Easy Money Podcast with Don Anders
129 episodes - English - Latest episode: over 2 years ago - ★★★★★ - 8 ratingsEasy Money Podcast: Investment Advisor Representative, Don Anders, explains financial concepts in easy to understand ways using real life stories, examples, and experiences. Our goal is to be the antidote to national talking heads that give blanket advice to the masses.
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Episodes
Easy Money Podcast: FRS Resources for Florida Retirees
January 17, 2022 22:00 - 4 minutes - 3.03 MBHere is our 2022 DROP Rollover webinar: https://event.webinarjam.com/register/623/k375of22w Here is our DROP Exit Course for extensive information in short videos: https://andersretirement.thinkific.com/courses/florida-retirement-system-drop-guide Here is a link to our Calendly for a free consultation phone call on any questions you have: https://andersretirement.com/schedule-a-meeting/ ------------------- Visit our website and social media: https://frsdrop.com/ https://andersretirement.c...
Easy Money Podcast: Annuity Riders Explained
January 03, 2022 22:00 - 12 minutes - 8.76 MBDon breaks down the different riders you can have inside of your annuities. Contrary to popular opinion, not all annuities have guaranteed income or death benefits attached to them. Annuity riders are add ons to your annuity contract. The two most popular riders in annuities are Annuity Income Riders and Annuity Death Benefit Riders.
Easy Money Podcast: Annuitization Explained
December 27, 2021 22:00 - 6 minutes - 4.26 MBFinancial Advisor, Don Anders, explains how annuitization works and the pros and cons of annuitization vs. withdrawals. Does your annuity have to annuitize? Do you lose control over your money in an annuity? Which annuitization option should you pick? Why would you annuitize? Don Anders gets into each one of those annuity questions in this video.
Easy Money Podcast: Fixed Indexed Annuity Explained Simply
December 20, 2021 22:00 - 7 minutes - 5.25 MBDon Anders breaks down one of the top investments today for retirees: Fixed Indexed Annuities. Fixed Index Annuities are becoming a very popular investment for conservative investors. Don talks about the fees inside fixed index annuity, earnings inside FIA Annuities, and much more.
Easy Money Podcast: Annuity Maturity Date Explained
December 13, 2021 22:00 - 3 minutes - 2.57 MBFinancial Advisor Don Anders explains what an Annuity Maturity Date is. Most people confuse an Annuity Maturity Date with an Annuity Surrender Date.
Easy Money Podcast: 457 Retirement Plan Fees Explained
December 08, 2021 22:00 - 3 minutes - 2.33 MBIf you have a 457 deferred comp account, you may be wondering how much you're paying in fees inside of your 457 retirement plan. Don breaks down the different fees inside of a 457 deferred comp and how you can uncover hidden fees inside of your plan. Whether you have a state 457 deferred comp or another government 457 deferred comp -- It's important to understand what fees you are paying and whether or not there are any hidden fees. Every deferred comp plan is different -- police 457 def...
Easy Money Podcast: Wall Street Bets Explained
November 30, 2021 00:00 - 6 minutes - 4.64 MBWall Street Bets has recently come into the mainstream media through its meme stock trades like Gamestop Stock and AMC Stock. Financial Advisor, Don Anders, breaks down what the Wall Street Bets subreddit is and whether or not retirees and pre-retirees should be trading based on what they see there.
Easy Money Podcast: Vanguard Fees Explained & Mutual Fund Fees Explained
November 22, 2021 22:00 - 3 minutes - 2.6 MBDon breaks down Vanguard Funds Fees and other Mutual Fund Fees that you may be paying. Even the low-cost Index Funds fees Although some mutual funds like Vanguard are usually low in fees, some can have very high fees. Don gets into how to figure out how much you're paying in investment fees and what questions to ask your mutual fund company when you call them like what is my expense ration and is there a fund load or CDSC
How to Rollover an Annuity or Life Insurance Policy Without Paying Taxes | 1035 Exchange Explained
November 15, 2021 23:00 - 3 minutes - 2.25 MBDon Anders breaks down how a 1035 exchange works and how you can use the 1035 exchange to rollover an annuity or life insurance tax-deferred. #annuity #annuities
Easy Money Podcast: How to Rollover an Annuity or Life Insurance Policy Without Paying Taxes
November 15, 2021 23:00 - 3 minutes - 2.25 MBDon Anders breaks down how a 1035 exchange works and how you can use the 1035 exchange to rollover an annuity or life insurance tax-deferred. #annuity #annuities
Easy Money Podcast: Financial Pie Chart Explained
October 18, 2021 21:00 - 6 minutes - 4.75 MBFinancial Advisor, Don Anders, breaks down the basic slices that you'll see in the pie charts on your financial statements.
