Financial Intelligence Mindset artwork

Financial Intelligence Mindset

40 episodes - English - Latest episode: over 2 years ago - ★★★★★ - 3 ratings


Financial intelligence mindset is about understanding more about money and how to make more, manage it and maximise it in your business and personal life. It is about having the right attitude and beliefs about money.


By enhancing your financial intelligence, you are able to make decision that are in the best interest of you and your business.


It enables you to understand more about money and ask the right questions to the right people to make the best decision and keep you on track for success.  


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Investing Business Entrepreneurship business success cashflow money tax profits sales marketing customers accounting management
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Episodes

Chas Henry - Founder of C.H. Local Media/ Digital Marketing Agency Shares Tons Of Tips & Strategies To Skyrocket Your Business Income.

October 04, 2021 00:32 - 1 hour - 64.4 MB

Charles (Chas) Henry is a digital marketing agency owner who has been helping clients grow their online presence, visibility, and sales through Search Engine Optimization.  The founder of C.H. Local Media also offers consulting services to local businesses on the basics of SEO and how to use it effectively for their business or organization. He started marketing by promoting and positioning his previous band for success while learning about marketing and advertising within the music industr...

Rosetta Bryson, Founder & CEO at Simple Trader Pro Shares Her Story Journey & Tips To Be A Successful Trader

September 29, 2021 10:24 - 56 minutes - 42.7 MB

Rosetta Bryson is a highly sought-after financial strategist, an inspiring speaker, a nurturing mentor, and the founder and CEO of Simple Trader Pro, the largest Black-owned financial technology company in America.  Rosetta delights in decoding what is often experienced by many people as an inaccessible system. She is leading the charge in expanding and diversifying the FinTech space, a field where few Black founders exist, and her simple tools show investors how to navigate landmines with ...

George Taylor, Founder of Gramersi (digital publisher), Shares His Entrepreneurial Experiences - Struggles & Successes.

September 15, 2021 08:25 - 1 hour - 44 MB

George Taylor is a journalist and a musician from Hertfordshire. He is the Founder of Gramersi, the digital publisher specialising in consumer and retail start-up news, video content, and events. Gramersi are proud to have worked with War Paint For Men, Jecca Blac, Tropic Skincare, M+LK PLUS, Barenaked Foods, Dr Tara Lalvani (Beautifect), and more. George previously Founded Creative Industry Hub – the media and event company for the music, fashion, and influencer sectors with thousands of ...

Shaun Simon, Founder & CEO of ServiceGanja Based in Dallas, Texas, Shares Entrepreneurial Journey & Tips For Business Success.

September 09, 2021 06:30 - 48 minutes - 35.6 MB

Shaun Simon is the Founder & CEO of ServiceGanja based in Dallas, Texas. Shaun is a serial entrepreneur who started ServiceGanja in March 2020 after working early at several tech startups and his other ventures.  Shaun is one of the natural entrepreneurs that started very young. Through his experiences, he was able to learn from his examples and mistakes to improve.  ServiceGanja is a technology platform for cannabis dispensaries to manage their retail operations with an all-in-one platfo...

Clarence Brown, CEO of Integrity Credit Fix Sources LLC, Shares Entrepreneurial Journey & Tips To Fix & Leverage Your Credit

September 06, 2021 23:49 - 51 minutes - 41.6 MB

Clarence Brown is an experienced credit repair expert and credit education specialist. Driven by passion, he takes pride in providing the best service possible. As a CEO, his goals include reinstituting trust into the credit repair field, establishing brand recognition, and increasing market size.  In addition to his primary job functions, clients, peers, and associates admire Clarence for his extraordinary commitment to excellence. After earning his expertise in credit management through h...

Jay Chauhan Share His Journey To Becoming Full Time Property Investor & Developer, Helping Others Create Wealth

August 31, 2021 10:10 - 41 minutes - 32.6 MB

Jay Chauhan is a full-time property investor and developer working with those that wish to create long term wealth and security through property investment. He has nearly a decade of experience and unsurpassed property industry knowledge.  With a keen eye for identifying high yielding properties and development projects that generate lucrative returns on investment, Jay provides unique opportunities with exciting financial rewards for his investment partners. His main area of focus geograph...

Steve Tosh, Founder of Global Risk Alliance, Share His Journey & How His Company Helps Organizations Identify & Prevent Corruption & Fraud

August 27, 2021 02:16 - 53 minutes - 44.5 MB

Steve Tosh is the company director of Global Risk Alliance Ltd, a risk management company that provides consultancy and education services.  He has over 20 years of experience in procurement fraud and corruption investigation, and risk mitigation. He has headed many high values and complex global studies and currently works with international clients to design and implement frameworks and risk approaches to prevent corruption and Fraud within supply chains.  He has been involved in develop...

