Martini Mortgage Podcast
192 episodes - English - Latest episode: 4 months ago - ★★★★ - 5 ratingsCertified Mortgage Advisor and Raleigh mortgage broker Kevin Martini has been an innovator in transforming the way that the consumer looks at their mortgage lending relationship. Since 2006, Kevin Martini and his Group of talented mortgage professionals have provided a level of value to the families that is not common in the mortgage business.
The Martini Mortgage Podcast is curated to simply and effectively communicate current opportunities and challenges in the real estate and mortgage arena that not just homebuyers and homeowners need to know but also Realtor need to know.
Enjoy :)
Kevin Martini | NMLS 143962 | Certified Mortgage Advisor | Martini Mortgage Group at Gold Star Mortgage Financial Group, Corporation | NMLS # 3446 | 507 N Blount St, Raleigh, NC 27604 | (919) 238-4934 | www.MartiniMortgageGroup.com | [email protected] | Equal Housing Lender
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Episodes
4, 5, 6 Real Estate Forecast for 2024
January 14, 2024 13:13 - 11 minutes - 16 MBIn this episode of the Martini Mortgage Podcast, Certified Mortgage Advisor and Raleigh Mortgage Broker Kevin Martini shares his 2024 real estate forecast which is data-driven over sensational headlines. Dubbed the "4, 5, 6 forecast," Martini outlines his moderate yet realistic predictions for the real estate market in 2024. Key Predictions: Home Appreciation: Predicted at 4% for 2024. Home Sales: Forecasting 5 million homes to be sold in 2024. Mortgage Rates: Anticipating rates to st...
Marry the House, Date the Rate: Navigating the Real Estate High Tide
November 14, 2023 12:30 - 10 minutes - 14.9 MBCertified Mortgage Advisor and Raleigh Mortgage Broker Kevin Martini, hosts a special episode of the Martini Mortgage Podcast titled "Marry the House, Date the Rate: Navigating the Real Estate High Tide.” Kevin explores the popular real estate advice of committing to a home while being flexible with mortgage rates, especially in today's unpredictable market. Key Topics Discussed: Current Housing Crisis and Demand: An examination of the U.S. housing shortage, with insights from the Nation...
Feel Locked Out?
October 17, 2023 10:48 - 9 minutes - 13.4 MBIn this special micro episode, Certified Mortgage Advisor and Raleigh Mortgage Broker Kevin Martini dives into the challenges many face in the current housing market. While acknowledging today's higher mortgage rates, Kevin provides historical context, reminding listeners of the 18.63% rate in 1981. Kevin introduces strategies like temporary interest rate buydowns and the option to pay points, emphasizing the cyclical nature of mortgage rates. Kevin also highlights the Martini Mortgage Gr...
Affordability, Inventory, and Student Loan Debt
October 10, 2023 09:24 - 9 minutes - 13.6 MBIn episode 192 of the Martini Mortgage Podcast, Certified Mortgage Advisor and Raleigh Mortgage Broker Kevin Martini dives deep into the major hurdles faced by homebuyers today: Affordability, Inventory, and Student Loan Debt. The current housing landscape presents skyrocketing home prices and limited listings, compounded by the weight of student loans for many. Kevin breaks down the myth of affordability, highlighting that home prices, mortgage rates, and income all play interconnected ro...
Divorce and the Marital Home
October 03, 2023 08:21 - 9 minutes - 13.3 MBIn this insightful podcast episode, Certified Mortgage Advisor and Raleigh Mortgage Broker Kevin Martini, backed by years of mortgage advising experience, sheds light on the critical financial aspect of handling the marital home during a divorce. Epsidoe 191 of the Martini Mortgage Podcast is structured to first dice into understanding the value and equity of your marital home, followed by exploring the three core options available for couples amidst divorce proceedings. Initially, this mi...