Easy Money Podcast: Buying Meme Stocks in Retirement Plans
October 11, 2021 21:00 - 3 minutes - 2.48 MBDon Anders explains what a meme stock is and why people should be especially careful when considering meme stocks as a part of their retirement plan portfolio. Whether it's GameStop, AMC, Bitcoin, or some other investment that is popular for popularity sakes, you need to make sure you take precautions before investing.
Easy Money Podcast: How Do Variable Annuities Work?
October 04, 2021 21:00 - 6 minutes - 4.75 MBDon Anders gives a complete breakdown of how Variable Annuities work, Variable Annuity fees, Variable Annuity Riders, and the pros and cons of variable annuities. Don goes over the different types of Variable Annuities and how to uncover the fees, including Hidden fees, that may be inside of your variable annuity.
Easy Money Podcast: Mutual Fund C Share Fees Explained
September 27, 2021 21:00 - 2 minutes - 1.69 MBFinancial Advisor, Don Anders, breaks down Mutual Fund C Share Fees. Usually, there is a one year time commitment and a higher expense ratio that goes along with C Shares. Don Anders tells you how to figure out how much you're paying in mutual fund fees and what types of mutual funds to avoid. #donanders #mutualfunds #retirementplanning #investments
Easy Money Podcast: Mutual Fund B Share Fees Explained
September 20, 2021 21:00 - 2 minutes - 1.44 MBDon Anders breaks down Mutual Fund B Share Fees. Usually, there is a time commitment on this type of mutual fund, and if you surrender the account before the time commitment is over you'll have a surrender charge. Don Anders tells you how to figure out how much you're paying in mutual fund fees and what types of mutual funds to avoid. #donanders #mutualfunds #retirementplanning #investments
Easy Money Podcast: Mutual Fund A Share Fees Explained
September 13, 2021 21:00 - 3 minutes - 2.16 MBFinancial Advisor, Don Anders, breaks down Mutual Fund A Share Fees. Usually, there is an upfront commission on this type of mutual fund with ongoing expense ratios, 12b-1 fees, and more. Don Anders tells you how to figure out how much you're paying in mutual fund fees and what types of mutual funds to avoid. #donanders #mutualfunds #retirementplanning #investments
Easy Money Podcast: Vanguard Fees Explained & Mutual Fund Fees Explained
September 06, 2021 21:00 - 3 minutes - 2.6 MBDon breaks down Vanguard Funds Fees and other Mutual Fund Fees that you may be paying. Even the low-cost Index Funds fees Although some mutual funds like Vanguard are usually low in fees, some can have very high fees. Don gets into how to figure out how much you're paying in investment fees and what questions to ask your mutual fund company when you call them like what is my expense ration and is there a fund load or CDSC.
Easy Money Podcast: Vanguard Fees Explained & Mutual Fund Fees Explained
September 06, 2021 21:00 - 3 minutes - 2.6 MBDon breaks down Vanguard Funds Fees and other Mutual Fund Fees that you may be paying. Even the low-cost Index Funds fees Although some mutual funds like Vanguard are usually low in fees, some can have very high fees. Don gets into how to figure out how much you're paying in investment fees and what questions to ask your mutual fund company when you call them like what is my expense ration and is there a fund load or CDSC.
Easy Money Podcast: How much are you paying inside of your 403b TSA?
