I Don't Do Budgets. artwork

I Don't Do Budgets.

77 episodes - English - Latest episode: over 3 years ago - ★★★★★ - 232 ratings

Do you want to learn how to secure the bag beyond your 9-5 and break away from the traditional ways of managing money?

If you’re nodding your head yes, then join Sierra K. Howard and her dope ass guest, who are millennials of color, securing the non-traditional bag. Tune in every week for a new money session where you will learn actionable money strategies that will help you finally live financially free without restrictions!

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Episodes

074: 3 Ways to Know Where Your Money is Going

July 29, 2020 08:30 - 16 minutes - 13.6 MB

Have you ever taken the time to track where your money is going each day? Keeping an eye on this is SO important if you want to grow your wealth. In today’s episode, I’m sharing three tips for determining what your income is and where it’s going. This will be the last episode for the next month or so while I settle into my new job, grad school, and celebrate my BIRTHDAY! While the podcast goes on a brief hiatus, be sure to listen back to old episodes of the show, take some notes, and follo...

073: How to Get Started in the Vending Machine Business w/ Maya and Raniesha of VendHER

July 22, 2020 08:30 - 1 hour - 85 MB

For real, grab your notebooks for this one!!! Maya and Raniesha of VendHER and Compass are two Black women who use their 9-5 jobs to fund their "5-9” passions. Both of the platforms they’ve created encourages Black women to participate in creative forms of investing. Maya and Raniesha invest in the vending machine business and are also real estate investors. They teach people how to start and scale their vending business and they also guide Black women who are first-generation homebuyers thr...

072: How to Build a Successful Trucking Company w/ Ericka Williams

July 15, 2020 08:30 - 50 minutes - 40.2 MB

Have you ever thought about getting into the trucking business? If not, you just may be interested after hearing how Ericka Williams got started! Ericka took money she earned from service-based businesses and working as an apartment manager to invest in real estate and trucking. She now manages 1.9 million dollars in assets via over 12 semi trucks, 9 rental properties, and working on a new project called Texas Ground Zero. My biggest takeaway was having data and systems in place to ensure ...

071: How to Travel Hack & Avoid Accruing Debt w/ Cinneah El Amin

July 08, 2020 08:30 - 1 hour - 56.3 MB

Cinneah El Amin is the founder of flynanced.com - a blog at the intersection of financial freedom and travel. As a seasoned traveler to nearly 30 countries across 6 continents, Cinneah created Flynanced™ to inspire readers to achieve financial freedom and see the world on their terms. She documents how to plan, save, and strategize for travel without accruing unnecessary debt. She's on a personal mission to pay off $23,000 in debt this year while cash flowing her vacations to 5 new countries...

070: How to Build a 6-Figure Net Worth on Any Income w/ Ashley Copeland

July 02, 2020 05:13 - 1 hour - 52 MB

Ashley Copeland is the twenty-something host of Stacks and the City, the podcast dedicated to showing women how to build wealth and increase their net worth. Raised by a single mother in rural North Carolina, Ashley learned early about how money can affect your way of life. She opened her first investment account at age 21 and purchased her first investment home at 24. As a result of her work, Ashley amassed a six-figure net worth without ever earning a six-figure salary!   This episode wi...

069: How TheCoilBrush Was Created by Ree Farrington

June 25, 2020 17:29 - 52 minutes - 42.6 MB

Ree Farrington is the owner and inventor of the natural hair styling tool called The Coil Brush. As a wife and mother of three that wears multiple hats on a daily basis, adding inventor and entrepreneur to the list was an unexpected surprise. In less than a year's time and with no background in engineering, she turned a silly idea into a top-selling product. It was so great talking to Ree about launching a new product line from the ground up! I learned so much about product development and...

068: Bag Check: Being Laid off, Unemployment, Therapy, New Job, Rental Updates.

