How To Stop Being Broke with Bella Jones artwork

How To Stop Being Broke with Bella Jones

49 episodes - English - Latest episode: about 1 year ago - ★★★★★ - 2 ratings

This mission of this podcast is to help you change your mindset when it comes to your credit, managing your money and building wealth.Too many people are walking around being "broke". Now being broke has nothing to do with how much money you have but has everything to do with your mindset. When you have a broke mindset it means that your priorities are ALL wrong. It is time to stop being broke and create a financial future that you can be proud of.

Self-Improvement Education Business Investing financial literacy financial education money investing finances women empowerment building wealth
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Episodes

The Importance Of Valuing Your Time

February 17, 2023 17:00 - 28 minutes - 19.5 MB

Whether you work a 9-5 or are an entrepreneur - your time is one of the most valuable assets that you have.  Unfortunately most people underestimate the value of their time and this is one of the main roadblocks to them achieving their financial goals. In today's episode I discuss the mistakes that most career professionals and entrepreneurs make when it comes to this topic.  And I also provide solutions on how to prevent making these crucial mistakes in your career or in your business.  I...

You Need The Right Team If Your Are Serious About Building Wealth

January 20, 2023 20:00 - 15 minutes - 10.8 MB

When it comes to building wealth - it is important to consult with the right experts to help you along the way.  In today's podcast episode I share the story of Donald Trump burying his ex-wife at one of his golf courses as a strategy to save money on taxes.  While this might sound like an outlandish idea - this story highlights the importance of working with the right professionals so you can use the system to your financial benefit.  If you are interested in providing additional support t...

The George Forman Grill - A $200 Million Dollar Decision

December 23, 2022 07:00 - 19 minutes - 13.4 MB

The story of George Foreman and the George Foreman grill is a great example of how to make strategic decisions in order to build wealth.  In today's episode I share the details of how George Forman made over $200 million from this invention (that he did not actually invent). Instead of taking a one-time payment to endorse this product - he opted to take a percentage of profits from each sale. You can click here to see what a George Foreman Grill looks like in case you are not familiar with ...

Should You Invest Before Or After A Stock Split?

December 16, 2022 12:00 - 16 minutes - 11.4 MB

Stocks splits have become a popular topic over the last few years.  When companies such as Google, Telsa, Amazon, etc announce stock splits one of the popular questions that people have is "should they invest before or after a stock split?".  In today's episode I provide my professional opinion on this subject.  If you are interested in providing additional support to the podcast you can "Buy Me A Coffee" by using this link https://www.buymeacoffee.com/bellajonesnyc.  You can contribute a ...

Is Mom Guilt Keeping You Broke?

December 09, 2022 12:00 - 16 minutes - 11.1 MB

Society puts so much pressure on women to be the "perfect" mom.  And when we feel inadequate in our abilities as a mom -  we will try to compensate by overindulging in our children.  Mom guilt is something that can really keep you struggling financially if you do not address the underlying issues.  In today's episode I share my experiences with mom guilt as well as the mindset shifts required to overcome this.  If you are interested in providing additional support to the podcast you can "B...

What Would You Do If You Won The Lottery?

December 02, 2022 12:00 - 19 minutes - 13.6 MB

Winning the lottery is something that many people dream of.  While most people have an idea of how they would spend the money but very few have a strategy to claim the prize.  This is something that should be considered especially if it is a large jackpot. In this episode I share my thoughts on winning the lottery. Click here to read an article to learn more about the infamous "Lottery Lawyer".  There are definitely some valuable lessons to be learned from this story.  If you are interest...

It's Time To Rethink Your Retirement Strategy

November 25, 2022 12:00 - 28 minutes - 19.3 MB

For many millennials, gen z and generational alpha - traditional retirement planning is not going to work. We are in a time where most of us cannot rely on pensions and/or social security.  As such we need to re-think our retirement strategy so we can still live well in our golden years.  In today's episode I share my thoughts on this subject. If you are interested in providing additional support to the podcast you can "Buy Me A Coffee" by using this link https://www.buymeacoffee.com/bellaj...

