#149: People love their credit cards. Why? They aren’t valuable. They can’t be traded or sold. And they cost people a lot of money and often their freedom. I’ve been separated from my credit cards for over seven years and can tell you: I don’t miss them a bit. Now that I’m coaching people through their debt problems I get to hear all the same lies I used to say that justified my reason for keeping the plastic crutches. Here are some of the lies people tell themselves so they can keep their credit cards? “I only use my card for things I’m already going to buy anyway.”  “I only use this card for the points.”  “My credit card interest rate is blah blah blah.”  and more. For more information, visit the show notes at