Decoding Real Estate in Baldwin County AL
111 episodes - English - Latest episode: 7 days ago -Decoding Residential Real Estate in Baldwin County is a platform to have conversations about the real estate market. We are talking about purchasing and selling homes, as well as Commercial and knowing what to expect.
Homepage Google Podcasts Overcast Castro Pocket Casts RSS feed
Episodes
Today’s Mortgage Rates as of April 2024
April 13, 2024 22:37 - 8 minutes - 8.26 MBMortgage rates have been creeping up slowly and holding steady. The Federal Reserve chose to not raise interest rates and holding steady at around 6.79% to 7%. Rates are not expected to lower until around summer. Let’s talk about interest rates and how it affects us.
How Do I Prepare My Home For Sale?
April 07, 2024 12:58 - 26 minutes - 24.8 MBIf you’re thinking about selling your home, and you’re wondering if repairs and upgrades are needed to your property here are some things to consider to impress your buyers. Let’s talk about things buyers are looking for when walking through your home. They are checking the roof, HVAC. water heater, age of house, last repairs done and more. Let’s talk about it.
Baldwin County Alabama - What You Need To Know
March 14, 2024 14:58 - 25 minutes - 23.7 MBThe housing market in Baldwin County Alabama is booming with new construction and resale homes. Baldwin County aka The Eastern Shore offers diverse real estate opportunities, tourism and second homes, lots of community engagement, personal goals, beach life, affordability, and so much more. Let’s talk!
Is it a Buyer’s or Seller’s Real Estate Market in 2024?
March 04, 2024 04:36 - 16 minutes - 15.1 MBHome listings in Alabama are increasing and buyers are looking for their next home in 2024. New construction is offering incentives to buy, and now is a great time to sell! Let’s talk about it.
Navigating The Real Estate Market as a Seller and Buyer
February 19, 2024 23:55 - 8 minutes - 7.97 MBOur real estate market in Baldwin County Alabama is booming from new construction to resale homes, and condos. Listen as I give you a few tips on the current market and what you can do to prepare as a seller and as a buyer looking to purchase a home. Let’s talk about it.
How does a VA Loan work when buying a house?
February 11, 2024 19:45 - 18 minutes - 17.4 MBIf you served in the Military, then a VA loan might be the right option for you. Only qualified Unites States Veterans or active duty military personnel and most surviving spouses are eligible for VA loans. Some homes will not meet the VA loan approval. Talking with a Lender and your real estate professional can help you with the terms, rates, and down payment if any. Let’s talk about it!
Now Is The Time To Sell Your Home
January 31, 2024 03:42 - 8 minutes - 7.93 MBYou’re thinking is now a good time to sell my home? Life happens and it may be time to move. You need more space, want to downsize, or relocate just to name a few. Here are the reasons why now is a great time to sell in this market.
Applying For A Mortgage, Common Mistakes To Avoid
January 26, 2024 14:13 - 13 minutes - 12.5 MBBuying a house is very exciting, but before you move in. Here are a few things you should know about common mistakes when applying for a mortgage such as large purchases, no large sums of cash deposits, changing banks, and applying for new credit. Let’s talk about it. : )
How to Feel confident when getting a Mortgage
January 09, 2024 01:09 - 11 minutes - 10.8 MBGetting a mortgage is the most important part of buying a house. Most people have found it to be very stressful. With the changes In today’s interest rates, you can’t wait. You need to meet with more than one Lender. Let’s talk about it. : )
Home Ownership and Things You Should Know.
December 30, 2023 15:24 - 20 minutes - 18.7 MBIn today’s competitive real estate market, home ownership holds significant importance as a personal milestone and as a smart financial investment. Owning a home is security for your family while offering the potential for long term wealth through property appreciation. My podcast will talk about the intricacies of homeownership and its valuable insights and expert tips to help you make the most of your real estate journey.
Basic rules on what you need to disclose when buying and selling real estate.
December 28, 2023 18:00 - 32 minutes - 30.1 MBWhen it comes to buying and selling real estate, disclosures play a very important part in the process of each transaction. Honesty is the best policy. Let's talk about it.
