Right now there are 1.7 jobs available for every person looking for work. That’s great if you need a job, but it’s putting an awful strain on employers who need skilled workers. I said that employers are getting sneaky about this. That means companies are resorting to s...
Stewardship Goals Later In Life With Ron Blue
February 01, 2023 12:00 - 25 minutes - 17.6 MBEveryone to whom much was given, of him much will be required, and to whom they entrusted much, they will demand the more. Luke 12:48 is a powerful verse about stewardship. We should set goals for using the resources God gives us. Today, we’ll talk with Ron Blue about how those goals may change later in life Ron Blue is the founding director of Kingdom Advisors and the author of many books on biblical finance. Blue tells us that setting goals for your finances and how you use money is ext...
Changes Coming to Roth Accounts
January 31, 2023 12:00 - 25 minutes - 17.5 MBWhile many have legitimate concerns about the recently passed $1.7 trillion Omnibus bill, it certainly has a few silver linings for retirement accounts. The new legislation is a definite win for retirement savers with a 401k, 403b, or Roth IRA. We’ll talk about it today on Faith and Finance. We recently talked about how the new spending package passed by Congress contains an important provision for folks with unused money in 529 education savings accounts. 529 money has to be spent on qual...
Money Lessons For Young Adults
January 30, 2023 12:00 - 25 minutes - 17.4 MBWe all want our kids to mature and become wise stewards of God’s resources. Younger generations need training to do that. We’ll give you some lessons for young adults today on Faith and Finance. Okay, some of the lessons we’ll talk about today can be taught to younger children, but by the time they’re adults, they should have all of these down pat. It’s sometimes too early, but never too late to teach your children how to manage money wisely. So today we want to focus on teaching your olde...
Concrete Steps Toward Getting Out of Debt
January 28, 2023 12:00 - 25 minutes - 17.3 MBAs a new year gets underway, many people feel motivated to do things like lose weight, cut back on social media, and, yes, get out of debt. Unfortunately, New Year’s motivation often wanes quickly. So today, we want to give you practical ideas for turning a new year’s resolution into genuine progress at least in the getting out of debt area. Well, as you may know, every so often on our Monday program, we like to revisit the five basic things you can do with money. Here they are: You can ea...
Steady Plodding
January 27, 2023 12:00 - 26 minutes - 17.9 MBHave you memorized Proverbs 21:5? It states, Steady plodding brings prosperity; hasty speculation brings poverty. You may know it by heart, but taking it to heart is a different thing altogether. It’s a double-edged verse and you must follow both parts to be financially successful. We’ll talk about that today on Faith and Finance. As we said, there are two sides to Proverbs 21:5, and they’re really about not giving up and not giving in. Steady plodding means not giving up, and hasty specul...
529 Rollover To Roth
January 26, 2023 12:00 - 25 minutes - 17.4 MBFor more than 20 years, 529 education savings plans have helped families pay for qualified school expenses while enjoying a tax benefit in the process. But there was also a major drawback. We’ll talk about that today. If you’ve ever wondered how 529 plans got their name, it goes back to 1996 when Congress enacted Section 529 of the Internal Revenue Code, allowing states to establish and administer the plans. Each state has its own plan, and they have different benefits and requirements, bu...
Answers To Tough Financial Questions With Howard Dayton
January 25, 2023 12:00 - 25 minutes - 17.4 MBHi, I’m Rob West. The Bible teaches that we should seek out wise counsel for answers to questions. Today we’ll be asking some tough financial questions and Howard Dayton will give us his answers. For by wise guidance you can wage your war, and in abundance of counselors there is victory. Proverbs 24:6. Howard Dayton is the author of Your Money Counts and the former host of this program. Today we’ll go through a list of questions Howard has been asked over the years. What’s God's perspect...