Robin Hayhurst Construction Industry Coach & Mentor Share His Story & Tips For Business Success

August 25, 2021 07:11 - 43 minutes - 35.6 MB

Robin recalls watching his father working all hours to keep on top of his Development and Construction Business. Originally trained as a carpenter, he finally started his own business in 1969. He put the first roofs on himself. The family was vital to him, but he gave up time with family to keep on top of the growing business. He was never taught to be a business owner and had to learn from the hard knocks, failures, and successes as they happened. Having run and grown the business alongs...

Ricardo McHardy, Founder of NeoTech Blockchain Solutions - Share His Entrepreneurial & Business Journey

August 20, 2021 06:48 - 42 minutes - 32 MB

Ricardo McHardy is the Founder of NeoTech Blockchain Solutions.   Since 2018, NeoTech Solutions has been experimenting with blockchain technology and how to leverage its value. Since then, they have developed a suite of proof of concepts, solutions and use cases. Ricardo McHardy got one of his starts in the technology industry in October of 2016 when he commenced developing the mobile video game “Space Duckie”.  Space Duckie was an inter-galactic themed 2D platform arcade game with duck c...

Jack Gibson Share His Journey & Strategies To Achieve Business Success & Build Your Wealth

August 17, 2021 19:29 - 57 minutes - 44.2 MB

Jack is an international serial entrepreneur and financial thought leader. Driven to success in business and life, Jack built a profitable business from his college dorm room and then built two multi-million dollar businesses in real estate. He is a sought-after speaker, sharing his experience with high school classes, business networking groups, sales teams, and aspiring Entrepreneurs. Jack shares his dynamic message through his 5-star ranked “High Return Real Estate Podcast”, and his ent...

Henry Vaughan - Founder of Bondford - Strategies for Managing & Mitigating FX Risk

August 10, 2021 13:42 - 46 minutes - 32.2 MB

For global businesses, exchange rate fluctuations can significantly impact profit margins, market shares, and balance sheets. When attempting to mitigate this risk, many corporates fall back on placing intermittent FX trades, driven mainly by speculative bets with limited supporting policies or reporting. Bondford help firms put in place a formal, adhered to FX policy and strategy for mitigating FX risk. These replace typically one-off, large FX trades with a hedging program that reduces...

Phil Blows - Founder& CEO of Accru, Trader and Investment Manager Shares His Story

August 03, 2021 12:04 - 57 minutes - 40.7 MB

Phil has spent the last 15 years building and scaling Fintechs.  Phil is passionate about improving the world's financial health. Initially working as a trader and investment manager, he led teams tasked with scaling retail platforms to mass market adoption in both the B2B and B2C space.  As part of this effort, he interviewed over 10,000 people about their finances and where they were struggling and used this knowledge to develop tools to improve the UK's financial health. Phil is current...

Ryan R. Sullivan - Founder of Podcast Principles Share His Journey & The Business of Podcasting

July 20, 2021 15:41 - 47 minutes - 40.6 MB

Ryan R. Sullivan shares his journey... After a conversation with Gary Vee in 2019 and losing one of my first podcast guests to a tragic car accident in early 2020, I dropped everything to pursue podcasting. I created the all-in-one podcast launch platform - Podcast Principles. With Podcast Principles, we make podcast launches simple for Coaches, Consultants, and Entrepreneurs. I take driven professionals and help them build a stage to transform a vision into an effective show that gene...

Anna Szymanowska, Founder of Fighter Shots, Share Her Business Start-up & Entrepreneurial Journey.

July 05, 2021 14:29 - 40 minutes - 36.2 MB

Anna Szymanowska, Founder of Fighter Shots, Share Her Business Start-up & Entrepreneurial Journey.   Anna holds an MBA from London Business School (LBS) and MSc in Industrial Engineering and Renewable Energy. Her work at Airbus, Microsoft and as a management consultant fostered strong product development and sales skills.  After seeing her colleagues drink ginger shots in Switzerland, Anna decided to create her recipes. She is excited by the evolving relevance of health products and how h...

