The U.S. Postal Service had a rough holiday season in 2020. To help avoid a repeat, Postmaster General Louis DeJoy is enacting a series of cost-cutting measures that are part of his 10-year plan to help bring the USPS out of its financial funk. We spoke to DeJoy at length about his plan and how the Postal Service will handle the holiday rush. A recent Bankrate survey notes how some Americans aren’t confident about their ability to save up for retirement.