Deeper Than Money artwork

Deeper Than Money

184 episodes - English - Latest episode: 5 days ago - ★★★★★ - 768 ratings

Think personal finance, but fun as hell. Get ready to ditch money shame and start building wealth without giving up your lifestyle. If you're ready to pay off debt, save, invest and no longer feel guilty for spending or enjoying your life--you're in the right place, future bajillioniare. Let's party.

Investing Business finance millennial debt money mindset relationships freedom credit saving loans
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Episodes

Why We Self-Sabotage Our Dream Outcomes

April 22, 2024 05:00 - 22 minutes - 15.7 MB

In this weeks episode Chloe talks about investing in yourself and why we self-sabotage. She gets into all the detail of how investing in yourself can initially be scary and out of your comfort zone, but also how you can stop self-sabotaging your own dreams and create a better outcome for yourself and your finances.  Learn more about and apply for The Wealth Accelerator: https://docs.google.com/forms/d/e/1FAIpQLSdBp_6SAOK1Tk4BBKdozLsK2-ySvVLDZzSune1JEeGSFiPqxA/viewform

7 Things I Do When I Get The Urge To Impulse Spend

April 15, 2024 05:00 - 25 minutes - 17.7 MB

In this weeks episode Chloe talks about the difference between spending and impulse spending. She talks about the steps she takes when she has the urge to impulse spend as well as how to decide if a purchase is in alignment.  Learn more about and apply for The Wealth Accelerator: https://docs.google.com/forms/d/e/1FAIpQLSdBp_6SAOK1Tk4BBKdozLsK2-ySvVLDZzSune1JEeGSFiPqxA/viewform

Are You An Investor?

April 08, 2024 05:00 - 21 minutes - 15.1 MB

This week Chloe talks about what it means to be an investor. She talks about some key steps when it comes to learning about investing as well as important mind shift changes around the question "are you an investor?" Learn more about and apply for The Wealth Accelerator: https://docs.google.com/forms/d/e/1FAIpQLSdBp_6SAOK1Tk4BBKdozLsK2-ySvVLDZzSune1JEeGSFiPqxA/viewform

Why I Save $0 A Month

April 01, 2024 05:00 - 19 minutes - 13.7 MB

In this episode Chloe talks about the money myth of saving money, and why she saves $0 a month as a millionaire. She talks about the difference between spending money, wealth building money, and wealth protecting money and what these types of money look like. Grab the FREE High Yield Savings Account Training: https://www.deeperthanmoney.com/HYS-Training Learn more about and apply for The Wealth Accelerator: https://docs.google.com/forms/d/e/1FAIpQLSdBp_6SAOK1Tk4BBKdozLsK2-ySvVLDZzSune1JEeGS...

Splitting Expenses With Friends

March 25, 2024 05:00 - 38 minutes - 26.2 MB

This week Chloe tackles the topic of how to split expenses with friends. She goes over the Do’s and Do Not’s of how to approach these conversations with your besties and the deeper than money beliefs, fears, and hesitations we face when it comes to splitting expenses with friends. Splitwise is a free option to help split bills on trips: https://www.splitwise.com/ 

Habit Stacking...Money Edition

January 24, 2024 17:00 - 55 minutes - 38.1 MB

This week, Chloe sits down with habit stacking queen, Shelby Sacco! They dive into how habit stacking can help you level up your life AND your finances.  Sad To Savage Podcast with Chloe Elise: https://podcasts.apple.com/us/podcast/chloe-elise-on-ditching-money-shame-and-building/id1637284186?i=1000642426842 Follow Shelby on Instagram: https://www.instagram.com/shelbysacco5/ Grab the Sad to Savage Habit tracker: https://a.co/d/0LxbKj8

Make Your Money Work As Hard As You Do

January 09, 2024 16:00 - 27 minutes - 19.2 MB

You work your ass off so shouldn’t your money be working just as hard as you? This week Chloe talks about how she made $23,000 in passive income. She discusses the building blocks and strategy that you can incorporate into your finances to help your money work even harder so you can make those money gains. Ready to make that money put I the work? Learn more about The Wealth Accelerator and apply for our February 2024 round: The Wealth Accelerator

Your Top Money Goal For 2024: Spending In Alignment

January 03, 2024 06:00 - 31 minutes - 21.4 MB

In the first episode of 2024, Chloe talks about how spending in alignment is key to reaching our money goals. Chloe does a deep dive on how to recognize what alignment truly looks and feels like and what steps to take even when spending is in your budget, but may not be aligned with your goals and priorities.  If you are ready to kick off your new year by going after your money goals, apply for the February 2024 round of The Wealth Accelerator here: https://docs.google.com/forms/d/e/1FAIpQL...

