Fire Drill
102 episodes - English - Latest episode: about 4 years ago - ★★★★★ - 337 ratingsJoin host Julie Berninger on FIRE Drill podcast where she interviews guests with epic side hustles, real estate investors, early retirees, online business owners, and other inspiring people rocking financial independence. All things Early Retirement are broken down into simple, actionable steps for the average person. Step up your money game and renew your money philosophy with Fire Drill podcast.
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Episodes
We Are a Strong Community and My Request For You
March 22, 2020 22:05 - 10 minutes - 18.9 MBEmail me at [email protected]
Parent Goals: How Rachel Teodoro Has College Tuitions and Her Mortgage Handled
March 11, 2020 16:14 - 45 minutes - 104 MBMy name is Rachel Teodoro and I am a mom of three kids living in the greater Seattle area with my husband Mike, who is a mechanical engineer. We met while attending Purdue University in West Lafayette, Indiana. I am a lover of all things thrifty and can be found trolling for garage sales nearly every weekend. I like to craft, create and decorate my home with my thrifty finds. I am always happy to share my tips and tricks for living well on less. From Rachel's website - https://www.rachelte...
We Early Retired in Late 2018 For World Travel | Ali and Alison Walker
March 04, 2020 05:11 - 40 minutes - 92.9 MBWe are Ali and Alison Walker, and we used to call Seattle, Washington our home. We met in 2004, married in 2006, and retired in 2018. After reaching Financial Independence we wanted a complete and total change from our career-focused lives. We decided that meant leaving our Seattle life behind and making travel our new lifestyle. By November of 2018 we had sold our home and car, let go of 99% of our belongings, and left Seattle to travel the world indefinitely. From their blog, All Options...
Your Aging Parents and Healthcare | US Medicare
February 12, 2020 07:49 - 38 minutes - 71.2 MBAn important discussion about the Baby Boomer generation and healthcare in the US with Medicare insurance expert Danielle Kunkle. Boomer Benefits
Negotiation and Influence in Corporate Culture with Dr. Nancy Li
February 05, 2020 08:09 - 31 minutes - 59.4 MBNancy's freebie on the decision making process Her YouTube channel: Dr Nancy Li
Mortgage Rebates, Airbnb, and Travel Deals with Dave Homyak
January 22, 2020 06:11 - 45 minutes - 84 MBEnjoy this special live podcast episode with early retiree Dave Homyak. You can join the Facebook group here.
Your Frugal Friend Sasha
January 15, 2020 06:47 - 53 minutes - 101 MBToday's episode is with Sasha of Your Frugal Friend blog and Etsy shop. Sasha is a thirty-something mother of two and accountant who makes incredible budgeting spreadsheets and sells them on Etsy. She has paid off over $60,000 of debt to date and is on the path to financial independence in Austin, Texas. Learn more about Sasha: Sasha's Blog Etsy Shop YouTube Channel Other links: Etsy Printables Course Podcast Facebook group for Live Episodes
Walking the Camino de Santiago and the EconoMe Conference
January 08, 2020 04:10 - 36 minutes - 67.5 MBToday's episode is sponsored by the EconoMe Conference which is a conference for the financial independence community on March 7th, 2020 in Cincinnati, Ohio. You can win a free ticket to the event by commenting on this thread in our Facebook group. Fire Drill listeners receive 10% off tickets for this event using the code FIREDRILL. Learn more here: https://economeconference.com
2019 Year in Review with Julie
December 19, 2019 06:13 - 78.9 MBLinks from today's episode: Doug's Personal Training Website: Monumental Strength The top 5 downloaded episodes of 2019: A Purple Life Episode Mortgage Payoff Debate Grant Sabatier of Millennial Money JT Episode Tanja Hester
How I’m Transitioning into a Digital Nomad Lifestyle | Nomad on FIRE
December 11, 2019 05:01 - 40 minutes - 28.1 MBHave you ever dreamt of pursuing a digital nomad lifestyle? Eric started his digital nomad journey by joining a work travel program called Remote Year after saving up enough of a cash buffer. His plan is to continue working remotely after Remote Year is over and living a full on digital nomad lifestyle. You'll love that story. We also chat about... Eric's background What Remote Year is like How he's planning on making an income A day in the life of a digital nomad Enjoy this chat...