June 17, 2020 08:30 - 30 minutes - 24.5 MB

On today’s episode, I am talking about being laid off, applying for unemployment, getting a new job, wanting to go to therapy, and rental updates. In this episode I am very transparent about what’s going on with my money, being laid off for the first time, how I was too prideful to apply to unemployment and what made me finally apply.  Honestly, I didn't want to talk about a lot of these things but I wanted to show that even when you think people have it all together... sometimes they don't ...

067: How to Create a Natural Hair Product for Young Boys w/ Cora Miller

June 10, 2020 08:30 - 1 hour - 58.8 MB

Our guest for this episode, Cora Miller, is a perfect example of using the times to your advantage. When looking for a natural hair care product for her young son, Cora couldn't find anything that catered to young Black and brown boys. So she made her own! Shortly after that experience, she founded Young King Hair Care. In this episode, she talks about the manufacturing process, her vision for retail, branding, her super fast growth and so much more. If you are wondering how to get your prod...

066: How to Live Rent Free by Househacking w/ Mark Jones II

May 27, 2020 08:30 - 1 hour - 49.8 MB

Today Mark Jones II is bringing some real estate GEMS to the I Don’t Do Budgets show! Mark is an LA native and and witnessed the real estate equity boom prior to the bubble of 2007-2008. He knew then as he knows now that wealth is built in real estate equity. In 2015 he househacked his first single family home in LA County, which allowed him to Live rent-free and to use the equity he received from his first house to get his Los Angeles triplex. He now owns a triplex near the new SoFi Stadium...

065: How to Become a Young Homeowner w/ Maya Mitchell

May 20, 2020 08:30 - 1 hour - 49.2 MB

Today’s guest is Maya Mitchell - she purchased her very first home in Prince George's County, MD at the young age of 24! Since then, she’s become the founder of Ms. Young Homeowner, a resource and community for black millennial women navigating homeownership and the home-buying process. Ms. Young Homeowner is currently focusing on the first time homebuyer and giving them all the info to guide first time homebuyers throughout the homeownership journey. You’re going to love this episode with...

064: How to Invest in Real Estate Without Owning Properties w/ Tommy Holt Jr.

May 13, 2020 08:30 - 57 minutes - 57 MB

Can you imagine making money from real estate investments WITHOUT actually owning any properties?! Today’s guest is teaching us how to do just that, investing in real estate in a less traditional but VERY strategic way.  Tommy Holt Jr. started his real estate career in 2008 when he became a real estate agent while still working a full-time job as a SWAT officer in Miami. He quickly recognized during the start of the 2008 recession that only the strong and resourceful investors would still ...

063: How to Create Generational Wealth via Real Estate & Candy Vending w/Brandi Hayes

May 06, 2020 08:30 - 1 hour - 80.5 MB

This week in the guest chair, we have Brandi Hayes. Brandi is a real Estate Investor/ Landlord in New Jersey; She has been working in the banking industry for over the past 5 years. She has an 11 year old son Nehemiah who she introduced to entrepreneurship when he was just 9 years old. She taught him and herself about bulk candy vending. He currently has 10 machines out working for him bringing in passive income. I’m SO excited for this week’s episode with Brandi. I know it’s longer than u...

063: How to Create Generational Wealth for You and Your Family w/ Brandi Hayes

May 06, 2020 08:30 - 1 hour - 80.5 MB

This week in the guest chair, we have Brandi Hayes. Brandi is a real Estate Investor/ Landlord in New Jersey; She has been working in the banking industry for over the past 5 years. She has an 11 year old son Nehemiah who she introduced to entrepreneurship when he was just 9 years old. She taught him and herself about bulk candy vending. He currently has 10 machines out working for him bringing in passive income. I’m SO excited for this week’s episode with Brandi. I know it’s longer than u...

063: How to Create Generational Wealth via Real Estate & Candy Vending w/Brandi Hayes

May 06, 2020 08:30 - 1 hour - 80.5 MB

This week in the guest chair, we have Brandi Hayes. Brandi is a real Estate Investor/ Landlord in New Jersey; She has been working in the banking industry for over the past 5 years. She has an 11 year old son Nehemiah who she introduced to entrepreneurship when he was just 9 years old. She taught him and herself about bulk candy vending. He currently has 10 machines out working for him bringing in passive income. I’m SO excited for this week’s episode with Brandi. I know it’s longer than u...

