Find the video and more content here: https://www.startuprad.io/blog/2019-fintech-review-germany-talkshow-by-startuprad-io-video/

The traditionThis is a Startuprad.io tradition. Every year close to Christmas Joe gets together with smart people from the German fintech scene and talks about what was going on. Usually, the discussion drifts fast in a talk show and does not stick to the usual news format. None the less it is very informative and there are great ideas for fintech entrepreneurs and investors here.

Trust is repeated positive experience – Frank Schwab during Startuprad.io’s 2019 Fintech Review

 This episode was made possible by Hessen Trade and Invest, learn more at www.invest-in-hessen.de Find the video and more content here: https://www.startuprad.io/blog/2019-fintech-review-germany-talkshow-by-startuprad-io-video/

The traditionThis is a Startuprad.io tradition. Every year close to Christmas Joe gets together with smart people from the German fintech scene and talks about what was going on. Usually, the discussion drifts fast in a talk show and does not stick to the usual news format. None the less it is very informative and there are great ideas for fintech entrepreneurs and investors here.

Trust is repeated positive experience – Frank Schwab during Startuprad.io’s 2019 Fintech Review

 This episode was made possible by Hessen Trade and Invest, learn more at www.invest-in-hessen.de To digitize the relationship with clients in banking, that will be the unicorn – Paolo Sironi during Startuprad.io’s 2019 Fintech Review

Our Guests(in alphabetic order)

Mario Hachemer, CTO Fastbill (https://www.linkedin.com/in/mahachemer/)

Luka Ivicevic, Co-Founder / Chief of Staff at Penta (https://www.linkedin.com/in/luka-ivicevic/)

Frank Schwab, Co-Founder Fintech Forum (https://www.linkedin.com/in/frankschwab/)

Paolo Sironi , Author and Thought Leader IBM (https://www.linkedin.com/in/thepsironi/)

Host:

Jörn “Joe” Menninger, Founder and Host Startuprad.io

[email protected] / Twitter  / LinkedIn / Video Interview (2018)

To succeed in Fintech you need to digitize the client relationship – Paolo Sironi during Startuprad.io’s 2019 Fintech Review

Further ReadingDuring the discussion we are touching:

Challenger Bank / Neo Bank https://en.wikipedia.org/wiki/Challenger_bank

Share of Wallet https://www.investopedia.com/terms/s/share-of-wallet.asp

Tiktok https://www.youtube.com/watch?v=mQEGJMmqBTw

Mortgage: https://www.investopedia.com/terms/m/mortgage.asp

related:

Mortgage market shares in Germany. Statista has only numbers for 2015, but online banks had a 40% market share: https://de.statista.com/statistik/daten/studie/661264/umfrage/entwicklung-der-marktanteile-der-vertriebskanaele-in-der-deutschen-baufinanzierung/

Goldman Sachs’ Marcus: https://www.marcus.com/us/en

Related:

https://www.fool.com/investing/2019/12/09/why-is-goldman-sachs-investing-in-marcus.aspx

Having a good user experience is ok, but it will not lead to a transformation people will do banking – Paolo Sironi during Startuprad.io’s 2019 Fintech Review

 

https://youtu.be/fFxCiGsnD48

 

RegulationPSD2Was Lukas forecast a spot on, or will it take more time?

In an article published in Heise, the author argues that the biggest winners of PSD2 will be the large internet companies like Google, Facebook or Apple https://buff.ly/2Pg1ZkG Given the recent success of Apple Pay in Germany, he may not be too far off.Companies / Fintechs / Banks

Established Credit Rating Bureau Schufa buys into the core of banking with FinAPI:

(Jan) Established German credit scoring agency Schufa takes over munich-based fintech FinAPI. FinAPI allows to access current accounts http://ow.ly/P7RR30n4x1M

 

MarketsMarket / GlobalSubjective point Joern: It feels like the blurring of fintech and banking continues. There are now cross mergers all over, admittedly more fintechs investments by banks than otherwise, but it ...

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