Simon Yemoh - Founder of Clijé Shares His Entrepreneurial Journey

June 24, 2021 12:07 - 41 minutes - 25 MB

Simon is an entrepreneur and founder of the beverage company Clijé. Born and raised in London, he has inherited a spirit and vibrancy from growing up in such a dynamic city.  A leader with several accolades in different fields, these flavours are showcased in a style of branding that expresses a deeper meaning and connection that uplifts and cultivates.  Having founded businesses and gained experiences in a range of industries such as art, entertainment and hospitality - a creative and 'lo...

Alex Sapala Share His Story - From Humble Beginnings To Accountant, Author, Property Investor & Mindset Coach

June 08, 2021 13:18 - 41 minutes - 30.6 MB

Alex, the author of an Amazon Number 1 Bestseller ‘The Business Path to Wealth Creation’, is a prize-winning chartered accountant with experience in financial markets and investment banking from the world’s top financial and advisory institutions including Deloitte, RBS and JPMorgan Chase. Alex has been involved in property development programmes across different types since 2008, building and managing a multi-million dollar portfolio that includes standard buy-to-lets, student accommodat...

Corina Goetz - Middle East Specialist & Hospitality Expert Shares Her Business Journey

May 25, 2021 00:55 - 44 minutes - 33.7 MB

In Episode 24 of The Financial Intelligence Mind Podcast, I interview Corina Goetz – Middle East Specialist & Hospitality Expert.   Corina founded Star-CaT because of her passion for the Middle East and work in the hospitality sector.   She realized that many people are anxious due to the lack of knowledge about the Middle East and strongly believes that companies and individuals should have the opportunity to learn.   Education is key to create strong relationships that lead to mor...

Remisha Jones Share Her Story & Financial Gems To Build Wealth!

April 08, 2021 08:03 - 53 minutes - 41.4 MB

Remisha Jones is a Certified Financial Social Worker, Clinical Social Worker-LCSW-A, and entrepreneur and has been providing financial workshops called “Money Matter$ with Remisha Jones.   Remisha is a native of Roberta, GA and an alumna of Clark Atlanta University with a B.A. in Political Science.  She obtained two master’s degrees from North Carolina Central University with MS in Criminal Justice and an MSW in Social Work in 2019.    She has worked in the Social Work field for over 15...

How To Improve Your Credit Rating & Leverage Other People Money

March 27, 2021 06:16 - 14 minutes - 11.5 MB

A good or excellent credit score or credit rating is crucial for small businesses and investors looking to leverage other people's money (OPM Strategy).     If you have tried to access some credit services such as loans or some services or products on credit, you may be familiar with the term credit rating. In case you are not familiar with it, credit rating refers to evaluating a borrower's credit risk. It assesses the ability or likelihood of a borrower (or potential or prospective debt...

Gaurang Patel Shares His Journey – IT Professional To Entrepreneur (Side Hustle)

March 17, 2021 10:14 - 35 minutes - 28.6 MB

You can start a side hustle (7 pm to 1 am) while holding down a 9 to 5 job! Gaurang Patel is an Electronics Engineer by training, originally from India and now living in Canada with a dream of becoming a millionaire. I interviewed him on the Financial Intelligence Mindset podcast, where he talked about his journey, including working 15 hours a week in low-paid jobs to clear down his debts. Although Gaurang is well established in the field of IT, in his words, "sooner, I realize that it's ...

Femmie Evans - Journey From Employee To Entrepreneur & Investor

March 09, 2021 10:18 - 33 minutes - 27 MB

If you are looking to transition from employee to entrepreneur/ investor, this podcast is for you!       Fantastic interview with Femmie Evans, Founder of FTX Accounting, a serial entrepreneur and investor, covers many gems for anyone looking to fire the boss and start a successful business.    Born in Guyana, Femmie is the Daughter of Brentnold Evans, The Ex-Counsel General of Guyana.   A financial exec with broad experience in all aspects of accounting, auditing, and financial manag...

Ursula Garrett -Business Advisor & Tax Expert Shares Her Story & Strategies

March 03, 2021 09:16 - 45 minutes - 35.2 MB

Ursula Garrett - Business Advisor & Tax Expert Shares Her Story & Strategies Business advisor Ursula Garrett helps entrepreneurs build empires one asset at a time.  Qualified as a  Certified Public Accountant (CPA), her particular expertise is with entrepreneurs and small businesses, with a focus on new business startups.   Ursula also holds an MBA in Entrepreneurship, is an international speaker, and an award-winning author of two books. A lifelong pursuit of excellence in the business al...