How To Gift Give Without Money Stress

December 11, 2023 18:00 - 33 minutes - 23.1 MB

Tis the season to be spending… this week Chloe sheds some light on the pressure to spend more during this season of giving. She talks about her relationship with gift giving during the holidays and how to plan to spend in alignment with your goals especially when it comes to gift giving. Get Deeper Than Money the book: https://a.co/d/aOO75PC

Are Your Money Beliefs On Autopilot?

December 04, 2023 06:00 - 20 minutes - 14.4 MB

This week Chloe talks about what it means to have your money beliefs on "autopilot". She talks about what they are, where they come from, how they affect you, and why it is important to update them. Learn more and apply for The Wealth Accelerator: https://www.deeperthanmoney.com/the-wealth-accelerator 

Do You Need a Beneficiary?

October 09, 2023 05:00 - 19 minutes - 13.3 MB

This week Chloe breaks down what a beneficiary is, how it works, and if you need one. She gets into all the details on the ins and outs of how this process works, and why it is important to think about no matter where you are at in your financial journey.

The Power Of Women Building Wealth

October 02, 2023 21:00 - 24 minutes - 16.9 MB

In this episode, Chloe talks about how powerful it is when women build wealth. She discusses the positive effect that wealth building women can have not only on their own lives, but the lives of those all around them and beyond and how impactful a community of women can truly be. Taylor and Travis TikTok: https://www.tiktok.com/t/ZT8MCt5Kq/  Our October round of The Wealth Accelerator starts soon! Learn more and apply today: https://www.deeperthanmoney.com/the-wealth-accelerator 

10 Things I Would Tell My 18 Year Old Self

September 25, 2023 18:00 - 41 minutes - 28.2 MB

Chloe is sharing the 10 pieces of advice she would give her 18 year old self in this weeks’ episode. Join her as she talks about the things she has learned from life, relationships, to money, and business.  Apply for the October 2023 round of The Wealth Accelerator: https://docs.google.com/forms/d/e/1FAIpQLSfDjyrNlUB_SlFcPp8Pij986bvBc8kHo8yXFQPsLbOW3QMf4w/viewform

How To Stop Comparing Yourself To Others

September 18, 2023 14:00 - 34 minutes - 24 MB

This week, Chloe shares her five steps to stop comparing yourself to others. She discusses how ditching comparison can help you in practical ways but also level up your mindset and get closer to your goals. Learn more and apply for The Wealth Accelerator: https://docs.google.com/forms/d/e/1FAIpQLSfDjyrNlUB_SlFcPp8Pij986bvBc8kHo8yXFQPsLbOW3QMf4w/viewform

Student Loans Are Back... Now What?

September 11, 2023 17:00 - 36 minutes - 25.3 MB

This week, Chloe talks all about the return of Student Loans. This has been a hot topic for so many people, and has created a lot of stress and uncertainty. Chloe shares some strategies for managing stress and how to plan for payments. She also answers some of the frequently asked questions she has received around student loans. Find out more about your Federal Loans here: www.studentaid.gov Learn more about the SAVE plan: https://studentaid.gov/announcements-events/save-plan  Learn more ...

Chloe's 28 Things She Wants To Do While 28

September 05, 2023 16:00 - 39 minutes - 27.3 MB

It is one of our favorite episodes of the year – Chloe’s birthday episode! In this week's episode, Chloe shares the 28 things she wants to do while 28! Hear her goals, dreams, plans and more. Subscribe to our monthly newsletter here: https://www.deeperthanmoney.com/newsletter Get your copy of Deeper Than Money the book: https://www.deeperthanmoney.com/deeperthanmoneythebook Learn more about and apply for the October 2023 round of The Wealth Accelerator: https://docs.google.com/forms/d/e/1...

