There are some key vacancies at the Federal Reserve. On Monday, Randal Quarles, a member of the Fed’s Board of Governors, announced he’s stepping down. With Quarles’ resignation, President Biden will have at least three seats to fill on the seven-member Fed Board of Governors. Some new research shows a shift in how people view the process of getting a loan. We also look into the lingering impact that abandoned, dormant oil wells can have.