Factors for Successful Investing With Mark Biller
January 24, 2023 12:00 - 25 minutes - 17.7 MBThere are also no secrets to successful investing. In the long run, several key factors will determine your results. Mark Biller lays those out for us today on Faith and Finance. Mark Biller is the executive editor at Sound Mind Investing. (RW) Mark, today we want to look at an article you have up at SoundMindInvesting.org titled, Eight Key Factors That Determine Your Long-Term Investing Results. We’ll dive into those in a moment. But first, let’s talk about the big-picture message we hop...
Preparing for Your Financial Future
January 23, 2023 12:00 - 25 minutes - 17.3 MBWe’d all like to have more money, and there’s nothing wrong with that if we have the right motivation. We’ll talk about that today on Faith and Finance. Every few weeks on our Monday program, we revisit the five things you can do with money. Here they are: You can earn it, live on it, give it away, owe it to someone, or save/invest it. Earn, live, give, owe, and grow. Today, our focus is on the last of those: growing your money for the future by investing MOTIVATION Let’s talk first ab...
Latest on Mortgages With Dale Vermillion
January 20, 2023 12:00 - 24 minutes - 17.1 MBInflation and higher interest rates have taken a toll on home sales but does that mean prices are coming down? Home sales could drop even further as we head into the winter doldrums when prospective buyers tend to thin out. So is this a good time to buy? We’ll ask mortgage expert Dale Vermillion today on Faith Finance. Our guest Dale Vermillion is the author of Navigating The Mortgage Maze: The Simple Truth About Financing Your Home. Dale says mortgage rates may have hit their peak for t...
When You’re Treated Unfairly
January 19, 2023 12:00 - 24 minutes - 17.1 MB"Into your hands I commit my spirit; redeem me, O Lord deliver me from my enemies and from those who pursue me" Psalm 31:5 and 15. Those are the words of David, who suffered severe mistreatment at the hands of Saul. We’re all treated unfairly from time to time. So how should we respond? We’ll talk about that today on Faith Finance. Before we get into how we should respond when others mistreat us, it’s important to examine ourselves first and to make sure we’re not mistreating others. As J...
Seeking Wise Financial Counsel With Rachel McDonough
January 18, 2023 12:00 - 24 minutes - 17.1 MBProverbs 11:14 says, Where there is no guidance, a people falls, but in an abundance of counselors there is safety. Those are wise words in any situation, but particularly when it comes to your finances. Are you seeking the safety of a wise financial counselor? We’ll talk about that today with Rachel McDonough. Rachel McDonough is a Certified Financial Planner and a Certified Kingdom Advisor and she’s seen firsthand the benefits of getting outside advice on managing money. THE IMPORTANCE ...
Time, Treasure and Talents (Give)
January 17, 2023 12:00 - 24 minutes - 17.1 MBWhen you think of stewardship, the first thing that comes to mind is probably money. And while that’s important, biblical stewardship requires what are often described as the three T’s: time, talent, as well as treasure. We’ll talk about that today on Faith Finance. Christians are well aware that we’re to give back to the Lord from our first fruits. Malachi 3:10 tells us, Bring the full tithe into the storehouse, that there may be food in my house. And thereby put me to the test, says the ...
2023 Predictions With Bob Doll
January 16, 2023 12:00 - 24 minutes - 17.1 MBMost investors have heard the disclaimer: Past performance is no indication of future results. We sure hope that’s true for 2023. We’re a couple of weeks into the New Year and there’s one thing most of us can agree on, we’d sure like it to be better than last year. But will it? We’ll talk about that today with Bob Doll. Bob Doll is Chief Investment Officer with CrossMark Global. 2022 IN REVIEW Looking back on 2022, Bob says what we saw was really a tug-of-war between earnings tailwinds a...
Watch Out for Online Scams
January 13, 2023 12:00 - 25 minutes - 17.7 MBEmotions can cause a lot of trouble if you allow them to get anywhere near your money. The two emotions that will cause the most trouble are fear and greed. Scam artists know this and use it to separate you from your hard-earned cash. We’ll talk about how to prevent that today. People are spending a lot of time and money online these days, so that’s where scammers are focusing their latest efforts. SCAMMERS PREYING ON FEARS We’ve talked about phishing many times before, but it bears repe...
