Financial Wellness Show - Improve the Health and Wealth of Your Money
38 episodes - English - Latest episode: almost 8 years ago - ★★★★★ - 18 ratingsThe Financial Wellness Show is here to help improve the health and wealth of your money. This show is for anyone wanting to take simple, actionable steps towards making their money go farther and to accumulate more wealth for their future.
The most respected Financial Coaches and subject-matter guests discuss various topics from spending, saving, retirement, and making wise purchases. Oh, and we show you how to get out of debt too.
To contact a coach visit http://FinancialWellnessShow.com/FindACoach
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Episodes
Wise Wedding Decisions and the Chocolate Fountain Fail
June 21, 2016 14:39 - 26 minutes - 20.7 MBAre you picking the RIGHT services for your wedding, ones that will help build memories and not regret? Coach Hal and I discuss spending money on the RIGHT things for a wedding, not things that don't really matter to the success of your big day (or your child's big day). For more details, including online wedding budget tools, visit http://FinancialWellnessShow.com/38
How To Live On The Draw - Making The Most Of a Salesman's Payday
May 10, 2016 14:32 - 14 minutes - 10.3 MBWhat is it like to live on a draw? Coach Carl explains how it works and how to be prepared for dry spells when a salesperson won't make enough to cover their draw on commission. For more information, visit http://financialwellnessshow.com/37
Remarried With Kids: How 4 Become 1
April 26, 2016 07:30 - 19 minutes - 13.2 MBHow does a house divided join forces with new spouses and new extended family members? Justin and Jessica tell their story of bringing 4 adults together for the good of their children. For an example of the spreadsheet, visit http://FinancialWellnessShow.com/36
When and Where to go for Scholarships - FWS035
March 23, 2016 17:50 - 15 minutes - 11 MBTeens should be applying for scholarships from 9th grade through college, according to Coach Christine. In this episode she brings us a wealth of knowledge for where to find scholarships and how to win them. For more information or one-on-one coaching, visit http://FinancialWellnessShow.com/35
Should I Escrow My Own Mortgage Insurance and Taxes?
February 17, 2016 23:00 - 19 minutes - 13.4 MBWould you be better off earning interest than letting the bank hold your money? Today we speak with Financial Wellness Coach Bill to discuss: What is Escrow? Are escrow accounts mandatory? What are the advantages of having an escrow account through your mortgage lender? Is it more financially efficient to escrow my taxes and insurance than to not? Can I create an escrow account with someone other than my lender? What are the disadvantages or things we need to be aware of if we don’t ...
TSP Retirement Plans for U.S. Miliatry and Federal Employees
January 26, 2016 20:15 - 12 minutes - 8.74 MBWhat is a TSP? Thrift Savings Plan, the Federal Government’s Retirement Plan available to Federal Employees and members of the military It consists of few options but has extremely low costs: G Fund = Government Securities F Fund = Fixed Income C Fund = Common Stock S Fund = Small Capitalization Stock I Fund = International L Funds = Lifecycle Funds (adjusts automatically into safer investments based on the date you plan to retire) Coach Carl explains the benefits and differences of a T...
FAILURE TO LAUNCH: Dealing with adult children
January 07, 2016 19:20 - 19 minutes - 13.5 MBCoach Kim recently encountered a situation that is no longer considered uncommon: Adult children who are dependent on their parents. In this conversation he shares: The parents level of frustration with the dependency of their adult children Are the adult children perceptive to the realization that they are dependent upon their parents Whose fault is it: The children’s or the parent’s His tip to help parents say “no” to their adult children without being the bad guy We also discuss ways t...
100% Debt Free - NOW WHAT? - FWS031
December 18, 2015 14:44 - 20 minutes - 14.2 MBListen in on a real coaching conversation with Coach Christine. She is helping Coach Steve transition to the next stage: Living without a house payment! Jump into the conversation and ask the questions you want answered http://FinancialWellnessShow.com/31 Reach out to a Financial Wellness Coach at http://FinancialWellnessShow.com/coaches
What You Need To Know About RENTING - FWS030
December 01, 2015 22:11 - 29 minutes - 20.5 MBResidential Liquidity: Everything you need to know before renting a house or apartment with Coach Jeremy Moving can be stressful, especially when you are moving into an apartment. There are a number of things you need to be aware of to make your move the smoothest transition possible. Things we need to know before renting a house or apartment: Weigh out the pros and cons before deciding between renting an apartment or house: Is it located near your place of work or family? What utilitie...