How To Save Money And Become An Investor On A Low Income Budget

February 23, 2021 07:58 - 31 minutes - 26.3 MB

Annette Galloway Shares her Journey with lots of tips and strategies for those looking to become investors CEO of a company called Saver to Investor and author of the book: How to save £10,000 on a low income. Annette's goal is to empower individuals on a low income to save thousands of pounds a year through good money management. Her mission is to empower individuals to save money consistently, pay down debt, build wealth and invest their way to financial freedom. You can find out mo...

James Chandler Financial Journey

February 16, 2021 05:00 - 33 minutes - 27 MB

Wow! It was indeed a fantastic conversion with James Chandler In this episode, James shared his journey from fitness enthusiast to financial freedom advocate. Having been in the fitness industry for most of his career, he achieved accolades such as manager of the year, front cover magazine model and marathon runner, and much more.  James is now on the next stage of his journey. This time in the finance world where he is aiming to become financially free in the not-too-distant future. So...

Mike Henebery Shares His Investor & Entrepreneurial Journey

February 01, 2021 08:08 - 32 minutes - 28.8 MB

In this episode, I interview MIKE HENEBERY Investment Expert and Entrepreneur   -Acquired over 50 companies in private transactions.    -Key member of Gresham PE team - led the spin-out from Zurich Financial Services and raised £600m from c.20 LPs (largely insurance companies and pension funds) between 2003 and 2006.    -Led 15 separate deals between 2000 and 2007 investing £200m and returning over £450m to investors. -Has previously founded/co-founded two start-ups:    -Was the fou...

Understanding Financial Statements And Information Is Crucial For Business Success

January 21, 2021 08:46 - 14 minutes - 12.4 MB

Based on my survey, most small business owners and entrepreneurs don't know the difference between margin and mark-up! Freighting!  It is even scarier that most small business owners and founders don't even know what financial information to use to improve their business performance. Finance and business are intricately and intimately connected, yet many try to divorce them and even outsource their financial insights - it is no wonder most businesses fail! Mistakenly, many see financia...

PRICE is NOT Always an Indicator Of VALUE!

January 14, 2021 05:04 - 11 minutes - 10.6 MB

PRICE is NOT always an indicator of VALUE!! Price can be easy as looking at the price tag or asking for a quotation but determining value and value for money is a different story. I think too many business owners focus on the price when, in fact, PROFIT is a reward for value creation. Moreover, by having a good Value Proposition, you will attract the right customers and be a position to charge premium prices. Episode 14 of my Podcast is on Price vs Value. See link in the comments belo...

Banking Fundamentals For Business Owners

January 11, 2021 09:48 - 12 minutes - 10.4 MB

Having multiple bank accounts is crucial to managing money properly in any business. However, most small business owners do not manage their money properly. Many even use their personal account for business - this for me is a NO-NO! In my first role in financial services in 2001, I was responsible for managing over 30 bank accounts for a smallish insurance Company, and as complex as this sounds it made cash management easier. So what are these bank accounts ? Well, if you are small busi...

Financial Discipline Is Crucial To Build And Maintain Wealth

January 03, 2021 08:12 - 12 minutes - 11.1 MB

Maintaining financial discipline is key to building wealth and achieving financial goals. According to research, the main reason why most businesses fail is due to inadequate planning;   I think the same can be said for individuals – would you agree.  So, when you reflect on 2020 – have you achieved your goals and plans? - Or has the pandemic complete detailed you  Financial discipline refers to how well you adhere to your financial plans that you have set to achieve your monetary goal...

Managing Money And Investments In Uncertainty

December 22, 2020 14:36 - 19 minutes - 17.2 MB

How are you coping and managing your money and investments in this crisis?   While most people are struggling in this crisis, some are doing extremely well and others seeing it is an opportunity to invest and grow their business and wealth.     Look, the last year has been, and undoubtedly continues to be, unsettling financial and economic times!     Lots of businesses are failing and many are just about able to survive these tough times, meanwhile others are seeing it is an opportunit...

Taking Risks To Increase Investment Returns And Build Wealth

December 04, 2020 11:02 - 25 minutes - 21.7 MB

Taking calculated risks is necessary to advance in life! Even getting out of bed is risky! But some people are more risk-averse than others! A calculated risk is a chance taken after careful estimation of the probable outcome. Risk is a complicated subject, and there are various types, including:  Market risk  Liquidity risk  Credit risk  Reinvestment risk Operational risks Project risks Currency risk  And much more. According to the risk-return trade-off formula, invested money c...

