Isaac Espinoza, FSA, FCAS, MAAA, head of Reinsurance at Root, speaks with Robert Eaton, FSA, MAAA, about the creation and evolution of Root Insurance in offering auto insurance products. They discuss the collaboration of actuaries and data scientists in working with mobile data and how they address data challenges. Espinoza offers his perspective on the necessary skill sets and opportunities for actuaries, from experienced professionals to those early in their career.