Financial Safari with Coach Pete
465 episodes - English - Latest episode: 3 days ago - ★★★★★ - 7 ratingsThe mission of the Financial Safari is to equip you with the tools and knowledge that you need to successfully navigate through today's complex financial jungle. Each week, the hosts and guests on the show reveal the latest developments in the financial world to keep you informed of changes that may affect you personally, while sharing some common sense strategies that will help you make the most out of your retirement savings.
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Episodes
Retirement can be your Cinderella story!
April 26, 2024 19:00 - 12 minutes - 11.5 MBOn this episode of Financial Safari, Coach Pete discusses the importance of having a lifetime plan for retirement income and avoiding time-specific plans. He uses the analogy of a pumpkin plan that turns back into a pumpkin at midnight to emphasize the need for a plan that lasts a lifetime. He also highlights the risks of market declines and the importance of diversification and having a paycheck replacement in retirement. Coach Pete introduces the concept of a financial fill-up strategy and...
Out-of-Control Inflation and how to maintain purchasing power!
April 25, 2024 19:00 - 12 minutes - 11.5 MBOn this episode of Financial Safari, Coach Pete emphasizes the importance of understanding and combating inflation to maintain purchasing power in retirement. He also talks about the need to design a retirement plan that includes risk management and income strategies. The conversation touches on the minimum wage, market cycles, and the importance of working with a fiduciary advisor! If you have questions about taxes in retirement, or if you want a second opinion on your retirement plan, con...
Buying and Selling Gold: a worthy investment?
April 23, 2024 19:01 - 12 minutes - 11.5 MBOn this episode of Financial Safari, Coach Pete discusses the challenges and risks associated with buying physical gold, such as storage and security. He also mentions alternative ways to invest in gold, such as through ETFs. The conversation then transitions to the importance of retirement planning and the role of a fiduciary in providing a safe and secure retirement income. Coach Pete emphasizes the need for a balanced and diversified retirement plan that includes both risk and safety. If...
Don't Cry Over Taxes!
April 22, 2024 19:01 - 12 minutes - 11.6 MBOn this episode of The Financial Safari, various topics related to taxes, retirement planning, and income strategies are covered. Coach Pete emphasizes the importance of tax planning and strategizing to protect one's finances. He also discusses the concept of pre-stretching, comparing it to tax planning to avoid future financial pain. The conversation touches on the benefits of investing in solar easements and the impact of taxes on retirement planning. Coach Pete also addresses the misconce...
401k Match = FREE Money!
April 04, 2024 19:00 - 12 minutes - 11.5 MBIn this episode of Financial Safari, Coach Pete and the team are in the studio, covering various aspects of retirement planning and financial security. They begin by discussing the low participation rate in workplace retirement plans. The conversation then explores the mindset of treating retirement savings as a bill and the importance of starting retirement planning early. The role of a fiduciary in financial planning is also highlighted. You need to disaster-proof your portfolio and avoid ...
Is your Retirement like a Donut with no filling?
April 03, 2024 16:57 - 12 minutes - 11.7 MBCoach Pete is joined in the studio by former Voice of the Carolinas, Chuck Kaiton! The conversation covers various topics related to retirement planning, including the importance of guaranteed income, the need for income in retirement, and strategies for managing market volatility. They also discuss the significance of safety and risk in retirement and provide insights into investment strategies. If you have questions about taxes in retirement, or if you want a second opinion on your retir...
Coach Pete's Power Plan!
March 08, 2024 20:15 - 12 minutes - 11.5 MBIn this episode, various topics related to retirement planning are discussed. The importance of taxes and social security in retirement is highlighted, emphasizing the need for a comprehensive retirement plan. The million dollar number and asset allocation are explored, along with the pitfalls of a one-size-fits-all retirement plan. The importance of customizing your financial and retirement plan is emphasized, as well as the need for making adjustments along the way. Coach Pete's Power Plan...
The Emergency Savings Plan to protect your retirement!
