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Loanclopedia

29 episodes - English - Latest episode: almost 2 years ago -

Loanclopedia is a witty, fast-paced and highly engaging podcast that offers detailed information about loans. It is a go-to guide for everything loan-related.

An audio data bank on loans; A solution to every loan problem.
Earn $SYBL as you listen by signin up on: https://tse.sybel.io/1596449831

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Episodes

What Is A Gold Loan?

May 04, 2022 08:34 - 3 minutes - 1.79 MB

A gold loan is among banks’ profitable loans as banks are free from the worry of non-performing assets (NPAs). This is because the jewelry that is taken as collateral remains with the bank even if the borrower defaults on the payment of their monthly installments on their loan.

What Is Debt Consolidation?

April 14, 2022 08:19 - 3 minutes - 2.86 MB

debt consolidation loans don’t erase the original debt. Instead, they simply transfer a consumer's loans to a different lender or type of loan. For actual debt relief or for those who don't qualify for loans, it may be best to look into a debt settlement rather than, or in conjunction with, a debt consolidation loan.

Understanding Student Loan for Africans

April 08, 2022 15:49 - 3 minutes - 1.64 MB

In addition to scholarships, grants, and work-study programs, many learners use student loans to fund their education. Student loans can be a helpful tool if you use them responsibly. But hey, what is a Student Loan in the real sense?

How To Qualify For A Start-Up Loan!

December 18, 2020 15:50 - 9 minutes - 4.41 MB

Startups are viewed by lenders as bigger risks than established small businesses but don’t give up just because you think funding isn’t available. Although it may be more difficult to obtain startup unsecured business loans, it isn’t impossible. With SBA loans for startups, you’ll have access to the financing you need without high-interest rates and unfavorable terms. Shared In this episode are some of the things you need to know to qualify for a start-up loan.

How To Qualify For A Start Up Business Loan

December 18, 2020 15:50 - 9 minutes - 4.41 MB

Startups are viewed by lenders as bigger risks than established small businesses but don’t give up just because you think funding isn’t available. Although it may be more difficult to obtain startup unsecured business loans, it isn’t impossible. With SBA loans for startups, you’ll have access to the financing you need without high-interest rates and unfavorable terms . Shared In this episode are some of the things you need to know to qualify for a start up laon.

Nigeria's StartUp And Loan

December 02, 2020 16:27 - 9 minutes - 4.27 MB

Nigeria is a country blessed with human, mineral, and natural resources, making her a viable hub for various business activities as well as investments, thus making her the toast of every entrepreneur and investor all over the world. Despite the growth of the economy and the potential of great business opportunities, Nigeria still has some challenges that can affect entrepreneurs or investors who plan to do business in the country and seek financial support. In this episode, Onoja highlights ...

The Nigerian Startup And Loan

December 02, 2020 16:27 - 9 minutes - 4.27 MB

Nigeria is a country blessed with human, mineral, and natural resources, making her a viable hub for various business activities as well as investments, thus making her the toast of every entrepreneur and investor all over the world. Despite the growth of the economy and the potential of great business opportunities, Nigeria still has some challenges that affect entrepreneurs or investors who plan to do business in the country and seeking financial support. In this episode, Onoja highlights t...

The Tricks About Auto(Car) Loans

November 18, 2020 12:19 - 14 minutes - 19.7 MB

Not many of us have sufficient savings stashed away to cover the cost of buying a car. So, if you’re looking to buy a new set of wheels, you’re probably considering taking out a car loan. In this episode of Loanclopedia, Onoja unveils all that you need to know about Auto Loans while you're deciding to take one.

StartUps And Loans

November 06, 2020 12:27 - 13 minutes - 19.1 MB

Entrepreneurship is a dream for so many young individuals across the globe. Yet, finance has been one of the major challenges for that to come to reality. Otherwise startups tend to sort for loans from corporation and non Cooperate organisations which is usually a hard nut to crack. On this episode of the Loanclopidia we took a look into Loans for startups

What StartUps Should Know About Loans

November 06, 2020 12:27 - 13 minutes - 19.1 MB

Entrepreneurship is a dream for so many young individuals across the globe. Yet, finance has been one of the major challenges for that to come to reality. Otherwise, startups tend to sort for loans from corporations and non-Cooperate organizations which is usually a hard nut to crack. On this episode of the Loanclopedia, we took a look into Loans for startups

How To Get A Home Loan

October 30, 2020 14:55 - 9 minutes - 13 MB

Buying a home can be a fun and exciting experience. But finding the right home is just one step in the process. Choosing the right home loan can be just as important. Listen in on this episode to know all you need, to get a home loan.

The Best Time To Take A Loan

October 16, 2020 14:44 - 13 minutes - 6.19 MB

Most financial experts trash personal loans as these can be expensive. However, these can come handy in specific circumstances.

Things You Should Know Before Your First Loan Attempt

October 12, 2020 14:59 - 6 minutes - 3.05 MB

When the time comes to invest in new resources, a small business loan can help you stimulate production and grow. But what should you expect when applying for a loan? Is the road to approval quick and effortless, or is obtaining financing a complex, protracted process? in this episode, are things you need to know before applying for your loan.

Deal Loan Sharks and Win

October 02, 2019 20:07 - 6 minutes - 6.91 MB

Ever heard of the phrase, "join them if you can't beat them"? It's better to beat the loan shark before they get you hounded with their very strict terms of collection upon failure. Listen; any lender – authorized or not – who harasses you is breaking the law. In fact, they have no legal right to make you pay the loan back at all – because the loan itself is illegal. But you need to how to knock them out right? Here it is!

DEAL LOAN SHARKS AND WIN!

