FinTech for the Precariat
58 episodes - English - Latest episode: over 1 year ago -It has been projected that the 2020s will be the decade of the FinTech Revolution. This Marketing hyperbole is on the heels of many such revolutions – the Green Revolution, the Personal Computing Revolution, the dot.com, web2.0 and Social Network Revolution... These tech revolutions are sold on the promises of democratization and wealth, however, their applications and results are much more complex than merely advancing technologies for the advancement of humankind. FinTech for the Precariat, questions the various possible applications of emerging financial technologies and brings to the forefront the question of who ultimately will these technologies serve?
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Episodes
Wizest a New Investment Plaform for the Inexperienced
October 28, 2022 01:00 - 5 minutesSubject 10 (Founder of Wizest): Axel Thibon introduces the new investment platform Wizest that targets inexperienced investors for a small monthly cost.
Finance Is Inherenty UnDemocratic
March 14, 2021 02:00 - 51 secondsSubject 9 (Precariat/Cultural Worker): A market is not a democracy. Markets generate desire and demand, not equality.
Robinhood from an Artist's Perspective
March 14, 2021 02:00 - 1 minuteSubject 9 (Precariat/Cultural Worker): GameStop scenario on Robinhood was an experiment not a threat.
Investment Apps and Mental Health
March 14, 2021 02:00 - 2 minutesSubject 9 (Precariat/Cultural Worker): Concerning addicitive behavior and retail investment apps... The app makers should be obligated to safegaurd against addicitive behavior.
An Explanation of How to Buy Cryptocurrency
March 12, 2021 02:00 - 2 minutesSubject 4 (Tech Artist/Cultural Worker): How to buy cryptocurrency
A Positive from GameStop - Investment Collectives
March 12, 2021 02:00 - 1 minuteSubject 4 (Tech Artist/Cultural Worker): One positive of GameStop is the possibility of people banding togethere as investment collectives.
Becoming an Academic Is Not an Option
March 12, 2021 02:00 - 1 minuteSubject 7 (Precariat/Cultural Worker/Educator): In general, academic positions are incredibly competitive and the academic environment itself is competitive and tends to be judgemental. As a white woman, an academic position at this time seems unachievable.
Consider Crypto Akin to Gold
March 12, 2021 02:00 - 4 minutesSubject 8 (Financial Specialist/Media CEO): The Best Analog Comparison to Cryptocurrenty Is Gold
Considering the Benefits of Health Insurance
March 12, 2021 02:00 - 46 secondsSubject 7 (Precariat/Cultural Worker/Educator): Personal reflections on the benefits of health insurance.
Contributing to an IRA - A Retirement Plan
March 12, 2021 02:00 - 35 secondsSubject 7 (Precariat/Cultural Worker/Educator): Pensions Gone, No 401K, Started an IRA
Corporate Wage Theft Is a Crime
March 12, 2021 02:00 - 1 minuteSubject 8 (Financial Specialist/Media CEO): The greatest crime in the United States at this time is wage theft. And it is partly the greatest crime, because it goes largely unpunished.
Corporations Are Citizens, Unless They Commit Crimes
March 12, 2021 02:00 - 1 minuteSubject 8 (Financial Specialist/Media CEO): Corporations wish to be considered as citizens and be granted the voice of citizenry, however, when they commit crimes they are not tried as citizens.
Cryptocurrency as Autonomous Finance
March 12, 2021 02:00 - 3 minutesSubject 4 (Tech Artist/Cultural Worker): A description of the possibilities of cryptocurrency as autonomous finance.
Cryptocurrency Can Not Be Compared to Credit Cards
March 12, 2021 02:00 - 1 minuteSubject 4 (Tech Artist/Cultural Worker): Cryptocurrency is entirely different from credit cards as one can not accrue debt with cryptocurrency.
Educators Are Part of the Precariat
March 12, 2021 02:00 - 4 minutesSubject 7 (Precariat/Cultural Worker/Educator): Educators in the United States are paid so poorly and generally work so hard that teaching is not sustainable.
