Financial Quarterback Josh Jalinski artwork

Financial Quarterback Josh Jalinski

603 episodes - English - Latest episode: 11 months ago - ★★★★ - 34 ratings

Each week Josh Jalinski The Financial Quarterback covers the latest news in finance, economics and global markets. He is joined by some of the brightest minds to discuss everything from cryptocurrency and market valuations to investment strategies, tax strategies, estate planning and more!

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Episodes

Banks Solvency Is One Problem Life Insurance Is The Other

April 22, 2023 21:07 - 56 minutes - 52.2 MB

Josh is joined by Forensic Accountant and Fraud Investigator Thomas Gober, who specializes in fraud investigations, forensic accounting, and consults primarily in the insurance, reinsurance and health care industries. Tom and Josh discuss Tom's work with the FBI and State Departments conducting investigations into the growing insolvency of life insurance companies. Many insurance companies have become beholden to investors rather than policy holders, and Tom talks about how to tell if your li...

A Guide to Saving Money, Grow Savings, and Start Investing

April 22, 2023 21:05 - 57 minutes - 52.8 MB

How to Fix Our Broken Financial System with Professor Laurence Kotlikoff (part 2 two)

April 22, 2023 20:00 - 56 minutes - 51.8 MB

The debate continues as Josh and Professor Kotlikoff go deep on the flaw in our financial system, the federal government's liabilities and the overall system re-haul that is needed to fix it.

To Bank or Not To Bank With Professor Laurence Kotlikoff (part 1 one)

April 22, 2023 19:58 - 56 minutes - 52 MB

Josh is joined by fan favorite Economist Professor Laurence J. Kotlikoff, Professor of Economics at Boston University, and best selling author of Get What's Yours and Money Magic. Together they debate the solvency of US Banks and the entire US financial system. They give insight and practical strategies on where your money is safest and whether or not the banking system is the right place for your money.

How to Fix Our Broken Financial System with Professor Kotlikoff (Part 2)

April 17, 2023 15:16 - 54 minutes - 75.2 MB

The debate continues as Josh and Professor Kotlikoff go deep on the flaw in our financial system, the federal government's liabilities and the overall system re-haul that is needed to fix it.

How to Prepare For A Weakening Dollar with Barry Dyke

April 16, 2023 15:32 - 55 minutes - 50.7 MB

Josh is joined by his mentor Barry Dyke, President of Castle Asset Management, and author of Guaranteed Income and Pirates of Manhattan 1 and 2. Together they discuss the fragile banking system and increasing debt of the U.S. government, and how to prepare for a weakening dollar.

To Bank or Not To Bank With Professor Laurence Kotlikoff (Part 1)

April 15, 2023 18:20 - 55 minutes - 76 MB

Josh is joined by fan favorite Economist Professor Laurence J. Kotlikoff, Professor of Economics at Boston University, and best selling author of Get What's Yours and Money Magic. Together they debate the solvency of US Banks and the entire US financial system. They give insight and practical strategies on where your money is safest and whether or not the banking system is the right place for your money.

De-Dollarization Has Begun With AIER Economist Peter Earle

April 09, 2023 17:00 - 55 minutes - 50.7 MB

Josh is joined by Peter Earle, economist and writer for The American Institute of Economic Research. Together they discuss whether the American banking system is at risk, and whether or not we've seen the last of the bank collapses. Plus, is the US dollar being replaced as the world's reserve currency? Many countries have announced the intention to stop trading in dollars signaling a change in the world's dominant currency. How will this fair for American investors?

Lots of Moves to Make Before Tax Day

April 08, 2023 19:28 - 1 hour - 99.7 MB

Josh discusses the recent announcement by many in the international community to discontinue trade in American dollars, and Josh reflects on whether or not the US should br cutting back trade with countries engaging in de-dollarization. Also, how should you handle your 401k when leaving a job? Plus, as tax day nears there are still lots of moves to make that could lessen your tax burden, and Financial lessons to learn from the Roman Empire on faith, family and finances.

