Manage Your Damn Money with Ben & Malcolm artwork

Manage Your Damn Money with Ben & Malcolm

121 episodes - English - Latest episode: over 3 years ago - ★★★★★ - 102 ratings

Manage Your Damn Money: The Podcast is bringing Millennials more great insight into what their generation can do to improve their personal finance habits through insightful, inspired and comedic conversations with artists, creatives and entrepreneurs who are making a living and making it work.

We cover everything from why a sitting President would force his teenage daughter to bus tables at a restaurant to why so many of us are drowning in student loan debt. We believe conversations like these are the ONLY way to inspire the confidence we all need when sharing and tackling our next steps in our personal finance journey.

Investing Business Education Self-Improvement business debtmanagement finances money personalfinances saving wealth
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Episodes

What the Hell Did We Miss???

November 20, 2020 02:44 - 46 minutes - 37.5 MB

In this episode of #MYDM, Ben & Malcolm take a look at big pieces of news they missed over the last several weeks, and look ahead to what it will take for the incoming Biden-Harris administration to overcome the still worsening COVID-economy in the U.S.  Hosts: @mydm1 and @malcolmonmoney Music: @beatsbybeemen Join the conversation: https://www.facebook.com/groups/manageyourdamnmoney/

Could a Global Pandemic Be the Perfect Time to Start a Business?

September 30, 2020 15:46 - 49 minutes - 114 MB

A global pandemic has brought yet another economic crisis to all of our doorsteps. But where there is crisis and disruption always comes the opportunity to innovate. In this episode of MYDM, Ben & Malcolm take a look at how this moment might serve as the perfect opportunity to start a business or to begin tinkering with a new side-hustle. Hosts: @mydm1 and @malcolmonmoney Music: @beatsbybeemen Join the conversation: https://www.facebook.com/groups/manageyourdamnmoney/

How the Pandemic Will Change the Way We Manage Money Forever

September 10, 2020 16:42 - 50 minutes - 45.9 MB

How is the COVID-19 pandemic affecting the way Millennials manage their money? Ben & Malcolm explore this question on this episode of #MYDM.  Hosts: @mydm1 and @malcolmonmoney Music: @beatsbybeemen Join the conversation: https://www.facebook.com/groups/manageyourdamnmoney/

Land Ownership and Preventing the Theft of Legacy

August 25, 2020 03:19 - 49 minutes - 113 MB

Land is one of the most precious, unchanging assets one can own. But when a landowner dies, there are means by which wealthier interests can take over land that was meant for their next generation. In this episode of #MYDM, Ben & Malcolm explore "heir's property" and how land owners can preserve their family's right to the land they own, even after going on to glory.  Hosts: @mydm1 and @malcolmonmoney Music: @beatsbybeemen Join the conversation: https://www.facebook.com/groups/manage...

Evaluating Initiatives in Corporate America to Fight Racism & Inequality

August 19, 2020 19:50 - 58 minutes - 135 MB

In the last few months, various companies, organizations, and institutions have made statements, and rolled out plans to combat racism and bias in professional work settings. In this episode of MYDM, Ben & Malcolm evaluate so called, "commitments to diversity and inclusion” across the landscape of corporate America. Hosts: @mydm1 and @malcolmonmoney Music: @beatsbybeemen Join the conversation: https://www.facebook.com/groups/manageyourdamnmoney/

Insight on Financial Planning for Millennials in the Era of COVID-19

August 06, 2020 11:00 - 30 minutes - 27.5 MB

Manage Your Damn Money co-host, Malcolm Ethridge, joins Shawn Williams to discuss the road #MYDM has traveled to where it is today, and offers insight for Millennials trying to plan their finances amid a global pandemic. 

