Family Money
137 episodes - English - Latest episode: almost 2 years ago - ★★★★★ - 46 ratingsHost Valerie Zaric is a mother on a journey for financial independence. She is helping other parents do the same. In this show, we focus on making more money and spending less, so we can focus on what really matters to us.
Learn more at valeriezaric.com
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Episodes
4 OF THE MOST ANNOYING PERSONAL FINANCE ARGUMENTS | financial independence retire early, Dave Ramsey
May 13, 2022 20:00 - 6 minutes - 4.43 MBDon't get sucked into some of these personal finance arguments! I'm so over these! 1. Dave Ramsey - you either love him or despise him 2. The Latte Factor - Can you drink coffee or not? 3. Debt Snowball or Debt Avalanche - either way, you're getting out of debt! 4. Being a stay at home mom or working mom Find me on YouTube!
Living off $300 per month (extreme budgeting) | I went too far.
May 07, 2022 02:00 - 8 minutes - 5.73 MBA lot of frugal living content glamorizes extreme budgeting. However, there is a dark side that I've experienced. Checkout my YouTube channel for more content!
Our 7 Biggest Money Mistakes (Avoid these before it's too late!)
April 21, 2022 20:00 - 8 minutes - 6.02 MBI've made most of these mistakes at some point! Have you? Subscribe to Family Money TV on YouTube
How much does having kids REALLY cost? (Spoiler: It's a lot, but there's hope!)
April 07, 2022 21:00 - 10 minutes - 7.25 MB**I apologize the audio quality is a little off. I was having mic issues!** Everyone knows that having kids is expensive - food, housing, childcare, and even COLLEGE! But how much does it actually cost? I talk about averages and what our personal experience has looked like. Follow me on YouTube!
4 Positive Things I've Learned From LDS (Mormon) YouTubers
March 31, 2022 21:00 - 8 minutes - 6.09 MBIf you watch YouTube at all, you've probably noticed LDS (Mormon) members dominate in the family and personal finance categories. They're entertaining and often have great tips for running a household. Do you watch any of these channels? What do you think? Disclaimer: This is not commentary on anyone's religion, but just things I've noticed. Checkout MY YouTube for more family money content: https://www.youtube.com/channel/UCrUZrmTbyind14pv5Tv-ZsQ
6 quick and easy ways you can save money on groceries today (without making huge sacrifices!)
March 24, 2022 19:00 - 6 minutes - 4.48 MBWe're all feeling inflation right now, especially when it comes to our daily expenses (like groceries)! Here are 6 easy ways you can start saving on groceries today! None of these require major sacrifices to your mental or physical health. Checkout my YouTube channel for more grocery tips!
How to argue a medical bill when you think it's wrong (health insurance claim disputes)
March 17, 2022 21:00 - 11 minutes - 8.15 MBSome stats say that up to 80% of medical bills have errors! With healthcare more expensive now than ever, it's important to understand exactly what you're getting charged and to understand how to argue it if you disagree. In this episode, Valerie talks about how she successfully argued her healthcare bill. She provides tips on what to do if you believe you had a billing issue on your claim. Also, is there anyway to prevent confusion? Like I’ve said before on the show, I do work in healthca...
How to follow your calling (with Beth Hewitt)
March 10, 2022 10:00 - 13 minutes - 9.03 MBI'm always in awe of people who are so certain that they're following their life's calling. For those who are less sure, how do you know what your calling is? I called on my friend, Beth Hewitt, to shed some light on this topic. Links: Beth's website Beth's Podcast: Visualise You Subscribe to Family Money on YouTube!
9 Tips For Buying Your First Rental Property + My First Rental Story
March 03, 2022 20:00 - 14 minutes - 9.74 MBIn this episode, Valerie talks about how she got into real estate investing, why she likes it, and gives 9 tips to those also wanting to get into it. It's been a highly effective tool in my financial independence journey. It's taken a lot of money mindset work and research to get into it, but I'm proud of what we've accomplished so far. If done strategically, real estate investing has the ability to have long-term benefits (including generational wealth). I'm not a financial professional, ...
