![How You Spend Your Days artwork](https://is3-ssl.mzstatic.com/image/thumb/Podcasts123/v4/b7/be/f7/b7bef7f1-6240-3a8a-3cd7-e2059340b325/mza_6678810953257190685.jpg/100x100bb.jpg)
Ep24: HY$YD Six Month Update 💸💸
How You Spend Your Days
English - April 24, 2019 18:30 - 14 minutes - 6.68 MB - ★★★★★ - 12 ratingsCareers Business Investing Homepage Download Apple Podcasts Google Podcasts Overcast Castro Pocket Casts RSS feed
This week marks the point where I’ve been doing this show for 6 months. It also represents 6 months of me paying more attention to my financial health than I ever have. That attention has come in the form of: Doing a deep dive into where my money was going Greatly reducing my discretionary spendingRead more
This week marks the point where I’ve been doing this show for 6 months. It also represents 6 months of me paying more attention to my financial health than I ever have. That attention has come in the form of:
Doing a deep dive into where my money was going
Greatly reducing my discretionary spending
Took on a few challenges around frugality and cooking/eating at home
Set up systems to make sure I can’t deviate from the plan
New goals!
3-month goal – July 2019
Goal 1: Replenish my emergency fund to $1000
Goal 2 is more of a challenge for myself: I’m going to call each of my credit card companies and ask them to lower my interest rate. I make my payments on time and think that the exercise would be a good one to do since the worse they can say is no.
6-month goal – October 2019
Goal 1: To have at least $1000 paid off on my highest interest rate card
Goal 2: Fund my emergency fund to $2000
Some of the tools that I’m using:
Google Spreadsheets
Catch – for squirreling away withholding taxes and paying into retirement (referral bonus!
Referral bonus! “Every time someone creates a plan with your referral link and contributes $10 you’ll both receive a bonus toward Time Off.” If you’d like to try Catch, we both benefit! Sign up here
Simple – the bank that I use for tracking and saving goals
Follow HY$YD or send us questions/feedback
Twitter: @howyouspend
Instagram: @howyouspend
Web: howyouspendyourdays.com