A New Travel Hack: Mystery Shopping | Financial Roadways
December 04, 2019 05:01 - 35 minutes - 24.6 MBMystery shopping might be the new travel rewards hack. Johnny uses travel rewards and mystery shopping to go on holiday for free. Him and his wife are using rental properties to fast track their path to FI, with Johnny's goal is to be able to take summers off by the age of 35. You'll love that story. We also chat about... How to make the most of travel rewards Where to get travel reward information The value of mystery shopping Enjoy this chat with Johnny, and please subscribe to u...
How I Transitioned My Career into Tech with a Coding Bootcamp | Caitlyn
November 27, 2019 05:01 - 21 minutes - 15.3 MBOne of the best ways to increase your income is to do a career transition Caitlyn changed from sales in the beer industry to working as a software engineer. After an intense 6 months completing a coding bootcamp, she was able to find a higher paying job as a software engineer with a better work life balance and pretty much everything she was looking for in a job. You'll love that story. We also chat about... Caitlyn's early career How she completed the coding bootcamp How she got he...
How We Manage Our 9 Rental Properties | Handful of Thoughts
November 20, 2019 05:01 - 32 minutes - 22.2 MBIs property part of your portfolio in order to reach FI? Maria and her husband own 9 rental properties, and have a net worth of over a million. They're aiming for a net worth of $3 million in order to reach FI, and have some pretty nifty real estate hacks to share with us. You'll love that story. We also chat about... Maria's personal finance journey Canada's maternity leave Dealing with tenants Future FI goals Enjoy this chat with Maria, and please subscribe to us in iTunes if y...
Why We Don’t Include Our House in Our Net Worth | Money Hacking Mama
November 13, 2019 05:01 - 51 minutes - 35.3 MBDo you include your house and car in your overall net worth? Rachel and her family are aiming for a FIRE number of $2 million. Her and her husband focus on a high savings rate, prioritising their budget and building a side income to speed up their journey. You'll love that story. We also chat about... Budgeting categories How they manage big expenses Their total net worth How Rachel is participating in GCV's blogging and Etsy course Enjoy this chat with Rachel, and please subscri...
Why We Don’t Include Our House in Our Net Worth | Money Saving Mama
November 13, 2019 05:01 - 51 minutes - 35.3 MBDo you include your house and car in your overall net worth? Rachel and her family are aiming for a FIRE number of $2 million. Her and her husband focus on a high savings rate, prioritising their budget and building a side income to speed up their journey. You'll love that story. We also chat about... Budgeting categories How they manage big expenses Their total net worth How Rachel is participating in GCV's blogging and Etsy course Enjoy this chat with Rachel, and please subscri...
How Our Government Jobs Helped Us Reach FI | Our Rich Journey
November 06, 2019 05:01 - 37 minutes - 25.8 MBDo you dream of retiring before your 40s? Amon and Christina retired at age 39 and moved to Portugal with their two daughters. Thanks to their government jobs, they were able to achieve a very high savings rate of 70% and build a nest egg of 25 times their annual expenses in just 8 years. They've now been retired for 3 months and enjoy their time relaxing and spending more time with their girls. You'll love that story. We also chat about... How they got started on their journey Their ...
Why I’m Prioritizing Quality of Life | Zero
October 30, 2019 04:01 - 43 minutes - 29.8 MBIn what way would a medical disability change the way you approach financial independence? Zero has had to deal with brain surgery and has had rheumatoid arthritis for a few years. It affects her work situation, her financial situation and her physical health, so she's had to adapt her path to FI with side hustles, passive income and insurance. You'll love that story. We also chat about... Her medical history Why she's prioritizing her body Her current financial situation How she ...
How I Turned a Facebook Group into a Full Time Income | Grouptize
October 23, 2019 04:01 - 41 minutes - 29 MBHave you ever thought of turning your own community into a 6 figure side hustle? Melissa started a local community Facebook group to help locals find out what's going on in town, recommend businesses to each other and work on initiatives together. This community group now provides her with a full time income and the flexibility to work when and where she wants. You'll love that story. We also chat about... How to monetize a Facebook group What to charge and to whom The emotional sid...
