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HBR 163 - The 4 C’s of Credit - Cash is King
Home Buyer Radio
English - July 06, 2020 10:30 - 6 minutes - 13.8 MB - ★★★★★ - 19 ratingsBusiness News Business News homebuyer homeseller mortgage realestate realtor Homepage Download Apple Podcasts Google Podcasts Overcast Castro Pocket Casts RSS feed
What are the 4 C’s of credit and why do they matter? In this series we talk about how all of them impact your ability to get a mortgage.
The 4 C’s are cash, credit, collateral and capacity. All of these components make up a mortgage file. Should your financial picture be weak in multiple areas you may find getting a mortgage more difficult to get approved.
This week we talk about cash and why a solid down payment can help improve your chances of getting a mortgage approved.
Want to know more about home loan options? My team and I would love to help you. Feel free to reach out to us. We can be reached online at www.danmoralez.com or at 616-931-4629.
Dan Moralez
NMLS #709729
Regional Vice President - Mortgage Loan Officer
Northpointe Bank
All loans subject to credit approval.
Northpointe Bank is an Equal Housing Lender