Bob Schiller is the Countrywide Product Manager at National General Insurance (an Allstate Company). Insurance is at the foundation of de-risking many other activities, making them more accessible and fueling economic development. That also means that insurance can be inherently slow to innovate. However, technology and consumer preferences have drastically changed in the past decade, which is forcing relatively quick changes for insurance in the forms of M&A, technology adoption, and product development.