Elixir Of Mortgage Lending artwork

Elixir Of Mortgage Lending

54 episodes - English - Latest episode: about 1 year ago -

Asset Based Financing Nationwide With No Income Verification On Non-Owner Occupied Properties 1-4 Units.

Primary Residence Conventional, FHA, VA, Jumbo Prime, Non-QM, Bank Statement Loans, Stated Income One-Stop-Shop In California/Florida. Support this podcast: https://podcasters.spotify.com/pod/show/arvin-taali/support

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Episodes

First day of February 2023 & Current Market Outlook

February 02, 2023 05:44 - 2 minutes - 2.28 MB

California/Florida One-Stop-Shop Home Lending Primary Residence. California/Florida Primary Residence No Ratio Loans No Income Verification However Does Have Reserve Requirements. Nationwide Non-Owner Occupied Investment Property Financing With No Tax Returns No Income Verification: Fix&Flip, Bridge Loans, Hard Money, Mixed-Use Properties, Mid-Construction & Multi-Family. #california #florida #primaryresidence #conventionalloans #fhaloans #nonqm #bankstatementloans #alternativeloans #self...

FixNFlip No FICO Score States

January 10, 2023 05:16 - 1 minute - 1.73 MB

Nationwide non-owner occupied investment properties 1-4 units with no income verification no FICO score offered in approximately dozen states.  #nationwide #nonowneroccupied #investmentproperty #noincomeverification #fixandflip #fixnflip #fliploans #nmls1704105 #bre01901050 #elixirmortgagelending --- Support this podcast: https://podcasters.spotify.com/pod/show/arvin-taali/support

California/Florida Owner Occupied Stated Income Loans With No Income Verification

December 30, 2022 20:28 - 2 minutes - 2.05 MB

California/Florida One-Stop-Shop Home Lending Primary Residence. California/Florida Primary Residence No Ratio Loans No Income Verification However Does Have Reserve Requirements. #nationwide #nonowneroccupied #investmentproperty #dscr #california #californiarealtor #californiarealestate #californiahomes #californiarealtors #californialiving #califlorida #florida #floridahomes #floridarealestate #floridahome #floridamortgage #mortgagelending #nmls1704105 #bre01901050 #elixirmortgagelending...

Nationwide Bridge Loan Cash Out Refinance

December 30, 2022 02:45 - 2 minutes - 1.94 MB

Nationwide Switch Bridge Loans/Fix & Flip/Hard Money Loans To Longer Term Financing, No Income Verification, Non-Owner Occupied & Investment Properties Cash-Out Refinance Available. #nationwide #nonowneroccupied #investmentproperty #fixandflip #fixnflip #fliploans #rentalpropertylending #multifamilyinvesting #longtermrentals #california #californiarealtor #californiarealestate #californiahomes #californiarealtors #californialiving #califlorida #florida #floridahomes #floridarealestate #flor...

Conventional V.S. Alternative Home Loans

November 02, 2022 05:38 - 4 minutes - 4.02 MB

California/Florida As conventional loan rates are rising less folks are qualifying the conventional ways there are alternatives loan programs available which before seemed not as doable due to inferior terms are now closer in line with current market terms.  There are more options to qualify than just conventional programs. #california #californiahomeloans #californiarealestate #florida #floridahomeloans #floridarealestate #conventionalloans #statedincome #hardmoney #bailoutloans #secondlo...

California/Florida First Time Home Buyers

October 14, 2022 05:26 - 4 minutes - 4.02 MB

California/Florida First Time Home Buyers Primary Residence 3% Minimum Down Payment. #firsttimehomebuyers #homeloans #california #californiarealtors #californiarealestate #californiahomes #californialiving #florida #floridahomes #floridarealestate #floridahomes #floridamortgage #mortgagelending #nmls1704105 #elixirmortgagelending  --- Support this podcast: https://podcasters.spotify.com/pod/show/arvin-taali/support

California/Florida 2022 New Confirming Loan Limits

October 04, 2022 21:07 - 1 minute - 1.29 MB

California/Florida One-Stop-Shop Home Lending Primary Residence. California/Florida Primary Residence Match & Beat Pricing Conventional Loans. New Loan Limits Up To 715K Conforming Limits With Minimum 5% Down Payment. #california #californiarealtor #californiarealestate #californiahomes #californiarealtors #californialiving #califlorida #florida #floridahomes #floridarealestate #floridahome #floridamortgage #mortgagelending #nmls1704105 #elixirmortgagelending --- Support this podcast: ...