2024 Interest Rates Insights and Predictions
December 13, 2023 14:17 - 13 minutes - 12.8 MBDive into the world of housing markets, property investments, and mortgage trends as we analyze how changing interest rates will impact real estate next year. Tune in to stay ahead of the curve and maximize your opportunities in real estate in 2024.
Do I need a Home Warranty when I purchase my home?
December 06, 2023 13:01 - 14 minutes - 13.5 MBA home warranty is like a safety net for home buyers. It’s a service contract that covers repairs or replacement of major home systems and appliances, like HVAC, plumbing, and kitchen appliances when they break down due to wear and tear. Having a home warranty offers peace of mind and saves you money. It’s a smart investment when buying your new home. Let’s talk about it.
Is Homeownership Worth It In Today’s Real Estate Market?
November 30, 2023 13:05 - 14 minutes - 13.7 MBHomeownership net worth has grown so much higher over the years. Most homeowners in last few years have seen their equity grow significantly. Let’s talk about why owning a home is so important for building wealth.
What happens during the closing of my new home?
November 25, 2023 14:30 - 23 minutes - 22.1 MBCongratulations! You have found your new home and now you are ready to close. What happens next? You and the seller(s) will meet with the closing agent and complete all the paperwork. Here’s how it works before you get handed over the keys.
Making an Offer on Your Dream Home
November 19, 2023 14:39 - 17 minutes - 16.2 MBIt is now time to make an offer. You want to have your real estate agent present an offer that stands out and increases your chances of securing the home you want. Understanding the market and adding your pre-qualifying letter helps with your home buying journey to homeownership.
Loan Approval and Underwriting
November 08, 2023 01:07 - 16 minutes - 15 MBOnce you apply for a loan, your application goes to underwriting and this is when we wait for clear to close on your new home. This can take up to 45 days or sooner. Let’s talk about what happens before closing.
Different types of loans available to buy your next home.
October 31, 2023 12:05 - 12 minutes - 11.9 MBThere are many different types of loans available to help you purchase your next home. Find a lender that will help you qualify and get pre-approved before searching for your next home.
How is the real estate market in Baldwin County Alabama?
October 24, 2023 16:34 - 13 minutes - 12.9 MBInterest rates are slowly rising, but that doesn’t mean you can’t buy a house or sell your home. There are so many options available to get you into your next house. Let’s talk about it.
What are the challenges home owners are facing in today’s real estate market?
October 12, 2023 03:16 - 13 minutes - 12.2 MBSome challenges home owners face are low housing inventory, rising prices, competitive bidding, appraisal issues, extended timelines, selling contingencies, and increased costs, to name a few. Talk with your local realtor to stay on top of the market.
Considering a Move to the Alabama Gulf Coast?
October 03, 2023 01:54 - 11 minutes - 10.5 MBConsidering a move to the Alabama Gulf Coast? Let me tell you how beautiful Baldwin County is when it comes to restaurants, outdoor adventures, golf paradise, our white sand beaches, boating, and fishing just to name a few.
Over Pricing Your Home
September 26, 2023 12:08 - 15 minutes - 13.9 MBUsing a CMA (creative market analysis) is the best way to determine your home’s fair market value. Your real estate agent will be able to put together homes sold in the area, pending homes, and new listings on the market. Once you go over it with your realtor, together you can come up with a listing price. Let’s talk about it!
Questions You Can Ask Home Builders
September 17, 2023 15:07 - 27 minutes - 25.9 MBWhen buying a new construction home, you want to ask the right questions. You can ask about standard finishes and are there any upgrades, and incentives. Ask about premium lots available such as corner lots or homes with a lake view. How soon will the home be ready for me to move in. If you need help or have questions give me a call or text today, Kevin, at 251.599.6375.
What Can Real Estate Investing Do For Me?
September 14, 2023 12:30 - 16 minutes - 15.5 MBReal estate investing creates wealth over time. It generates cash flow, protects against inflation, diversifies your portfolio, and also helps build your financial wealth. There is nothing else like it. Let’s talk about it.
Finding The Right Home In Today’s Real Estate Market
September 07, 2023 18:12 - 18 minutes - 17.1 MBToday’s real estate market is competitive when looking for the right home. With the combination of low housing inventory, fluctuating home prices, and increased demand has made buying a home more challenging than ever. With careful planning, being patient, and the right approach, you can still find your next home.