Entrepreneurship and Motherhood | Smart Money Mamas
October 16, 2019 04:01 - 43 minutes - 30.3 MBWhat are 10 things you would want your child to know about money? Chelsea quit her job as a hedge fund manager 2 years ago and decided to pursue entrepreneurship to stay at home with the kids and take care of herself. She's working on building a blogging income and is the organizer behind the Mama Talk Money Summit next week. You'll love that story. We also chat about... Entrepreneurship and work life balance How she's adjusted her spending habits Managing maternity leave The Mama...
A Real Estate Strategy that Helped Me Build a Six Figure Passive Income Stream
October 09, 2019 04:01 - 40 minutes - 27.7 MBEveryone's dream is to earn a healthy passive income every month. Jennifer and her husband earn 6 figures every year in passive income from their real estate business. The interesting part? They follow a slightly different business model and strategy. They also spend most of their time travelling around the world with their 4 year old child. You'll love that story. We also chat about... How Jennifer got started with real estate Her property criteria How to travel with a 4 year old ...
Travelling the World for Free as a Travel Blogger | MVMT Blog
October 02, 2019 04:01 - 34 minutes - 23.7 MBImagine travelling the world and only paying for the flights. Diana Chen is a full time travel blogger. Thanks to her blog she gets to try out hotels, resorts and adventure packages for free in exchange for a review or social media posts. She also makes money blogging and recently released a course to learn how to pitch to companies. You'll love that story. We also chat about... Diana's journey as a travel blogger Her different travel adventures How she makes money online How to g...
How I Earn A Full Time Income as a Travel Blogger | The Mandagies
September 25, 2019 04:01 - 3 BytesHave you ever considered travel blogging as a full time hustle? Emily and Berty are full time travel bloggers and photographers. They make money blogging, working for clients, selling prints and many other projects that earn them several different income streams, all while travelling and working from home. You'll love their story. We also chat about... How they became travel bloggers Their blogging niche How the make money from their blog Short term and long term financial goals ...
From Journalist to Owning a Flower Company | Emily
September 18, 2019 04:01 - 34 minutes - 23.9 MBHave you ever considered quitting your job to start a business? Emily was working as a journalist, but an 'aha' moment made her realise that she wanted to do more meaningful work, and so she set up a flower company that caters to weddings and private events. She now has 5 employees and her business is growing steadily. You'll love that story. We also chat about... Why Emily left her job as a journalist Why she went into the flower business The process of starting a business Her fi...
My Path to Financial Independence as an Introvert | FI Introvert
September 11, 2019 04:01 - 45 minutes - 31.5 MBAre introverts more interested in FI than extroverts? Drew is an introvert on his path to FI, who was able to boost his career, finances and personal relationships by understanding his introversion and optimising his daily schedule. You'll love that story. We also chat about... What introversion really means The turning point of his career Starting his FI journey His current mindset with regards to FI How having a child changed his path to FI Enjoy this chat with Drew, and plea...
Reaching Cashflow FI in Our Late Twenties | Rethink the Rat Race
September 04, 2019 04:01 - 38 minutes - 26.4 MBJames and Emily retired from the rat race at the ages of 27 and 28. Through real estate investing and frugality, they managed to hit their Cashflow FI number in 3 years. Using their Cashflow strategy, they're planning to travel around Europe and continue to manage their properties from abroad. You'll love that story. We also chat about... Their turning point to reach FI Being Cashflow FI Their real estate journey Leaving their jobs and travelling around Europe Enjoy this chat wit...
The Top Places to Live as an Early Retiree | Community Episode
August 28, 2019 04:01 - 27 minutes - 19.4 MBWhat is the best place in the world for early retirees to live in? In today's episode, Julie plays voicemails, reads out tweets and emails from members of the FIRE community on the best places to live as a financially free retiree. We hear about places in the US, South America and everywhere else in the world! We also chat about... The best states and cities to live in the US What's important when considering a new city to live in Places outside of the US that are great to live in E...