From Rags to Riches - FWS029
November 17, 2015 14:21 - 28 minutes - 20.1 MBTo win with money you need to: Be born into a family where wealth abounds Be talented, beautiful, and live in a good neighborhood to get ahead in life Earn a 4-year degree in finance or you’ll never have financial wellness These statements, of course, are not true. One of our Financial Wellness Coaches came from a background of poverty. He knows well enough what it’s like to live on food stamps and today he shares his story of rags to riches, well - at least riches in a “no longer livin...
When Do I Use My Emergency Fund?
November 03, 2015 09:00 - 17 minutes - 16.1 MBDid you know the cheapest and safest insurance policy for your financial plan is not an actual insurance policy? In our previous episode we heard from Kisha. She was a listener who reached out to us for help. In just a few short months she paid off three payday loans and had money in savings. Two things I took away from her testimony: 1) She never had an emergency fund before 2) Said she never knew what an emergency fund was I take it for granted that everyone understands what the term ...
I was drowning in debt but paid off 3 Payday loans
October 22, 2015 12:16 - 21 minutes - 10.3 MBKisha called us for help. We found the perfect coach for her, Coach Parkey, and she says without his help she would be a wreck right now. “I was drowning in debt for a very long time” “I wasn’t good at money management but wanted to get better” Kisha is now caught up on all her bills and working her plan. “I’m so grateful. I’ve paid off three pay-day loans” She didn’t understand budgeting but now plans every dollar that will be spent. Kisha also built an emergency fund, which came in hand...
Saving For Retirement Later In Life - FWS026
October 06, 2015 22:06 - 19 minutes - 9.58 MBLast year, a survey from the non-profit Employee Benefit Research Institute showed 60 percent of working-age survey respondents reported having less than $25,000 saved. The numbers are similar among retirees surveyed: 58 percent have less than $25,000 on hand, and 29 percent have less than $1,000 saved. The topic of saving for retirement certainly isn’t a new one - I remember hearing about it back when I was 20 years old - and that was more than a quarter century ago (I’ll let you do the m...
What it's Like to Prepare for Retirement as a Single - FWS025
September 22, 2015 21:52 - 23 minutes - 11.6 MBWe take a different look at the #1 financial concern for working Americans, Retirement. We are going to speak with one of our Financial Coaches who Is on the verge of retiring, but in a different way than most - she's doing it single. While her situation may not be the same as the one you think you’ll be in when you decide to stop working and live on your assets, we don’t know what the future holds. So if you are married, divorced, widowed, or single, I think you are going to find today’s...
There is no BACK in GIVING - FWS024
September 08, 2015 19:11 - 14 minutes - 7.01 MBOur common language has many incorrect slang terms. One of those is "Giving back to the community". In this episode, Coach Greg turns the tables and becomes the host while Coach Steve becomes the interviewee. Coach Greg asks what's wrong with "Giving Back"? Find out in this episode of The Financial Wellness Show. Contact one of our world-class financial coaches to help you learn how to stretch every dollar, get your money's worth, or gain complete control of your financial life: htt...
The 5 Wheels of Successful Goal Setting - FWS023
August 25, 2015 16:10 - 18 minutes - 8.75 MBEach circle in the wheelhouse focuses on one of the five major areas of our lives: Spiritual Family Personal Business/Career Financial These goals are on an annual basis, but you could base them on a 10-day goal as well. Write down your goals inside each circle. This helps to: Focus on what you truly want Stay the course What gets measured gets done Coach Ashley shares her goals and how she uses the 5 Wheels of Goal Setting. For more about Coach Ashley, or to connect with any o...
How and When To Pick An Investment Advisor - FWS022
August 11, 2015 22:25 - 18 minutes - 8.74 MBMany people make investment decisions with their money before sufficiently preparing. Coach Mary has been involved with the investment industry for many years. She now focuses on helping individuals get control of their money while looking forward to the future. Download the 13 Steps To Take Before Investing Your Money http://FinancialWellnessShow.com/22
Going Back To School As An Adult - FWS021
July 27, 2015 21:49 - 18 minutes - 8.54 MBMore and more adults are going back to school. It's a rising trend among professionals and those looking to expand their career field. Our very own Coach Julia is no stranger to going back to school as an adult. She shares her experience and wisdom on the subject. Take-aways from this episode: Coach Julia remembers wanting to quit many times. The reward of finishing and possible opportunities are what keeps her going. Don't worry about being the oldest person in the class. You may be si...
We need to talk - Having the hard conversations about death and disability - FWS020
July 14, 2015 18:58 - 19 minutes - 8.92 MBPreparing a loved one for our eventual departure from this planet is never a pleasant conversation - but it is one of great importance. What will the household budget look like if we pass away? Is life insurance necessary and, if so, is it the right kind of insurance? Are the living arrangements condusive for physical disabilities? What about Long Term Care Insurance? Coach Becky has seen some of her clients lose a spouse. She gives the example of a husband with cancer that assured h...