California Primary Residence Hard Money

September 23, 2022 22:36 - 1 minute - 748 KB

California Primary Residence Hard Money Home Lending With No Income Verification.  Bailout Loans Available. #california #californiarealtors #californiahomes #californiarealestate #californiarealtors #californiaprimary #primaryresidence #hardmoney #bailoutloands #homeloans #bridgeloans #mortgagelending #nmls1704105 #elixirmortgagelending  --- Support this podcast: https://podcasters.spotify.com/pod/show/arvin-taali/support

Fix & Flip Non-Owner-Occupied 1-4 Units Nationwide

September 16, 2022 04:30 - 1 minute - 1.31 MB

Nationwide Fix & Flip Non-Owner Occupied 1-4 Units Investment Properties.  Mid Construction Loans.  ADU Add On Financing.   #fixandflip #nationwide #nonowneroccupied #investmentproperty #midconstructionloans #adufinancing #rehabloans #californiarealtors #californialiving #califlorida #florida #floridahomes #floridarealestate #floridahome #floridamortgage #mortgagelending #nmls1704105 #elixirmortgagelending --- Support this podcast: https://podcasters.spotify.com/pod/show/arvin-taali/support

California/Florida Attention To Under Served Home Buyers!

September 08, 2022 22:41 - 5 minutes - 4.92 MB

California/Florida Underserved home buyers are now getting the attention of lenders for their home purchase needs. While market is slowing down and sellers are willing to negotiate more closing a home loan with 1st and 2nd loan will take longer it’s an option for some buyers in current housing climate. #elixirmortgagelending #nmls1704105 #california #florida #homepurchase #homeloans --- Support this podcast: https://podcasters.spotify.com/pod/show/arvin-taali/support

What is the key difference for better pricing/rate on conventional loans 2022?

August 22, 2022 22:32 - 2 minutes - 2.54 MB

California/Florida- The key different for better conventional loan pricing is to cover borrowers options on optimal points as pricing does have trigger points.  So long as lenders know, understand where these triggers are and convey to borrowers there maybe some room for saving for borrowers.  #conventionalloans #california #californiahomeloans #mortgagelending #florida #floridahomeloans #homeloan #nmls1704105 #elixirmortgagelending   --- Support this podcast: https://podcasters.spotify....

How much loan will I qualify for?

August 11, 2022 22:05 - 4 minutes - 3.96 MB

We cover an example for debt to income ratio for a conventional loan as well as self-employed loan based on same loan amount and income. Using model you can calculate how much you can afford approximately for a loan before speaking to a lender.  We lend in California & Florida.   #california #californiarealestate #californiarealtors #californiahomes #califlorida #florida #floridarealestate #floridarealtors #floridahomes #mortgagelending #nmls1704105 #elixirmortgagelending --- Support thi...

Lenders Funds Drying Up Due To Margin Call

June 27, 2022 20:33 - 1 minute - 1.7 MB

Due to current market place lenders are going on margin call as a result their funds drying up causing cancelation of loans or loan fall outs. Choosing the right money source is important as some lenders despite challenging climate continued to lend. We can help secure a more reliable money source for your financing needs. --- Support this podcast: https://podcasters.spotify.com/pod/show/arvin-taali/support

Different Mortgage Loan Tiers

May 17, 2022 21:56 - 6 minutes - 5.69 MB

Different mortgage loan tiers based on borrowers current circumstance. Borrower of a wider range of different way of producing income can get a mortgage loan. #elixirmortgagelending #nmls1704105 #mortgagelending #statedincome #bankstatements #nonqm #conventionalloans #jumboloans #fhaloan #valoans #mortgagelending #california #californiahomeloans #florida #floridahomeloans #primaryresidence  --- Support this podcast: https://podcasters.spotify.com/pod/show/arvin-taali/support

Long Term Rental Financing Opportunity

May 11, 2022 21:45 - 2 minutes - 2.58 MB

Nationwide Long Term Rental 1-4 & Vacation Rental Financing. #portfoliolending #longtermrentals #multifamily #vacationrentals #nationwide #nonowneroccupied #investmentproperty #investmentproperties #nmls1704105 #elixirmortgagelending --- Support this podcast: https://podcasters.spotify.com/pod/show/arvin-taali/support

California/Florida Stated Income Primary Residence

May 06, 2022 20:55 - 4 minutes - 3.82 MB

California/Florida Primary Residence State Income With No Income Verification.  Stated Income Requires More Down Payment & Reserves Requirements However Does Not Require Tax Returns To Qualify.   #statedincome #primaryresidence #noincomeverification #california #californiarealestate #californiarealtors #californiahomes #califlorida #florida #floridarealestate #floridarealtors #floridahomes #mortgagelending #nmls1704105 #elixirmortgagelending  --- Support this podcast: https://podcasters....

