Excel in Retirement  artwork

Three Conflicts in Your IRA

Excel in Retirement

English - July 22, 2020 09:00 - 22 minutes - 15.6 MB
Investing Business Homepage Download Google Podcasts Overcast Castro Pocket Casts RSS feed


David Treece introduces you to a new voice. His name is Martin Ruby, and he wrote the book the The No-Compromise Retirement Plan. 

Ruby is an actuary so his perspective is different than what we normally hear. 

Ruby states, “Your IRA is full of risks. In fact, saving for the future is one of the most significant financial risks most of us take in our lifetime.” 

You may understand why listening to what an actuary has to say about retirement planning may be really beneficial.

David outlines 3 Conflicts In Our IRAs that he covers early in the book. 
The conflicts are:
#1 Growth vs. Protection 
#2 Income vs. Legacy 
#3 You vs. the IRS

Each of these conflicts present challenges for our retirement planning. And many people think you have to accommodate these challenges, but you don't!

Also, David will tell you how to get this book for free.

Mark Cuban article mentioned

Nervous about the market article mentioned 


Investment advisory services offered only by duly registered individuals through AE Wealth Management, LLC (AEWM). AEWM and Clients Excel, LLC are not affiliated companies. Investing involves risk, including potential loss of principal. Any references to protection, safety, or lifetime income, generally refer to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength and claims paying abilities of the insuring carrier. This podcast is intended for informational purposes only. It is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet particular needs of an individual’s situation. Clients Excel is not permitted to offer and no statement made during this show shall constitute tax or legal advice. Our firm is not affiliated with or endorsed by the U.S. Government or any governmental agency. The information and opinions contained herein provided by third parties have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed by Clients Excel. The use of logos and/or trademarks of podcast hosting sites are the property of their respective owners and are not an endorsement by those owners of our firm or our program. Roth IRAs offer tax free income if distributions are taken after age 59-1/2 and the account has been open for at least 5 years. When converting funds to a Roth IRA, ordinary income taxes are due on the amount converted in the same year, and ideally should be paid with funds outside of the retirement plan. A Roth Conversion is a taxable event and may have several tax related consequences. Be sure to consult with a qualified tax advisor before making any decisions regarding your IRA. 675011-07/20