Finding Your Number with Chris Carosa

April 01, 2023 18:54 - 56 minutes - 51.5 MB

Chris Carosa joins Josh once again to dive deep in retirement strategy and understanding what your number is for a stress free retirement. Also, teaching your kids to become millionaires from an early age. Plus, The Secure Act 2.0.

From Welfare to Wealth Creation with Matt Higgins

April 01, 2023 18:47 - 57 minutes - 52.5 MB

Josh is joined by a serial entrepreneur, investor, author and Harvard Business School lecturer Matt Higgins. They discuss Matt's incredible story of growing up on welfare and government assistance to millionaire investor and entrepreneur. They discuss the mindset to overcome obstacles and the power of taking calculated risks, all which is covered in his latest book Burn The Boats.

The Optimal Medicare Recipe Amid Inflation and Uncertainty

March 26, 2023 17:33 - 55 minutes - 50.6 MB

Josh is joined by Danielle Roberts, co-founder of Boomer Benefits, one of the most widely recognized brands in the Medicare insurance industry. She's also the best-selling author of 10 Costly Medicare Mistakes You Can’t Afford to Make. They discuss updated medicare strategies amid the turbulent and inflation ridden economic climate we are currently in. Plus, the costly Medicare mistakes to avoid as you head into retirement.

The Disruption of Fintech Is Here With Dr. Bora Ozkan

March 19, 2023 18:06 - 55 minutes - 50.5 MB

Josh is joined by Dr. Bora Ozkan, associate professor of finance at Temple University’s Fox School of Business, Ozkan’s research interests are corporate finance, emerging markets real estate, and business education. Josh and Bora cover the many disruption happening in fintech and. how that will effect the economy, job market and your investment strategy. Is AI replacing jobs or creating them? Is the blockchain going to save or destroy our financial system? Is the collapse of our banking syste...

Investing in a High Risk Market with Dr. Richard Smith

March 12, 2023 19:03 - 55 minutes - 51 MB

Josh is joined by Dr. Richard Smith, CEO of TradeSmith and TradeStops. Also, Chairman of the Board and CEO of the Foundation for the Study of Cycles. Josh and Dr. Smith discuss the current volatility in the financial climate. Plus, thoughts on the Fed's strategy to battle inflation and the effect it's having on our economy. Also, is now a good time to invest in real estate, and how to invest in a volatile market, like the current one.

Does It Really Cost More In Taxes To Be Married???

February 18, 2023 20:28 - 1 hour - 103 MB

Josh explains the complex IRS inflation adjustments for this year and how to use loss harvesting. Also, when and how it's to someone's advantage to be contributing to 2 different IRS plans, and when a Roth 401k is better than an IRA. Plus, how. boomers aren't financially prepared for retirement.

Are RMD's Age Discrimination?

January 29, 2023 17:43 - 56 minutes - 51.3 MB

Josh answers questions and dives deep on whether crypto and gold share any similar financial risks or is one more stable than the other. Also, what's the penalty on closing out a CD and is it worth it? Plus, is the law of RMD age discrimination?

A Step By Step Plan To Retire A Millionaire

January 28, 2023 19:37 - 55 minutes - 50.7 MB

Josh covers the ins and outs of the Protection, Savings and Growth Plan that is a strategy to retire a millionaire. He covers the various savings methods and the steps to save for emergencies, invest for the future and plan for financial security.

Fret Not Because Higher Than Average Returns Are Out There

January 22, 2023 18:22 - 55 minutes - 50.7 MB

Josh has some good news because even though the market is in a turbulent state, there are some solid investment opportunities with higher than average returns. The key is to diversify and lock in those opportunities now.

To 401k Or Not to 401k

January 22, 2023 17:28 - 54 minutes - 49.6 MB

Josh talks about the importance of diversification to avoid wealth erosion. Plus, the pros and cons of 401ks, and the various scenarios where your retirement nest egg can be pillaged by taxes and other wealth eroding factors.