Beauty In The Simple Life: Save Time, Money, And Live a Richer Life By Embracing Simplicity
February 24, 2022 21:00 - 10 minutes - 7.51 MBKeeping things simple can be challenging when the world is making you feel like you need so much. Now that the pandemic is winding down (hopefully), it's a time to reassess how we spend our time. Obviously, so much is out of our control, so how what can we do to embrace simple living. Check me out on YouTube!
The Power Of 15 Minute Sprints
February 18, 2022 20:00 - 7 minutes - 4.99 MBOn Fridays I try catching up on paperwork that needs to be done personally and professionally. I also try to do some self care and clean up to get ready for the weekend. I have so many conflicting priorities and get overwhelmed/distracted so easily, so I love the 15 minute timer hack. It helps me get things done but also make time for myself. Who doesn't have a spare 15 minutes to get something important done (even if it means taking time to just relax and listen to music). Tags: productiv...
Hustle Podcasts Will Kill Your Creativity and Waste Your Time & What Will Help You Instead
February 17, 2022 21:00 - 9 minutes - 6.83 MBI vow not to make this podcast one of the hustle business type shows that makes you feel like you need to constantly grind in order to make money. Instead, let's focus on creating through art, allowing yourself to read fiction, listen to music, read poetry, or whatever makes you feel like a human! Creativity is the foundation of business and money making. I've never found that hustle and grind type of podcasts make me feel more creative, but instead I experience the opposite effect.
When should you splurge on items?
February 11, 2022 21:00 - 20 minutes - 13.8 MBShould you buy once and cry once? When should we spend more upfront to save money in the long run? Check me out on YouTube Tags: financial independence, retire early, FIRE, personal finance, money podcast, money for women, millennial money
You Went To Library School? Now What? (Tips for anyone making a big career change)
January 28, 2022 15:00 - 21 minutes - 14.8 MBA lot of people don't know this, but I got my Bachelor's degree in Art and master's degree in library and information science (MLIS). I don't do either of those professionally at the current moment! In this episode, I give tips for those who just graduated from library school and also for those making a big career change as well. My interview on the Librarian Linkover Tags: MLIS, master's in library and information science, library school, librarian, art degree, career women, career help,...
Healthcare Is Expensive And I Feel Guilty Spending Money Sometimes
January 13, 2022 20:00 - 12 minutes - 8.91 MBIt's been a while since we've talked! In this episode, I get personal and talk about my experience with the healthcare system. I'm trying to change my money mindset to realize that peace of mind is worth a lot. In this episode, I talk briefly about my cancer story and how money and healthcare are intertwined. I had my first experience as a consumer with the No Surprises Act, and I attempt to explain it. Tags: thyroid cancer, healthcare, spending money, financial independence, money mindset...
Is This The Least Talked About Vehicle For Financial Independence? (Spoiler: Legal Insurance)
October 21, 2021 20:00 - 15 minutes - 10.9 MBWhether you're an entrepreneur or not, it's beneficial to utilize legal services proactively. A way that makes it more affordable is by using legal insurance. Valerie used it for her estate planning recently, and saved about $1k. She also doesn't think she would have done it without the insurance. We all sign contracts on a regular basis, and it's a good practice to have attorneys look over what you're signing (housing contracts, job offers, car purchases, etc.) Although this sounds a litt...
Is your MLM just a scam? What red flags are there?
October 11, 2021 20:00 - 8 minutes - 5.83 MBWhether you call it an MLM, pyramid scheme, or network marketing, everyone has opinions on this type of business. I am personally very hesitant to recommend this type of business model because the data shows that the vast majority of business owners make minimal money (if any at all). Lots of women want to work from home, and it's easy to get sucked into the promises of an easier lifestyle (at least as social media shows). Our guest today, Sheryl Scott has some experience with MLMs, and sh...