Novice Traders, Economic Uncertainty and the Stock Market

August 04, 2020 00:32 - 53 minutes - 45.3 MB

One of the more odd occurrences in the world of money since the beginning of the Coronavirus has the been the stock market's seemingly inconsistent, and disconnected movement in relation to job losses and general economic indicators.  In this episode of #MYDM, Ben & Malcolm will take a look at the American stock market and how new stock traders could be affecting how the market is moving in unexpected ways.  Hosts: @mydm1 and @malcolmonmoney Music: @beatsbybeemen Join the conversatio...

The Economics of Institutionalized Racism

July 15, 2020 20:46 - 56 minutes - 130 MB

Who benefits from a system that oppresses a group of people based on the color of their skin? Why is it so critical to a capitalist economy to have Black people occupy the socioeconomic “bottom”?   In this episode of #MYDM, Ben & Malcolm will break down the history and economics of racism in capitalist America. Hosts: @mydm1 and @malcolmonmoney Music: @beatsbybeemen Join the conversation: https://www.facebook.com/groups/manageyourdamnmoney/

Planning for Your Demise Amid a Global Pandemic

May 01, 2020 01:43 - 58 minutes - 133 MB

The COVID-19 pandemic has made sickness and death a reality for more people and families than is comfortable to say aloud. It is for this reason on this episode of #MYDM, Ben & Malcolm explore the importance of planning for your demise in normal times, and in the middle of a global pandemic. Hosts: @mydm1 and @malcolmonmoney Music: @beatsbybeemen Join the conversation: https://www.facebook.com/groups/manageyourdamnmoney/

Who REALLY Deserves the Bailout? 🤔

April 23, 2020 19:57 - 52 minutes - 120 MB

With two recent instances of government bailouts, the Great Recession of 2008 and now the Coronavirus pandemic, Ben & Malcolm explore the question of who REALLY deserves a bailout when the economic ism hits the fan. Big, publicly traded companies or little ole regular Americans? 🤔 Hosts: @mydm1 and @malcolmonmoney Music: @beatsbybeemen Join the conversation: https://www.facebook.com/groups/manageyourdamnmoney/

The Coronavirus, the Economy and Your Money

April 14, 2020 16:19 - 59 minutes - 136 MB

With our new, dystopian future settling in as our hard-to-believe present, Ben & Malcolm return to Manage Your Damn Money recording their first virtual show since the coronavirus has taken its hold in the United States.  In this episode, your favorite money show hosts take their first step in bringing perspective to the impact COVID-19 and the quickly deteriorating US economy is having on our money.  Hosts: @mydm1 and @malcolmonmoney Music: @beatsbybeemen Join the conversation: https...

MYDM Radio by @BeatsByBeemen

March 31, 2020 15:27 - 26 minutes - 61.4 MB

What show about money and personal finances is giving you uninterrupted instrumentals? #MYDM, that's who! Enjoy as our co-creator, @BeatsByBeemen, takes you on a magical, musical journey.  Hosts: @mydm1 and @malcolmonmoney Music: @beatsbybeemen Join the conversation: https://www.facebook.com/groups/manageyourdamnmoney/

Debating the Ethics of American Philanthropy

March 25, 2020 13:27 - 37 minutes - 42.9 MB

Are the ethics which drive our approach to charitable giving in the United States right? Is the practice of wealthy people and organizations defining the terms of the work charitable organizations do correct? Or might our prism of who leads how charitable work gets done need a tune-up? Ben & Malcolm explore this question on #MYDM.  Hosts: @mydm1 and @malcolmonmoney Music: @beatsbybeemen Join the conversation: https://www.facebook.com/groups/manageyourdamnmoney/

How Markets and Our Money Moves When World Events Happen

March 17, 2020 11:35 - 51 minutes - 118 MB

The stock market has continued its deep downward trend since fears of the novel coronavirus (COVID-19) have quickly begun to settle in as an economic reality.  In this episode of MYDM, Ben & Malcolm explore what actually happens when world events cause market and economic tension, and discuss what cash-money-millionaires do when the stock market tanks.  Hosts: @mydm1 and @malcolmonmoney Music: @beatsbybeemen Join the conversation: https://www.facebook.com/groups/manageyourdamnmoney/

The Evolution of the Self-Taught Investor and More on Sharing Salaries with Friends

March 10, 2020 19:38 - 49 minutes - 56.7 MB

Many things have stood in the way of individuals taking a step toward learning more about the stock market. Be it fear or lack of knowledge, Ben & Malcolm take this particular moment in time to walk down memory lane and recount their evolution as self-taught investors.  Hosts: @mydm1 and @malcolmonmoney Music: @beatsbybeemen Join the conversation: https://www.facebook.com/groups/manageyourdamnmoney/

Will Millennials Ever Be Able to Retire?

