Financial independence can be achieved and formulating a budget doesn’t have to be a daunting task. Ericka Young is the president and founder of Tailor-Made Budgets which she opened in 2005 after she and her husband Chris climbed their way out of nearly $100,000 in debt. She became a certified financial coach by Dave Ramsey’s Lampo Group in 2006 and combines her passion for helping people with creative debt reduction techniques so everyone can have a path to financial freedom. Ericka is a recognized financial expert who inspires people to significantly improve their finances, family, and their future with a solid plan. She joined me this week to provide some insights on how we can all achieve financial freedom. To learn more about Tailor-Made Budgets  you can visit https://www.tailormadebudgets.com/