A New Year’s Resolution for Our Investing With Jason Myhre
January 12, 2023 12:00 - 24 minutes - 17.1 MBIf Christmas is the most wonderful time of the year, you could call these few weeks after Christmas the most introspective time of the year. This is a time when we can resolve to live with greater faith and purpose. And this should include our investing. We’ll talk about that today with Jason Myhre. Jason Myhre is the executive director of the Eventide Center for Faith Investing, an educational initiative of Eventide Asset Management, and an underwriter of this program. The Bible tells us ...
Not All Savers Are the Same
January 11, 2023 12:00 - 25 minutes - 17.6 MBYou want to save more, but don’t think you make enough. But is earning more money really the answer? You might be surprised to hear that how much you save doesn’t have much to do with your salary. And there’s data to back that up. A study by the Employee Benefit Research Institute and J.P. Morgan sheds light on people’s saving habits, and why some folks are successful at it while others aren’t. It defined three different levels of savers. THREE DIFFERENT LEVELS OF SAVERS What they cal...
The Treasure Principle
January 10, 2023 12:00 - 25 minutes - 17.5 MBDo not lay up for yourselves treasures on earth where moth and rust destroy but treasures in heaven. For where your treasure is, there your heart will be also. Jesus makes it pretty clear in Matthew 6 that we can’t serve both God and money. Today we’ll talk about a way to make the decision easier the treasure of giving. So today we’re unpacking the treasure principle. Our friend Randy Alcorn wrote a whole book about it with that title. The idea is that where your treasure is, there your h...
Concrete Steps Toward Getting Out of Debt- Foundation Series
January 09, 2023 12:00 - 25 minutes - 17.5 MBAs a new year gets underway, many people feel motivated to do things like lose weight, cut back on social media, and, yes, get out of debt. Unfortunately, New Year’s motivation often wanes quickly. So today, we want to give you practical ideas for turning a new year’s resolution into genuine progress at least in the getting out of debt area. Well, as you may know, every so often on our Monday program, we like to revisit the five basic things you can do with money. Here they are: You can ea...
Your Church Emergency Fund
January 06, 2023 12:00 - 25 minutes - 17.4 MBThe Bible tells us that only God sees the future, but it also says we should prepare for it. Does that include churches? The short answer is yes. Churches need to have an emergency fund just like individuals. In today's Faith and Finance Rob discusses exactly what that looks like. COVID caused a dramatic drop in church attendance and giving. If there was a silver lining, it was that the pandemic removed any doubt that churches need to have cash reserves. But the question remains, How much? ...
Your Church Emergency Fund
January 06, 2023 12:00 - 25 minutes - 17.4 MBThe Bible tells us that only God sees the future, but it also says we should prepare for it. Does that include churches? The short answer is yes. Churches need to have an emergency fund just like individuals. In today's Faith and Finance Rob discusses exactly what that looks like. COVID caused a dramatic drop in church attendance and giving. If there was a silver lining, it was that the pandemic removed any doubt that churches need to have cash reserves. But the question remains, How much? ...
The Bible On Earning
January 05, 2023 12:00 - 25 minutes - 17.4 MBWhat’s the most published and most read book in history, containing more than 2300 references to money and worth more than its weight in gold? It's the Bible, of course. All wisdom is found within its pages - and some verses about earning money may surprise you. In today's Faith and Finance, Rob does some exploring. What does the Bible say about earning? Let’s start in the Book of John chapter 14, verse 27 where Jesus says, Peace I leave with you; my peace I give to you. Not as the world gi...
Pricing Life Insurance
January 04, 2023 12:00 - 25 minutes - 17.6 MBIf you don’t know what something should cost, it’s easy to overpay. That’s especially true with life insurance. If you have loved ones who depend on your income, having the appropriate amount of life insurance is an essential part of your financial plan. In today's Faith and Finance Rob tells you how to avoid paying too much for it. You won’t find the expression life insurance in God’s Word. But the concept of needing to financially support your family is certainly clear. 1 Timothy 5:8 read...