Nationwide Investor Mortgage Lending Programs Advantage In Current Market

April 22, 2022 22:33 - 4 minutes - 4.39 MB

Rates on long term rentals have remained consistently the same despite conventional mortgage rates increasing significantly. While this correction is expected to come soon it’s a great time and opportunity to take advantage of long term rental programs for non- owner occupied investment properties with income verification. --- Support this podcast: https://podcasters.spotify.com/pod/show/arvin-taali/support

California/Florida One Stop Shop. Nationwide Investment Property.

April 12, 2022 19:49 - 1 minute - 1.67 MB

California & Florida borrowers can enjoy benefits of all out programs for primary residence as well as investment properties. Nationwide we offer non-owner occupied Investment property financing 1-4 units. --- Support this podcast: https://podcasters.spotify.com/pod/show/arvin-taali/support

Cash in your profit in your equity.

February 24, 2022 18:36 - 2 minutes - 2.08 MB

California/Florida real estate values have appreciated and borrowers equity positions have strengthened. However debt is on the rise and using your home equity you can eliminate debt. Nationwide investment properties can be cashed out up to 80% LTV. --- Support this podcast: https://podcasters.spotify.com/pod/show/arvin-taali/support

Nationwide FixNFlip/Long Term Rentals/Construction Financing.

February 03, 2022 00:21 - 3 minutes - 2.97 MB

Nationwide non-owner occupied invest properties FixNFlip/Long Term Rentals/Construction financing. #nationwide #nonowneroccupied #investmentproperty #fixandflip #fixnflip #longtermrentals #constructionloans #nmls1704105 #elixirmortgagelending --- Support this podcast: https://podcasters.spotify.com/pod/show/arvin-taali/support

New Increased Conforming Loan Limits 625K California & Florida

October 07, 2021 16:30 - 2 minutes - 2 MB

California & Florida new conforming loan limits was increased to 625K and if for any reason home is located in a city/county where borrower needs financing above conforming loan limits we have loan programs to help. #california #florida #conformingloans #nonqm #nonconforming #homeloans #mortgageloans #nmls1704105 #elixirmortgagelending --- Support this podcast: https://podcasters.spotify.com/pod/show/arvin-taali/support

Long Term Rental Financing Nationwide Updates 2021

October 01, 2021 19:49 - 3 minutes - 3.4 MB

2021 has been an optimistic year for our investors and financing Long Term Rentals nationwide for non-owner occupied investors with much improved rates as well as terms. This form of financing can be used for vacation rentals 1-4 units and 5+ units multi-family. #nmls1704105 #elixirmortgagelending #longtermrentals #nationwide #nonowneroccupied --- Support this podcast: https://podcasters.spotify.com/pod/show/arvin-taali/support

Nationwide Portfolio Lending

May 20, 2021 03:54 - 8 minutes - 7.94 MB

Long Term Rental Investment Property Financing Or Refinance Of Multiple Properties As A Blanket Single Transaction. --- Support this podcast: https://podcasters.spotify.com/pod/show/arvin-taali/support

Nationwide Mixed-use Investment Property Financing

May 10, 2021 20:59 - 2 minutes - 2.08 MB

Mixed-use properties can be more challenging to finance especially with conventional lending however lending as non-traditional investment is an option. If property is owner occupied but commercially zoned we can lend on as borrower occupied but if zoned residential it can only be financed as non-owner occupied. --- Support this podcast: https://podcasters.spotify.com/pod/show/arvin-taali/support

Nationwide Long Term Rentals Qualify Using Debt Service Coverage Ratio

April 08, 2021 18:02 - 3 minutes - 2.91 MB

Nationwide non-owner occupied investment properties no income verification to qualify using monthly rental income paid by tenant short term as vacation rentals or long term using tenants monthly paid rental income under contract. --- Support this podcast: https://podcasters.spotify.com/pod/show/arvin-taali/support