Earn Money While you Travel with VIPKID | Grateful Gypsies
August 21, 2019 04:01 - 32 minutes - 22.4 MBEver considered teaching English online as a side hustle? Or even as a full time income? Rachel and her husband are full time digital nomads that travel the world and make their money teaching English online. They've been digital nomading for over 7 years and are still going strong. You'll love that story. We also chat about... What it's like to live as a digital nomad Making money while travelling What VIPKid is about Managing a schedule when travelling Success stories from oth...
How I Solo Van Life with My Dog | Divine On the Road
August 14, 2019 04:01 - 34 minutes - 24.3 MBHave you ever considered moving into a van and travelling round the country? Sydney is 24 and has been on the road for 2 years. She travels with her dog to every corner of the US, and is currently making money online through her websites. You'll love that story. We also chat about... How to live in a van with a dog The Van Life community What it's like to be a female solo traveller How Sydney got started with the van life How she makes money through her blog Her life and finan...
Why and How I Homeschool My Kids | Vincent Pugliese
August 07, 2019 04:01 - 29 minutes - 20.5 MBDid you know what you wanted to do at the age of 18? Like most of us, Vincent didn't know what he wanted to do, and ended up jumping in and out of college and trying out jobs. He's now been an entrepreneur for 12 years, has published his own book, organises retreats and masterminds and homeschools his kids. You'll love his story. We also chat about... How and when Vincent hit rock bottom How he homeschools his kids From scarcity to abundance mindset His journey from sports photogr...
How I’m Building Passive Income as a Food Photographer | Joanie
July 31, 2019 04:01 - 38 minutes - 26.6 MBJoanie is a full time food photographer who quit her 9-5 job to follow her creative passion. She's always loved cooking, and when she started sharing food content online through her blog and started getting hired by restaurants to take photos of their menu, she realised she had an opportunity to pursue this creative outlet full time. Since then, she's started her own Youtube channel, online courses and physical workshops. You'll love that story. We also chat about... How Joanie got star...
Making Money as a Pinterest VA and Blogger | Believe in a Budget
July 24, 2019 04:01 - 27 minutes - 19.2 MBKristin retired from her day job to pursue entrepreneurship and make money blogging. Once Kristin realised she could make good money blogging, she set a goal and left her day job once she reached it. Since then, she's set up her own business as a Pinterest VA and now helps others work remotely too. You'll love that story. We also chat about... Her money journey Tips to make money online blogging Pinterest design tips How Kristin got started as a Pinterest VA Becoming a Pinterest...
Why Cutting Out Lattes Won’t Help you Reach FI | FIRE2Moms1Babe
July 17, 2019 04:01 - 48 minutes - 33.2 MBCourtney is a member of the LGBTQ community who reached FI earlier last year. Courtney has been on her FI journey for 10 years. She is now married and with one child, and her and her wife have decided to keep working since they are now expecting a second child. She has experience house hacking, paying off student loan debt and reducing her expenses down to $25,000 per year. You'll love that story. We also chat about... Courtney's journey to FI Her first career and income House hacki...
From NFL Player to Van Life | Man Van Dog Blog
July 10, 2019 04:01 - 20 minutes - 14.7 MBJoe used to be a professional football player for the NFL. And although he was earning a very high salary, he was surrounded by people who also had high expenses and were living paycheck to paycheck. He has now reached financial independence and lives the van life while drawing down from his nest egg. You'll love his story. We also chat about... How Joe was inspired to pursue FI The identity crisis of leaving your job How he managed his finances while working for the NFL His plans...
What We’re Doing 4 Years into FI | Millennial Revolution
July 03, 2019 04:01 - 31 minutes - 22.1 MB4 years into your early retirement... what do you see yourself doing? Kristy and Bryce have been financially independent for 4 years and are busier than ever. They write childrens' books, travel, attend conferences and are now releasing a book. As they say themselves, they are literally living the dream. You'll love their story. We also chat about... Kristy and Bryce's FI story Why it's important to find your identity after FI Their current activities The different Chautauquas T...