2 Questions to Ask Yourself Before Buying a Home
September 26, 2023 09:59 - 7 minutes - 10.9 MBWelcome to episode 190 of the Martini Mortgage Podcast, titled MMP, where our host Kevin Martini, a Raleigh Mortgage Broker and Certified Mortgage Advisor, explores the topsy-turvy journey of home buying in the current real estate scenario. In this episode, Kevin dives into the emotional roller-coaster that accompanies the homebuying process, especially amid soaring home prices and fluctuating mortgage rates. He emphasizes on the importance of focusing on one’s aspirations, financial bluep...
buying a home in the fall of 2023
September 19, 2023 09:00 - 10 minutes - 14.3 MBIn this episode, as the fall season sets in, Kevin Martini dives deep into the current state of the real estate market, emphasizing that while the weather cools, the property market remains sizzling hot. Kevin, a Certified Mortgage Advisor with the Martini Mortgage Group, introduces listeners to the recently released Fall 2023 edition of the Martini Mortgage Guide. This free resource, available at MartiniBuyerGuide.com, offers a comprehensive look into the intricacies of home buying and mo...
Student Loan Payments Resume
August 22, 2023 06:13 - 7 minutes - 10.4 MBIn episode 188 of the Martini Mortgage Podcast, host Kevin Martini discusses the upcoming resumption of federal student loan payments on October 1, 2023, and its potential impact on mortgage approvals. He emphasizes the importance of understanding one's financial position and offers insights on navigating the changing landscape. Main Topics: Resumption of federal student loan payments on October 1, 2023. How this might impact your mortgage approval. Key Points: Federal student loan pa...
35% is YOUR Timeliness
August 10, 2023 15:36 - 5 minutes - 8 MBIn episode 187 of the Martini Mortgage Podcast, host Kevin Martini, a Certified Mortgage Advisor and Producing Branch Manager with the Martini Mortgage Group at Gold Star Mortgage Financial Group, delves into the significant connection between personal habits and credit scores. Utilizing the analogy of a car's maintenance, Martini emphasizes that 35% of a person's credit score performance is dependent on their timeliness in paying debts. Likening various financial mishaps to flat tires and...
How Inflation Impacts Mortgage Rates
August 04, 2023 15:24 - 9 minutes - 13.6 MBIn episode 186 of the Martini Mortgage Podcast, titled "How Inflation Impacts Mortgage Rates," Kevin Martini, a Certified Mortgage Advisor, dissects the stubborn nature of inflation and its complex relationship with mortgage rates. The discussion reveals how inflation, being the increase in general price levels, directly influences mortgage rates, affecting everyone's purchasing power. Martini explores the counterintuitive nature of bonds and mortgage rates and emphasizes the lag between...
Homeownership: The Keystone of Wealth
August 01, 2023 14:00 - 7 minutes - 9.8 MBIn episode 185 of the Martini Mortgage Podcast, titled "Homeownership: The Keystone of Wealth," Certified Mortgage Advisor and Raleigh Mortgage Broker Kevin Martini unpacks the secrets of homeownership as a wealth creation and preservation tool. He compares homeownership to a golden goose that lays the eggs of wealth accumulation, offering the homeowner financial freedom. He begins the episode by emphasizing the power of home equity - the portion of a home that's owned outright. As a homeo...
Behind the Curtain
July 20, 2023 14:52 - 13 minutes - 18.8 MB🎧 Podcast Summary: "Behind the Curtain" - Martini Mortgage Podcast (Episode 184) In a world of uncertainty, it's natural to feel nervous. Join Certified Mortgage Advisor and Raleigh Mortgage Broker Kevin Martini, in the 184th episode of the Martini Mortgage Podcast as he pulls back the curtain on the unpredictable landscape of 2023. From bank failures to rising mortgage rates and inventory shortages, Kevin sheds light on the real story behind the headlines. As a seasoned industry expert,...