California/Florida Jumbo Loan Programs

April 07, 2021 21:06 - 3 minutes - 3.64 MB

California/Florida Jumbo Loan Programs Is Used to Exceed county Loan Limits As Well As Programs Benefiting Self-Employed Borrowers. --- Support this podcast: https://podcasters.spotify.com/pod/show/arvin-taali/support

CA/FL Self-Employed Borrowers Looking For Mortgage

April 07, 2021 00:03 - 2 minutes - 2.22 MB

California/Florida Self-Employed Borrowers Seeking A Mortgage Loan Now Have More Options Than Traditional Loans Using Tax Returns. --- Support this podcast: https://podcasters.spotify.com/pod/show/arvin-taali/support

Mid-Construction/ADU Financing

April 05, 2021 20:34 - 1 minute - 1.69 MB

Investors looking to finance or refinance an existing construction loan or build ADU ground up we can utilize our rehab loan program to achieve. Best results tend to be in California/Florida. --- Support this podcast: https://podcasters.spotify.com/pod/show/arvin-taali/support

CA/FL New 2021 Jumbo Loans

April 01, 2021 05:19 - 3 minutes - 2.79 MB

California/Florida New 2021 Jumbo Loan Program With Higher Loan Limits Higher Loan Thresholds More Flexible Faster Closing Process. NMLS#1704105 --- Support this podcast: https://podcasters.spotify.com/pod/show/arvin-taali/support

2021 Competitive Home Purchase Market In California/Florida

March 12, 2021 22:21 - 3 minutes - 3.34 MB

Borrowers looking to purchase home in California/Florida with conventional financing in 2021 need to know to make your offers more competitive with faster closing. --- Support this podcast: https://podcasters.spotify.com/pod/show/arvin-taali/support

Long Term Rentals New Alternative Solutions 1-4 Units.

June 30, 2020 23:45 - 5 minutes - 5.55 MB

Using stated income as high net worth savvy investor you can get lower long term rental rates. 30 years fixed terms with competitive rate currently. --- Support this podcast: https://podcasters.spotify.com/pod/show/arvin-taali/support

Long Term Rental Financing After CORVID-19

May 25, 2020 23:49 - 2 minutes - 2.21 MB

Nationwide borrowers looking to finance 1-10 units investment property with no income verification from 400K-4M 700+ FICO. --- Support this podcast: https://podcasters.spotify.com/pod/show/arvin-taali/support

Program highlights for investors nationwide and home owner California/Florida

April 27, 2020 01:14 - 5 minutes - 5.54 MB

With recent changes to mortgage industry and rapid program changes just highlighted on what’s available currently. --- Support this podcast: https://podcasters.spotify.com/pod/show/arvin-taali/support

Current Events During COVID-19

March 20, 2020 18:08 - 6 minutes - 5.59 MB

Maximize equity in uncertain times cashing out while home values are solid and you have recent pay stubs. --- Support this podcast: https://podcasters.spotify.com/pod/show/arvin-taali/support

Nationwide Investment Property Long/Short Term Rentals Improved Pricing 2020

February 16, 2020 02:54 - 6 minutes - 5.84 MB

While no one knows how long home prices will continue to rise however it is more likely than not rents will not be decreasing. With that said investors are now more attracted to long term rentals or short term rentals such as vacation rentals/Airbnb's. Since the start of 2020 we've lowered our rates in the long term rental non-owner occupied no income verification programs also known as NONI. Borrowers with 680+ FICO get rewarded with lower rates on 5 year ARM and 30 years fixed programs. We...

Dez Gerald Certified Home Stager in Charlotte North Carolina & Georgia Area

January 18, 2020 19:13 - 24 minutes - 22.8 MB

Dez Gerald is a real estate broker & stager in the Charlotte, North Carolina region with over 15 years experience in her local market her and her sisters have been working with buyers, sellers as well as investors.  Her professional experience on the local communities.  Dez Gerald CEO/Owner at DI Real Estate & Staging.  For more information you can contact her [email protected] http://www.direalestatestaging.com/ Join Dez's home buyer & investor groups www.facebook.com/homebuyer...