Welcome to the Family Money podcast!
August 24, 2021 19:00 - 3 minutes - 2.57 MBI realized the reason why many of you listeners are stressed about your career is because you're worried about MONEY. I'm pivoting the show to provide you resources on how to make more and spend less so you can reach financial independence. I'm going on this journey with you. You can watch my YouTube channel at Family Money TV.
How To Get More Referrals For Your Business (Not Just For Sales People) With Matt Ward
July 07, 2021 18:00 - 43 minutes - 29.7 MBIn this episode, Matt Ward talks about why referrals are important, and how to get them. Resources and links: Matt Ward's website Tags: sales, referrals, referral marketing, marketing tips, sales tips, matt ward, Massachusetts entrepreneur
When You Want Enough Money To Stop Worrying with Michelle Arpin Begina
June 30, 2021 06:00 - 36 minutes - 24.8 MBIn this episode, Michelle Arpin Begina talks about her experiences with money growing up. She uses this experience to help professional women step into financial freedom from a place of confidence. We also talk about raising kids with a healthy money mindset, how to talk about money productively, finding the qualities that have made you successful in the past, and negotiating raises. Resources and Links: MichelleAb.com IG: @themichelleab
Future-Proofing This Show
June 24, 2021 02:00 - 2 minutes - 1.92 MBThis is a super short mini episode where I give you an update on where the show's going. I'm also strategizing what topics and content to feature for the rest of the year. Some of these topics include: Making more money (Who doesn't want that!?) Getting unstuck Incorporating some "fun" episodes - I'm not sure what that means yet. I'm also considering uploading more often to my YouTube channel. Connect with me on LinkedIn, and let me know what you think of this direction!
Career Advice To My Younger Self
June 16, 2021 21:00 - 9 minutes - 6.3 MBFind a mentor, but don't listen to everyone Be intentional about dating. This will impact your future so much. It’s a marathon, not a sprint. You'll be working for years, so don't burn out in your first few years as an employee. Ditch perfectionism. You're not "getting graded" anymore, so stop trying to get 100% scores. Be authentic - You don’t have to act like a robot and be serious all of the time. In fact, if you listen to this show regularly, you know that having fun and using hum...
Side Hustle Ideas and My App Update
June 09, 2021 21:00 - 12 minutes - 8.33 MBIn this episode, Valerie gives her thoughts on side hustles. Why it can be toxic to always need to be busy. Passive income vs. service-based side hustles How her app can help new entrepreneurs Resources and Links: Valerie's app: HireNewbies.com Valerie's LinkedIn Email valerie at [email protected]
4 Tips To Overcoming A Creative Block
June 07, 2021 19:00 - 9 minutes - 6.47 MBI've recently experienced a creative block with my podcast, and want to share 4 tips on how I overcame it. Links and Resources Connect with Valerie on LinkedIn.
*Replay* Total Leadership With Michelle Rajotte
May 26, 2021 18:00 - 40 minutes - 27.7 MBHere's another blast-from-the-past episode. In this interview with Michelle Rajotte, we discuss: Why you should act with authenticity. Examples of some big life changes that Total Leadership inspired. Leaders can work successfully and efficiently, but you should also find room for the other domains of your life: home, community, and self. The importance of following our authentic, meaningful path, not necessarily the path that people expect from us. And more! Resources Mentioned: Tot...
*Replay* Overcoming Burnout With Emily Golden
May 25, 2021 02:00 - 28 minutes - 19.5 MBIn this interview, we talk about: Emotional intelligence (like optimism, stress management, regulating emotions, and the willingness to be vulnerable) Neuro-atypicality Why you should learn something new when you start feeling burnt out. Resources and Links Mentioned: The New Golden Rule: The Professional Perfectionist’s Guide to Greater Emotional Intelligence, A More Fulfilling Career, and A Better Life by Emily Golden Brené Brown’s website soft skills, career, burnout, new job, care...