062: How to Deal with Debt During a Crisis w/ Anthony O'Neal

April 29, 2020 08:30 - 46 minutes - 37 MB

At age 19, Anthony was deep in debt, homeless, sleeping in the back of his car. After a life-changing encounter, he turned his life around and eventually became the pastor of One Way Youth Ministries at The Bethel Baptist Church in Jacksonville, Florida. There he assisted in securing some of the biggest names in the industry, including Kirk Franklin and Bishop T.D. Jakes’ Firehouse Youth Ministry. Since 2003, Anthony has helped hundreds of thousands of students make smart decisions with th...

061: How to Start a 5-Figure Per Month Online Business in a Year w/ Nataleh Howard

April 22, 2020 08:30 - 52 minutes - 42.3 MB

Wouldn't it be nice to start a business with customers already waiting on your product? How great would it be to publish your website and have an audience ready to comb through it? Well that's exactly what this week’s guest did!   Nataleh Howard was able to take a loyal YouTube following and pivot it into a five-figure a month online business. On this week's episode she talks to us about how she took a chance and left her teaching career behind in order to become the master of her own dest...

060: How to Secure Government Contracts for Your Business w/ Kesha Stowe

April 15, 2020 08:30 - 53 minutes - 49.3 MB

If you’ve ever heard the term ‘government contractor’ but aren’t sure what exactly that means or how to get started… this is the episode for you. Kesha Stowe is a great resource when it comes to the confusing world of government contracting. Kesha is the founder and President of Manifest, Inc., a not-for-profit organization created to help small businesses maneuver through the confusing “world” of government contracting. She has advised selection boards, hosted small business forums, and e...

059: How to Pay Off $100K+ Debt as a Couple w/ Josh and Elisha McGhee

April 08, 2020 08:30 - 1 hour - 58 MB

Today I’m lucky to be joined by not one, but TWO guests! Josh and Elisha are your go-to personal finance educators and founders of The Penny Lounge. They help individuals gain clarity on financial goal setting, debt management, and budgeting. Their debt payoff journey started in November 2018 and since then, they have paid off over $71,000 in 16 months!! AND they’re on track to having their debt paid off in 2020.  I really enjoyed talking to them and feel so inspired by the idea of having ...

058: How to Plan and Save $20K in 2020 w/ Amber McGill

April 01, 2020 08:30 - 42 minutes - 34.2 MB

Hope everyone out there is healthy and safe! Today’s interview is with a young budgeter named Amber McGill. Amber is a cybersecurity consultant and is currently in grad school… AND is planning to save $20,000 in 2020! Talking to someone who is in the middle of the process of reaching a big financial goal was so eye-opening for me!   In addition to her job as a consultant she is a YouTuber, blogger and financial coach. Amber's mindset and drive REALLY inspired me, and I hope this episode mo...

057: How to Leverage Your Current Skills to Start a Business w/ George Pitts

March 25, 2020 08:30 - 1 hour - 48.7 MB

Today’s guest George Pitts. George is a serial entrepreneur: he owns a tech consulting company, is a real estate & stock investor, and a business coach who helps people turn their skills into a personal ATM Machine by building a profitable online business! This is one that you’re going to need a notebook for. I’ve been getting a lot of people asking me about starting businesses or side hustles during the coronavirus and George really gives you the breakdown on what you need to do!  SPONS...

5 Things You Can Do During The Coronavirus

March 22, 2020 16:20 - 29 minutes - 25.6 MB

Raise your hand if you’re stuck at home right now. Whew Chile. Dis Tew Much! This has been a very hard time for us all and still seems like a movie.   I feel like we have way more downtime now so while you’re stuck at home, I wanted to give you 5 things that you could be doing during the Rona. Follow me on Instagram and Join the I Don’t Do Budgets Facebook Group and tell me what you’re doing with your time. SPONSORED BY: Download your TWO FREE pages from the Financial Freedom Plan...