March 05, 2020 00:51 - 37 minutes - 43.3 MB

Without pension funds, a boatload of student loan debt and a seemingly shaky Social Security infrastructure, it isn’t clear yet whether the Millennial generation will ever have the chance retire. On this episode of MYDM, Ben & Malcolm explore what it will take for the Millennial generation to experience (hopefully) a somewhat comfortable retirement. Hosts: @mydm1 and @malcolmonmoney Music: @beatsbybeemen Join the conversation: https://www.facebook.com/groups/manageyourdamnmoney/

Your 2020 Personal Finance Checklist and Rihanna's Never-Coming Album

February 24, 2020 11:00 - 42 minutes - 98.2 MB

As it is with every introduction of a new year, getting yourself together to make improvements over your previous year is always a goal. In this back-to-basics episode of MYDM, Ben & Malcolm will prescribe your 2020 personal finance checklist. Hosts: @mydm1 and @malcolmonmoney Music: @beatsbybeemen Join the conversation: https://www.facebook.com/groups/manageyourdamnmoney/

An Ode to the Black Mamba

February 20, 2020 22:00 - 40 minutes - 93.5 MB

In a very special episode of MYDM, Ben & Malcolm pay homage to their fallen hero, Kobe Bryant, and honor his evolution as a proponent for women's sports by taking a look at the progression of pay equity for women competing in professional sports. Hosts: @mydm1 and @malcolmonmoney Music: @beatsbybeemen Join the conversation: https://www.facebook.com/groups/manageyourdamnmoney/

The Particulars of Selling a Home and Financial Independence Fit for a Royal

February 07, 2020 01:13 - 46 minutes - 53 MB

One of the biggest milestones in American life is the purchase, maintenance and enjoyment of a home. But what happens when it's time to sell it??? Taxes, agent payments, modifications and renovations - all these will impact your bottom line.  In this episode of MYDM, Ben & Malcolm welcome Washington, DC-based realtor, Yony Kifle, to the show to explain the particulars behind selling a home.  Hosts: @mydm1 and @malcolmonmoney Music: @beatsbybeemen Guest: @yourdmvteam Join the convers...

The Nitty Gritty Details Behind Improving Your Credit Score

February 07, 2020 01:02 - 45 minutes - 51.7 MB

There’s one number that stands as the gatekeeper between you and major purchases like a home or a new car - it’s your credit score. In this episode of MYDM, Ben & Malcolm welcome credit improvement professional, Momodou Mambouray, to the show to outline the specifics of how to improve your credit score.  Hosts: @mydm1 and @malcolmonmoney Music: @beatsbybeemen Guest: @maxcreditscore Join the conversation: https://www.facebook.com/groups/manageyourdamnmoney/

MYDM's 100th Episode Explores the True Meaning of Wealth

January 01, 2020 04:50 - 55 minutes - 63.9 MB

In our final episode of the decade, and with the help of a live in-studio audience, Ben & Malcolm close out Season 4 of #MYDM by exploring the true meaning of wealth in America. Hosts: @mydm1 and @malcolmonmoney Music: @beatsbybeemen Join the conversation: https://www.facebook.com/groups/manageyourdamnmoney/