Social Media Marketing And The Laptop Lifestyle
May 19, 2021 06:00 - 32 minutes - 22.1 MBOur guest, Krystal Miranda, from Enhance My Digital talks about her career in online marketing. We talked about: How the pandemic has impacted the online business world How realistic it is that any of us could start working online permanently How to ensure we’re being ethical as business owners And more! Links Enhance My Digital Website Krystal's Instagram Connect with Valerie on LinkedIn career women, business women, women in business, digital marketing, social media management, SM...
Navigating Office Politics
May 17, 2021 06:00 - 14 minutes - 10 MBIn this episode, Valerie talks about navigating office politics. What is office politics exactly? When should you try to just avoid it? Forbes published some tips recently and Valerie elaborates How to be strategic when dealing with office politics. Resources and Links 11 Helpful Strategies For Navigating Office Politics - Forbes Connect with Valerie on LinkedIn
#106: How Having Confidence Impacts Your Career With Karla Angel
May 12, 2021 06:00 - 28 minutes - 19.4 MBHello everyone and welcome to episode 106 of FPC. So many of the issues we talk about on this show - making more money, networking, communicating - all require some level of confidence. Confidence in your abilities and knowledge, in your appearance - it’s all the foundation of not only career success but also enjoying your career. Our guest today, Karla Angel is a confidence coach who helps leaders in tech get over imposter syndrome. She helps clients find clarity in what they want to achi...
#105: Transitioning Smoothly Out Of Corporate With Latasha James
May 10, 2021 06:00 - 28 minutes - 19.5 MBIn this episode, Latasha James talks about: How she transitioned out of Corporate, even though she had a great job. How realistic it is to start a successful YouTube channel in 2021 When should an entrepreneur hire a social media manager? Links and Resources: latashajames.com Latasha James - YouTube Connect with Valerie on LinkedIn
#104: The Importance Of Beauty At Work (Are We Back In High School?)
May 05, 2021 06:00 - 10 minutes - 7.28 MBWhat are the benefits of beauty at work? How does it play a role in our work life? Can being beautiful actually harm your career? Resources and Links: Connect with Valerie on LinkedIn Check out my new app - HireNewbies! Forbes article: Science Asks: Do Pretty People Really Make More Money? Business Insider article: 11 scientific reasons why attractive people are more successful in life
*Replay* Don't Ask Permission To Fly: Advocating for People with Disabilities with Anna Gouker
May 03, 2021 06:00 - 44 minutes - 30.8 MBIn this episode, we talked about: Anna's career journey and how she became an employment and quality-of-life solutions advocate on behalf of people with disabilities Unique concerns people with disabilities have when job searching Why employers benefit from hiring people with disabilities And more! Resources and Links: Anna's book: Don't Ask Permission To Fly Lead the Way Podcast on Facebook Lead the Way Podcast Lead the Way Podcast on Instagram Anna Gouker on Twitter Anna Gouker on L...
#103: Build A Startup With Me! (Building a No-Code App)
April 28, 2021 06:00 - 14 minutes - 9.79 MBValerie's been open about failing at many of her business ventures in the past. She is now taking a course on how to build an app and talks about her journey so far. HireNewbies is an online platform that helps new creative entrepreneurs find their first clients by offering a slightly lower rate than established pros. By joining the site, you also get exclusive access to a private group of newbies! Come along on the journey! Links: Join the mailing list: HireNewbies.com Connect with Valer...
#102: How To Trust Yourself At Work with Sarah Schneider
April 26, 2021 06:00 - 39 minutes - 27.1 MBCareer advice we’re often given is “be yourself" and “just be authentic,” but what does that mean exactly? In this episode our guest Sara Schneider joins us to talk about: How do you trust yourself that you’re showing up in the right way? If you’re a woman, should you try to act like a man when you work in a male dominated industry? Should we show our "weirdo self" when we're in a leadership role? Resources and Links: Sarah's Website Sarah's IG Sarah on LinkedIn
#101: How To Handle A Toxic Workplace With Denise Cooper
April 21, 2021 06:00 - 38 minutes - 26.3 MBIn this show, we talk about how to deal with a toxic work environment from an HR perspective, whistle blowing, pay inequality and more. Denise Cooper is the Founder and CEO of Remarkable Leadership Lessons, a company founded over 10 years ago to assist C-suite, senior-level business leaders, and managers in raising their game as contributors to profitability. Denise shares her experiences in her book, Remarkable Leadership Lessons: Change Results One Conversation at a Time. Resources and ...