5 Things You Can Do During The Coronavirus

March 22, 2020 16:20 - 29 minutes - 25.6 MB

Raise your hand if you’re stuck at home right now. Whew Chile. Dis Tew Much! This has been a very hard time for us all and still seems like a movie.   I feel like we have way more downtime now so while you’re stuck at home, I wanted to give you 5 things that you could be doing during the Rona. Follow me on Instagram and Join the I Don’t Do Budgets Facebook Group and tell me what you’re doing with your time. SPONSORED BY: Download your TWO FREE pages from the Financial Freedom Plan...

055: How to Invest in Multi-Units + Motel Conversions w/ Deandra McDonald

March 11, 2020 08:30 - 1 hour - 71 MB

Hey, everyone! Today I'm talking to Deandra McDonald and did we have a conversation! Deandra is a teacher-turned-real estate investor who started buying property at the young age of 23. She was able to retire from her teaching at 28 to do rentals full time. Deandra drops SO many gems in our talk! She breaks down the steps that led to her investing at a young age as well as how to best manage your properties. She also shares so much about the ways in which she maximizes her profit margins w...

054: How to Write a Self Help Money Book w/ Michael O. Benjamin

March 04, 2020 09:30 - 1 hour - 128 MB

Today I’m talking to Michael O. Benjamin, an engineer, speaker, and author. He literally walked us through step by step how he paid off $30K in one year!! He gave so many good tips on getting in control of your finances, and also gave us a peek into how he wrote his book “The Power of Yet”.  I took so much away from this conversation with Michael. Growth vs. Fixed Mindset, overcoming your fears, getting a mentor, believing, planning, executing… I mean do I need to keep going!? Let Michael ...

053: How to Start the 1st Black & Women Owned Student Loan Company w/ Sonia Lewis

February 26, 2020 09:30 - 55 minutes - 51.6 MB

Sonia Lewis is CEO of an award-winning business, The Student Loan Doctor LLC. Sonia is considered the people’s expert for all matters related to student loan debt repayment, and has over 9 years of practical higher education and financial aid experience. The Student Loan Doctor LLC has been recognized as the first African American and woman owned student loan repayment company in the country. Sonia and I met back in September of 2018 at FinCon and I’m SOO excited to bring this episode to you...

052: 1 Year I Don't Do Budgets Anniversary!

February 19, 2020 09:30 - 59 minutes - 47.5 MB

One whole year! That’s how old the I Don’t Do Budgets show is, and today I’m taking some time to THANK YOU all for tuning in each week. Plus, I’m sharing the top tips I’ve learned for growing a podcast and business, from investing in it to just going for it. I’m also sharing details of the Daily Greatness Giveaway and some reviews from I Don’t Do Budgets listeners. As always, tag me with your top three takeaways and let me know what you thought of this episode. SPONSORED BY: This week’...

051: How to Start the 1st Black Owned Delivery Service w/ David Cabello

February 12, 2020 09:30 - 30 minutes - 24.3 MB

Hey hey, everyone! We are only one episode away from the year anniversary of the I Don't Do Budgets Podcast! I'm so happy to have you all with me on this journey and I can't wait to share our anniversary episode with you all! This week on the show we talk to the founder of Black And Mobile, David Cabello. Black And Mobile is a delivery service that services Black-owned restaurants. Currently operating in Philadelphia, David talks about how he made tough choices in order to start his busine...

050: How to Become a Vegan Influencer w/ Shakayla Houston

February 05, 2020 09:30 - 1 hour - 53.6 MB

Hey, hey, hey! Welcome to our first show for the month of February. We’re just a couple of episodes away from the I Don't Do Budgets one year anniversary! On this week’s show I talk to Shakayla Houston, the founder of Sweet Greens Vegan. She is all about making positive changes and helping African-Americans understand veganism. I loved talking to her about how she turned her lifestyle change into a health conscious influencer brand that specializes in cookbooks, diets and more. The conve...