October 02, 2019 20:07 - 6 minutes - 6.91 MB

Ever heard of the phrase, "join them if you can't beat them"? It's better to beat the loan shark before they get you hounded with their very strict terms of collection upon failure. Listen; any lender – authorized or not – who harasses you is breaking the law. In fact, they have no legal right to make you pay the loan back at all – because the loan itself is illegal. But you need to how to knock them out right? Here it is!

How to Win Loans From Community Banks

October 02, 2019 20:06 - 3 minutes - 4.34 MB

While many are still struggling to get a loan from a community bank, you can meet the family's immediate needs with these tips. Jump the interest rates, yes you can! You really don't have to join any co-operative and why should you if you can get easy loans from community banks. Here's how.

HOW TO WIN LOANS FROM COMMUNITY BANKS!

October 02, 2019 20:06 - 3 minutes - 4.34 MB

While many are still struggling to get a loan from a community bank, you can meet the family's immediate needs with these tips. Jump the interest rates, yes you can! You really don't have to join any co-operative and why should you if you can get easy loans from community banks. Here's how.

Make Every Digital Credit System Work For You

October 02, 2019 20:04 - 4 minutes - 5.56 MB

The whole corporate world is plotting out more ways to make borrowing easier but you shouldjt have to wait for that! The delivery of mobile credit has come to stay and sometimes, airtime advance can be a life-saving form of digital loan when you need an emergency top-up for your voice calls, text messages and data services. Hey! It's time to start using digital credit system to your advantage right?

MAKE EVERY DIGITAL CREDIT SYSTEM WORK FOR YOU!

October 02, 2019 20:04 - 4 minutes - 5.56 MB

The whole corporate world is plotting out more ways to make borrowing easier but you shouldjt have to wait for that! The delivery of mobile credit has come to stay and sometimes, airtime advance can be a life-saving form of digital loan when you need an emergency top-up for your voice calls, text messages and data services. Hey! It's time to start using digital credit system to your advantage right?

BE YOUR OWN LENDER!

October 02, 2019 20:03 - 5 minutes - 6.01 MB

What if you could lend yourself all the money you ever wanted? Oh sure you can! Perhaps you're not as eligible or even as trustworthy as you think? Don't sweat it. Take this self-help test and discover how it feels to lend yourself all the money you ever wanted!

Be Your Own Lender

October 02, 2019 20:03 - 5 minutes - 6.01 MB

What if you could lend yourself all the money you ever wanted? Oh sure you can! Perhaps you're not as eligible or even as trustworthy as you think? Don't sweat it. Take this self-help test and discover how it feels to lend yourself all the money you ever wanted!

Loan Types? Discover Yours!

October 02, 2019 20:02 - 3 minutes - 4.47 MB

Don't be the guy who jumps at a loan before realizing it's not the right type of loan for you. So before getting a loan, here are seven types of loan that you can pick from. Yes, you can make that choice and you should but how? Listen to this episode of loanclopedia!

4 Best Kept Secrets of Personal Loan

October 02, 2019 19:59 - 5 minutes - 5.93 MB

Did you know that lenders feel smarter than you when they hide their best-kept secrets from you? Not to worry, Loanclopedia is blowing the whistle on all the industry tricks, now you will know them inside out to help you choose the loan that fits right, just for you!

Peer-2-Peer Lending Platforms

September 15, 2019 15:58 - 5 minutes - 2.71 MB

Does it feel like some cold bold robbery to save your money with my bank which they trade with and give you a 5% interest in return? Yet the same bank would make you pay a whopping 15% if you dare borrow part of that money! A report by Transparency Market Research shows that about 26% of Americans have been using the Peer-2-Peer lending service which by 2018 would predictably be worth $86 billion. So if you’re thinking of getting your loans elsewhere, Peer-2-Peer is your alternative. This is ...

The Borrower's Right

September 15, 2019 14:34 - 5 minutes - 2.52 MB

Whenever you are experiencing problems with debt, knowing your rights can help you sleep at night and deal with what may seem an impossible task. Oh yes, owing money doesn’t make you less a human being, especially if you’re working hard and smart to pay back. Please do not hurt yourself. This episode brings you the legal picture. Listen & See!

Paying Back A Bad Debt

September 12, 2019 15:10 - 6 minutes - 7.53 MB

If you would like to pay back but can't seem to help yourself, this is for you. It can be pretty embarrassing to have someone asking us to pay back over and over again... do not blame the creditor, if we owe them, we owe them. It's just that simple. So here are five quick tips to help you pay back that loan!

Student Loans in Africa

August 16, 2019 19:39 - 4 minutes - 4.85 MB

 Accessing student loans may be difficult across Africa as banks offering student loans still require some form of collateral and an existing banking relationship with them. Hmmm… Repayment periods are kinda shorrrrt, and their loans don’t usually cover the total amount of tuition you need. But hey, ask the banks too and they know it’s quite risky lending to students. Is this peculiar to Africa? 

Review of Loan Experiences

August 16, 2019 19:23 - 4 minutes - 5.19 MB

 Everyone seem to be discouraging me from giving loans to friends and families because if I won’t keep it strictly business, I’m likely to lose all my money. I wouldn’t want that to happen so I might say ‘yes’ but (sighs) I still don’t know how I’d feel if my friends refuse to give me loans because they are protecting our friendship. Loanclopedia hits the streets of Africa and here’s what people have to say. 

Why Should I Get a Loan and Why Not?

August 16, 2019 19:03 - 2 minutes - 3.32 MB

 For some it is a fearful thing to collect a loan. For others, it is an exciting news to find a willing lender. There are even those who owe a lot of people but have chosen to remain unmoved by their own inability to pay back. Everyone has a story to tell when it comes to taking and paying loans. Here are some as you consider yours.  

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Best Kept Secrets
1 Episode