Financial Control - Managing Your Money is Crucial to Build Wealth

November 25, 2020 02:10 - 29 minutes - 25.3 MB

Manage your money, or it will control you! Especially in business, you have to monitor and manage your finances to grow your money and build financial strength!  Whether you are employed, Self-employed, Company or Non-profit Organization, you will not achieve your financial goals if you don't control your finances. The importance of managing your money is common sense, but why is it that many people, including business owners, do not adequately control their finances and end up bankrupt? ...

Financial planning acts as a wealth creation model, even in times of uncertainty!

November 18, 2020 10:26 - 27 minutes - 23.5 MB

A good financial plan acts as a wealth creation model and is essential even in times of uncertainty or curve balls!   Financial planning is having a roadmap and a sense of direction for achieving short term and long-term monetary goals - It is incredible useful for individuals, families, Companies, and Government as well as other organisations seeking to forecast their future financial position!   Importantly, financial planning should be a continuous process - as the only thing that con...

Debt is often necessary to grow a business & build wealth but must be managed carefully.

November 09, 2020 08:03 - 26 minutes - 22.5 MB

Debt is sometimes necessary to get ahead in life and build wealth, but poorly managed can lead to severe financial difficulties! Let's face it, even when the economy is booming most of us cannot afford to buy a new home, or pay for our dream car or holiday in cash and often a loan or credit card is the only way to fund what we desire! With most business impacted by the pandemic, resulting in thousands of job losses and many having to shut, it is no surprise to read in the papers that borro...

Ep.6 Understanding The P&L Connection With Other Financial Statements

October 27, 2020 12:55 - 33 minutes - 28.8 MB

Episode 6: The Profit and Loss or P&L as commonly known and how it impacts the other financial statements   Let me start by asking you questions to test your financial intelligence? Email answers to [email protected] and I will send you a couple of eBooks to help increase your profitability and bank balance for free !   1. How do you know the profitability of your business products or services are on a weekly or monthly basis? 2. Why is it that you can be profitable and still run out o...

Ep.5 Cash Flow Statement & Business Cash Flow Management

October 13, 2020 01:57 - 18 minutes - 16.1 MB

Breaking down the cash flow statement and how it all fits together and link with the Balance Sheet – between these two statements Lenders/Investors have great insight into your buisness.   Link to the Business Money Masterclass (Get Free eBook and Register for Online Course)   https://roystoncumberbatch.com/increase-positive-cash-flow   Positive cash flow - More inflows that outflows = a good position for the business Negative cash flow – more outflows than inflows a bad position fo...

Balance Sheet- Importance in Business & Investing

September 29, 2020 18:06 - 20 minutes - 17.4 MB

Do you know why the balance sheet is one of the key financial statements that Investors and lenders look at the most? Most entrepreneurs focus on the income statement/P&L as this show the profit or loss a business in making, but in reality, the balance sheet indicates the financial strength of a company and is the report that investors and bankers spend a considerable time analysing. Well, this is because the balance sheet shows the financial health of a business at a point in time and by...

Money - Lifeblood of a Business - A Promise for Value

September 15, 2020 07:20 - 16 minutes - 14 MB

Welcome to my Podcast where I talk about all things related to Money Mindset, Finance, Business and Investing. My name is Royston Andrew Cumberbatch – Finance Expert and Business Strategist with 30 years in finance and business, of which 19 years in financial services. Episode 3 of my Podcast: In this episode, I talk about Money - The lifeblood of every business—a Promise in value exchange and why I consider money to be energy. I believe that money should not be locked up but allowed ...

Understanding Financial Intelligence vs. Financial Mindset

September 09, 2020 08:00 - 15 minutes - 13.7 MB

Welcome to my Podcast where I talk about all things related to Money Mindset, Finance, Business and Investing. My name is Royston Andrew Cumberbatch – Finance Expert and Business Strategist.   In this 2nd Episode of my Podcast, I explain what is financial intelligence and its importance in enhancing your business performance. I also challenge some of the myths around Money and explain why a financial mindset is necessary to be successful in business  You can find out more about me through ...

How Royston Cumberbatch Became a Financial Expert

September 09, 2020 08:00 - 21 minutes - 19.5 MB

Welcome to my Podcast where I talk about all things related to Money Mindset, Finance, Business and Investing My younger self used to pray for my circumstances to change, to have the life I deeply desire! And here is the thing, the journey of my life has thought me that neither your past nor current circumstances determine where you can go - They merely determine where you can start. My name is Royston Andrew Cumberbatch.  In this first Episode of my Podcast, I share with you my Journey ...