A Sure-Fire Strategy To Upgrade Cars With Cash - FWS019
June 30, 2015 12:30 - 12 minutes - 6.04 MBHow to drive and pay cash for a $15,000 car in 4 years. How rich would we be if we stopped driving? The concept was featured in a recent article on Wisebread.com and posed the question “What is a car really costing you?” A car is a necessity to get around on your own schedule instead of waiting for a bus or call Uber to pick you up. The cost of operating a vehicle in the United States, as exemplified in the article, was estimated to be over $7,000 a year - and that does not include car o...
Summer Income Ideas for Teachers - FWS018
June 16, 2015 22:42 - 15 minutes - 7.33 MBPublic school teachers are often paid twelve months out of the year by stretching out the paychecks. For example: You would get less during the working months but will receive pay during summer break. Others will be paid only for those weeks or months they actively teach. This can wreak havoc on a household budget. How can you be prepared? Coach Julia gives us these valuable takeaways: Be aware of the expenses you won’t have during non-working months Create a robust savings plan durin...
Most Overlooked Area of a Household Budget - FWS017
June 01, 2015 19:57 - 29 minutes - 13.6 MBCoach Jeremy tells us about the Dataman app, budget billing, and how to avoid getting caught short when the air conditioning bill skyrockets in July. For a full list of show notes or to schedule an initial consultation (free), visit http://FinancialWellnessShow.com/17 Schedule a free initial consultation http://FinancialWellnessShow.com/coaches
Serving Families of First Responders with Safe Call Now - FSW016
May 22, 2015 18:01 - 22 minutes - 15.5 MBCaptain Nanavaty joins us to share his passion for helping first responders and emergency service personnel through the tough times they face in the day-to-day activities of their stressful jobs. You can contact Safe Call Now by calling 206-459-3020 or 877-230-6060 or visiting SafeCallNow.org
How Our Parents Shaped Our Money Behavior - FWS015
May 08, 2015 13:28 - 16 minutes - 11.7 MBCoach Greg has found a correlation between what we observed as a child and how that translates to our behavior as an adult. One of the first questions Coach Greg asks of his clients is “What did you observe about how your parents handled money”? Just because mom or dad handled money one way or another doesn’t make what you are doing right or wrong, but it does shape the behavior you tend to lean towards. Full show notes at http://FinancialWellnessShow.com/15 Join MyMoneyWellness using p...
Victory Over Homelessness, Divorce a Debt - FWS014
April 30, 2015 08:00 - 27 minutes - 19.5 MBCoach Ahmad hasn’t had it easy, but he certainly has it good now. It started 14 years ago when Coach Ahmad went through a divorce, chose to be homeless, and lived of ravioli and pinto beans for years. He made the decision to work his way out of debt, pay cash for everything, and turned his life around. Ahmad’s victories: Paid off all the consumer debt Paid for his wedding with cash Paid for eight cars with cash Is working on paying for his children’s college (and teaching them to get s...
Teach Children To Save with Tom Corley - FWS013
April 24, 2015 04:30 - 24 minutes - 16.9 MBTom Corley has written two book: Rich Habits and Rich Kids. Both are full of great information and can be found at his website: http://RichHabits.net Today he joins us to talk about teaching children the rich habit of saving and spending wisely - or learning from bad purchases. Get your finances in order while teaching your children how money really works by connecting with our Coach Connection center http://FinancialWellnessShow.com/Coaches
The not-so-happy crossroads of tax refunds and ID theft - FWS012
April 14, 2015 15:06 - 32 minutes - 23 MBMost believe a big tax refund is a good thing, but what if you could use your refund during the year instead of getting it in April? A refund is simply this: Individuals sending more money to the government than they have to and the overage is returned in the form of a tax refund. While that money is sitting in government coffers, you are not able to use it for investing, debt repayment, car repairs or the grocery bill. It is an interest-free loan to the government. Example: You have a ca...
Dumping a Timeshare - FWS011
March 18, 2015 20:52 - 15 minutes - 10.9 MBCan a Financial Coach help you dump a timeshare? Coach Hal assisted his clients out of a timeshare they no longer wanted. This is just one of the ways a Financial Coach can help. It’s not just about budgeting and saving money - it’s helping you get through life’s financial challenges. If you want unbiased assistance from a trusted 3rd party who can speak into your financial life then visit FinancialWellnessShow.com/coaching
Getting Out Of Car Payments - Sound Advice from Used Car Expert James Kinson
February 25, 2015 01:56 - 23 minutes - 16.2 MBFor a summary of this show and a link to James Kinson's "14 Steps to Your First Cash Car" visit http://FinancialWellnessShow.com/10 James Kinson is a Cash Car Convert - it even says so on his website. The reason James is so passionate about helping people buy used cars is because he understands the impact new cars have on an individual’s personal finances - and buying new is what most people do. James Kinson shares this, "Most of us were taught that we will always have car payments. With...