Financial Advice from a Finance Specialist
March 12, 2021 02:00 - 4 minutesSubject 6 (Finance Specialist): A financial specialist who was not born into privilege, put himself through public higher learning, offers financial advice.
GameStop Showed that the System Is Rigged
March 12, 2021 02:00 - 2 minutesSubject 4 (Tech Artist/Cultural Worker): GameStop revealed how the system is fixed for the rich and powerful to prosper.
Governemnt and Legislation Can Help Create Green Jobs
March 12, 2021 02:00 - 1 minuteSubject 7 (Precariat/Cultural Worker/Educator): A declaration that the federal government can be pivotal in generating green jobs.
Greater Financial Regulations Are Needed in Investment Apps
March 12, 2021 02:00 - 1 minuteSubject 4 (Tech Artist/Cultural Worker): Future financial regulations should be added to investment apps to protect the investors.
Herd Mentality Will Hurt Average Investor
March 12, 2021 02:00 - 1 minuteSubject 6 (Finance Specialist): By the timea stock goes viral and makes its way to mainstream media, it's too late to jump in. Those late comers will be seduced by the idea of making millions and will most likely loose money.
How to Live without Debt
March 12, 2021 02:00 - 2 minutesSubject 7 (Precariat/Cultural Worker/Educator): Sharing the decisions made in order to live without debt.
Introducing the Queens Community Land Trust
March 12, 2021 02:00 - 41 secondsSubject 7 (Precariat/Cultural Worker/Educator): The Queens Community Land Trust (CLT) brings together manufacturers, food vendors, artists, educators...
The Oracles of Cryptocurrency
March 12, 2021 02:00 - 3 minutesSubject 4 (Tech Artist/Cultural Worker): Human intervention is at times required in cryptocurrency and they are called Oracles. For example, a wager regarding the 2020 U.S. Elections was decided by Oracles, before Biden was declared president.
Amazong Receives Pays Its Way Out of Wage Theft
March 12, 2021 02:00 - 1 minuteSubject 8 (Financial Specialist/Media CEO): We Must Have an Earnest Conversation about Wage Theft
Amazong Receives Pays Its Way Out of Wage Theft
March 12, 2021 02:00 - 1 minuteSubject 8 (Financial Specialist/Media CEO): We Must Have an Earnest Conversation about Wage Theft
An End of Pensions Lead to Investment Craze
March 12, 2021 02:00 - 1 minuteSubject 6 (Finance Specialist): As companies became overwhelmed with the cost of pensions and eliminated them, people turned to investing in stocks as a means to generate retirement money.
The Federal Government Has Lacked Vision
March 12, 2021 02:00 - 6 minutesSubject 5 (Artist/Cultural Worker): Big Government's lack of vision
The Internet Is a Treasure Trove of Information
March 12, 2021 02:00 - 1 minuteSubject 6 (Finance Specialist): Through the Internet, people should inform themselves rigorously before becoming stock investors or traders.
The Need for Government Support Is Real
March 12, 2021 02:00 - 53 secondsSubject 7 (Precariat/Cultural Worker/Educator): About the Need for Government Support
A Legacy of the Occupy Movement
March 12, 2021 02:00 - 4 minutesSubject 5 (Artist/Cultural Worker): Artist and activist considers the legacy of the Occupy movement today, particularly in relation to Black Lives Matter.
The Queens Community Land Trust VS Amazon
March 12, 2021 02:00 - 7 minutesSubject 7 (Precariat/Cultural Worker/Educator): A community organizing and pushing back against a massive corporation is possible. The Queens Community Land Trust seeks to re-envision the property that Amazong sought to make corporate hub in Queens.
The Questionable Use of Notifications in Investing Apps
March 12, 2021 02:00 - 1 minuteSubject 4 (Tech Artist/Cultural Worker): What are the possible effects of notifications from investing apps upon individuals?