How Do You Define A Good Job Or Salary

November 18, 2022 12:00 - 23 minutes - 16.2 MB

How do you define a good job or salary?  This is such an interesting question that can have many different answers depending on who is responding to the question. In today's episode I discuss how my response to this question has evolved over the years.  If you are interested in ordering to the book "The Mountain Is You" that I mention in today's episode  click here to order a copy from Amazon. If you are interested in providing additional support to the podcast you can "Buy Me A Coffee" b...

6 Habits Of Millionaires

November 12, 2022 04:00 - 15 minutes - 11 MB

In today's episode I share the 6 habits of millionaires.  When you are on a journey to build wealth - it is important to study and learn from the individuals who have achieved the level of success you desire.  Becoming wealthy does not happen overnight (unless you win the lottery...lol).  It will require you to adopt new habits and develop a new mindset. If you are interested in providing additional support to the podcast you can "Buy Me A Coffee" by using this link https://www.buymeacoffe...

How This Low Income Worker Accumulated An Investment Portfolio Worth Over $500K

February 07, 2022 12:00 - 14 minutes - 9.89 MB

In today's episode I shared the story about Mr. Earl Crawley.  He worked as a parking lot attendant for 44 years.  Despite never earning more than $20,000 a year - he was able to accumulate an investment portfolio worth over $500,000. If you are interested in providing additional support to the podcast you can "Buy Me A Coffee" by using this link https://www.buymeacoffee.com/bellajonesnyc.  You can contribute a minimum of $5 to show your appreciation of the content and value provided by th...

Does Your Credit Card Offer These Benefits?

January 31, 2022 12:00 - 17 minutes - 12.4 MB

In this episode I discuss the importance of having a credit card strategy if you are interesting in earning cash back and travel rewards.  This is a hobby that I have been doing for almost 7 years now and I have definitely learn a lot along the way Use this link to learn more about my Travel Rewards Masterclass: https://bellas-credit-corner.teachable.com/p/travel-rewards-masterclass1 If you are interested in providing additional support to the podcast you can "Buy Me A Coffee" by using thi...

Does Your Credit Card Offer These Benefits?

January 31, 2022 12:00 - 17 minutes - 12.4 MB

In this episode I discuss the importance of having a credit card strategy if you are interesting in earning cash back and travel rewards.  This is a hobby that I have been doing for almost 7 years now and I have definitely learn a lot along the way Use this link to learn more about my Travel Rewards Masterclass: https://bellas-credit-corner.teachable.com/p/travel-rewards-masterclass1 If you are interested in providing additional support to the podcast you can "Buy Me A Coffee" by using thi...

Having A Credit Card Strategy

January 24, 2022 12:00 - 18 minutes - 12.4 MB

In this episode I discuss the importance of having a credit card strategy if you are interesting in earning cash back and travel rewards.  This is a hobby that I have been doing for almost 7 years now and I have definitely learn a lot along the way Use this link to learn more about my Travel Rewards Masterclass: https://bellas-credit-corner.teachable.com/p/travel-rewards-masterclass1 If you are interested in providing additional support to the podcast you can "Buy Me A Coffee" by using th...

The Important Life Lessons We Missed While Playing Monopoly

January 17, 2022 12:00 - 13 minutes - 9.65 MB

Here in the United States the board game Monopoly is very popular and most people have played this  game in their childhood and some may still play it present day.  Even though this is a game that is played for fun - this game also includes some very important life lessons that most of us missed.  In today's episode I discuss this in detail and share why we all need to apply the lessons of this game to real life. If you are interested in providing additional support to the podcast you can "...

It Is Time To Forgive Yourself

January 10, 2022 12:00 - 14 minutes - 9.68 MB

In today's episode I discuss the importance of forgiveness in your financial journey. Focusing on the mistakes or bad decisions you have made are holding you back.  It is time to put these things behind you and use your energy in a way that is more effective. If you are interested in providing additional support to the podcast you can "Buy Me A Coffee" by using this link https://www.buymeacoffee.com/bellajonesnyc.  You can contribute a minimum of $5 to show your appreciation of the content...

Knowing Your Worth & Understanding Your Value

January 03, 2022 12:00 - 15 minutes - 10.8 MB

As a woman of color - if you own a business or work a 9-5 it is really important to know your worth and understand your value.  This is the only way that you will be able to get paid for your knowledge and expertise.  In today's episode a share an important story that I know most of you will be able to relate to. If you are interested in providing additional support to the podcast you can "Buy Me A Coffee" by using this link https://www.buymeacoffee.com/bellajonesnyc.  You can contribute a...

