My model is if you look at the cost of owning a house holistically, is a high performance home better? In most cases I can tell you with all confidence it is.  But a lot of people look at first cost, and they say, “wait a minute, this house costs 10,000 bucks more than house B over here, which is code built.”  And they’re missing the big picture.  My point is that I don’t wanna be the right person in the room, but I wanna be the one who has the most information so people can make the right decision. - Kerry Langley


Kerry Langley is a long time industry leader in the field of mortgage lending and founder and CEO of Home Bucks. He was someone who helped me in a challenging moment when negotiating with buyers for my recent listing of a certified green home with an attractive proposition of lower interest rates.  He explains how he created a platform to come up with mortgage programs that would fit the buyers needs including the energy efficiency issues.  


He explains what TCO (Total Cost of Ownership) software is, and how it integrates the information about the home’s energy efficiency/sustainability/disaster resilience as well as other improvements the homeowners may want to make.  His new platform HomeBuck$ VIP completely disrupts how a prospective homebuyer goes about selecting the terms of their mortgage loan and in turn gives them the ability to control the total cost of owning their new property.


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