ARM vs Buydown
July 10, 2023 21:25 - 8 minutes - 11.5 MBIn episode 183 of the Martini Mortgage Podcast, titled “ARM vs Buydown,” Certified Mortgage Advisor and Raleigh Mortgage Broker Kevin Martini illuminates the "2-1 Buydown" strategy in the context of the current unique real estate and mortgage market. He discusses the allure of Adjustable Rate Mortgages (ARMs) and compares them to the Buydown strategy. Martini asserts that the Buydown approach can offer surprising benefits and greater financial stability, unlike ARMs. He emphasizes that wit...
Real Estate Reality Check
July 07, 2023 23:31 - 11 minutes - 16.4 MBEpisode 182 of the Martini Mortgage Podcast, hosted by Certified Mortgage Advisor and Raleigh Mortgage Broker Kevin Martini, delivers a raw, unfiltered truth about the real estate market and mortgage rates, pulling no punches. This isn't just another podcast episode; it's a deep dive into the realities of home buying in our turbulent times, providing real-life, practical insights. Buckle up for an epic real estate ride where you're not just a spectator but an active participant in your homeb...
Unraveling the Complexity of the Housing Market
June 22, 2023 19:00 - 8 minutes - 11.9 MBIn the 181st episode of the Martini Mortgage Podcast titled "Unraveling the Complexity of the Housing Market," Kevin Martini, a Certified Mortgage Advisor, addresses the recent buzzwords like "slow sales" and "price softening" in the housing market. He emphasizes the importance of understanding real estate trends at a hyper-local level and the role of year-over-year and month-over-month data comparisons in accurately interpreting market conditions. He debunks misconceptions surrounding alarm...
Unleash Your Potential and Shrink Your Payments Even with Higher Rates
June 10, 2023 11:15 - 12 minutes - 10 MBA special edition of the Martini Mortgage Podcast (episode 180), where we dive deep into the pressing issue of home dissatisfaction and the locked-in effect in real estate. In this episode, titled "Unleash Your Potential and Shrink Your Payments Even with Higher Rates," Certified Mortgage Advisor and Raleigh mortgage broker, Kevin Martini, uncovers the challenges faced by homeowners who find themselves trapped due to historic low-interest mortgage rates. The locked-in effect refers to a ph...
resilience of home prices
May 17, 2023 09:33 - 15 minutes - 21.2 MBEpisode 179 of the Martini Mortgage Podcast, titled "The Resilience of Home Prices," takes listeners on a comprehensive analysis of home prices and market trends. Host Kevin Martini, a Certified Mortgage Advisor, dives into the past, present, and future of home prices, dispelling misconceptions and shedding light on the actual state of the market. The episode begins by reflecting on the great recession, which caused significant declines in property values and widespread concerns about the ...
The S.T.A.N.D. System
May 09, 2023 10:46 - 11 minutes - 16.1 MBIn today's competitive housing market, multiple offers and bidding wars are becoming increasingly common. As a home buyer, it's essential to make your offer as attractive as possible to stand out from the competition and secure your dream home. In this special episode of the Martini Mortgage Podcast, Certified Mortgage Advisor and Raleigh mortgage broker Kevin Martini share the S.T.A.N.D. system, a unique and proven tactic for homebuyers to deploy to stand out in a competitive housing market...
Unlocking Your Dream Home with the H.O.M.E.S Framework
April 27, 2023 10:17 - 16 minutes - 23 MBWelcome to a special video, episode 177 of the Martini Mortgage Podcast! In this special episode, Certified Mortgage Advisor and Producing Branch Manager, Kevin Martini, introduces the H.O.M.E.S. framework, a step-by-step guide designed to simplify the homebuying process and provide first-time and repeat buyers with the confidence and knowledge to make their homeownership dreams a reality. In this episode, Kevin takes a deep dive into each stage of the H.O.M.E.S. framework and provides val...
Home affordability
April 11, 2023 10:17 - 11 minutes - 15.7 MBn episode 176 of the Martini Mortgage Podcast, Kevin Martini, a Certified Mortgage Advisor and Producing Branch Manager, discusses the concept of home affordability and the three factors that determine it: home prices, wages, and mortgage rates. He emphasizes that lowering home prices is not the only solution for making homes more affordable, and that higher mortgage rates do not necessarily mean homes are unaffordable. An increase in wages can positively impact home affordability. Kevin...