August 30, 2021 21:00 - 5 minutes - 3.84 MB403b TSA Retirement Plans Fees can be complicated especially since there are a variety of different types of plans you can have. 403b's can be mutual funds, fixed annuities, variable annuities, etc. and Don Anders breaks down each one and how to uncover how much in fees you're paying. So if you have a Tax Sheltered Annuity 403b, make sure you watch this video to learn how to find out how much you're paying in fees. If you'd like to meet with one of our advisors to discuss 403b options cli...
Easy Money Podcast: Multi-Year Guarantee Annuity Explained (MYGA Explained)
August 23, 2021 21:00 - 6 minutes - 4.47 MBFinancial Advisor Don Anders explains what a multi-year guarantee annuity is and how multi-year guarantee annuities work. Sometimes multi-year guarantee annuities are called MYGA. A multi-year guarantee annuity works very similarly to a CD and it gives the investor a fixed interest rate over a certain number of years, but there are certain Pros and Cons of MYGA's over CD's and Don Anders gets into those differences in this video.
Easy Money Podcast: Will Social Security Run out of Money?
May 24, 2021 21:00 - 3 minutes - 2.2 MBOne of the biggest questions we get is Will Social Security Last for my lifetime? Don Anders gets into what he thinks about Social Security Running out of money and the Social Security changes he thinks they will make to make sure social security will not run out of money. Will Social Security Run Out Of Money? Will Social Security Fail?
Easy Money Podcast: Medicare Options Explained Simply
January 25, 2021 23:00 - 4 minutes - 3.36 MBDon Anders breaks down the different Medicare options in an easy to understand way. Whether it's Medicare supplement, Medicare Advantage, Medicare Part D, or any other Medicare options.
Easy Money Podcast: What is the best Medicare Supplement Plan for 2021?
January 11, 2021 22:00 - 3 minutes - 2.46 MBOne of the most common questions we get is "what is the best medicare supplement plan". In this video, Don Anders gets into why medicare plans are mostly the same between companies. If you'd like to talk with someone about your Medicare Supplement Options, click here: https://calendly.com/andersfinancial/medicarewebinar?month=2021-01
Easy Money Podcast: Variable Annuities Explained
January 04, 2021 22:00 - 2 minutes - 1.93 MBIn this final part of his Annuity mini-series, Don digs into Variable Annuities and why they often get a bad rap.
Easy Money Podcast: Fixed Index Annuities Explained
December 28, 2020 22:00 - 3 minutes - 2.45 MBContinuing the Annuity mini-series, Don gets into Fixed Index Annuities and their rising popularity.
Easy Money Podcast: Fixed Annuities Explained
December 21, 2020 22:00 - 2 minutes - 2.01 MBIn the second of his Annuity mini-series, Don covers the importance of a Fixed Annuity.
Easy Money Podcast: Immediate Annuities Explained
December 15, 2020 23:00 - 2 minutes - 1.86 MBIn this first of an Annuity series, Don talks about Immediate Annuities and why they've been referred to as "your grandfather's annuity".
Easy Money Podcast: Why I disagree with Suze Orman, Dave Ramsey, and Ken Fisher on Annuities
December 07, 2020 23:00 - 9 minutes - 6.6 MBAnnuities have to be one of the most controversial investments in 2020. You hear people talking about how you should never buy an annuity, then you hear people talk about the love annuities. What gives? Are annuities bad? The reality is, there are many different kinds of Annuities out there, and they are NOT all the same. In this video, Don tells us about the 4 most common types of annuities, and debunks the "Annuity hot takes". In this video, Don explains annuities, annuity fees, and usin...
Easy Money Podcast: Don't Work with a Financial Advisor! (Until You Watch This!)
November 23, 2020 23:00 - 9 minutes - 6.6 MBWorking with a Financial Advisor can be a daunting task! You may know what your financial goals are, but how do you pick the right person to help you achieve those goals? In this video Don walks you through how to do your own research on Financial Advisors, which licenses to check for, and how to ask the hard questions. Visit: https://brokercheck.finra.org/ To look up who you'll be working with! It's important to do your own research. Please remember to subscribe for more content just li...