Inflation Is Going To Keep You Struggling Financially

December 27, 2021 12:00 - 17 minutes - 12.4 MB

Inflation is something that is slowly chipping away at your wealth.  If you are not actively doing things to fight inflation you will continuously find it hard to get ahead financially.  This is the core reason why it is so important to invest. If you are interested in providing additional support to the podcast you can "Buy Me A Coffee" by using this link https://www.buymeacoffee.com/bellajonesnyc.  You can contribute a minimum of $5 to show your appreciation of the content and value prov...

Giving Your Money Time To Grow 📈 💸

December 20, 2021 12:00 - 15 minutes - 10.4 MB

It is really important to start investing ASAP even if you are working with a small budget.  In today's episode share with you 3 scenarios that will highlight how crucial this is.  If you are interested in providing additional support to the podcast you can "Buy Me A Coffee" by using this link https://www.buymeacoffee.com/bellajonesnyc.  You can contribute a minimum of $5 to show your appreciation of the content and value provided by this podcast. Here is a link to a YouTube video where y...

3 Important Things To Do In Your Wealth Building Journey

December 13, 2021 12:00 - 11 minutes - 8.24 MB

In your journey to build wealth it is really important to take care of certain "housekeeping" items.  In today's episode I go over 3 things that you should consider doing while on your journey to build wealth. Now if you are interested in providing additional support to the podcast you can "Buy Me A Coffee" by using this link https://www.buymeacoffee.com/bellajonesnyc.  You can contribute a minimum of $5 to show your appreciation of the content and value provided by this podcast. Use this ...

I Am Back!! Discussing My Hiatus From The Podcast

December 07, 2021 21:00 - 21 minutes - 14.6 MB

In today's episode I talk about why I have been MIA (missing in action) from the podcast and what I have been up to.  It feels really good to be back and I am really looking forward to what the new year has in store. Now if you are interested in providing additional support to the podcast you can "Buy Me A Coffee" by using this link https://www.buymeacoffee.com/bellajonesnyc.  You can contribute a minimum of $5 to show your appreciation of the content and value provided by this podcast. U...

Are You Planning For Success?

May 31, 2021 12:00 - 16 minutes - 11.6 MB

When it comes to financial success - it doesn't just happen by mistake or on it's own.  You have to plan for it and then execute.  In today's episode I provide tips and strategies to help you work on your financial goals. Click here to listen to the episode which talks about the importance of having a sister circle. Let's connect on social media: Instagram: https://www.instagram.com/bellascreditcorner YouTube: https://www.youtube.com/c/BellasCreditCorner Website: https://www.bellascred...

3 Tips For First-Time Homebuyers

May 29, 2021 21:00 - 16 minutes - 11.5 MB

Purchasing a home is one of the largest purchases that most of us will ever make in our lifetime.  As such, you want to make smart and strategic decisions when you are preparing to purchase your first home.   In today's episode I share with you 3 tips to help those of you in my audience who are aspiring first time homebuyers.  Let's connect on social media: Instagram: https://www.instagram.com/bellascreditcorner YouTube: https://www.youtube.com/c/BellasCreditCorner Website: https://www....

The Discover It Secured Credit Card - A Great Way To Rebuild & Earn Cashback

May 29, 2021 20:00 - 17 minutes - 12.1 MB

In today's episode I give my review of the Discover It Secured Credit Card.  I am a HUGE fan of secured credit cards if you are in a position where you need to establish or rebuild your credit.  This product is one of my favorite secured credit card products.  Click here to listen to a previous episode where I talk more about the benefits of secured credit cards. Let's connect on social media: Instagram: https://www.instagram.com/bellascreditcorner YouTube: https://www.youtube.com/c/Bel...

Credit Culture Is Keeping Us Broke

May 24, 2021 12:00 - 16 minutes - 11.4 MB

We are in a time where you can finance just about anything.  The concept of "buy now and pay later" is getting extremely popular.  In today's episode I discuss how this credit  is essentially keeping us broke.  If we are serious about building generational wealth and improving our financial circumstances - we need to do a better job with our spending habits. Let's connect on social media: Instagram: https://www.instagram.com/bellascreditcorner YouTube: https://www.youtube.com/c/BellasCre...