#100: Episode 100!!!
April 19, 2021 06:00 - 12 minutes - 8.52 MBIn this episode, Valerie talks about: What she has learned personally and professionally She recommends building in a "buffer" with your schedule Moving to Mondays an Wednesdays for uploads (no longer Friday) Some of her favorite episodes! Thanks to everyone who has listened to the show and become part of the community! Get notifications for my app, HireNewbies (Wisconsin residents for now)! Connect with Valerie on LinkedIn
*Replay* Talking Politics with WI State Senator Kelda Roys
April 16, 2021 06:00 - 41 minutes - 28.4 MBThis is a replay episode from 9/2020. If you are interested in getting involved in politics, Senator Roys suggests starting with local government. Political leaders are much more accessible, and you can have a large impact. "You don’t have to be wealthy or well-connected, but you need to have relationships with people who want to help you." We talk about parts of her political platform: Pay inequality State Infrastructure Supporting entrepreneurship Cost of childcare Free tuition for...
#99: How Divorce Can Impact Your Career with Andrea Hipps
April 14, 2021 06:00 - 39 minutes - 27.1 MBOn our show today, we talk about something that not many people want to talk about or think is a possibility of something that will ever happen in their lives - divorce. Our guest today, Andrea Hipps is a divorce coach. We talk about how divorce can impact you and your career and what the three different phases are. It’s a reality for so many. We also talk about what makes a successful relationship - something we all strive for. Resources and Links Andrea's website The Best Worst Time of Y...
#98: The Wage Gap And What We Can Do About It With Stephanie Holt
April 12, 2021 06:00 - 29 minutes - 20.5 MBIn this episode, Stephanie Holt talks about the current state of the pay gap in the US and gives advice on how we can make big changes toward equal pay. Resources and Links StephonLife.com Stephanie Holt on LinkedIn Connect with Valerie on LinkedIn
#97: Do You Want To Go Back To Your Pre-Pandemic Life?
April 09, 2021 06:00 - 7 minutes - 5.51 MBIn this episode, Valerie talks about transformations that have come out of the pandemic. Resources and Links: NYT article Our 'Before' No Longer Makes Sense. How Do We Live Now? Connect with Valerie on LinkedIn Connect with Valerie on Instagram
#96: Networking To Find A New Job And Make New Friends with Julie Brown
April 07, 2021 06:00 - 34 minutes - 23.7 MBThe Networking Queen (Julie Brown) gives some great networking tips: How to prepare for a networking event How to network in a genuine way Why you need to network if you want to improve your career Why and how ANYONE can network (not just Ivy League folks) What to wear to networking events And more! Resources and Links: This Shit Works podcast JulieBrownBD.com IG @JulieBrown_BD Connect with Valerie on LinkedIn
#95: Why It Matters That Mothers Are In The Workforce (Replay with Suzanne Brown)
April 05, 2021 06:00 - 51 minutes - 35.5 MBIn this episode, we talk about: Why mothers are important in the workplace and why companies should have supportive family leave policies How to find a position with good work-life balance What type of work arrangement makes working mothers the happiest Why family leave policies impact everybody How being busy does not equal being productive Resources and Links: www.mompowerment.com The Mompowerment Guide to Work-life Balance book on Amazon (newest book on work-life balance for wor...