March 08, 2024 20:10 - 12 minutes - 11.8 MBIn this episode of The Financial Safari, Coach Pete discusses and debunks common bad financial advice. He emphasizes the importance of planning for taxes in retirement, not assuming that spending will decrease in retirement, avoiding dipping into retirement accounts for emergencies, understanding that a million dollars may not be enough to retire comfortably, and not relying solely on the 60-40 stock-bond blueprint for asset allocation. If you have questions about taxes in retirement, or if...
Planning to make everyday Saturday!
March 08, 2024 20:05 - 12 minutes - 11.5 MBIn this episode of The Financial Safari, Coach Pete discusses various financial topics and dispels common bad advice. He emphasizes the importance of planning for taxes and retirement spending, as well as the need for supplemental retirement income beyond social security benefits. Coach Pete also highlights the advantages of working with an independent fiduciary and the value of experience in financial planning. He stresses the significance of retirement income and the impact of market cycle...
Bad Retirement Advice and how to spot it!
March 08, 2024 20:00 - 12 minutes - 11.2 MBIn this episode of the Financial Safari, Coach Pete discusses common bad advice related to retirement planning. The conversation covers topics such as tax planning, underestimating retirement expenses, healthcare costs, and the importance of proactive planning. Coach Pete emphasizes the need to anticipate future tax changes and take advantage of tools like Roth IRAs. He also highlights the significance of customized retirement planning and the importance of considering inflation when estimat...
Life Insurance Strategies for Saving!
February 23, 2024 20:30 - 12 minutes - 11.4 MBIn this episode of the Financial Safari, Coach Pete and his guests discuss various topics related to finance and retirement. They start by talking about the Super Bowl and unusual bets. The rising cost of Super Bowl commercials is also mentioned. The importance of financial planning for retirement and the challenges of managing personal investments are explored. The episode concludes with a discussion on using asset-based long-term care insurance and creative strategies with life insurance f...
How to Avoid Investment Losses
February 23, 2024 20:30 - 12 minutes - 11.6 MBIn this episode of the Financial Safari, Coach Pete discusses various topics related to retirement planning and investment strategies. He emphasizes the importance of diversification and avoiding losses in investments. Coach Pete also explains the concept of bid and ask prices in gold and silver investments. He highlights the risk of waiting to reach a higher retirement savings goal and the need for professional financial planning. The episode concludes with a call to action for listeners to...
The Big Retirement 3: Safety, Growth and Income!
February 23, 2024 20:30 - 12 minutes - 11.5 MBIn this episode of Financial Safari, Coach Pete discusses retirement strategies and the confusion surrounding them. He emphasizes the importance of safety and diversification in investments and highlights the three key ingredients of a successful retirement plan: safety, growth, and income. The conversation also touches on the topic of inflation and the need for negative inflation numbers. The rising gas prices and the cost of living are discussed, along with the misconception of inflation n...
Through the Years: 1936!
February 23, 2024 08:35 - 12 minutes - 11.6 MBIn this episode of Financial Safari, Coach Pete discusses various topics related to retirement planning and financial security. The conversation begins with an introduction to the show and Coach Pete's expertise. Then, the hosts take a trip back in time to 1936, discussing significant events and the cost of living during that year. The importance of starting early in retirement planning is emphasized, followed by a discussion on color coding money and the concept of the green bucket for safe...
Risk vs. Reward with your savings
February 16, 2024 20:00 - 12 minutes - 11.5 MBIn this episode, Coach Pete and our hosts have a conversation that revolves around retirement planning and the importance of money. The concept of lifetime income is introduced, highlighting the benefits of guaranteed income in retirement. The importance of solving for income and planning for the worst-case scenario is emphasized. The three worlds of money (risk, safe, and income) are discussed, along with the timeline leading up to retirement. The concept of pensionizing a 401k is explained...
Creating Multiple Income Streams in Retirement
February 16, 2024 20:00 - 12 minutes - 11.7 MBIn this episode of The Financial Safari, Coach Pete discusses the importance of having an income plan in retirement. He emphasizes the need for multiple streams of income, such as social security and annuities, to ensure financial security. The conversation also addresses the question of whether it's too late to start planning for retirement and the risks of relying solely on a 401(k). The episode takes a trip back to 1988, discussing notable events and movies from that year. The hosts also ...