California/Florida One Stop Shop Home Loans

January 15, 2020 06:31 - 5 minutes - 4.81 MB

California/Florida One Stop Shop Home Loans, Jumbo, Conventional, FHA, VA, Reverse Mortgage & Bank Statement Loans.  Knowing you have options to getting into a home is important and for many folks its a choice.   --- Support this podcast: https://podcasters.spotify.com/pod/show/arvin-taali/support

Small Business Loans With Jack DeAngelis

January 15, 2020 00:22 - 30 minutes - 27.9 MB

Jack DeAngelis on his extensive experience in business for many years in several different industries as well as understanding of what small business owners go through especially in today's environment.  You can reach Jack DeAngelis directly at 949.439.7527 or [email protected] --- Support this podcast: https://podcasters.spotify.com/pod/show/arvin-taali/support

Jack DeAngelis On Business Loans Nationwide

January 03, 2020 21:28 - 30 minutes - 27.9 MB

Jack DeAngelis on his extensive experience in business for many years in several different industries as well as understanding of what small business owners go through especially in today's environment.  You can reach Jack DeAngelis directly at 949.439.7527 or [email protected] --- Support this podcast: https://podcasters.spotify.com/pod/show/arvin-taali/support

Dez Gerald of Charlotte, North Carolina Real Estate Broker & Her Professional Experience (Part 1)

December 24, 2019 17:51 - 30 minutes - 27.9 MB

Dez Gerald is a real estate broker & stager in the Charlotte, North Carolina region with over 15 years experience in her local market her and her sisters have been working with buyers, sellers as well as investors.  Her professional experience on the local communities.  Dez Gerald CEO/Owner at DI Real Estate & Staging.  For more information you can contact her [email protected] http://www.direalestatestaging.com/ Join Dez's home buyer & investor groups www.facebook.com/homebuyer...

Bianca Diaz Nationwide Credit Repair Expert

December 20, 2019 19:05 - 23 minutes - 21.8 MB

Bianca Diaz advice on how to help restore credit as well as preventative steps to look out for. She can be reached directly at [email protected] or 786.316.8659 for more information. --- Support this podcast: https://podcasters.spotify.com/pod/show/arvin-taali/support

Interview with David Snell Episode 1.11

December 14, 2019 00:48 - 23 minutes - 21.4 MB

David Snell education on got mold and how to solve mold issues. --- Support this podcast: https://anchor.fm/arvin-taali/support

Nationwide Mold Inspection Expert David Snell

December 14, 2019 00:48 - 23 minutes - 21.4 MB

David Snell education on got mold and how to solve mold issues. --- Support this podcast: https://podcasters.spotify.com/pod/show/arvin-taali/support

JV Contracts & Cross Collateralize Episode 1.10

December 08, 2019 22:49 - 6 minutes - 5.97 MB

Ways for investors to come up with down payment for purchasing investment properties nationwide. --- Support this podcast: https://podcasters.spotify.com/pod/show/arvin-taali/support

What makes our Multi-Units different? Episode 1.9

December 01, 2019 20:56 - 8 minutes - 7.86 MB

740+ FICO nationwide 44 states up to 85% LTV 1-40 units. --- Support this podcast: https://podcasters.spotify.com/pod/show/arvin-taali/support

Multi-units Lowest Down Payment 1.8

November 23, 2019 17:43 - 7 minutes - 6.67 MB

Long term/Short term investor financing non-owner occupied with no income verification 740+ FICO with 15% down payment is one of the lowest down payments in the industry today. --- Support this podcast: https://podcasters.spotify.com/pod/show/arvin-taali/support

Primary residence no tax returns no W-2’s nationwide 700+ FICO other than California 500+ FICO

November 17, 2019 21:02 - 9 minutes - 8.53 MB

Self-employed borrowers can purchase or refinance their primary residence or investment properties using P&L and CPA letter as a simpler alternative to bank statement loans. --- Support this podcast: https://podcasters.spotify.com/pod/show/arvin-taali/support

Multi-unit Short & Long Term Investor Financing 1.6

November 08, 2019 00:51 - 6 minutes - 5.59 MB

Short & long term financing from 75+k with 660+ FICO with no income verification 3 months reserves. --- Support this podcast: https://podcasters.spotify.com/pod/show/arvin-taali/support

Fix&Flip New To Seasoned Investors 1.5

October 27, 2019 19:52 - 6 minutes - 6.45 MB

Fix&Flip details to know in 19 states to optimize investment financing. --- Support this podcast: https://podcasters.spotify.com/pod/show/arvin-taali/support

Elixir Mortgage Lending episode 1.4

October 19, 2019 18:42 - 5 minutes - 5.27 MB

Values in recent history showing up lighter and investors are digging into values even more. --- Support this podcast: https://podcasters.spotify.com/pod/show/arvin-taali/support