Bank Failures
March 16, 2023 12:36 - 12 minutes - 17.1 MBIn special episode 175 of the Martini Mortgage Podcast, Kevin Martini, a Certified Mortgage Advisor and Producing Branch Manager, discusses the recent bank failures and the causes behind them. Kevin explains the basics of how the banking system works, using the example of how banks use customers' deposits to make loans and investments to earn a profit. He also gives a high-level overview of how bonds work, including their face value, coupon rate, and how they are traded in the market. Kevi...
Reality
March 11, 2023 14:00 - 14 minutes - 20.1 MBCertified Mortgage Advisor and Raleigh mortgage broker Kevin Martini hosts episode 174 of the Martini Mortgage Podcast called: Reality Here are some main points discussed in this informative episode about mortgage rates and real estate. Perception vs. Reality: Many people base their reality on their perception of a headline or article they didn't read, leading to an information crisis about housing. Mortgage Rates: Mortgage rates are still below their historical average and provide an ...
4 Stages of Buyer Demand
February 25, 2023 21:36 - 16 minutes - 22.9 MBIn this special episode of the Martini Mortgage Podcast, Certified Mortgage Advisor and Raleigh mortgage broker Kevin Martini discusses the 4 Stages of Buyer Demand and how homebuyers can use them to maximize their advantage in the current real estate market. Kevin starts by acknowledging the shift in sentiment among homebuyers and homeowners in the current market, caused by an information crisis about housing rather than a housing crisis itself. He stresses that demand for housing cur...
Tax Credit for First-Time Homebuyers
February 05, 2023 14:08 - 15 minutes - 21.1 MBOne of the best kept secrets that first-time homebuyers do not know is that they may be eligible for an annual tax credit of up to $2,000 a year…you heard me properly, I said, tax credit and I also said up to $2,000 a year not just for the first year but for every year they own the home as their primary residence. Certified Mortgage Advisor and Raleigh Mortgage Broker Kevin Martini with the Martini Mortgage Group hosts this special episode of the Martini Mortgage Podcast is about the tax ...
Affordability
January 27, 2023 14:27 - 13 minutes - 18.3 MBLet's face it, mortgages might be a good bit higher than they were in the past, but at least you can take solace in the fact that rates today are lower than last year. And if lower home loan rates isn't reason enough for a jolt to your morale, you could always consider home values - sure, one month may see the market dip, but experts all seem to agree that year-over-year there will be no retreat. But don't despair just yet - that third factor of affordability, wages, comes like a beam of...
Using Gift Funds to Buy a Home
January 12, 2023 13:42 - 14 minutes - 19.3 MBIn this speical epsiode of the Martini Mortgage Podcast, Certified Mortgage Advisor Kevin Martini shares how the gift tax really works and how to use gift funds to buy a home. For more information about this episode, check out the following article published by the Martini Mortgage Group: https://www.martinimortgagegroup.com/how-does-the-gift-tax-work-when-using-gift-funds-to-buy-a-home-by-raleigh-mortgage-broker-kevin-martini/ Kevin Martini | NMLS 143962 | Certified Mortgage Advisor ...
HELPING HOMEBUYERS BECOME HOMEOWNERS
January 06, 2023 23:42 - 22 minutes - 30.9 MBThe housing market is in an information crisis, not a housing crisis. In this special episode of the Martini Mortgage Podcast, Certified Mortgager Advisor Kevin Martini, gores beyond the headlines into the pure data to help homebuyers to become homeowners and to help more sellers get their home sold. Get the inside scoop on what’s really going on in the housing market and learn how you can take advantage of it. Listen and enjoy :) Kevin Martini | NMLS 143962 | Certified Mortgage Adv...