Preparing For Your Financial Future
February 09, 2024 20:00 - 12 minutes - 11.6 MBIn this episode of the Financial Safari, Coach Pete discusses various topics related to personal finance and retirement planning. He and the other hosts start by talking about their upcoming documentary series with Kathie Lee Gifford and her wine line. The conversation then shifts to Roth IRAs and the benefits of investing in them. They also discuss the importance of tax planning and how taxes are expected to increase in the future. The hosts emphasize the need for comprehensive retirement p...
Short-Term Market vs. Long-Term Plans
February 09, 2024 20:00 - 12 minutes - 11.4 MBIn this episode of The Financial Safari, Coach Pete and the team discuss various financial topics and interview guests. They emphasize the importance of lifetime income and the proper combination of risk and safety in retirement planning. They also discuss the 2024 outlook and the impact of interest rate cuts. Additionally, they highlight the significance of the jobs report and the difference between government and private jobs. The hosts stress the importance of having a long-term plan that...
Measuring how Inflation impacts your everyday
February 09, 2024 20:00 - 12 minutes - 11.6 MBIn this episode of Financial Safari, Coach Pete and the team discuss various topics including sports, the importance of financial planning, and rising inflation. The conversation also touches on the 529 college savings plan and the challenges of preparing for future events. The hosts highlight the impact of inflation on everyday expenses and emphasize the need for inflation-protected plans. If you have questions about taxes in retirement, or if you want a second opinion on your retirement ...
Chris Gaddis, Benefits Specialist and Business Strategist
February 09, 2024 20:00 - 12 minutes - 11.7 MBIn this episode, Coach Pete interviews Chris Gaddis, a benefit specialist, about strategies to reduce taxes for business owners. The main problem discussed is paying too much in taxes, and Chris shares several strategies to help business owners minimize their tax burden. One strategy is to implement wellness programs that not only benefit employees but also result in tax savings for the business owner. Chris explains how these programs can reduce healthcare costs and improve employee health....
Building wealth that can last a lifetime!
February 05, 2024 16:39 - 12 minutes - 11.7 MBWhat does "wealthy" mean to you? What used to be a lot of money doesn't go nearly as far anymore. Coach Pete is in the studio, discussing strategies to create a guaranteed lifetime income! If you have questions about taxes in retirement, or if you want a second opinion on your retirement plan, contact Coach Pete and the team at Capital Financial at (800) 661-7383. See omnystudio.com/listener for privacy information.
How to Fund the Right Retirement Strategy
February 05, 2024 16:39 - 12 minutes - 11.7 MBThere are so many different savings vehicles, all vying for your attention. Which ones can make sure that you are taken care of? Coach Pete is in the studio, breaking down the financial fundamentals for retirement! If you have questions about taxes in retirement, or if you want a second opinion on your retirement plan, contact Coach Pete and the team at Capital Financial at (800) 661-7383. See omnystudio.com/listener for privacy information.
A Logistical Look at your Savings
February 05, 2024 16:39 - 12 minutes - 11.7 MBIt can be difficult to find the right allocation for your retirement portfolio, especially when you're focused on working and everything life brings! Coach Pete is in the studio, talking about what it takes to create a proper plan. If you have questions about taxes in retirement, or if you want a second opinion on your retirement plan, contact Coach Pete and the team at Capital Financial at (800) 661-7383. See omnystudio.com/listener for privacy information.
Make sure you KNOW where your Risk is!
February 05, 2024 16:38 - 12 minutes - 11.6 MBWhen asked, most people would say they want NONE of their money "at risk", yet select saving strategies where they could lose their principle! Coach Pete is in the studio, breaking down the tools and techniques to protect your savings. If you have questions about taxes in retirement, or if you want a second opinion on your retirement plan, contact Coach Pete and the team at Capital Financial at (800) 661-7383. See omnystudio.com/listener for privacy information.
The Rule of 100!
January 22, 2024 18:31 - 12 minutes - 11.3 MBHow much of your savings do you want at risk as you approach retirement? Coach Pete is joined in the studio by Insurance Advisor, Gregg Berrian, analyzing some retirement rules of thumb and travelling back to 1918! If you have questions about taxes in retirement, or if you want a second opinion on your retirement plan, contact Coach Pete and the team at Capital Financial at (800) 661-7383. See omnystudio.com/listener for privacy information.