The Power Of Money Affirmations 💵💵💵💵

May 17, 2021 12:00 - 16 minutes - 11.6 MB

If you believe in the Law of Attraction then you know that there is so much power in our thoughts and our words.  As such using positive affirmations on a daily basis is so important.  In this episode I discuss in detail 6 Money Affirmations that I use on a daily basis.  If you are interested in downloading the Money Affirmations worksheet that I talk about in this episode please click here to get your copy. Let's connect on social media: Instagram: https://www.instagram.com/bellascredi...

Was Your Credit Application Denied? You Have Options 🤔

May 10, 2021 12:00 - 13 minutes - 9.63 MB

In today's episode I talk about the reconsideration process.  This is an option for you if your online credit application was denied.  I discuss how this process works and who is a good candidate. Let's connect on social media: Instagram: https://www.instagram.com/bellascreditcorner YouTube: https://www.youtube.com/c/BellasCreditCorner Website: https://www.bellascreditcorner.com Your Financial Transformation Starts Here: https://stan.store/BellaJones Sign up with WeBull and get free s...

The Importance Of Having Multiple Income Streams💵

May 03, 2021 12:00 - 22 minutes - 15.2 MB

The COVID-19 pandemic really shed a light on the fact that many of us are relying 100% on one income stream.  And as we can see - this is puts at a high risk of financial turmoil because one that income stream is gone then you do not have a backup plan to support yourself and your family. In today's episode I talk about additional income streams that you can consider. Let's connect on social media: Instagram: https://www.instagram.com/bellascreditcorner YouTube: https://www.youtube.com...

The Importance Of Having Multiple Income Streams

May 03, 2021 12:00 - 22 minutes - 15.2 MB

The COVID-19 pandemic really shed a light on the fact that many of us are relying 100% on one income stream.  And as we can see - this is puts at a high risk of financial turmoil because one that income stream is gone then you do not have a backup plan to support yourself and your family. In today's episode I talk about additional income streams that you can consider. Let's connect on social media: Instagram: https://www.instagram.com/bellascreditcorner YouTube: https://www.youtube.com...

Discussing Money & Finances In Your Relationship

April 28, 2021 15:00 - 18 minutes - 12.7 MB

When you are in a relationship - it is so important to talk about your credit & finances.  This can be very intimidating to do but in today's episode I do provide some tips to help you.  I also provide topics that you should discuss with your spouse/partner as well.  Let's connect on social media: Instagram: https://www.instagram.com/bellascreditcorner YouTube: https://www.youtube.com/c/BellasCreditCorner Website: https://www.bellascreditcorner.com Your Financial Transformation Starts ...

Protecting Your Assets

April 19, 2021 12:00 - 28 minutes - 19.5 MB

When working on improving your finances and increasing your network - it is so crucial to protect the assets you are working so hard for.  Having insurance is really important but many people don't think about it until it is too late.  In today's episode I provide you with some tips to help you. Let's connect on social media: Instagram: https://www.instagram.com/bellascreditcorner YouTube: https://www.youtube.com/c/BellasCreditCorner Website: https://www.bellascreditcorner.com Your Fina...

The Importance Of Having A Sister Circle

April 12, 2021 12:00 - 20 minutes - 13.8 MB

Having a support system is so important when you are on a journey to elevate or change your life.  As a woman - I know that there were times that I felt that I HAD to be independent and figure things out on my own.  Asking for help or guidance was not something I was always good at. In today's episode I talk about having a sister circle and how to create one.   When you are on this journey of elevation - you don't have to do it alone.  Finding like minded women to root for you, to support ...

Stimulus Checks Have Landed!!

April 05, 2021 12:00 - 17 minutes - 12 MB

The third round of stimulus checks have started to go out and people are using this money in so many ways.  In today's episode I unpack what people are doing with this money. Let's connect on social media!!! Instagram: https://www.instagram.com/bellascreditcorner YouTube: https://www.youtube.com/c/BellasCreditCorner Website: https://www.bellascreditcorner.com Your Financial Transformation Starts Here: https://stan.store/BellaJones Sign up with WeBull and get free stock(s) - click here...

Stimulus Checks Have Landed!!