049: I Interview My Grandma About What She Learned About Money!

January 15, 2020 09:30 - 31 minutes - 25.5 MB

I am ECSTATIC to be recording my first episode in my new Atlanta apartment… and even better, I’ve got a veeery special guest on the show today: my grandma! If you missed my Mother’s Day episode with my mom, check out Episode 14 after you’re done with this one. Today, my grandma and I are talking about what she learned about money growing up, and how she handled raising a large family and becoming a mother at sixteen. She is such a strong woman and hard worker, and even though our opinions ...

048: Mobile Home Investing 101 w/ Sharnice Williams and Byron Sellers

January 01, 2020 09:30 - 27 minutes - 21.8 MB

Byron Sellers and Sharnice Williams are a power couple that found themselves in the world of mobile home investing. In 2017, Byron was let go from his job and turned to driving for Lyft to make ends meet. While on that job, he discovered a podcast that opened his eyes to mobile home investing. After introducing the concept to Sharnice, the two began a journey that led to the founding of their company, Mobile Home Elite Investors. This was the first time we've had two people in the guest ch...

047: 2019 Top 3 Influential Episodes

December 25, 2019 09:30 - 1 hour - 72 MB

It’s the LAST episode of 2019! Wow. This podcast has been such a journey. Every single guest I had on the show was amazing, but I’m excited to share three of the top episodes with you all. I’m breaking down a little “behind the scenes” info on each one of them, and sharing some bonus insights that you may not have heard in the originals.  I also have a co-host this episode! My best friend Ivy interviewed me about how I did on my 2019 goals and what I have planned for 2020 (hint: BIG change...

046: Traveling and Saving Money w/ Danielle Desir

December 18, 2019 09:30 - 1 hour - 52.3 MB

Danielle Desir is an author, speaker, podcaster and the founder of The Thought Card, an award-winning affordable travel finance blog and podcast empowering people to make informed financial decisions - travel more, pay off debt and build wealth. Danielle paid off $63,000 of student loan debt in 4 years and purchased her first home at the age of 27.    Needless to say, we had a great conversation about personal finance, travel, and so much more! If you enjoyed this episode, be sure to tag...

045: Personal Finance is Not One Size Fits All w/ Taryn Bushrod

December 11, 2019 09:30 - 59 minutes - 47.6 MB

You are going to love this episode because Taryn and I just had a conversation as if we were just friends sitting on the couch talking about money! Taryn Bushrod is a financial coach that focuses on "behavioral finance", which is a field of study that uses psychology to help explain people's spending or investing habits. When talking with Taryn, we discussed the importance of how our childhood or early adulthood trauma can affect our relationships with money. By approaching our money matters...

044: How to Pay Off Debt Using Real Estate w/ Stephanie Davis

December 04, 2019 21:29 - 1 hour - 110 MB

Stephanie Davis is a Certified Financial Educator, Real Estate Investor, and Creator of Finances On Point - a financial empowerment blog and community dedicated to helping women create wealth starting where they are, using what they have. Her mission is to empower women to become discipline with their resources so that they can achieve financial freedom, create generational wealth, and live life on their terms. She believes that EVERYONE can achieve wealth, you just need the right plan. ...

043: 5 Things You Need to Do to Achieve Your Big Money Goals

November 27, 2019 09:00 - 20 minutes - 16.8 MB

We all do it... Create money goals every year and struggle to achieve them. Then as it gets to the end of the year, we say “2020 is going to be my year for real!” Listen… I don’t want you to start the New Year off with the same goals as last year or with new goals without a plan. It’s time to take some action!  So today I’m going to give you 5 Things You Need to Do to Achieve Your Big Money Goals . I hope that after today’s episode you use these tips to actually achieve your money goals!  S...