Four Keys to Successful Budgeting - FWS009
February 05, 2015 10:30 - 19 minutes - 13.9 MBA budget does not restrict your spending - your income does. Whether you make $4k a month of $100k a month - you can only "spend" what you have or you will go into debt. Note: I consider putting money into savings or retirement another form of "spending" Coach Justin joins us to discuss the 4 Keys to successful budgeting: Updated our budget Balanced our budget Discussed it with our spouse Live on it (follow the plan) Schedule your free consultation with one of our expert Fi...
Make Money, Live Wealthy with Austin Netzley - FWS008
January 21, 2015 04:54 - 14 minutes - 10.5 MBMindset is important to the wellness of our money. Austin Netzley joins us to share what he learned by interviewing more than 70 experts in the financial industry - and he wrote a book around it. Tweetable: Your ability to build wealth isn’t a money problem, it’s a priority problem @AustinNetzley http://FinancialWellnessShow.com/08
How to Talk to Your Creditors When Behind On Bills - FWS007
January 12, 2015 00:09 - 20 minutes - 14.2 MBContact a coach to help you http://FinancialWellnessShow.com/FindACoach Are there any options when you fall behind on your bills? Coach Parkey joins us today to share ideas for dealing with collectors. When do you call your creditors? What can you negotiate with? Is there a moral responsibility to to pay the debt in full? Dealing with collectors isn’t fun, but ignoring them is the worst thing you can do. Best practices for settling debts or negotiating new terms: Communicate Be hon...
When does it make cents to buy in bulk? - FWS006
December 29, 2014 18:16 - 24 minutes - 17 MBTo find out more contact a coach http://FinancialWellnessShow.com/FindACoach Buying in bulk can mean a number of things: You can buy more for less money You can buy more, less often. It is also wise to be aware of the costs involved with buying in bulk. In this episode Coach Dave and I discuss when it makes cents to buy in bulk. More importantly, we challenge you to think outside of the Big Box.
How To Get a Reluctant Spouse On Board
December 23, 2014 21:31 - 18 minutes - 13.3 MBHow do you get a reluctant spouse on board? Coach Justin shares some startling statistics about money and marriage. 60 percent of married couples partially mix their money, 30 percent keep separate checking accounts, and only 10 percent keep everything together. Is there a correlation or is this causation? Listen to Coach Jeremy discuss the benefits of sharing a bank account and how to get a reluctant spouse on board. To get one-on-one help or couple's financial counseling, contact a...
Adopting without debt - FWS004
December 05, 2014 12:38 - 18 minutes - 12.9 MBCoach Mary and her husband had a plan - even though they weren't sure exactly where that plan was taking them. They made the decision to forgo unnecessary vacations and spending their bonuses and lived on less than they earned. After a few years they paid off their last consumer debt and found financial freedom to do whatever they wanted. Listen to the interview with Mary by clicking the play button above. Steve: Mary, you have a wonderful testimony that I would love to have you share wi...
Reach your goals by being SMART - FWS003
November 26, 2014 04:54 - 29 minutes - 20.7 MBGetting what you want out of life means having a plan. The best way to accomplish goals is to make them SMART Specific Measurable Actionable Realistic Timebound Coach Jeremy shows us how SMART goals work To contact Coach Jeremy or any of our respected Financial Coaches visit http://FinancialWellnessShow.com/coaches
Make every dollar count with the Cash Envelope System - FWS002
November 26, 2014 04:49 - 23 minutes - 16.2 MBThe most efficient dollar spent is one that has been given a name. The best way to control your cash is to, well, spend with cash. Coach Greg shares how easy the cash envelope works and he even tells us where he stashes his. To contact Coach Greg or any of our Financial Coaches visit FinancialWellnessShow.com
Welcome to the Financial Wellness Show
November 26, 2014 04:46 - 6 minutes - 4.92 MBWelcome to the Financial Wellness Show. We are here to help improve the health and wealth of your money. We bring you the most respected Financial Coaches to discuss various topics from spending, saving, retirement, and making wise purchases. Oh, and we show you how to get out of debt too. To contact a coach visit http://FinancialWellnessShow.com/coaches