Be Careful with Credit Cards!
January 22, 2024 18:19 - 11 minutes - 10.9 MBIf you have to spend $250 to save $50, you really just lost $200! Credit cards offer lots of savings but only if you spend way more! Coach Pete is joined in the studio by Insurance Advisor, Gregg Berrian, offering advice on how to navigate credit cards, loans, consolidating debt, and more! If you have questions about taxes in retirement, or if you want a second opinion on your retirement plan, contact Coach Pete and the team at Capital Financial at (800) 661-7383. See omnystudio.com/listen...
Simplify as much as Possible!
January 22, 2024 18:06 - 12 minutes - 11.8 MBSaving for the retirement that you want shouldn't be complicated! Coach Pete is joined in the studio by Insurance Advisor, Gregg Berrian, breaking down the financial world for retirees and pre-retirees. If you have questions about taxes in retirement, or if you want a second opinion on your retirement plan, contact Coach Pete and the team at Capital Financial at (800) 661-7383. See omnystudio.com/listener for privacy information.
How to Generate a Lifetime Income!
January 22, 2024 18:06 - 12 minutes - 11.1 MBSome investments are left to the whims of the market, but are there investments that can guarantee a lifetime income? Coach Pete is joined in the studio by Insurance Advisor, Gregg Berrian, analyzing a case study and talking about how to stop worrying about running out of money! If you have questions about taxes in retirement, or if you want a second opinion on your retirement plan, contact Coach Pete and the team at Capital Financial at (800) 661-7383. See omnystudio.com/listener for priv...
Retirement and the Small Business Owner.
January 09, 2024 15:35 - 12 minutes - 11.4 MB"Some people like working 120 hours a week for themselves rather than 40 hours a week for someone else!" Coach Pete is in the studio, talking about some of the difficulties of small business ownership and how to set yourself up for success. If you have questions about taxes in retirement, or if you want a second opinion on your retirement plan, contact Coach Pete and the team at Capital Financial at (800) 661-7383. See omnystudio.com/listener for privacy information.
How to maintain Financial Resolutions!
January 09, 2024 15:17 - 12 minutes - 11.5 MBIt's a new year and it's time to reflect on your finances! Coach Pete is in the studio, analyzing strategies on how to keep up with your finances as you go into the new year! If you have questions about taxes in retirement, or if you want a second opinion on your retirement plan, contact Coach Pete and the team at Capital Financial at (800) 661-7383. See omnystudio.com/listener for privacy information.
Adjust your Financial Diet!
January 09, 2024 15:12 - 12 minutes - 11.5 MBYou probably can't throw down in the buffet line like you used to, and you shouldn't continue to throw money into risky savings vehicles! Coach Pete is in the studio, talking about how to create a savings portfolio with money that won't go away! If you have questions about taxes in retirement, or if you want a second opinion on your retirement plan, contact Coach Pete and the team at Capital Financial at (800) 661-7383. See omnystudio.com/listener for privacy information.
Recency Bias and how it can affect your retirement!
January 09, 2024 15:05 - 12 minutes - 11.5 MBWhenever you hear folks bragging about their finances, it may be prudent to take it with a grain of salt! Most people only share their successes and not what it took to get there! Coach Pete is in the studio, talking about how to make sure you are on track with your goals! If you have questions about taxes in retirement, or if you want a second opinion on your retirement plan, contact Coach Pete and the team at Capital Financial at (800) 661-7383. See omnystudio.com/listener for privacy in...
Taking the Steps to Accelerate Your Retirement!
December 15, 2023 21:29 - 12 minutes - 11.3 MBWhen comparing your retirement portfolio this years to previous years, are your savings improving and growing? Coach Pete is in the studio, talking about how you can create a retirement plan to make your savings last a lifetime! If you have questions about taxes in retirement, or if you want a second opinion on your retirement plan, contact Coach Pete and the team at Capital Financial at (800) 661-7383. See omnystudio.com/listener for privacy information.