April 05, 2021 12:00 - 17 minutes - 12 MB

The third round of stimulus checks have started to go out and people are using this money in so many ways.  In today's episode I unpack what people are doing with this money. Let's connect on social media!!! Instagram: https://www.instagram.com/bellascreditcorner YouTube: https://www.youtube.com/c/BellasCreditCorner Website: https://www.bellascreditcorner.com Your Financial Transformation Starts Here: https://stan.store/BellaJones Sign up with WeBull and get free stock(s) - click here...

The Benefits Of Having Good Credit

March 29, 2021 12:00 - 17 minutes - 12.1 MB

There are numerous benefits of having good credit.  In today's episode I go into detail about all of the benefits you can take advantage of when you have good credit.  Let's connect on social media!!! Instagram: https://www.instagram.com/bellascreditcorner YouTube: https://www.youtube.com/c/BellasCreditCorner Website: https://www.bellascreditcorner.com Your Financial Transformation Starts Here: https://stan.store/BellaJones Sign up with WeBull and get free stock(s) - click here to lea...

💳Let's Talk About Secured Credit Cards💳

March 22, 2021 12:00 - 18 minutes - 12.9 MB

Secured credits were an instrumental part in my credit repair journey and in today's episode I talk more about how they can help you improve your credit as well.  Having bad credit is nothing to be ashamed of.  Your credit does not define you but if you want to improve your credit then you need to start putting in the work. Here are some links to videos from my YouTube channel where I talk more about secured credit cards: DiscoverIT Secured Credit Card Bank of America Secured Credit Card...

It Is Time To Act Your Wage

March 15, 2021 12:00 - 17 minutes - 11.8 MB

So many of us are trying to keep up with the lifestyles of celebrities and other people on social media and it is literally causing us to be broke.  In today's episode I talk about the importance of "acting your wage" and what this actually means. Let's connect on social media!!! Instagram: https://www.instagram.com/bellascreditcorner YouTube: https://www.youtube.com/c/BellasCreditCorner Website: https://www.bellascreditcorner.com Your Financial Transformation Starts Here: https://stan...

The Power Of Manifestation

March 08, 2021 13:00 - 19 minutes - 13.7 MB

The Law of Attraction is something that I truly believe in and in today's episode I talk more about the power of manifestation.  It is so important to be intentional about the words that you speak and the thoughts that you focus on in a daily basis. If you are interested in purchasing a manifestation from my website - check out this link https://www.bellascreditcorner.com/product/you-got-this-sis/ Let's connect on social media: Instagram: https://www.instagram.com/bellascreditcorner You...

Why Is It So Hard To Save Money💵 🤷🏽‍♀️?

March 01, 2021 13:00 - 18 minutes - 12.7 MB

Saving money is something that so many of us struggle with.  In today's episode I am sharing some of my personal struggles with saving money.  I hope that sharing my personal stories with my audience will let them know that they are not alone in their financial struggles. Let's connect on social media!!! Instagram: https://www.instagram.com/bellascreditcorner YouTube: https://www.youtube.com/c/BellasCreditCorner Website: https://www.bellascreditcorner.com Your Financial Transformation ...

How To Set Your Financial Goals

January 22, 2021 18:00 - 18 minutes - 13 MB

2021 is officially here and it is time to set your financial goals!!  While this is so important to do - it can be very overwhelming how to determine which financial goal to tackle first.  In today's episode I provide you with tips to help you figure out which financial goals to tackle first. If you are interested in trying out the budgeting app YNAB for free for 34 days please click here. You can  click here to join my 28 Day Savings Challenge.  PLEASE NOTE - at the time I am publishing...

💵How To Set Your Financial Goals 💵

January 22, 2021 18:00 - 18 minutes - 13 MB

2021 is officially here and it is time to set your financial goals!!  While this is so important to do - it can be very overwhelming how to determine which financial goal to tackle first.  In today's episode I provide you with tips to help you figure out which financial goals to tackle first. If you are interested in trying out the budgeting app YNAB for free for 34 days please click here. You can  click here to join my 28 Day Savings Challenge.  PLEASE NOTE - at the time I am publishing...