Inflation and Mortgage Rates
December 10, 2022 12:09 - 13 minutes - 17.9 MBIn real estate, the story in 2022 is all about inflation and mortgage rate. In 2023, the developing story will be a rinse and repeat of the 2022 real estate story (i.e. inflation and mortgage rates). “…mortgage rates are transitory however home prices are sticky and they are going up.” In this special episode of the Martini Mortgage Podcast, Raleigh mortgage broker and Certified Mortgage Advisor Kevin Martini, takes a look at the unprecedented doubling of mortgage rates in 2022 ...
Freeze it and opt-out!
November 18, 2022 19:54 - 14 minutes - 6.67 MBOne of the most important assets often overlook and not properly protected by many is their credit score. In this special episode of the Martini Mortgage Podcast, Raleigh mortgage broker and Certified Mortgage Advisor Kevin Martini discuss a free way to stop unauthorized access to your credit but also another free strategy to stop unsolicited offers that put pressure on your credit score. As a supplement for episode 167 of the Martini Mortgage Podcast, information on how to 'freeze it' ......
What is going on in November 2022
November 12, 2022 13:05 - 15 minutes - 21.2 MBInflation, the unprecedented rise of mortgage rates, news about inventory increased are just a few of the topic to be shared in special video and audio edition of a monthly series from the Martini Mortgage Group that is are calling ‘What is going on in November 2022’ Kevin Martini is not just the host of the Martini Mortgage Podcast…he is the founder of the Martini Mortgage Group; Producing Branch Manager, a Raleigh mortgage broker and a Certified Mortgage Advisor (NMLS 143962) with Gold S...
4 Pieces of Good News for Homebuyers
November 03, 2022 06:22 - 12 minutes - 17.3 MBJust a couple months ago it was unthinkable that mortgage rates would be where they are today especially, with the knowledge where they we at the beginning of the year. This is the breaking news in the real estate arena. It is indisputable that these mortgage rates are presenting some challenges to homebuyers today. The unfolding story right now is how the challenges in the real estate market are creating unique opportunities and is good news for homebuyers. Raleigh mortgage broker an...
Is now a good time to buy a home?
October 26, 2022 13:15 - 9 minutes - 12.4 MBThis is a trick question. The answer to, ‘is now a good time to buy a home’ is yes since real estate is a long-term investment. The real question should be; ‘is now a good time for me to buy a home?’ The answer to that question is, maybe or maybe not! In this special episode of the Martini Mortgage Podcast, Certified Mortgage Advisor Kevin Martini packs the 3 questions to consider when determining if homeownership is right for you and if now is a good time for you to buy a home. Kev...
6 reasons why now…
October 19, 2022 11:30 - 16 minutes - 23 MBWith higher mortgage rates, with economic uncertainty and with what appears to be a cooling real estate market, is buying a home today still a good investment? In this special episode of the Martini Mortgage Podcast, Raleigh mortgage broker Kevin Martini shares the 6 reasons why now is and in the future real estate is an epic long-term investment. BONUS CONTENT: a conversation on high mortgage rates and the future of home values! SPOILER ALERT: the 6 reasons why now is and in the futur...
Light in a dark Tunnel
October 13, 2022 16:10 - 8 minutes - 11 MBInflation and higher mortgage rates represent an unprecedented opportunity for homebuyers today. Certified Mortgage Advisor Kevin Martini talks about how the release of the September 2022 Consumer-Price Index (CPI) provides an unfair advantage for homebuyers. Enjoy :)
What is going on (October 2022 Edition)
October 08, 2022 19:49 - 16 minutes - 22.7 MBWhat is going on in the news that could impact mortgage rate and home values…what is going on with inflation and how is it impacting home loan rates and house values…what is going on with mortgage rates…what is going on with the just released ‘no contract lock’ program offered by the Martini Mortgage Group…what is going on with Seller-Paid Buydowns…what is going on in the future for real estate and mortgage rates…what is going on with the elephant in the room (a.k.a. recession and home value...