BONUS: Side Hustle Course – Student Experiences and everything you need to know
June 27, 2019 06:40 - 1 hour - 80.9 MBIn this episode, J shares everything you need to know about the side hustle course launching today and brings on current students to share their experiences. There are three courses: Blogging for Profit, Etsy Printables, and Freelancing. You pick one track up front. Go to Gold City Ventures to sign up for the course. A few of you have asked me questions about the course so I will answer them. If you have other questions, just leave a comment or email us team (at) goldcityventures (dot) co...
My Journey from Space X to Financial Coach | Money Muse
June 26, 2019 04:01 - 37 minutes - 25.8 MBSteph used to work at SpaceX and NASA... It's Steph's 1 year anniversary since she quit her job working as a rocket scientist. She reached FI by building an income through real estate in Greece, and now spends her time organising workshops and helping women with money as a financial coach! You'll love her story. We also chat about... Steph's strategy to reach FI How she acquired her property in Greece Getting over the fear of going to Europe What she currently spends her time on ...
My Side Hustle Tour Guiding Through Europe | Man Overseas
June 19, 2019 04:01 - 47 minutes - 32.9 MBHow about turning something you love into a side hustle? Brad took a one year sabbatical in 2015 after reaching FI at the age of 35. He owned 5 properties and had a strong work ethic, but decided to take a break when he realised his income wouldn't be increasing much more. He now tours people round Europe, has a blog, a podcast and does some real estate coaching. You'll love his story. We also chat about... How Brad reached FI His career trajectory Where he saved his income His re...
How I Negotiated My Position to Work From Home | Modest Millionaires
June 12, 2019 04:01 - 37 minutes - 26.3 MBHave you ever tried negotiating for more flexibility at the workplace? That's exactly what Ms Mod did: she presented a proposal for better policies, and was able to negotiate with her employer to work from home for the same pay and benefits. She's also halfway on her path to FI and is mortgage free! You'll love her story. We also chat about... Ms Mod's path to FI How she got started with her career Negotiating flexibility How to present a policy proposal The Canadian path to FI ...
Making a Full Time Income Selling Lesson Plans | April Smith
June 05, 2019 04:01 - 54 minutes - 37.6 MBEver heard of a teacher version of Etsy? April Smith makes a full time income from her side hustle selling digital downloads on Teachers Pay Teachers, a marketplace for teachers to buy and sell lesson plans. She talks to us about her side hustle journey, how she got started and how she designs and markets her lesson plans. You'll love that story. We also chat about... Making the decision to leave a teaching job April's financial journey from debt to financial freedom How she got sta...
How a Physician is Planning on Reaching FI | Doc of all Tradez
May 29, 2019 04:01 - 52 minutes - 36.3 MBWhat is the best way a physician can reach FIRE? In this episode J talks to Jesse, a physician who is set to FIRE in 10 years. He is currently 43 with 3 children, and talks to us about his different lifestyle changes, his investment strategies and negotiation advice. You'll love that story. We also chat about... His plan and timeline for FI and his children's education The ethics of retiring early as a physician How he cut back on hours His plan on international travel Rebalanci...
FIRE Drill’s 3 Big Announcements
May 22, 2019 04:01 - 32 minutes - 22.8 MBToday's episode has 3 big announcements! 🎉 In today's episode Gwen and J give us a rundown of their FI journeys and everything they've learnt through this podcast. Gwen loves DC and will soon be changing to a better job, J announces that she's pregnant and due in August! Sadly, Gwen announces that she will be leaving the FIRE Drill podcast. You'll love today's episode. We also chat about... How Gwen and J have changed after 155 podcast episodes Mental health and saving the right amoun...
Our FI Gap Year Travelling Across the US | Money Metagame
May 15, 2019 04:01 - 35 minutes - 24.4 MBEver considered taking a gap year right in the middle of your career? That's exactly what Becky and Noah did. We interviewed them before they went off on their 1 year road trip round the United States, and now they tell us how it went, their takeaways and plans for their future. You'll love their story. We also chat about... What surprised them about their trip Their advice to others who want to take a gap year Getting back into the workforce after a gap year Why they didn't try t...