Financial Strategies for 2023 with Laurence Kotlikoff

January 21, 2023 20:14 - 55 minutes - 50.7 MB

Josh is joined by Laurence Kotlikoff, Professor of Economics at Boston University, President of Economic Security Planning, Inc, and author of Get What's Yours, The Revised Secrets to Maximizing Your Social Security. They discuss investment planning for 2023 with some predictions on where inflation will be heading, interest rates and the performance of the Fed, plus how strategic planning for Social Security can make a huge difference in retirement.

The Win Wealth Strategy with Tom Wheelwright

January 15, 2023 17:11 - 54 minutes - 49.8 MB

Josh is joined once again by crowd favorite Tom Wheelwright, CEO of WealthAbility, and Best-Selling Author and Columnist. They go in depth on tax strategies to take advantage of in 2023. Everything from real estate taxes, to crypto currency taxes, and more. This one is chock full of highlights from his latest book, Win Wealth Strategy.

Are You Ready for the retirement system of 2023?

January 14, 2023 16:56 - 54 minutes - 50.3 MB

Josh covers the many changes regarding the retirement system in 2023. Including The Secure Act and more. Plus, how to achieve tax benefits from a Qualified Charitable Distribution from an IRA.

Chris Carosa Shows How to Make Your Teen A Millionaire Before Age 18

January 14, 2023 15:56 - 54 minutes - 50.1 MB

Josh is joined by Certified Trust & Fiduciary Advisor, Chris Carosa MBA, author of The Parent's Guide To Turning Your Teen Into A Millionaire. They delve into the exact steps on how your teen can be a millionaire before the age of 18. It's easier than you think. They go through the strategy and the tools you can use to do it.

Chris Carosa Shows How to Make Your Teen A Millionaire Before Age 18

January 14, 2023 15:56 - 54 minutes - 50.1 MB

Josh is joined by Certified Trust & Fiduciary Advisor, Chris Carosa MBA, author of The Parent's Guide To Turning Your Teen Into A Millionaire. They delve into the exact steps on how your teen can be a millionaire before the age of 18. It's easier than you think. They go through the strategy and the tools you can use to do it.

Retiring In The 2020s With Bob Carlson

January 08, 2023 16:57 - 55 minutes - 50.5 MB

Josh is joined by “America’s #1 retirement expert” Bob Carlson, editor of the Retirement Watch newsletter and website, and author of Retirement Watch: The Essential Guide to Retiring in the 2020s. Together Josh and Bob unpack how to maintain financial independence in retirement, even in a decade posing new challenges to retirees. They talk strategies and draw on Bob's years of retirement research and provide valuable insight for those approaching retirement, or those thinking long-term about ...

Financial Moves To Make Now

January 07, 2023 19:27 - 56 minutes - 52.1 MB

Josh has some details on the Social Security COLA, including how it might connect to your Medicare premiums. Plus, some IRA moves you need to be aware of. Also, taking an RMD in a down market can be tricky. Josh offers some tips. Plus, why even millionaires are now worried about retirement financial security, and how millions of Americans are financially unprepared for retirement.

How to be Recession Proof

January 07, 2023 19:25 - 56 minutes - 51.9 MB

Josh talks the recession probability and where your focus should be. Market performance is unpredictable and no one has a crystal ball, but that doesn't mean you shouldn't take steps to whether the storm.

Navigating Career, Financial Goals and Life Lessons with John Spooner

January 01, 2023 16:33 - 55 minutes - 50.9 MB

Josh is joined by John Spooner, Managing Director of Investments at a leading Wall Street firm and best selling novelist of Confessions of a Stockbroker, Smart People, and No One Ever Told Us That. John lays out some incredible wisdom on finding success, especially for the younger generation tackling this challenging new world. Plus, the mindset for successful investment and how to stand out amongst the competition.

Deconstructing a Recession with Sherman McClellan

December 25, 2022 17:34 - 57 minutes - 52.3 MB

Josh is joined by Sherman McClellan, founder of the McClellan Oscillator, one of the most in depth financial analysis tools available to the public. Sherman and Josh dissect various market performance charts and break down just how things are looking step by step. Plus, a comparison of events from the last recession to what we are seeing today and thoughts on what's to come.