A chat with Raleigh Realtor Bailey Weaver Packard
October 06, 2022 08:08 - 23 minutes - 32.6 MBIn this special interview of the Martini Mortgage Podcast, Certified Mortgage Advisor and Raleigh lender Kevin Martini interviews Raleigh area real estate expert Bailey Weaver Packard with eXp Realty. Who is Bailey Weaver Packard? Bailey is an experienced real estate agent who goes above and beyond for her clients. She was born and raised in Raleigh, she has a deep knowledge of the real estate market as well as all things local. Her clients have shared that she provides the best level o...
Buydowns
September 28, 2022 12:43 - 13 minutes - 18.9 MBRight now mortgage rate environment has caused a mortgage payments to increase to a level not seen in over two decades. Right now, this current real estate market is putting pressure on potential homebuyers and buydowns may be a tool to help not just homebuyers today but also home sellers. In this very special episode of the Martini Mortgage Podcast, Certified Mortgage Advisor Kevin Martini talks about what a ‘Seller-Funded Buydown’ is and discusses how a homebuyers and home sellers can be...
It’s fall ya’ll!
September 22, 2022 07:57 - 11 minutes - 16.3 MBIs the weather the only thing that is going to be cooling this fall, will real estate be cooling too? This special episode, with Certified Mortgage Advisor Kevin Martini, provides an overview of the Fall edition of the Martini Buyer Guide which simply and effectively communicates the current real estate and mortgage opportunity present this fall. To access instantly and for free the Fall 2022 Editon of the Martini Buyer Guide (a.k.a. 'Things to Consider when Buying a Home') go to: Marti...
A Chat with Realtor Tyler Chestnutt
September 07, 2022 07:17 - 31 minutes - 43.4 MBIn this special interview edition of the Martini Mortgage Podcast, Certified Mortgage Advisor Kevin Martini interviews Raleigh Real Estate Expert Tyler Chestnutt with the Tyler Chestnutt Team at eXp Realty. Tyler has strategically positioned himself in a niche by becoming the agent of choice for Millennials and Gen X and in this episode addresses the current market conditions for a first-time homebuyer and repeat homebuyers. This is truly a great conversation that simply and effectiv...
What is happening with home prices?
August 31, 2022 13:05 - 11 minutes - 16.1 MBRight now, the hot topic that is top of mind with not just people that want to purchase a home but with people that currently own a home is, what is happening with home prices? It is a very understandable concern with everything that is going on. In this special episode of the Martini Mortgage Podcast, Certified Mortgage Advisor and Raleigh mortgage broker Kevin Martini provides a glimpse on what is (really) happening with home prices. Kevin Martini | NMLS 143962 | Certified Mortgage Adv...
3 hot topics in real estate
August 15, 2022 11:45 - 13 minutes - 19 MBRaleigh mortgage broker and Certified Mortgage Advisor Kevin Martini in this special episode of the Martini Mortgage Podcast goes over the 3 hot topics in real estate and mortgage arena. They are 1) the current real estate and mortgage rate environment, 2) fears of a rinse and repeat of the 2008 housing crisis, and 3) What does real estate and mortgage rates look like for the balance of year and beyond. Kevin Martini | NMLS 143962 | Certified Mortgage Advisor and Producing Branch Manager...
Change
August 03, 2022 09:26 - 9 minutes - 13.6 MBThere has been a lot of changes in the real estate markets and in the mortgage arena in 2022. Is this change good, bad or is it just change? This change from ‘frenzy’ to ‘normal’ represent a moment of opportunity for one that wants to be a first-time homebuyer or a repeat homebuyer. “…some people are comparing the current real estate market to pandemic market which was an anomaly whereas, the current market should be compared to the most recent normal markets.” ~ Raleigh mortgage Bro...
Think Again
July 26, 2022 09:55 - 12 minutes - 16.6 MBThink buying a home is expensive? Try renting! Think we are getting ready for a rinse and repeat of 2006 & 2007? Think again! In this special episode of the Martini Mortgage Podcast, Raleigh mortgage broker and Certified Mortgage Advisor Kevin Martini compares and contrasts the current real estate market of today to the real estate market of 2006 & 2007 in 4 areas: 1) supply 2) buyers 3) incomes 4) leverage Kevin Martini | NMLS 143962 | Certified Mortgage Advisor and Producing Branch M...
