David Payne, staff economist at Kiplinger.com, said that the economic underpinnings remain solid and strong, but aren't 'amazing,' which should lead to a year of heightened volatility and muted market returns. He noted that the market now seems to expect the Federal Reserve to be done with rate hikes at least until very late int he year. Also on the show, Bill Thrush, Richard Lewis and Ray Baraldi of HighTower Advisors discuss how they help consumers set appropriate expectations, Jason Reposa of MyBankTracker.com talks about what people affected by the government shutdown can do to get some assistance and relief frmo creditors, and Scott Klimo of Saturna Capital and the Amana Funds has the Market Call.