I Missed a Credit Card Payment...

August 28, 2023 05:00 - 28 minutes - 19.3 MB

This week Chloe shares how she recently missed a credit card payment. She talks about the financial impact of missing this payment as well as the deeper than money effect this had on her. And how she responded to making a financial “mistake”. Get your copy of Deeper Than Money the book here: https://www.deeperthanmoney.com/deeperthanmoneythebook  Leave an Amazon review for the book here: https://a.co/d/7XV7DEB  Learn more about The Wealth Accelerator and apply for the next round: https://...

Bonus Episode: Author's Note from Deeper Than Money the Book

August 23, 2023 05:00 - 8 minutes - 5.71 MB

In this special bonus episode, Chloe shares the importance of her book and how it allowed her to work closely with and connect to her mom. Listen to the Author’s Note read by Chloe Elise from the Deeper Than Money audiobook published by Penguin Random House.   Get your copy of Deeper Than Money the book here: https://www.deeperthanmoney.com/deeperthanmoneythebook   Prefer to listen? Purchase the audiobook here: https://www.audible.com/pd/Deeper-than-Money-Audiobook/B0BNQWGV32?action_code...

Chapter 1 Audio Book Sneak Peak

August 21, 2023 05:00 - 30 minutes - 20.8 MB

It is time to celebrate, Deeper Than Money the book officially releases on August 22, 2023. In this episode, Chloe shares more about the book, why she wrote it, and who it is for. You can also listen to a sneak peek of Chapter 1 from the Deeper Than Money audiobook published by Penguin Random House. Get your copy of Deeper Than Money the book here: https://www.deeperthanmoney.com/deeperthanmoneythebook Prefer to listen? Purchase the audiobook here: https://www.audible.com/pd/Deeper-than-Mo...

The 5 Things I've Learned About Money In My 5 Years of Business

August 12, 2023 05:00 - 33 minutes - 23.2 MB

It’s our birthday! Deeper Than Money is celebrating 5 years in business!! To celebrate, Chloe is sharing the five things she’s learned about money over the last five years. We are so overjoyed to be sharing this milestone with all of you, thank you for being here for the ride – we are looking forward to the next 5+ years of the journey with all of you.  Preorder Deeper Than Money The Book: https://www.deeperthanmoney.com/deeperthanmoneythebook  Get a signed copy of the book here: https://w...

Chloe Spills Tea On Doubting Herself + How To Get The F*ck Out Of Your Comfort Zone

April 03, 2023 18:00 - 42 minutes - 29.4 MB

Chloe shares her real time life update and how she is being pushed out of her comfort zone and making one of the biggest life changes since she quit her corporate job to go full time with Deeper Than Money. She shares what’s been going on, her thought process and emotions throughout her decision-making journey, and what’s helped her get out of her comfort zone in order to live more in alignment with her dreams. Money Thermostat Podcast: https://open.spotify.com/episode/63FIaXN8Yi9iZcDfxgeJ...

Becoming a Millionaire at 27

March 28, 2023 19:00 - 38 minutes - 26.2 MB

Chloe share’s her journey to becoming a millionaire before her 28th birthday. From the highs and lows and everything in between, she talks about the money moves she made to hit her goal and how you can tap into your own dreams and goals to make them a reality. If you are ready to go all in on your finances while also enjoying your life and doing the things you love, applications are open for the next round of our 12 week transformational program The Wealth Accelerator. Learn more about the...

