If you have a 401k, then you probably own mutual funds. Maybe you own ETFs too. But do you know what they really are? David's found most people who own them but don't really understand how they work. If you'd like to have a better understanding of both of these investments then this show is for you. David takes you on a short journey that starts with when these funds were created and explains how they evolved. At the end of the show, David gives a strong warning about tax-deferred accounts that you'll want to hear.

Mutual Funds vs ETFs article
Hidden Cost Inside Mutual Funds article
Government Spent $6 Trillion This Year article  

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