Tom Haines of Annexus Retirement Solutions
December 15, 2023 21:24 - 13 minutes - 12.1 MBCoach Pete is joined in the studio by Tom Haines, Executive Vice President and Head of Index Solutions for Annexus, discussing everything from indexed annuities to how to submit a patent! If you have questions about taxes in retirement, or if you want a second opinion on your retirement plan, contact Coach Pete and the team at Capital Financial at (800) 661-7383. See omnystudio.com/listener for privacy information.
David Duley, Founder and CEO of PlanGap
December 15, 2023 21:13 - 13 minutes - 12.3 MBCoach Pete is joined in the studio by David Duley, Founder of PlanGap, discussing retirement solutions and how to cover the gap left by Social Security. If you have questions about taxes in retirement, or if you want a second opinion on your retirement plan, contact Coach Pete and the team at Capital Financial at (800) 661-7383. See omnystudio.com/listener for privacy information.
A Potent Tool for Diversifying Away from Equities
December 15, 2023 20:52 - 12 minutes - 11.5 MBWhere do you save your money during your working years? Most folks use a 401k, 403b, Roth, etc. There may be some safer options! Coach Pete is in the studio, breaking down some saving strategies to help protect your money! If you have questions about taxes in retirement, or if you want a second opinion on your retirement plan, contact Coach Pete and the team at Capital Financial at (800) 661-7383. See omnystudio.com/listener for privacy information.
Goals vs. Actions in the Financial World
December 08, 2023 13:30 - 12 minutes - 11.7 MBHitting goals are important and it takes the right actions to proceed along the right path. Coach Pete is in the studio, discussing how to create a plan that maximizes retirement income and the steps to achieve your goals. If you have questions about taxes in retirement, or if you want a second opinion on your retirement plan, contact Coach Pete and the team at Capital Financial at (800) 661-7383. See omnystudio.com/listener for privacy information.
Creating a Light Along Your Retirement Path
December 08, 2023 13:30 - 12 minutes - 11.6 MBYou may have a lifetime's worth of savings as you approach retirement, yet no vision for how to move forward. Coach Pete is in the studio, offering advice on how to create the kind of retirement you want! If you have questions about taxes in retirement, or if you want a second opinion on your retirement plan, contact Coach Pete and the team at Capital Financial at (800) 661-7383. See omnystudio.com/listener for privacy information.
A Retirement That Runs Forever
December 08, 2023 13:30 - 12 minutes - 11.7 MBYour retirement plan may be 98% complete, but it might be missing the final, key component: lifetime income. Coach Pete is in the studio, talking about how to ask your retirement planners the right questions. If you have questions about taxes in retirement, or if you want a second opinion on your retirement plan, contact Coach Pete and the team at Capital Financial at (800) 661-7383. See omnystudio.com/listener for privacy information.
Savings Independent of the Stock Market
December 08, 2023 13:30 - 12 minutes - 11.7 MBSocial Security is not enough for the modern retiree and the volatility of the stock market could be detrimental to your savings; what can you do to strengthen your portfolio? Coach Pete is in the studio, breaking down some of the things to watch out for in retirement. If you have questions about taxes in retirement, or if you want a second opinion on your retirement plan, contact Coach Pete and the team at Capital Financial at (800) 661-7383. See omnystudio.com/listener for privacy inform...
The Best States to Retire and Why! Part 3
December 01, 2023 13:00 - 14 minutes - 13 MBIn the top 10 list of best places to retire, you won't believe what number 4 is! Coach Pete is in the studio, continuing the conversation about what to look for when deciding where to retire. If you have questions about taxes in retirement, or if you want a second opinion on your retirement plan, contact Coach Pete and the team at Capital Financial at (800) 661-7383. See omnystudio.com/listener for privacy information.
Creating a Buffer Zone in Retirement
December 01, 2023 13:00 - 13 minutes - 12.6 MBA good plan keeps your savings secure during worst case scenarios. Coach Pete is in the studio, breaking down how simple tweaks in your portfolio early on can make the difference between success and failure. If you have questions about taxes in retirement, or if you want a second opinion on your retirement plan, contact Coach Pete and the team at Capital Financial at (800) 661-7383. See omnystudio.com/listener for privacy information.