Can you Bank on Banks? Recent Bank Crashes Explained

March 21, 2023 19:00 - 28 minutes - 19.4 MB

Chloe breaks down WTF is happening the recent bank crashes. She is giving the 411 on what happened, what it means, and how it impacts you.  Grab the FREE High Yield Savings Account Training: https://www.deeperthanmoney.com/HYS-Training Learn more about The Wealth Accelerator and apply here: https://www.deeperthanmoney.com/the-wealth-accelerator

One Shift That Changed My Money Trajectory

March 13, 2023 05:00 - 27 minutes - 18.6 MB

Season 4 is here, and Chloe is sharing the number one thing that changed her trajectory with money. In this episode Chloe walks you through the mindset shift you can take to uplevel your life.    Ready to make a transformational change? Join the next round of The Wealth Accelerator. Learn more and apply here: https://www.deeperthanmoney.com/the-wealth-accelerator 

Chloe Opens Up About The Effects of Toxic Relationships

December 19, 2022 06:00 - 1 hour - 46.8 MB

In this episode Chloe does something she’s never done before by sharing a recording of a session with her therapist. She discusses the impact of being in an emotionally abusive relationship, the power that gaslighting and manipulation has had on her, and the importance of trusting yourself and your intuition. If you want more information on therapy or how to find a therapist, the following resources may be helpful: •Better Help - an online therapy platform •Psychology Today- search for th...

Why You Crave Toxic

December 12, 2022 19:00 - 21 minutes - 14.9 MB

It’s time to end your toxic relationship. In this episode, Chloe shares how our toxic relationship with money can hold us back, keep us in destructive patterns, and restrict us from a happy and healthy relationship with money.  Your Money Thermostat Podcast: https://open.spotify.com/episode/63FIaXN8Yi9iZcDfxgeJsm?si=4a890bca40b34cfd Learn about and apply for The Wealth Accelerator: https://www.deeperthanmoney.com/the-wealth-accelerator

How to Avoid Spending Stress on Friends Trips

December 12, 2022 15:00 - 29 minutes - 20.3 MB

This week Chloe is recapping her latest trip with her friends and sharing tips on how to plan spending for group trips, how to set expectations around spending, and how to talk money before, during and after a trip. Money conversations don’t have to be awkward and spending money on a group trip doesn’t have to be stressful. It is time to focus more on the fun by planning spending and talking about money Learn more about The Wealth Accelerator and Apply Here: https://www.deeperthanmoney.com/...

The Freedom of Decision Making

December 06, 2022 19:00 - 21 minutes - 14.7 MB

In this episode, Chloe share's the importance of making decision and her advice on how to get unstuck. Free High Yield Savings Account Training: https://www.deeperthanmoney.com/hysa-training  Apply for The Wealth Accelerator: https://www.deeperthanmoney.com/the-wealth-accelerator  Create a Credit Karma Account: https://www.creditkarma.com/ 

3 Mistakes People Make When It Comes To Money and Relationships

October 10, 2022 18:00 - 32 minutes - 22.5 MB

This week Chloe is going over the 3 mistakes people make when it comes to money and relationships. From the idea of equality vs fairness, factoring in emotional and physical labor along with finances, and protecting yourself and your relationship financially. Chloe shares her tips and strategies to have money go from a point of contention to one of connection.  Fair Play Eve Rodsky - https://www.amazon.com/dp/0525541942/?ref=idea_lv_dp_ov_d  Grab the newest version of Wealthier Together on...

I'm Opening My First Credit Card...Now What?

October 03, 2022 16:00 - 34 minutes - 23.5 MB

In this episode Chloe shares information on what to know before you open your first credit card, or your next credit card if you already have one. She goes over the do’s and don’ts of using credit cards, how to pay it off, and how to strategically use credit cards to raise your credit score.    Get a free Credit Karma account here: https://www.creditkarma.com/signup?headline 

A Sneak Peek at Hot Girl Finance

September 19, 2022 05:00 - 24 minutes - 16.6 MB

Today is the day, Hot Girl Finance officially kicks off on September 19th! Hot Girl Finance is our 20 day audio program aimed at leveling up your life (from relationships, work, confidence, money, and more!). If you want to learn more or are are still on the fence on if it is the best fit for you, this week Chloe is sharing one of the Hot Girl Finances episodes on the podcast so you can get a feel for what HGF is all about. Ready to join the party? Sign up for Hot Girl Finance here: https...

What the Hell is Going on with Student Loan Forgiveness?

September 05, 2022 05:00 - 34 minutes - 23.9 MB

This week Chloe breaks down the news and logistics around Student Loan forgiveness. She goes over what we can do now and how to determine if you are eligible for student loan forgiveness and/or refunds payments made during the loan payment freeze.   High Yield Savings: Everything You Need to Know Podcast FREE Hight Yield Saving Account Training To find out if you qualify for/have Pell grants log into  https://studentaid.gov/fsa-id/sign-in Borrowers can go to StudentAid.gov and provide a...