Financial Tweaks for 2023
January 03, 2023 12:00 - 25 minutes - 17.3 MBYou’re hoping that 2023 will be a better year for your finances than last year, but how can you make that happen? You don’t have any control over the national economy, but you have a great deal of control over your own economy. In today's Faith and Finance Rob shares the steps to strengthen your financial condition, and give you peace of mind in the bargain. The number one thing you should do in 2023 is get out of debt. With today’s higher interest rates you’re paying even more to carry bal...
Financial Tweaks for 2023
January 03, 2023 12:00 - 25 minutes - 17.3 MBYou’re hoping that 2023 will be a better year for your finances than last year, but how can you make that happen? You don’t have any control over the national economy, but you have a great deal of control over your own economy. In today's Faith and Finance Rob shares the steps to strengthen your financial condition, and give you peace of mind in the bargain. The number one thing you should do in 2023 is get out of debt. With today’s higher interest rates you’re paying even more to carry bal...
New Name For a New Year With Chad Clark
January 02, 2023 12:00 - 25 minutes - 17.4 MBIt’s a brand new year and that’s always a great time to make changes, and we’re excited to tell you about some big ones we’re making. We’re strengthening the way we express the Christian worldview of faith and finances to be better used by God to advance his Kingdom. In today's Faith and Finance Rob talks about that with Chad Clark. Chad Clark is Executive Director of Faith and Finance. As we took a step back to evaluate the ministry, we’ve seen a lot happen in the last several years. We’ve...
New Name For a New Year With Chad Clark
January 02, 2023 12:00 - 25 minutes - 17.4 MBIt’s a brand new year and that’s always a great time to make changes, and we’re excited to tell you about some big ones we’re making. We’re strengthening the way we express the Christian worldview of faith and finances to be better used by God to advance his Kingdom. In today's Faith and Finance Rob talks about that with Chad Clark. Chad Clark is Executive Director of Faith and Finance. As we took a step back to evaluate the ministry, we’ve seen a lot happen in the last several years. We’ve...
A Penny Saved - Foundation 14.
December 31, 2022 12:00 - 25 minutes - 17.3 MBBenjamin Franklin said, A penny saved is a penny earned. That is a crucial insight into good money management. We’ll explain why today on MoneyWise. On Mondays, as we start our broadcast week, we sometimes like to go back to basics and talk about one of the five things you can do with money: You can earn money, you can live on it, you can give it away, you can owe it to someone, and you save and invest it. So those are the five: earn, live, give, owe, and grow. Today, we’ll focus on the ...
Debt Free in 2023?
December 30, 2022 12:00 - 25 minutes - 17.4 MBIt’s almost time to say goodbye to 2022 and hello to 2023, but are you prepared to make the New Year a better one?This is when a lot of folks make New Year’s resolutions, usually about how many pounds they plan to lose. Today Rob West talks about a making a special resolution: To become debt-free in 2023. Making New Year’s resolutions has become a big thing for society as a whole, but did you know that the origin of this exercise in self-improvement is really a Christian tradition? And it m...
Unknown 401k Rule?
December 29, 2022 12:00 - 25 minutes - 17.5 MBTo win at any game you first have to know the rules. That’s true for everything from Monopoly to your 401k. Managing your 401k is certainly no game. It’s serious business. Today Rob West talks about a little-known rule about your 401k that could be a real blessing in a financial crisis. If you have a 401k retirement plan you know it’s filled with rules that most people aren’t fond of, but the one we’re talking about today is an exception. It’s the so-called Rule of 55. Normally, you’re no...
Questions for Blended Families
December 28, 2022 12:00 - 25 minutes - 17.4 MBAre you a parent in a blended family? Or planning to be one? If so, you need to get answers to a lot of financial questions. Getting everything out on the table is a big step toward making that happen. Today Rob West talks with Ron Deal and Gregg Pettys about the challenges blended families face. Ron Deal and Gregg Pettys are co-authors of The Smart StepFamily Guide To Financial Planning. Last time we talked about the Togetherness Agreement - a legal binding contract that you urge all spou...