The Best States to Retire and Why! Part 1
December 01, 2023 13:00 - 13 minutes - 12.4 MBQuality of life can mean so much more than just having lower taxes, especially when it comes to planning for your retirement destination! Coach Pete is in the studio, talking about what to look for when deciding where to retire. If you have questions about taxes in retirement, or if you want a second opinion on your retirement plan, contact Coach Pete and the team at Capital Financial at (800) 661-7383. See omnystudio.com/listener for privacy information.
The Best States to Retire and Why! Part 2
December 01, 2023 13:00 - 13 minutes - 12.7 MBFlorida is, surprisingly, number 8 on the top 10 list of where to retire in America. What's number 1? Coach Pete is in the studio, continuing the conversation about what to look for when deciding where to retire. If you have questions about taxes in retirement, or if you want a second opinion on your retirement plan, contact Coach Pete and the team at Capital Financial at (800) 661-7383. See omnystudio.com/listener for privacy information.
The Most Common Retirement Risks and How to Defend Against Them
November 28, 2023 20:25 - 13 minutes - 12.1 MBRetirement is supposed to be a time of rest and relaxation, so it's important to bolster your plan against some risks you may not be aware of! Consumer advocate Thomas Lipscomb is in the studio, taking us through the Retirement Help Center video series. If you have questions about taxes in retirement, or if you want a second opinion on your retirement plan, contact Coach Pete and the team at Capital Financial at (800) 661-7383. See omnystudio.com/listener for privacy information.
Choosing When To Retire
November 28, 2023 20:18 - 12 minutes - 11.7 MBYour retirement wants and needs may be different than those around you, so it can be tricky to figure out when to retire. Consumer advocate Thomas Lipscomb is in the studio, taking us through the Retirement Help Center video series. If you have questions about taxes in retirement, or if you want a second opinion on your retirement plan, contact Coach Pete and the team at Capital Financial at (800) 661-7383. See omnystudio.com/listener for privacy information.
How to Create a Retirement Plan!
November 28, 2023 20:13 - 12 minutes - 11.8 MBMany people think contributing to a 401k is enough to plan for retirement, but will that last? Consumer advocate Thomas Lipscomb is in the studio, taking us through the Retirement Help Center video series. If you have questions about taxes in retirement, or if you want a second opinion on your retirement plan, contact Coach Pete and the team at Capital Financial at (800) 661-7383. See omnystudio.com/listener for privacy information.
How Financial Advisors Get Paid
November 28, 2023 20:09 - 11 minutes - 10.8 MBHave you ever wondered how a financial advisor gets paid? Consumer advocate Thomas Lipscomb is in the studio, taking us through the Retirement Help Center video series. If you have questions about taxes in retirement, or if you want a second opinion on your retirement plan, contact Coach Pete and the team at Capital Financial at (800) 661-7383. See omnystudio.com/listener for privacy information.
Author Ray Lucia and CEO Mehdi Amini: Part 2
November 10, 2023 10:00 - 14 minutes - 13.1 MBLife looked a lot different in 1921, and retirement has changed just as much! Coach Pete is joined in the studio by Ray Lucia, author of "Buckets of Money: How To Retire in Comfort and Safety", and Mehdi Amini, CEO of United Legacy, reminiscing on the retirement planning world through the years. If you have questions about taxes in retirement, or if you want a second opinion on your retirement plan, contact Coach Pete and the team at Capital Financial at (800) 661-7383. See omnystudio.com/...
Author Ray Lucia and CEO Mehdi Amini: Part 3
November 10, 2023 10:00 - 14 minutes - 13 MBWhen someone talks about 'taxes', you can hear the collective groan from people everywhere, but what if there were strategies to help minimize those taxes? Coach Pete is joined in the studio by Ray Lucia, author of "Buckets of Money: How To Retire in Comfort and Safety", and Mehdi Amini, CEO of United Legacy, breaking down how you can keep more money in your pocket and less out of Uncle Sam's. If you have questions about taxes in retirement, or if you want a second opinion on your retiremen...