042: Writing a Money Book w/ Fo Alexander

November 20, 2019 09:30 - 41 minutes - 33 MB

Faneisha "Fo" Alexander is a Certified Financial Education Instructor (CFEI) with a passion for helping women dump debt & build bank so that they can create the life that they want. She is a two-time author, speaker, and serial blogger, and is also the host of the Girl Talk with Fo podcast. Her story of paying off over $78,000 in less than three years took the Internet by storm. She's since been featured on MSN Money, Yahoo Finance, Bankrate.com, GOBankingRates, His & Her Money, The Penny ...

041: How to Start a Children's Money Book w/ Rachael Hanible

November 13, 2019 09:30 - 41 minutes - 33.3 MB

Rachael Hanible is the founder of Missing Peace Financial Group and author of Amber's Magical Savings Box, an Amazon Best Selling interactive children's book about learning and saving money. After becoming completely debt-free, saving a year's worth of income, and reaching a credit score of over 800, she decided to share tools and tips to help others do the same. Rachael has helped many people achieve their short term and long term financial goals that include saving for a home, paying off s...

040: How to Manage Money as a Couple w/ Lindsay Bryan-Podvin

November 06, 2019 09:30 - 39 minutes - 38.7 MB

Lindsay Bryan-Podvin is a financial therapist that helps couples make money something that keeps them together instead of pushing them apart. She is a trained mental health professional, and in that field she realized that money was a major reason behind mental breakdowns. In her business she helps clients come to grips with their financial stress and and use money as a positive force in their relationships.   It was so amazing to talk to Lindsay! During our conversation we had a mock se...

039: What You Need to Know About Investing in the Forex Market w/ Shaquan Lopez

October 30, 2019 08:30 - 1 hour - 80.3 MB

Welcome back to I Don’t Do Budgets! I’m so excited to bring you the fifth and final episode of the Black Women Investing series. Today’s guest is Shaquan Lopez, a Forex trading educator and owner of SLFX Trading. She began trading the Forex market 4 years ago. Before that, she worked in banking. Having a love for numbers, teaching, and now dealing with foreign currency, she began trading the foreign exchange market that most know as the Forex market. She brought SO much good information an...

038: How to Become Debt Free while Trading Stocks & Traveling w/ Teri Ijeoma

October 23, 2019 08:30 - 48 minutes - 38.9 MB

Hey Hey! For the fourth episode in the I Don't Do Budgets Investing Series, I’m talking to investment and travel guru, Teri Ijeoma. Teri began her professional career working in education and non-profits. When she started trading stocks nine years ago, she initially saw it as an opportunity to supplement her income. She was so successful with this side hustle that in 2017, she decided to quit her job, travel the world, and begin trading full-time.Teri breaks down investing so well. She truly...

037: How I Got my 1st Rental Property at 26

October 16, 2019 08:30 - 56 minutes - 45.4 MB

We’re back with the third episode of the Black Women Investing series. This one is about a goal that I’ve had since I was 22. Do you remember on episode 2 when I talked about trying to apply for this real estate investing program and not knowing my disposal income!? ⁣⁣⁣ Well that’s when I decided that I had to get my life together if I REALLY wanted to invest in real estate. I calculated my disposable income and started saving $500/month and eventually increased it to $1000/month and so on...

036: How to Start Investing in Cannabis w/The Ivy Investor

October 09, 2019 08:30 - 1 hour - 119 MB

Courtney Richardson is an investing in cannabis expert. She is the founder of The Ivy Investor, which is a resource for women seeking to understand the maze of investing. She is also a tax attorney with a certificate in Estate Planning. Courtney’s legal and financial expertise has been featured in The Huffington Post, AOL, My Fab Finance, and Forbes. She was recently named as one of the 7 Black Millennial Financial Experts to Follow on Instagram in 2019 by Black Enterprise. Courtney was a ...

035: Investing 101 w/ Carmela Hawkins

October 02, 2019 08:30 - 42 minutes - 34 MB

This week, we are kicking off the first episode of our Women Investing series with Carmela Hawkins! Carmela is a lover of sports and finance who took this love and created Melanin Investor, a sports and investment literacy company. She noticed her peers seldom were talking about money and investments, and was moved to make that the center of more of their conversations. She felt the perfect way to do this was to share the stories of professional athletes, as they hold a great influence, to i...