What the Hell is Going on with Student Loan Forgiveness?

September 05, 2022 05:00 - 34 minutes - 23.9 MB

This week Chloe breaks down the news and logistics around Student Loan forgiveness. She goes over what we can do now and how to determine if you are eligible for student loan forgiveness and/or refunds payments made during the loan payment freeze.   High Yield Savings: Everything You Need to Know Podcast FREE Hight Yield Saving Account Training To find out if you qualify for/have Pell grants log into  https://studentaid.gov/fsa-id/sign-in Borrowers can go to StudentAid.gov and provide a...

Chloe's 27th Birthday Episode

September 03, 2022 05:00 - 31 minutes - 21.3 MB

It is Chloe’s 27th birthday! To celebrate she is sharing her list of 26th things she wanted to achieve while she was 26, what all she accomplished, and what on her list didn’t get done. She also goes over her list of 27 things she wants to achieve while 27! 

Chloe’s Story of Going From Broke to Over Half a Million Net Worth by 26

August 08, 2022 05:00 - 58 minutes - 40.4 MB

Chloe shares her story of going from a broke college girl with over $36k in debt to being on track to hit her millionaire status by 28.    Check out her story on Instagram @deeper.than.money   Join the $1000 Challenge here: https://www.deeperthanmoney.com/$1000-challenge  Learn more about The Wealth Accelerator and Apply: https://www.deeperthanmoney.com/the-wealth-accelerator

Why I'm a Hoe for a Roth IRA

July 26, 2022 20:00 - 17 minutes - 12.3 MB

In this episode learn why Chloe is obsessed with Roth IRA’s, what they are, how they work, and why it is an important part of investing. Investing Bundle (Investing 101 and Investing 201):  https://www.deeperthanmoney.com/investing-masterclasses  Free Roth IRA Training: https://www.deeperthanmoney.com/rothira

How to Financially and Logistically Prepare for a Big Trip

July 18, 2022 05:00 - 51 minutes - 35.6 MB

Chloe breaks down her trip to Europe and shares how to financially and logistically prepare for travel. She shares her lessons learned from her latest trip abroad and what she loved and what she would do differently next time. Episode Fact Check: Approximately 9.6 million people visited the Louvre in 2019

Getting Healthier and Wealthier

July 11, 2022 05:00 - 40 minutes - 27.6 MB

This week Chloe shares about her health journey and what steps she has taken that help her to feel her best self.  Let’s Talk Money with Katrina Swanson - https://open.spotify.com/episode/10hO18fkIZmwhiLlpnu9Bl?si=fe1e58436e8c47da Katrina – Alternative & Holistic Health Service - https://www.instagram.com/katrinaraeswanson/ Kathie – Life Coach - https://www.instagram.com/anderkat30/ Lathan – Fitness/Nutrition Coach - https://www.instagram.com/bassbuiltfitness/

Stop Talking Politics

July 04, 2022 05:00 - 22 minutes - 15.8 MB

In this episode Chloe unpacks the financial implications with the overturn of Roe vs. Wade   What Does Overturning Roe v. Wade Mean? Everything To Know So Far About The Court’s Decision and Its Impact by Korin Miller - https://www.womenshealthmag.com/life/a39893688/overturn-roe-v-wade-meaning/ The Legacy of Roe v. Wade and the War on Poverty by Heidi Williamson - https://www.americanprogress.org/article/the-legacy-of-roe-v-wade-and-the-war-on-poverty/ Key Facts on Abortion - https://www....

Are You Wasting Money?

June 27, 2022 05:00 - 32 minutes - 22.5 MB

This week Chloe talks about and challenges the idea of wasting money. What does wasting money even look like? How does the idea of being wasteful with money impact our money mindset?