The State Can Not Regulate Cryptocurrency
March 12, 2021 02:00 - 1 minuteSubject 4 (Tech Artist/Cultural Worker): The State can not regulate or control cryptocurrency as it is decentralized by design through distributed ledger technology.
The United States Must Have a Conversation About Wage Theft
March 12, 2021 02:00 - 47 secondsSubject 8 (Financial Specialist/Media CEO): We are generally absorbed my petty crimes. We hear about them on the news, follow crimes that are reported on apps like Citizen and yet, crimes such as a mugging or a broken car window are financially insignificant in comparison to wage theft. Only through a public conversation can people begin to consider the economic significance of wage theft.
The Untrained Should Invest, Not Trade
March 12, 2021 02:00 - 1 minuteSubject 6 (Finance Specialist): For the non-specialist, trading is likely to be a loosing effort; instead the non-specialist should invest in an index.
Viral Movement of Stocks Is Bad
March 12, 2021 02:00 - 28 secondsSubject 6 (Finance Specialist): Viral movement of stocks presents great risk and lack of stability.
We Are in a Tech Bubble
March 12, 2021 02:00 - 1 minuteSubject 4 (Tech Artist/Cultural Worker): We are in a tech bubble and it has got to come down at some point.
Investment Apps Mint the Makers as Billionares
March 12, 2021 02:00 - 1 minuteSubject 6 (Finance Specialist): Investing apps make the founders and managers incredibly wealthy as they are a mechanism to pull in capital.
NYC Is Unaffordable
March 12, 2021 02:00 - 27 secondsSubject 7 (Precariat/Cultural Worker/Educator): As a cultural worker and educator, living in NYC is not possible in the long run.
Offshoring Has Been and Continues to Be the Greatest Threat to the U.S. Economy
March 12, 2021 02:00 - 3 minutesSubject 6 (Finance Specialist): Investment apps aren't a threat to U.S. finance, the real threat is and has been offshoring of production, manufacturing and even digital services.
People Likely to Loose Using Investment Apps
March 12, 2021 02:00 - 29 secondsSubject 6 (Finance Specialist): It is doubtful that retail investment app users do due diligence, so they are likely to loose in the long run.
People Must Learn to Handle Debt & Money
March 12, 2021 02:00 - 1 minuteSubject 6 (Finance Specialist): People should pay off debt, assemble savings and then invest.
Regulation of Retail Investments Apps Is Likely
March 12, 2021 02:00 - 1 minuteSubject 6 (Finance Specialist): As the federal government investigates the GameStop stock phenomenon, new regulations are likely. Unfortunately, the regulations will not serve the individual investor.
Robinhood Is Being Used Like a Casino
March 12, 2021 02:00 - 56 secondsSubject 6 (Finance Specialist): Rather than being employed to make smart and long-term investments, Robinhood is being used like a casino.
Stock Bubbles Are Popping Up Everywhere
March 12, 2021 02:00 - 1 minuteSubject 6 (Finance Specialist): Due to the growth of trading and perhaps due to freely available investment apps and the viral nature of the web, bubble are popping up everywhere.
The Average Retail Investment App User Looses Money
March 12, 2021 02:00 - 37 secondsSubject 6 (Finance Specialist): Retail investment only makes sense for people with disposable income.
The Big Players Win
March 12, 2021 02:00 - 1 minuteSubject 4 (Tech Artist/Cultural Worker): Perhaps the hedgefunds or big players will eat up the little players.
Living in Precarity
March 11, 2021 02:00 - 1 minuteSubject 2 (Precariat): Reflections on living in precarity.
COVID-19 Confusion
March 11, 2021 02:00 - 2 minutesSubject 3 (Precariat / Recent College Graduate): A recent college graduate discusses the confusion as to how to move forward in life during a pandemic.
What Is Legacy of Occupy?
March 11, 2021 02:00 - 1 minuteSubject 3 (Precariat / Recent College Graduate): Recalls the Occupy movement from the perspective of 8th Grader at the time - in 2011.