Leah Bennett, president at Westwood Wealth Management, says that the time when investors could buy pretty much anything and make money has changed, which is going to force investors to look for sustainable cash flows and solid balance sheets, while also maintaining proper diversification to guard against market surprises because 'any major downturn we have gone through has been lead by a sector being overvalued.' Also on the show, Tom Lydon of ETFTrends.com makes an international fund that hedges away the currency risk -- and that has strongly benefitted early this year as a result -- his pick for 'ETF of the Week,' and we revisit a recent interview with Rob Arnott, founding chairman of Research Affiliates