Easy Money Podcast: Investments That Lock In Securely Like Rock Climbing
November 16, 2020 22:00 - 2 minutes - 1.95 MBWhen someone’s rock climbing, there are two different kinds. Don explains how those two different approaches apply to what financial path you need to take.
What is a Required Minimum Distribution? (2019 RMD Rules)
November 09, 2020 22:00 - 3 minutes - 2.55 MBThis episode was recorded in 2019. RMD age is now 72. Don discusses what a Required Minimum Distribution from your IRA or other retirement accounts are and what the 2019 RMD rules are.
Easy Money Podcast: What is a Required Minimum Distribution? (2019 RMD Rules)
November 09, 2020 22:00 - 3 minutes - 2.55 MBThis episode was recorded in 2019. RMD age is now 72. Don discusses what a Required Minimum Distribution from your IRA or other retirement accounts are and what the 2019 RMD rules are.
Easy Money Podcast: 457 Deferred Compensation Plan Explained / Firefighter, Police Officer, Teachers, or Government
November 02, 2020 22:00 - 3 minutes - 2.35 MBWe explain the 457(b) Deferred Compensation Plan. If you are a state employee or government employee you probably have access to a 457 Deferred Comp plan. How does a 457 b plan work? What's the difference between a 457 and 401k? When can you take money out of your 457 plan? 457 deferred compensation plans are available to Police officers, Fire Fighters, Teachers, and all other government employees. Don Anders discusses all of that in this video. Would you like to review your 457 deferre...
Easy Money Podcast: Are iPhones Good Investments? Why you should upgrade your phone!
October 26, 2020 21:00 - 3 minutes - 2.56 MBThe cost of our electronics and phones has increased drastically in recent years. So are iPhones good investments? Are any electronics good investments? Don goes over the economics of owning daily technology in this episode.
Easy Money Podcast: Social Security Hack for Married Couples
October 19, 2020 21:00 - 3 minutes - 2.09 MBDon explains an important hack you can use with your spouse's social security depending on when they choose to take it out and how you can use it your benefit.
Easy Money Podcast - Social Security Hack for Married Couples
October 19, 2020 21:00 - 3 minutes - 2.09 MBDon explains an important hack you can use with your spouse's social security depending on when they choose to take it out and how you can use it your benefit.
Easy Money Podcast: 403b Retirement Plan Explained
October 12, 2020 21:00 - 3 minutes - 2.69 MB403b retirement plans explained. A 403b/TSA is also frequently called a Teacher 401k, but in addition to teachers and school board employees, Hospitals and other non-profit organizations can have a 403(b) retirement plan. We also get into the unique withdrawal rules of a 403b. Another name for a 403b is a TSA or Tax Sheltered Annuity. Would you like to review your 403b / TSA? Visit us online: https://andersretirement.com/
Easy Money Podcast - 403b Retirement Plan Explained
October 12, 2020 21:00 - 3 minutes - 2.69 MB403b retirement plans explained. A 403b/TSA is also frequently called a Teacher 401k, but in addition to teachers and school board employees, Hospitals and other non-profit organizations can have a 403(b) retirement plan. We also get into the unique withdrawal rules of a 403b. Another name for a 403b is a TSA or Tax Sheltered Annuity. Would you like to review your 403b / TSA? Visit us online: https://andersretirement.com/
Easy Money Podcast: The Three-Legged Stool
October 05, 2020 21:00 - 3 minutes - 2.7 MBDon discusses one of the most fundamental retirement planning concepts: The 3 legged stool of retirement planning. The three-legged stool consists of having your Social Security Plan, Pension Plan, and Investment Plan all working together to become a retirement plan that will last the rest of your life. This concept is key, whether you're retirement planning at 40, retirement planning at 50, retirement planning at 60, or simply just looking for tips on retirement planning for beginners. ...
Easy Money Podcast - The Three-Legged Stool
October 05, 2020 21:00 - 3 minutes - 2.7 MBDon discusses one of the most fundamental retirement planning concepts: The 3 legged stool of retirement planning. The three-legged stool consists of having your Social Security Plan, Pension Plan, and Investment Plan all working together to become a retirement plan that will last the rest of your life. This concept is key, whether you're retirement planning at 40, retirement planning at 50, retirement planning at 60, or simply just looking for tips on retirement planning for beginners. ...