Planning Your Personal Finances for a New Decade

December 31, 2019 18:06 - 50 minutes - 116 MB

Y2K is possibly one of the most ridiculous topics ever to coincide with the changing over from one decade to another. But there is a topic that is NOT ridiculous and that’s setting financial goals for the next decade. On this episode of #MYDM, Ben & Malcolm take a look at what it takes not only to plan for an entire year, but an entire decade. Hosts: @mydm1 and @malcolmonmoney Music: @beatsbybeemen Join the conversation: https://www.facebook.com/groups/manageyourdamnmoney/

The Scourge of American Consumerism

December 30, 2019 19:31 - 47 minutes - 108 MB

In this episode of #MYDM, Ben & Malcolm use the gift-giving season to explore the phenomena of American Consumerism. Hosts: @mydm1 and @malcolmonmoney Music: @beatsbybeemen Join the conversation: https://www.facebook.com/groups/manageyourdamnmoney/

Corporate Trends That Could Affect Your Professional Life

December 23, 2019 21:26 - 42 minutes - 97.5 MB

The vast majority of us will have to earn our way to financial freedom through our jobs. For many, that work is dictated in large part by trends in corporate America. On this episode of #MYDM, Ben & Malcolm take a look at corporate trends that could affect your professional life, and how exploiting those trends could help you improve your personal finances. Hosts: @mydm1 and @malcolmonmoney Music: @beatsbybeemen Join the conversation: https://www.facebook.com/groups/manageyourdamnmon...

The Psychology of Money and Taking a Prison Sentence in Exchange for Student Loan Forgiveness

December 23, 2019 20:41 - 53 minutes - 123 MB

In this episode of Manage Your Damn Money, Ben & Malcolm explore the very real affects money (having a lot of it, or not enough of it) can have on your mind and your state of well-being. The co-hosts also discuss the crazy things Millennials would be willing to do to get their student loan balances wiped away.  Hosts: @mydm1 and @malcolmonmoney Music: @beatsbybeemen Join the conversation: https://www.facebook.com/groups/manageyourdamnmoney/

Hot Fall Money Headlines and What It Takes to be a REAL Millennial

November 29, 2019 15:36 - 46 minutes - 107 MB

One of the best ways to stay on track with your personal finances is to keep up with money news so you’re aware of changes and trends in the money and personal finance space. On this episode of #MYDM, we are covering hot fall 2019 money headlines and discuss what it takes to be a true, hardcore Millennial.  Hosts: @mydm1 and @malcolmonmoney Music: @beatsbybeemen Join the conversation: https://www.facebook.com/groups/manageyourdamnmoney/

Millennials Who Are Killing It Financially and the Increasing Cost of HBCU Homecoming Season

November 04, 2019 20:08 - 43 minutes - 49.7 MB

When covering issues of money and personal finances, sometimes, we have to look at the bad so we can understand the good. But in this episode of MYDM, we are keeping it strictly upbeat! We’re looking at Millennials who are killing the game and managing their personal finances for success.  Ben & Malcolm also discuss the increasing cost of participating fully in the homecoming celebrations of their respective undergraduate alma maters.  Hosts: @mydm1 and @malcolmonmoney Music: @beatsbyb...

Aggressive Strategies for Saving More Money

October 24, 2019 19:18 - 56 minutes - 64.6 MB

One of the most challenging tasks in our journey to financial independence is the task of saving money. Whether it’s your massive pile of student loan debt or the online shopping habit you just can't seem to kick, we all have things standing in the way of our saving MORE money. In this episode of MYDM, Ben & Malcolm explore methods and strategies to help you get more aggressive with saving money.  Hosts: @mydm1 and @malcolmonmoney Music: @beatsbybeemen Join the conversation: https://...

Understanding Rotating Credit and Savings Associations

October 16, 2019 17:54 - 42 minutes - 48.7 MB

What if I told you, the power to pay down debt, to finance a business, save a down payment for a home, or any of our most celebrated financial milestones was just a few calls away? You'd want to know who you're calling, right?  In this episode of MYDM, we are taking a look at the concept of a Rotating Credit and Savings Associations, also known as lending circles and explore a new so called "benefit" being offered by employers.  Hosts: @mydm1 and @malcolmonmoney Music: @beatsbybeemen ...