How I Reached FI Without Saving 25 x My Annual Expenses | JT
May 08, 2019 04:01 - 34 minutes - 23.9 MBMost early retirees will tell you that you'll most likely still make money even after retire. That's why JT decided he didn't need to reach the full 25 times his annual expense in order to quit his job and enjoy being with his family. Instead he has a runway for several years and is working on land investing to produce his main income. You'll love his story. We also chat about... Reaching FI with 4 kids The runway approach to FI JT's current assets How paternity leave gave him a t...
How Negotiating Boosted My Income to a 6 Figure Salary | Financial Mechanic
May 01, 2019 04:01 - 47 minutes - 32.8 MBHow many times were you in a position to negotiate your salary? Financial Mechanic is a software engineer at the age of 25. She's negotiated for her salary several times which has boosted her income into the impressive 6 figures. She's now on her track to reach FI at the age of 32. You'll love her story. We also chat about... How to get a job in software engineering How she applied to jobs Why she wants to reach FI Her timeline for the next few years How negotiating booster her ...
How to Focus on Your Career to Reach FIRE | Stop Ironing Shirts
April 24, 2019 04:01 - 28 minutes - 19.5 MBOne FI strategy is focus hard on your own career to fast track your path to FI. Robert worked for the same company for 15 years, which allowed him to get multiple promotions, become a leader at a young age and retire early at the age of 36. He worked in sales and thanks to a good boss and network, he was able to move up the corporate ladder to eventually reach FI. You'll love his story. We also chat about... How to quit your job Why working in sales makes promotions easier Optimisin...
Planning for a Family and FIRE
April 17, 2019 04:01 - 55 minutes - 38.3 MBReaching FI and preparing for kids at the same time sometimes doesn't go as planned. In this episode we hear tips and tricks from our community on planning for children, the different options LGBTQ couples have and advice when it comes to paternity leave. You'll love this episode. We also chat about... Family timing and tips Why it can be dangerous to wait too long The different options LGBTQ couples have Why you should divide your paternity leave Working as a stay at home Dad ...
How I Grew My Etsy Shop to 39,000 Sales | Paper Lark Designs
April 10, 2019 04:01 - 38 minutes - 26.9 MBImagine making 39,000 sales through your Etsy shop. That's exactly what Alys Maley has made in total since she started selling digital products through her Etsy shop. She went from a full time job as a designer to working from home and earning even more through her side hustle, allowing her husband to also leave his job. You'll love her story. We also chat about... Her career as a designer Her initial investments Her journey getting to 39,000 sales Advice to those getting started ...
Using House-Hacking to Get out of $100,000 in Debt | Even Steven Money
April 03, 2019 04:01 - 38 minutes - 26.7 MBSpend based on your values rather than your wants. This is what Steve does with his money, his values being his wife, happiness, travelling, health and fitness. By focusing his money on the right things he was able to pay off over $100,000 in debt, house hack and reach his own level of freedom before even reaching FI. You'll love his story We also chat about... The moment Steve realised he needed to fix his finances How him and his wife house hacked their mortgage Moving from Chicag...
Can FI be Bad for Your Mental Health? | Hillary Wallace
March 27, 2019 04:01 - 49 minutes - 34.1 MBHave you ever felt that pursuing FI affected your mental health negatively? Today we talk to Hillary, who struggled with anxiety and depression in her younger years and has worked with therapists to improve her mental health. She is also on her journey to FI, but does not sacrifice her mental wellbeing for financial independence. You'll love her story. We also chat about... Hillary's background Doing therapy online When is it time to see a therapist? What to do as a friend Gwen ...
Being Financially Independent as a Team | Can I Retire Yet?
March 20, 2019 04:01 - 35 minutes - 24.5 MBWhat will you with your time once you retire early? We know you've wanted to hear more from early retirees, so today we interview Chris, who retired at the age of 41 after working for 15 years as a physical therapist, and now lives in Utah with his wife and daughter. You'll love his story. We also chat about... His job as a physical therapist His emotions when leaving his job Moving from Pennsylvania to Utah What he's currently doing with his time Figuring out the healthcare sit...