As risky debt increases and house prices soar, banks have been told to apply a slightly tougher test on a person's ability to afford their mortgage.

But what does it mean DOLLAR-wise and WHO will be impacted the most?

And will it actually take some HEAT out of the booming Australian property market.


Peter Tulip - Chief Economist at Centre for Independent Studies and Felicity Emmett - Senior Economist at ANZ join Gillian to discuss.


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