5 How A Fixed Indexed Annuity May Help With Sequence Of Returns Risk

On the podcast this week, David begin by sharing a story about how his family adopted their dog, Oscar. It's a fun story! .

The show topic is Sequence of Returns Risk and the impact it can have on your retirement. 

He shares strategy we use at our firm to help combat sequence of returns risk. The strategy involved is called a Fixed Indexed Annuity, and he share how it works. 

He compares it to investing in the stock market and go back in time to show a fixed indexed annuity it would have performed during the "Dot Com" stock market crash and in the Great Recession compared to the stock market.

CNBC article mentioned in the show: https://www.cnbc.com/2020/06/19/the-stock-market-is-running-out-of-steam-with-reopening-trades-fading-and-economic-data-uneven.html

Investment advisory services offered only by duly registered individuals through AE Wealth Management, LLC (AEWM). AEWM and Clients Excel, LLC are not affiliated companies. Investing involves risk, including potential loss of principal. Any references to protection, safety, or lifetime income, generally refer to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength and claims paying abilities of the insuring carrier. This podcast is intended for informational purposes only. It is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet particular needs of an individual’s situation.Clients Excel is not permitted to offer and no statement made during this show shall constitute tax or legal advice. Our firm is not affiliated with or endorsed by the U.S. Government or any governmental agency. The information and opinions contained herein provided by third parties have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed by Clients Excel. The use of logos and/or trademarks of podcast hosting sites are the property of their respective owners and are not an endorsement by those owners of our firm or our program. This information is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice to meet the particular needs of an individual’s situation. Please note, it is not possible to invest directly into the S&P 500® Index; this measure is provided solely as a benchmark of overall market performance. Past performance of the S&P 500®  is not an indication of future performance and is not guaranteed. 655430 - 7/20