How To Set Your Financial Goals

January 22, 2021 18:00 - 18 minutes - 13 MB

2021 is officially here and it is time to set your financial goals!!  While this is so important to do - it can be very overwhelming how to determine which financial goal to tackle first.  In today's episode I provide you with tips to help you figure out which financial goals to tackle first. If you are interested in trying out the budgeting app YNAB for free for 34 days please click here. You can  click here to join my 28 Day Savings Challenge.  PLEASE NOTE - at the time I am publishing...

It Is Time To Work On Your Credit

October 26, 2020 11:00 - 22 minutes - 15.2 MB

In today's episode I provide you with the things you should do and look for once you are ready to start your credit repair journey.  Don't forget you are entitled to a free copy of your credit report from each credit bureau every week until April 2021.  You can access your free reports by going to website www.annualcreditreport.com. I also have an e-book that can help you in your credit repair journey.  Click here to learn more about my Credit Repair Toolkit.  You can try YNAB for free ...

📈It Is Time To Work On Your Credit📈

October 26, 2020 11:00 - 22 minutes - 15.2 MB

In today's episode I provide you with the things you should do and look for once you are ready to start your credit repair journey.  Don't forget you are entitled to a free copy of your credit report from each credit bureau every week until April 2021.  You can access your free reports by going to website www.annualcreditreport.com. I also have an e-book that can help you in your credit repair journey.  Click here to learn more about my Credit Repair Toolkit.  You can try YNAB for free ...

🛑Bad Credit Is EXTREMELY Profitable!!🛑

October 19, 2020 11:00 - 21 minutes - 14.7 MB

In today's episode I discuss in detail why banks love to extend credit to people with low credit scores.  This is really important to understand because you are essentially making these banks rich while keeping yourself in debt while struggling financially.  I also discuss why it is so important to be patient and spend the time to work on improving your credit scores.  You work too hard for your money so it is time to stop throwing it away unnecessarily.  It is time to change your mindset ...

Bad Credit Is EXTREMELY Profitable!!

October 19, 2020 11:00 - 21 minutes - 14.7 MB

In today's episode I discuss in detail why banks love to extend credit to people with low credit scores.  This is really important to understand because you are essentially making these banks rich while keeping yourself in debt while struggling financially.  I also discuss why it is so important to be patient and spend the time to work on improving your credit scores.  You work too hard for your money so it is time to stop throwing it away unnecessarily.  It is time to change your mindset ...

The 3 Things You Need To Do Once You Are Ready To Stop Being Broke

October 12, 2020 11:00 - 18 minutes - 12.5 MB

Realizing that you have a broke mindset is not enough to fix your finances.  Having this self awareness is great but you have to get to the point where you are ready to do something about it. In today's episode we discuss the things you need to do or think about once you realize that you have a broke mindset.  If you are ready to take the first step in changing your mindset - I have a FREE training that you can take.  Click here to register for this amazing free course. You can try YNA...

Are You Broke? You Might Be And Not Even Realize It

October 05, 2020 12:00 - 16 minutes - 11.5 MB

In today's episode we will talk about what it really means to be "broke".  My definition of being "broke" is definitely different from how others define this.  This is also where I give you a deep dive on how I came up with the name of my podcast.  I think there are going to be people who are offended by the title but after you listen to this episode you will truly understand why the name is suitable.  Let's connect on social media!!! Instagram: https://www.instagram.com/bellascreditcorn...

🤯Are You Broke? You Might Be And Not Even Realize It🤯

October 05, 2020 12:00 - 16 minutes - 11.5 MB

In today's episode we will talk about what it really means to be "broke".  My definition of being "broke" is definitely different from how others define this.  This is also where I give you a deep dive on how I came up with the name of my podcast.  I think there are going to be people who are offended by the title but after you listen to this episode you will truly understand why the name is suitable.  Let's connect on social media!!! Instagram: https://www.instagram.com/bellascreditcorn...

Introduction: How To Stop Being Broke Podcast

September 29, 2020 05:00 - 11 minutes - 7.97 MB

Welcome to the very first episode of the the How To Stop Being Broke Podcast.  In this episode I am going to introduce myself, Bella Jones (your host), as well as share with you the vision that I have for this podcast.  As a financial strategy coach I am VERY passionate about helping my community increase their knowledge when it comes to financial literacy.  We have somehow learned to settle for bad credit, no savings and living paycheck-to-paycheck and this IS NOT OK!!!!  In this episod...