Attractive Investment Vehicles Other Than Stocks

December 24, 2022 19:22 - 1 hour - 102 MB

Josh discusses the rise in interest rates, along with the decline in stocks (especially tech), and how that has made many investment vehicles other than stocks far more attractive. Plus, even though inflation is still high, and the Fed is raising rates, a recession isn't inevitable, and Josh thinks we may even be headed for a market rally. Also, Congress has passed the end-year budget bill and Josh addresses the changes in the Secure Act those investing for their retirement should be aware of...

Avoiding Audits and Tax Nightmares With Dan Pilla

December 18, 2022 19:54 - 54 minutes - 50 MB

Josh is joined by tax expert in IRS procedure and advocate of taxpayer rights, Dan Pilla. Dan is a tax litigation specialist with more than 40 years of experience helping people solve their IRS problems. Together they discuss what to do if you get audited, what to expect from the IRS as their budget increases and how to avoid showing up on their radar.

Controlling Your Tax Reporting Destiny

December 18, 2022 19:00 - 1 hour - 101 MB

Financial Year End Planning and House Keeping

December 17, 2022 20:56 - 1 hour - 102 MB

Josh has some year end tax moves to tell you about. Also, some details on the upcoming Social Security COLA, including how it might connect to your Medicare premiums. Plus, some IRA year-end deadlines you need to be aware of.

Even Millionaires Are Worried About Retirement Financial Security

December 12, 2022 01:16 - 52 minutes - 47.8 MB

Josh talks about how a coming recession may not be set in stone, since some areas of the economy are still doing well, and the recession many are predicting isn't inevitable. Also, taking an RMD in a down market can be tricky. Josh offers some tips. Plus, why even millionaires are now worried about retirement financial security, and how millions of Americans are financially unprepared for retirement.

Dissecting The Complex and Confusing Subject of RMDs

December 04, 2022 16:31 - 53 minutes - 97.7 MB

Josh delves into the complex and confusing subject of RMDs with insight on how to navigate them. Also, taking a look at the stock market and some of the areas that have been recently weak or strong. Plus, Josh offers advice on how to set aside an emergency fund.

How Infinite Banking Can Save Your Wealth

December 03, 2022 17:39 - 1 hour - 198 MB

Josh talks 3 tax tips for 2022 to lower taxes or get a bigger refund, and details on some of the latest IRS rulings and positions on RMDs and IRAs. Also, how and why 2023 tax refunds may be smaller than expected, and some information of prenups and postnups. Plus, what is "infinite banking" and the role whole life insurance plays in it

The Lesson To Learn From FTX: The Best Way to Wealth Is Intelligent Diversification

November 27, 2022 17:34 - 53 minutes - 98 MB

Josh discusses the many changes regarding the retirement system that are being proposed for the 2019 Secure Act in the upcoming lame duck Congressional system. Also, how to achieve tax benefits from a Qualified Charitable Distribution from an IRA. Plus, if the FTX debacle should teach you anything, it's that the best way to wealth is through intelligent diversification, not looking for one quick investment fix that promises a quick killing.

Utilizing Tax Loss-Harvesting By Selling Your Crypto Investments

November 26, 2022 16:38 - 1 hour - 205 MB

Josh divulges some good IRA rules retirees should know about, and how to use charitable contributions for tax loss-harvesting purposes. Also, some things to do before year's end regarding Roth conversions and RMDs, and how a new Biden administration rule makes it easier to take environmental and social factors into consideration with 401k plans (but be wary of government-encouraged "woke investing"). Plus, could there be another big stock market correction in 2023?

Gridlock is Good For Business

November 20, 2022 15:48 - 55 minutes - 101 MB

Josh discusses the political gridlock that will likely come with divided congressional control, and how that's good for your portfolio. Plus, more thoughts on the FTX scandal, and its effects on crypto. Plus, how gold and crypto share some traits.

