On this episode of Harford County Living with Rich Bennett, coming to you from the Freedom Federal Credit Union studios, Rich is joined by co-host, Joe Ayler of Tar Heel Construction Group. Rich and Joe have an informational conversation with Joe Conroy, Owner and Financial Advisor of Harford Retirement Planners.

Joe talks about planning for retirement at any age and his book, Decades & Decisions: Financial Planning At Any Age.

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