Career Turning Points and How the National Debt Affects You

October 08, 2019 18:58 - 51 minutes - 58.6 MB

With the closing of a year comes a great time to evaluate the next steps in your career. Beyond what job to take next or how to secure that coveted promotion, it’s also important to consistently evaluate if you are truly where you want to be.  On this episode of MYDM, Ben & Malcolm explore unlikely career turning points to help you think critically about your next career move and discuss how the national debt affects you.  Hosts: @mydm1 and @malcolmonmoney Music: @beatsbybeemen Guest:...

Understanding the Business of Commercial Real Estate Investing

October 02, 2019 20:23 - 39 minutes - 45.5 MB

Most of us are familiar with the idea of buying a home and renting a room or basement living space to pull in extra cash. Many are also familiar with the concept of owning and renting a secondary home. But not nearly as much is known about what it would take to buy, renovate or develop multi-unit apartment building, an office building or hotel. In this episode of MYDM, Ben & Malcolm take a look at the lesser known world of commercial real estate investing. Hosts: @mydm1 and @malcolmonmo...

The Customer Lifetime Value Score and the "End" of Shareholder Primacy

September 16, 2019 16:18 - 41 minutes - 47.5 MB

We’re all familiar with the concept of a credit score and what it intends to project about your ability to make payments toward your debts and liabilities. But have you ever heard of the customer lifetime value score? On this episode of MYDM, Ben & Malcolm explore what it is, what it means and how it’s impacting you even today.  Hosts: @mydm1 and @malcolmonmoney Music: @beatsbybeemen Join the conversation: https://www.facebook.com/groups/manageyourdamnmoney/

Would You Like a Four-Day Workweek? Yes, Please.

August 21, 2019 15:06 - 39 minutes - 45.4 MB

With the development of technology making us more efficient in our work, Ben & Malcolm take a look at the trend of those calling for an extra day to be added to your weekend... Or better said, the four-day workweek. Hosts: @mydm1 and @malcolmonmoney Music: @beatsbybeemen Join the conversation: https://www.facebook.com/groups/manageyourdamnmoney/

The Inner Workings of Venture Capital and Financing Early Stage Start-Ups

August 21, 2019 15:00 - 56 minutes - 64.9 MB

In the old days of American entrepreneurship, a business person only needed to settle on their business, open their doors, and start growing their business using the profits it created. But in the 21st Century, raising money from wealthy investors sometimes seems like the ONLY way to open a business. On this episode of #MYDM, Ben & Malcolm welcome Maureen Murat, Esq. to help them explore the world of venture capital and the financing of early stage start-up companies. Hosts: @mydm1 and ...

Things We Can't Stand About the Personal Finance Landscape 😠

August 06, 2019 13:34 - 49 minutes - 91 MB

Every now and then, it's healthy to stand on a soapbox and let people know how you feel, even if you sound like a curmudgeonly old person shouting at the kids in the neighborhood to "get off my lawn."  In this episode of #MYDM, Ben & Malcolm are throwing their inhibitions to the wind and risking it all to provide a comprehensive, comedic and completely unsolicited list of ALL the things they can't stand about the personal finance landscape. Hosts: @mydm1 and @malcolmonmoney Music: @bea...

The Emergence of the Fin-Tech Industry📱and How It's Helping Consumers

August 06, 2019 13:24 - 40 minutes - 74.4 MB

On MYDM, we always try to bring you emerging trends in the personal finance space, and this topic is one we’ve not touched on in a while. What do you do when you need help with managing your money but can’t afford or don’t want to pay for an expensive advisor like Malcolm? Fortunately there is an industry that tries to address this very question. It's called “Fin-Tech”. Hosts: @mydm1 and @malcolmonmoney Music: @beatsbybeemen Join the conversation: https://www.facebook.com/groups/mana...