#94: How Embracing Silence Can Help Your Career with KJ Nasrul
April 02, 2021 06:00 - 27 minutes - 18.6 MBOur friend KJ Nasrul is back to talk about silence and: Why it makes us feel uncomfortable Why and how to embrace it at work How KJ works with it in her therapy work Resources and Links Blissbeginswithin.com Stories of Astonishing Light podcast KJ's FPC episode on Handling Stress Disclaimer: The Wellness Tips provides general information and discussions about wellness and well-being topics. The information and other content provided on the Tips or in any linked materials are not intend...
#93: Helping Women Find Confidence In Their Appearance with Juliana Leamen
March 31, 2021 06:00 - 48 minutes - 33.5 MBSo many women are held back in their careers because they feel self conscious about their physical appearance. Juliana Leamen, the creator of Naturally Joyous, is a Mind-Body Weight Release Expert, Nutritionist & Podcaster helps women over 40 regain their confidence. In this episode, we talk about confidence, body acceptance, and how we may be using external factors to concentrate and make up for the fact that we may be uninspired with what we’re doing. We also talked about Juliana's career...
#92: How To Become A C-Suite Executive In Advertising With Lynn Power
March 29, 2021 06:00 - 44 minutes - 30.4 MBLynn Power joins FPC to talk about how she made it into the C-Suite in advertising and how she pivoted into entrepreneurship by starting a clean hair company (MASAMI). Resources and Links: MasamiHair's website - Use Promo Code FutureProof for 15% off! Masami Hair on IG Connect with Valerie on IG Connect with Valerie on LinkedIn
#91: Having Fun?
March 26, 2021 06:00 - 8 minutes - 5.84 MBIn this episode, Valerie talks about ways to inject more fun into your life. Resources and Links: Chase Survey On Fun The Big Picture of Working Motherhood with Suzanne Brown Connect with Valerie on LinkedIn
#90: Helping Immigrant Families Build Restaurant Empires with Jhoanny Perez
March 24, 2021 06:00 - 31 minutes - 21.6 MBIn this interview we talk about how Jhoanny and her family built a restaurant empire in NYC and how she started teaching other women how they can do the same. Links and Resources Jhoannie's Instagram Jhoanny's website Jhoanny's free 30 min restaurant clarity session Connect with Valerie on LinkedIn Tags: restaurant, entrepreneurship, open a restaurant, restaurant empire, NYC business, NYC restaurant, tapas, entrepreneurship, career podcast, generational wealth, family business
#89: How To Feel and Look Your Best When You Travel For Work With Edyta Satchell (America's Wellness Expert)
March 22, 2021 13:00 - 37 minutes - 26 MBIn this episode, Edyta Satchell (America's Wellness Expert) talks about how to look and feel your best when you travel for work. Links and resources: Inglot cosmetics EdytaSatchell.com SatchelleGlobal.com Connect with Valerie on LinkedIn Tags: travel, work travel, corporate travel, wellness tips, career women, makeup tips, inglot makeup, face masks, maskne, acne, frequent flyer, beauty tips, cosmetics
#88: How To Get F-You Money
March 19, 2021 06:00 - 12 minutes - 8.82 MBIn this episode, Valerie talks about what F-You money is and how to get some! Links and Resources: Paula Pant's Afford Anything podcast episode with J.D. Roth Connect with Valerie on LinkedIn Dave Ramsey on Financial Freedom Tags: financial independence, F-You Money, career, personal finance, FIRE movement, Financial Independence Retire Early, career development, paying off debt, save money, quit your job
#87: Merging Tech And Social Good With Latoya Leslie
March 17, 2021 06:00 - 42 minutes - 29 MBLatoya Leslie has found a way to merge her work experience and education in a way that is making a difference. She’s a Social Impact Entrepreneur, Tech & Music Enthusiast, Visionary, Humanitarian, and Founder. Latoya is a former Big Data Account Manager for Ad-tech companies. She supports data-driven companies with activating their data to better serve their clients and customers. She is also the Founder of the CandShout app and host of the CandShout podcast. Her startup, LESOYA, aims to ...