Easy Money Podcast - Why You Shouldn't Pay Off Your House Before Retirement
September 28, 2020 21:00 - 4 minutes - 3.3 MBDon Anders discusses why you shouldn't pay off your house before retirement. Many people who give blanket retirement advice talk about the debt-free retirement myth, and while being debt-free is nice, sometimes it can be detrimental to your entire retirement plan. Especially if you plan to pay off the house with 401k or pension money!
Easy Money Podcast: Why You Shouldn't Pay Off Your House Before Retirement
September 28, 2020 21:00 - 4 minutes - 3.3 MBDon Anders discusses why you shouldn't pay off your house before retirement. Many people who give blanket retirement advice talk about the debt-free retirement myth, and while being debt-free is nice, sometimes it can be detrimental to your entire retirement plan. Especially if you plan to pay off the house with 401k or pension money!
Easy Money Podcast - ROTH IRA Explained Simply
September 21, 2020 21:00 - 4 minutes - 3.24 MBWhat is a ROTH IRA and How does it work? Don Anders explains the benefits of ROTH IRA, ROTH 401k, ROTH 403b, or any other ROTH account you may have, and why it's so important to invest in a ROTH if you have the opportunity and it fits your financial needs.
Easy Money Podcast: ROTH IRA Explained Simply
September 21, 2020 21:00 - 4 minutes - 3.24 MBWhat is a ROTH IRA and How does it work? Don Anders explains the benefits of ROTH IRA, ROTH 401k, ROTH 403b, or any other ROTH account you may have, and why it's so important to invest in a ROTH if you have the opportunity and it fits your financial needs.
Easy Money Podcast: 4 Social Security Changes To Keep From Running Out Of Money
September 14, 2020 21:00 - 7 minutes - 4.95 MBDon Anders discusses the 4 Social Security changes to keep from running out of money. One of the biggest concerns we hear is "will social security run out of money" or "is social security going broke?" The simple answer is, yes and yes. There is a US Social Security Crisis, and changes to social security have to be made.
Easy Money Podcast: 4 Social Security Changes To Keep From Running Out Of Money
September 14, 2020 21:00 - 7 minutes - 4.95 MBDon Anders discusses the 4 Social Security changes to keep from running out of money. One of the biggest concerns we hear is "will social security run out of money" or "is social security going broke?" The simple answer is, yes and yes. There is a US Social Security Crisis, and changes to social security have to be made.
Easy Money Podcast - 4 Social Security Changes To Keep From Running Out Of Money
September 14, 2020 21:00 - 7 minutes - 4.95 MBDon Anders discusses the 4 Social Security changes to keep from running out of money. One of the biggest concerns we hear is "will social security run out of money" or "is social security going broke?" The simple answer is, yes and yes. There is a US Social Security Crisis, and changes to social security have to be made.
Easy Money Podcast: Biggest Fear In Retirement? Running Out of Money. How you can get rid of that fear.
September 07, 2020 21:00 - 3 minutes - 2.18 MBDo you know what the #1 biggest fear in retirement is? Running out of money. Don Anders discusses why if you're having that concern, you're not alone, and the steps that you can take to ensure you don't have to worry about running out of money. If you'd like your own retirement income analysis, visit our website: https://andersretirement.com/
Easy Money Podcast - Biggest Fear In Retirement? Running Out of Money. How you can get rid of that fear.
September 07, 2020 21:00 - 3 minutes - 2.18 MBDo you know what the #1 biggest fear in retirement is? Running out of money. Don Anders discusses why if you're having that concern, you're not alone, and the steps that you can take to ensure you don't have to worry about running out of money. If you'd like your own retirement income analysis, visit our website: https://andersretirement.com/
Easy Money Podcast: Can Bond Funds (Fixed Income) Lose Money?
August 31, 2020 21:00 - 3 minutes - 2.56 MBWhat is a Bond Fund? And do they keep your money as safe as you think? In this video, Don clears up some confusion about Bond Funds.