Money and the Marijuana Industry 🌿

July 16, 2019 13:29 - 43 minutes - 79.7 MB

It goes by many names. Weed. Pot. 420. Chronic. Ganga. Herb. Mary Jane. No matter what you call it, the legal marijuana industry is sprouting its buds. 🤣 In this episode of #MYDM, Ben & Malcolm take a 10,000 foot view of the legal marijuana industry and consider if and where there is money to be made.  Pick your platform. Listen to this episode now! Hosts: @mydm1 and @malcolmonmoney Music: @beatsbybeemen Join the conversation: https://www.facebook.com/groups/manageyourdamnmoney/

The Meaning of "Risk" in Investing and Why Jeff Bezos is the Michael Jordan of Business

July 16, 2019 13:22 - 52 minutes - 97.5 MB

In previous episodes of Manage Your Damn Money, we’ve explored what it means to invest; everything from stocks to the specifics of an initial public offering.  In this episode of #MYDM, Ben & Malcolm get hyper-specific looking at what it means to understand the "risk" involved when investing and what it means for you.  Pick your platform. Listen to this episode now! Hosts: @mydm1 and @malcolmonmoney Music: @beatsbybeemen Join the conversation: https://www.facebook.com/groups/managey...

The Foundations of a Solid Financial Plan

July 16, 2019 13:18 - 1 hour - 126 MB

On Manage Your Damn Money, we cover heady topics like universal basic income and the implications of the Tax Cuts and Jobs Act of 2017. But every now and then, it's necessary we take the show back to the roots of why we started it.  In this episode of #MYDM, Ben & Malcolm get back to basics covering the foundations of a solid financial plan.  Pick your platform. Listen to this episode now! Hosts: @mydm1 and @malcolmonmoney Music: @beatsbybeemen Join the conversation: https://www.fac...

Millennials and the Economics of Renting in America

July 16, 2019 13:12 - 44 minutes - 82.4 MB

The single greatest expense we all face is the cost of keeping a roof over our heads. Be it a basement apartment or the basement of your parents’ home, every year we make decisions about where we live and what we’re willing to sacrifice based on our home address.  In this episode of #MYDM, Ben & Malcolm take a look at the landscape for renting as a Millennial in the United States.  Pick your platform. Listen to this episode now! Hosts: @mydm1 and @malcolmonmoney Music: @beatsbybeemen ...

What's an "Initial Public Offering" and Why Do They Seem So En Vogue?

July 01, 2019 20:04 - 43 minutes - 80.7 MB

Uber goes public. Lyft just celebrated their IPO, and Pinterest too! But what exactly is an IPO? How does it work? Why do companies do it? And why is there so much fuss about them as of late?  In this episode, Ben & Malcolm take a look at the much talked about concept of the initial public offering, also known as an IPO.  Pick your platform. Listen to this episode now! Hosts: @mydm1 and @malcolmonmoney Music: @beatsbybeemen Speak you mind! Leave us a review or send us an email at in...

Ben & Malcolm Return to MYDM and Explain Their Mysterious Five Month Hiatus

June 23, 2019 14:57 - 43 minutes - 80.6 MB

It didn’t go unnoticed. After a couple of shows in early 2019, Manage Your Damn Money, Ben & Malcolm went dark. No new episodes. No tweets. No posts on Instagram or Facebook.  At the open of Season 4 of #MYDM, Ben & Malcolm finally share the tea behind why they were gone for so long... And we promise, the story is way more interesting than you could ever imagine. Pick your platform. Listen to this episode now! Hosts: @mydm1 and @malcolmonmoney Music: @beatsbybeemen Speak you mind! L...

Part 1: Understanding Economic Inequality and the Policies Being Put Forth as Solutions

June 11, 2019 22:15 - 46 minutes - 86 MB

America and the world at large is coming to a broad, widely held conclusion -- economic inequality is becoming a problem. With the world’s richest people owning (literally) half of all monetary value in the world, questions are being raised about whether this is right, sustainable or even desirable. In part one of our two-part show series, Ben & Malcolm will explore what economic inequality is, and in the follow-up show, take a look at some of the solutions and policies being put forth by ...