Real Estate is Turning
July 20, 2022 09:27 - 14 minutes - 19.6 MBRight now the real estate is turning. There is no question, the first half of 2022 was a great time to buy a home. Right now the real estate is turning. We all hear terms like ‘the market is shifting’ or 'the market is pivoting’ but the real estate market is turning. Is turning a bad thing? With this turn, is now still a good time to buy a home? In this special episode of the Martini Mortgage Podcast Certified Mortgage Advisor and Raleigh mortgage broker Kevin Martini goes beyond the...
The loudest voice is an idiot!
July 12, 2022 12:32 - 14 minutes - 19.7 MBHeadlines often mislead people into thinking something that may or may not be true. Right now there is a lot of headlines about death real estate and unaffordable mortgage rates since inflation is high and there is potential recession coming or worse, we are in a recession. Recession are part of the economic cycle and there is proven history on what happens before, during and after a recession with mortgage rates and real estate. The loudest voice who has written the obituary on real estate...
What is the point of points?
July 06, 2022 16:07 - 9 minutes - 12.9 MBWhat is the point of points? What is a mortgage point and are they a good thing? It depends! In this special episode of the Martini Mortgage Podcast, Raleigh mortgage broker and Certified Mortgage Advisor, Kevin Martini talks about what a mortgage points (a.k.a. discount points or as “buying down the rate”) are and the pros and cons of mortgage points. Kevin Martini | NMLS 143962 | Certified Mortgage Advisor and Producing Branch Manager | Martini Mortgage Group at PCL Financia...
Now is the real estate opportunity!
June 28, 2022 10:45 - 13 minutes - 17.9 MBRegardless of size, there is no decision that should be made based on a headline. A decision on buying a home should be made after knowing the facts. Right now, there is noise about real estate and mortgage rates and sadly the real truth and the real opportunity is being missed. Fluctuating mortgage rates, home price deceleration and looming recession are facts but, is a recession bad for real estate values? Is there a pure need for real estate? Are home loan rates just going to get more ...
What the heck is going on?
June 15, 2022 12:51 - 9 minutes - 13.2 MBHigher home values, higher inflation, higher home loan rates — WHAT THE HECK IS GOING ON? Certified Mortgage Advisor and Raleigh mortgage broker, Kevin Martini discusses home appreciation, fluctuation mortgage rates and inflation in this special episode of the Martin Mortgage Podcast. Kevin Martini | NMLS 143962 | Certified Mortgage Advisor and Producing Branch Manager | Martini Mortgage Group at PCL Financial Group (powered by Celebrity Home Loans, LLC NMLS 227765) | 507 N Blount St ...
Homeownership
June 01, 2022 13:02 - 9 minutes - 13.6 MBIn June we celebrate National Homeownership Month however every month of every year is a great time to celebrate the once in a lifetime opportunity to build generational wealth that homeownership provides. Yes, homeownership provides financial and lifestyle benefits and sadly there are many myths that are holding many back. In this episode of the Martini Mortgage Podcast, Raleigh mortgage broker and Certified Mortgage Advisor, Kevin Martini will not just shares but also address the 3 wid...
First-Time Home Buyers Tax Credit
May 24, 2022 12:00 - 12 minutes - 17.6 MBRaleigh Mortgage Broker and Certified Mortgage Advisor Kevin Martini hosts episode 144 of the Martini Mortgage Podcast which is called: First-Time Home Buyers Tax Credit. First-time home buyers in North Carolina may be eligible to receive up to $2,000.00 a year not just for the first year but for every year vis-a’-vis the Mortgage Credit Certificate offered by the Martini Mortgage Group in conjunction with North Carolina Housing and Finance Agency. Are you eligible? Are there income limi...