David Trainer, president and founder of New Constructs, put Pinterest and Zendesk back in the 'Danger Zone,' noting that recent earnings misses for the companies could be what triggers the decline he has been expecting. Trainer says Pinterest has a downside of more than 50 percent, and that Zendesk is even worse at over 80 percent, though he notes the companies have survived previous troubles to remain at lofty valuations. Also on the show, Ram Subramanian of Discover discusses a survey showing how the pandemic made Americans realize how badly they are undersaved, Angel Williams, author of 'Finding Your Treasure,' talks about how to turn garbage into profits, and we rebroadcast a recent interview with Robert Frick, corporate economist at Navy Federal Credit Union.