034: How to Get Rid of $43K Debt by Side Hustling w/ Valencia Morton

September 25, 2019 08:30 - 1 hour - 52.7 MB

Valencia Morton is a financial coach, speaker and author. She’s the founder of Millionairess Mama Financial Group, LLC in which she writes about multiple streams of income and money management. Valencia had over $43k in student loan and credit card debt. She got rid of all her debt in 3 years just from side hustles. Now she is debt free, has a positive 6 figure net worth and her first investment property. Just talking to Valencia was so inspirational because she was able to pay off $43K in...

033: How to Build a 6 Figure Hospitality Business w/ Rasheda Mills

September 18, 2019 08:30 - 44 minutes - 35.3 MB

Rasheda Mills has turned her bartending side hustle into a six-figure business, Bar Code Solutions. Her business offers classes in bartending, food service and more! Rasheda took her experience as a bartender in Atlanta and created the foundation for her business. With plans to create brick and mortar locations offering classes year around, Rasheda and Bar Code Solutions are looking to end 2019 on a high note! Talking to Rasheda was so fun! It’s not often you hear about people turning a jo...

032: How to Go from the Trap to Wallstreet w/ Wall Street Trapper

September 11, 2019 08:30 - 1 hour - 60.9 MB

I’m back from FinCon with a fresh new interview for you and this is one you’re not going to want to miss. Today I’m talking to Wall Street Trapper, who is a course creator, podcast host, and coach who wants people to understand that anyone can build wealth, no matter their income.  Wall Street Trapper looks at investing as a way to maintain your freedom, and I couldn’t agree more. Let us know what you learned from this episode by tagging us on IG or leaving an iTunes review!   Social M...

031: 5 Ways to Financially Prepare for the Holidays

September 04, 2019 08:00 - 25 minutes - 20.2 MB

We all do it... Wait until the end of the year, EVERY year, knowing the holiday dates don’t change. I don’t want you to start the New Year off broke from the holiday’s and then SURPRISE, it’s the first of the month and rent is due! (I hope you read that sarcastically lol)  So today I’m going to give you 5 tips to prepare for the holidays and answer some questions from members in the I Don’t Do Budgets Facebook Group. I hope that after today’s episode you use these tips to prepare for the ho...

030: How to Become a Personal Stylist + a Style Influencer with Kemi Ajibare

August 28, 2019 08:30 - 42 minutes - 77.3 MB

Kemi Ajibare is a personal stylist and influencer in the DMV area. She is the founder of Styled By Kemi, and provides personal shopping and image consulting services to her clients. She also expresses her love of fashion and personal style on her various social media platforms. As a social media personality, she connects one-on-one with her audience to provide content that inspires their individuality, but most importantly their individual style. Talking to Kemi was amazing and I learned...

029: 7 Strategies to Save Your Money

August 21, 2019 08:30 - 27 minutes - 22.3 MB

I recently asked members of my Facebook group what episode they wanted to hear this week and we landed on strategies for saving money! So today we’re talking all things SAVINGS, from buffer funds to emergency funds, disposable income, and automatic savings. I hope this is helpful for you! Also, if you want to have input into future episodes, be sure to join the Facebook group and fill out the survey below. Links Mentioned: IDDB Survey http://bit.ly/30lREqu  Rize  https://app.rize...

028: How to Start a Natural Skin Care Line w/Ebony Coleman

August 14, 2019 08:30 - 57 minutes - 45.9 MB

Ebony Coleman is the owner of Queen Pyramid Soaps, a small business specializing in all-natural skin care products for skin conditions such as eczema and psoriasis. Ebony is the definition of taking medicine into your own hands. When her young son was diagnosed with eczema she decided that she would find alternatives to traditional skin care treatments. Going the extra mile she developed creams and soaps that would help provide relief to anyone struggling with skin issues.   I loved talkin...

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