Title Fraud Insurance
December 27, 2022 12:00 - 25 minutes - 17.5 MBYou’ve heard the commercials for insurance that locks your title and protects your house. But is it really worth it? Just the words, home title fraud are enough to cause concern for many homeowners. And there are several insurance products on the market that claim to provide protection. Today we'll talk about title fraud insurance on Moneywise. The idea behind it is that you’re minding your own business one day and you get a call or letter saying that a lender is about to foreclose on your ...
The Reason For Giving- Foundation Series
December 26, 2022 12:00 - 25 minutes - 17.3 MBAt the end of the year, many people do extra giving, sometimes trying to take advantage of tax deductions, and sometimes just because they’re trying catch up with giving they intended to do earlier. Whatever the immediate motive may be, giving for the Christian should have a deeper motive. We'll talk about that just ahead on MoneyWise. Every so often on our Monday programs, we circle back to first principles, to the foundational teachings of Christian stewardship that should guide our eve...
Teaching From Christmas Past with Howard Dayton
December 24, 2022 12:00 - 25 minutes - 17.7 MBAnd the angel said unto them, Fear not: for, behold, I bring you good tidings of great joy, which shall be to all people. As Christians living in a materialistic society, we must remember to celebrate for the right reason. Today, former MoneyWise host Howard Dayton joins Rob West to celebrate the birth of our Savior! Our opening verse is from Luke 2, of course. It goes on to say: For unto you is born this day in the city of David a Saviour, which is Christ the Lord. And this shall be a sign...
Economics of the Christmas Story With Jerry Bowyer
December 23, 2022 12:00 - 25 minutes - 17.5 MBBehold, I bring you good tidings of great joy for unto you is born this day in the city of David a Saviour, which is Christ the Lord. You’re no doubt familiar with that passage in Luke 2, given by angels to shepherds in Bethlehem. But there’s an interesting backstory. Today, we’ll talk with Jerry Bowyer about the economics of the Christmas Story. Economist Jerry Bowyer is a columnist at the Christian Post and WORLD News Group, contributor. He’s also the author of The Maker Versus the Taker...
Envy: A Sin By Any Name
December 22, 2022 12:00 - 25 minutes - 17.6 MBIf you need evidence that there’s something wrong with our culture look no further than how it treats envy. In the past, envy was discouraged. People might have expressed it privately, but certainly not in public. Today, envy is exalted and almost considered a virtue. We’ll talk about it today on MoneyWise. Advertisers spend billions to convince you that you’re not happy with your lot in life. But make no mistake, God’s Word still calls envy a sin. By definition, it’s the sin of jealousy o...
Last Minute Christmas Shopping With Howard Dayton
December 21, 2022 12:00 - 25 minutes - 17.4 MBWith just 4 Christmas shopping days left, time is running short. But if you’re just getting started with gift buying, you still have time to do it right. Today Howard Dayton gives us advice for last-minute Christmas shopping. Howard Dayton is the former host of this program and the author of several books on biblical finances. Howard says if your shopping list is still a blank slate, that also provides an opportunity to avoid making last-minute mistakes. WHERE TO START You start with a g...
10 Important Financial Moves for 2023 With Mark Biller
December 20, 2022 12:00 - 25 minutes - 17.4 MBAsk not what your finances will do to you in 2023 ask what you will do with your finances! That, of course, is a play on a famous JFK quote, but it describes the need to take a proactive role with your finances in the New Year coming up. Mark Biller joins us today to tell us how to do that. Mark Biller is executive editor at Sound Mind Investing. At the end of each year, SMI compiles a list of tips to prepare for the ahead. You’ll find this year’s post, Your 10 Most Important Financial Mo...