Let's Talk Money With Jenna Palek

June 20, 2022 21:00 - 1 hour - 49.3 MB

This week Chloe is joined by Jenna Palek on the podcast. Jenna is a full-time content creator in Austin Texas who has built a community on having Fun on Weekdays and helps her audience navigate adulthood, friendships, work-life balance, and so much more. In this episode, Jenna gets real about money and more, as a content creator and some of her biggest lessons and money mindset shifts as her career continues to grow. This is part one of Chloe and Jenna's conversation! Make sure to catch part...

Chloe's Hinge Profile

June 20, 2022 17:00 - 51 minutes - 35.1 MB

In this episode Chloe shares her Hinge Profile… well sort of! She is giving you the 411 on who Chloe is, what she loves, and how she spends her time and answers some of her most frequently asked questions.

What To Ask Yourself When Deciding To Make an Investment

May 03, 2022 20:00 - 31 minutes - 21.7 MB

Chloe goes over the 4 questions you need to ask yourself when you are deciding to make an investment. Learn more about and apply for The Wealth Accelerator Here: https://www.deeperthanmoney.com/the-wealth-accelerator

4 Reasons Why You Shouldn't Be Investing Right Now

April 18, 2022 05:00 - 23 minutes - 16.2 MB

Chloe talks about the 4 reasons why you should not be investing right now and why it is always the right time to learn about investing.  Free HYSA Training: https://www.deeperthanmoney.com/high-yield-savings-account-training Join our text list: Text "MONEY" to (+1) 816-722-3583 Follow us on Instagram: @deeper.than.money AND @deeperthanmoneyco

What Do I Pay Off First?

April 11, 2022 15:00 - 24 minutes - 16.8 MB

Chloe shares her strategy on how to determine what order to save, pay off debt, and invest.  WTF Do I Do About My Federal Student Loans podcast link – https://open.spotify.com/episode/2EqlJ8Vg3QOIrkLVNCja05?si=90f5d32e48cb45bd High Yield Savings: Everything You Need to Know podcast link- https://open.spotify.com/episode/3aPzp3ak2QDDLOEubWCy6i?si=b46e69ba59504c0f HYSA Free Training link – https://www.deeperthanmoney.com/high-yield-savings-account-training Wealth Accelerator link - https:/...

If You Could Have A Million Dollars

April 04, 2022 05:00 - 1 second - 18.1 MB

This week Chloe talks about raising your vibe around money and why it will help you get closer to your dream life and how to enjoy the journey. Learn more about The Wealth Accelerator: https://www.deeperthanmoney.com/the-wealth-accelerator What is Your Money Thermostat Set At? Podcast Episode: https://open.spotify.com/episode/63FIaXN8Yi9iZcDfxgeJsm?si=c7cbbf08db1f4f28 Check out the Negotiation Playbook: https://www.deeperthanmoney.com/negotiation-playbook

WTF Do I Do About My Federal Student Loans

March 28, 2022 05:00 - 23 minutes - 16.1 MB

Chloe breaks down the current situation with Federal Student Loans and give tips on how to make a plan for success. Deeper Than Money Co Instagram: https://www.instagram.com/deeperthanmoneyco/ Student Loan Forgiveness Tool: https://studentaid.gov/pslf/

How Much People Pleasing Is Costing You

March 21, 2022 05:00 - 34 minutes - 23.4 MB

Chloe shares her past with people pleasing, how living for others expectations is costing you, and what to do to start living the way you want to.  Negotiation Playbook - use code SPRINGBREAK to get the playbook for $34 (normally $49).  https://www.deeperthanmoney.com/negotiation-playbook 

Hating Yourself Wealthy

March 14, 2022 05:00 - 31 minutes - 21.4 MB

Chloe discusses what hating yourself wealthy looks like and why it isn't sustainable, and how to start loving yourself wealthy today.  Screw You and Your No Spend Month Podcast: https://open.spotify.com/episode/4TkrfhFk0vOgm53HFiyipW?si=03d30bd709984e63

Hating Yourself Wealthy

March 14, 2022 05:00 - 31 minutes - 21.4 MB

Chloe discusses what hating yourself wealthy looks like and why it isn't sustainable, and how to start loving yourself wealthy today.  Screw You and Your No Spend Month Podcast: https://open.spotify.com/episode/4TkrfhFk0vOgm53HFiyipW?si=03d30bd709984e63

Twitter Mentions

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