Part 2: The Policies Being Put Forth as Solutions to Economic Inequality

June 10, 2019 13:37 - 44 minutes - 83.5 MB

America and the world at large is coming to a broad, widely held conclusion -- economic inequality is becoming a problem. With the world’s richest people owning (literally) half of all monetary value in the world, questions are being raised about whether this is right, sustainable or even desirable. In part two of our two-part show series, Ben & Malcolm take a look at the solutions and policies being put forth by politicians as solutions to economic inequality.  Pick your platform. Liste...

Lost Files from 2018: Recommitting to Financial Success in 2019

February 02, 2019 00:47 - 45 minutes - 52.3 MB

Whether its committing to a savings plans, researching your town’s first time home buyer program or FINALLY figuring out what an investment for the future would mean to you, a New Year is a great chance to start fresh, setting new and aggressive goals. On this previously lost episode of MYDM, Ben & Malcolm cover what we’ve learned in 2018 and how it will help us to prepare for financial success in the New Year. Pick your platform. Listen to this episode now! Hosts: @mydm1 and @malcolmo...

Lost Files from 2018: Becoming an Entrepreneur, But Not Starting from Scratch

February 02, 2019 00:43 - 41 minutes - 47.5 MB

On Manage Your Damn Money we often talk to and about entrepreneurs who are working on an idea that they know is going to change the world. But what if your entrepreneurial dreams aren’t motivated by some amazing idea you just have to get out, but by a desire to make a majority of the money in the business?  On this previously lost episode of MYDM, we are exploring alternative paths to entrepreneurship that skip some of the natural growing pains of building something from scratch, and have ...

How Federal Interest Rate Hikes Will Impact You and the Fascinating World of Credit Card Churning

December 20, 2018 17:55 - 45 minutes - 104 MB

Most of us know the important basics of how to effectively select a credit card. But what about picking a credit card based on rewards and then doing that over and over again for points, travel credits and other perks? #MYDM explores the risky but fascinating world of credit card churning.  Ben & Malcolm also cover how recent federal interest rate increases will impact your pockets and shake their fists at the stupidity of Black Friday.  Pick your platform. Listen to this episode now! ...

Amazon Lands in DC and the City Offering $10,000 for You to Move There

December 14, 2018 00:21 - 40 minutes - 75.2 MB

Manage Your Damn Money returns from its Fall 2018 break to discuss the news of trillion dollar company Amazon coming to further gentrify the Washington, DC metro area, and Malcolm explains why he's big mad about it.  The co-hosts also share life updates including Ben's official entrance into fatherhood of triplet girls and Malcolm's continued expectation that Ben will soon be driving a minivan.  Pick your platform. Listen to this episode now! Hosts: @mydm1 and @malcolmonmoney Music: @...

Is It Time for a New Kind of Capitalism?

October 07, 2018 19:07 - 45 minutes - 85.4 MB

A booming economy and record low unemployment numbers are our current reality in 2018. But how can an economy be booming at the same time Americans are suffering from stagnant wages? How can we be seeing record highs in the stock market, while regular people are still feeling the squeeze of their day-to-day finances? In this episode of #MYDM, Ben & Malcolm discuss an interesting proposal which aims to shift the kind of American capitalism we've come to know.  Pick your platform. Listen t...

Nike's Controversial Ad Campaign, Millennial-Preferred Employee Benefits and Other Hot Money Headlines

September 30, 2018 17:56 - 42 minutes - 78.8 MB

What are the implications behind Nike's controversial ad campaign? What are the most sought after employee benefits for Millennials? And are Millennials really spending more on food than we are saving for our future? On this episode of #MYDM, Ben & Malcolm take a look at hot headlines as we exit this summer of 2018 and enter the fall, and rant about the NFL, also known as the "no fun league". Pick your platform. Listen to this episode now! Hosts: @mydm1 and @malcolmonmoney Music: @bea...

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