It's Cyber Monday and Chuck offers an alternative to the usual gift-buying pattern by talking about how savers and investors can now give gifts of stock easily and efficiently, teaching children and young adults like-long lessons about saving and investing. Moreover, Ted Rossman of Bankrate.com stops by and discusses gifts from the past that haven't worked out so well, based on the site's research showing that Americans routinely have gift cards they have not used. Plus, Jeffrey Hirsch of Hirsch Holdings returns to the show to discuss the latest edition of the Stock Trader's Almanac, and we revisit a recent conversation with Brad Lamensdorf of The Lamensdorf Market Timing Report.