Family Generosity With Becky Cullum
December 19, 2022 12:00 - 25 minutes - 17.3 MBFamily memories take on special meaning at this time of year when we gather for the holidays. One of the best memories you can make involves giving. We’ll talk about that today with Becky Cullum. Becky Cullum is Executive Vice President of the National Christian Foundation in North Texas. Becky has a passion for helping individuals and families create giving strategies so they can be more generous. On today’s program, Callum shares how generosity came to be so important to her and her fami...
The Secret of Contentment-Foundation Series
December 17, 2022 12:00 - 25 minutes - 17.5 MBDo you want to know a secret? Well, we have one for you today a secret that’ll change your life. We’ll clue you in just ahead on MoneyWise. Every so often on our Monday programs, we circle back to first principles, to the foundational teachings of Christian stewardship that should guide our everyday lives. Usually, we focus on one of the five things you can do with money. You can earn it, live on it, give it away, owe it to someone, and finally, you can grow it by saving or investing. So...
For-Profit Investing to End Slavery with Rachel McDonough
December 16, 2022 12:00 - 25 minutes - 17.5 MBOne of the most loved and theologically rich Christmas carols is O Holy Night. But is it just about Christmas? The third stanza of that carol boldly proclaims: Chains shall he break for the slave is our brother And in His name all oppression shall cease. Today we’ll talk with Rachel McDonough about how investing relates to this verse. Rachel McDonough is a Certified Financial Planner and a Certified Kingdom Advisor. Faith-based investing continues to grow as a movement, and we’re constantl...
Getting Rid of a Credit Card
December 15, 2022 12:00 - 25 minutes - 17.6 MBIt’s easy to get rid of a credit card. Just cancel it. But is that the best way? And what if there’s a balance? We’ll answer frequently asked questions about canceling credit cards today on MoneyWise. So you might be tempted to think that you just have to call the credit card company and tell them you want to cancel, but there’s a bit more to it than that, especially if you want to minimize the impact on your credit score. We’ll get into that in a bit, but first, we want to mention that it...
Financial Services For Christians With David Spika
December 14, 2022 12:00 - 25 minutes - 17.4 MBToday Christians are expressing a variety of considerations and needs as it relates to their financial decisions. We’ll talk about that today with David Spika of Guidestone. David Spika is the Chief Investment Officer at Guidestone, a financial services firm helping those in ministry as well as the broader Christian population. Guidestone is an underwriter of MoneyWise. GuideStone was founded in 1918 to provide financial support to pastors and their widows. And over the ensuing century, it...
An I Bond Primer
December 13, 2022 12:00 - 25 minutes - 17.7 MBWe’ve been getting a lot of questions about I-Bonds lately, and today on MoneyWise, we’ll explain what they are and how you can benefit from them. There’s no question that I-Bonds became hugely popular in 2022. If every cloud has a silver lining, then the silver lining in the cloud of inflation is the I Bond, because the I stands for inflation, and its interest rate is pegged to the Consumer Price Index. This past year, inflation skyrocketed and so did the interest rate paid by I-Bonds. Th...
Your Personal Cost of Living
December 12, 2022 12:00 - 25 minutes - 17.5 MBWe all know the cost of living has risen this year, but I have a question for you: Do you know what your personal cost of living is? Just ahead, we’ll explain how to calculate it and why that’s important. Every now and then, we devote the opening segment of the program to talking about the financial basics. Our framework for those discussions consists of the five things you can do with money. You can earn it, live on it, give it away, owe it to someone, or grow it for the future by saving ...
Your Dollars Serving God’s Kingdom
December 09, 2022 12:00 - 25 minutes - 17.4 MBThere are ten thousand banks and credit unions these days where you can open an account, but not many allow you to directly serve the Kingdom with your savings. Aaron Caid is the Chief Marketing Officer at Christian Community Credit Union. At CCCU, Aaron is able to align his faith with years of financial services experience. CCCU has a long history and just celebrated 65 years this past summer. It was founded by several Baptist pastors in California to help find financing for churches. CC...