Financial Scams Are Everywhere And How To Avoid Them

November 20, 2022 13:34 - 1 hour - 205 MB

More on the FTX collapse, including how it got its money, from who, and its role in politics. Also, there are many tax credits available that people seem unaware of, and how to get them. Plus, to use a Net Unrealized Appreciation tax strategy to achieve big tax savings, and how the 60/40 investment strategy is dead, and why.

If It's Not Bitcoin It's a Scam

November 13, 2022 15:41 - 53 minutes - 97.9 MB

Josh talks about the FTX collapse and cryptocurrencies in general. Plus how private equity companies, and also inefficient or indifferent auditors, are enablers of such a scam industry.

The Bear Market Bonds May Soon Be Ending

November 13, 2022 11:44 - 1 hour - 205 MB

Josh looks at the FTX crypto crash and its implications for cryptocurrency, the stock market, and other investments. Also, examining the election results and what it may mean for De Santis, Trump, Congress and both parties. Plus, charitable giving, tools one can use for charitable giving such as recoverable grants, and the likelihood that charitable giving will probably be falling.

How The Midterm Elections Affect Your Finances

November 06, 2022 17:12 - 54 minutes - 99.7 MB

Josh is joined by Dr. Frank Sorrentino, PhD author of Presidential Power and The American Political System. Together they do a deep dive analysis of the upcoming midterm elections and the candidates running against each other. Plus, how the results of the midterms will affect your finances.

Everybody Is Talking About Inflation When They SHOULD Be Talking About The National Debt

November 05, 2022 19:03 - 1 hour - 202 MB

Josh offers explanation and clarity on the complex subject of Roth IRA distribution. Also, the pros and cons of investing in I-Bonds, including why stocks are generally a better investment. Also, all the candidates are talking about inflation, when they should be talking about the national debt. Plus, 3 big mistakes investors commonly make.

Don't be a Financial Pessimist In These Troubling Times

October 30, 2022 15:24 - 55 minutes - 101 MB

Josh dives into where you can find high interest rates savings and to take advantage of these rates while you still can. Plus, investment options for young adults in today's market. Also, what to do with your RMD if you don't need the money and want to avoid additional taxes.

Offsetting Portfolio Losses Through Tax-Loss Harvesting

October 29, 2022 16:27 - 1 hour - 205 MB

Josh dives into IRS inflation adjustments for 2023 that people should know about, and some good related investment vehicles. Plus, a look at the phenomenon of Gen Z-ers now being the highest savers for retirement. Also, the sound strategy of offsetting portfolio losses through tax-loss harvesting, and why financial advisors should be realistic, not blindly optimistic.

The Antidote to Bad Financial Mistakes Is Good Financial Planning

October 23, 2022 15:36 - 51 minutes - 70.3 MB

Josh dives into diversification and whether or not investing in your 401k today is worth it. Plus, the history of the federal income tax and how that effects your retirement. Also, what other strategies should accompany your 401k.

Dissecting The Inflation Problem With Dr. David Ranson

October 22, 2022 16:33 - 53 minutes - 72.9 MB

Josh brings in the big guns and talks to the guy who literally wrote the book, quite a few to be precise, on inflation. Dr. Ranson and Josh go over strategies you can apply to battle the inflation risks currently in the market. Plus, stock market predictions and how to navigate the volatility.

Navigating the Inflation Reduction Act with JJ The CPA

October 22, 2022 16:26 - 54 minutes - 74.5 MB

Josh is joined by JJ The CPA to go in depth on The Inflation Reduction Act and how to take advantage of the new law, including deductions, tax incentives and whether you should apply these strategies for this fiscal year or wait until the next.

Let's Take A Good Look At The Current Fed Strategy

October 15, 2022 16:23 - 1 hour - 203 MB

Josh takes a detailed look at the Fed's interest-raising policy, its short- and long-term implications, how far it's likely to go, how much economic damage it could possibly do, and its effect on foreign nations and national banks. Plus, examining the upcoming considerable Social Security COLA and the interest rate/inflation connection. Also, when is the best age to take Social Security, and why Josh generally thinks it's a good idea to wait as long as possible.

Guests

Beau Henderson
1 Episode