Focusing On Your Front Curb Appeal Before Selling Your Home
August 30, 2023 13:44 - 13 minutes - 12.1 MBIf you are thinking about selling your home, let’s talk about front curb appeal when selling. Here are some ideas to help make your home inviting to home buyers. When it comes to sprucing up your home, you just might get a fast offer on your home.
Selling Your Home As-Is and What It Means For Sellers
August 18, 2023 21:49 - 10 minutes - 10.2 MBAs-is means a choice that sellers make when putting their property on the market. This approach can offer a more straightforward selling experience, but it’s important to manage your expectations and be transparent about the property’s condition to ensure a fair and successful transaction. Let’s talk about it.
Commercial Real Estate Investments, Things You Should Know.
August 14, 2023 01:05 - 15 minutes - 14.8 MBIf you are thinking about Commercial Real Estate Investing here are a few tips to get started. Do your homework to get the best deals that are available in today’s market. Working with an experienced real estate agent can help you locate the type of investment property you want to own. Let’s talk about it.
Buying A Home At The Beach in Baldwin County, Alabama
August 09, 2023 12:00 - 9 minutes - 9.06 MBBuying a home or condo on the Alabama Gulf Coast in Baldwin County can be a dream come true. With gentle whispers of ocean waves and sunshine, you will discover our white sand beaches in our local communities, and explore Baldwin County real estate from beachfront homes and condos that makes this an exciting path to homeownership in our local beach cities.
New Construction Homes - Financing
August 02, 2023 03:56 - 11 minutes - 10.6 MBNew construction houses are being built every day. With interest rates going up, builders are offering incentives to make buying a new home more affordable. In this podcast learn what options are available to purchase a new home. In Baldwin County, Alabama.
Buying a Home, and Getting Financed in Today’s Market.
July 29, 2023 17:15 - 18 minutes - 17 MBBuying a home and qualifying for a home loan in today’s real estate market can be a challenge. In this podcast episode I talk about getting pre-qualified, interest rates, and preparing yourself to buy your next home in this market. Let’s talk about it.
Ready to Sell? How to Prepare Your Home for a Successful Sale
July 27, 2023 14:18 - 15 minutes - 14.3 MBSelling your home can be an exciting and nerve-wracking experience. Whether you’re downsizing, relocating, or just ready for a change, preparing your home for a successful sale is crucial in attracting potential buyers and getting the best possible price for your home.
What’s a good Credit Score?
July 20, 2023 05:10 - 17 minutes - 16.3 MBBuilding credit, knowing the facts, and choosing the right tools are just part of what you need to get and keep a good credit score. Having good credit can be a game changer for your life. You may ask, what is a good credit score? Let’s talk about it.
Working with Realtors and Real Estate Agents
July 14, 2023 16:46 - 21 minutes - 19.8 MBJoin me as I unravel the key distinctions between working with a real estate agent. I talk about the contrasting roles, the qualifications, and advantages that each professional brings to the table. Whether you’re a homeowner, buyer, or simply curious about the real estate industry, this episode will give you the knowledge to make informed decisions in your real estate journey.
Buying a House Could Be Your Best Investment
July 10, 2023 12:00 - 16 minutes - 15.4 MBWhen you are looking to purchase a home, the first thing you should do is find the best mortgage rate. There are many programs for first time homebuyers, and buyers who are looking for their next home. Many states have programs that can help you purchase a home. By using your resources and your real estate agent you can achieve homeownership.
The Pros and Cons of Real Estate Investment
July 05, 2023 21:05 - 24 minutes - 23.1 MBReal Estate Investment can provide a wealth of benefits, like building long term equity to generating passive income. Like any investment, it also comes with certain risks. In this podcast I talk about some of the key benefits and risks when it comes to investing in real estate.
10 Steps To Getting Your House Ready For Sale In Today’s Real Estate Market
July 03, 2023 01:26 - 14 minutes - 13.7 MBIf you are planning to sell your house and want to make sure it stands out in today’s competitive real estate market, here is what you need to know to get ready for a sale, and increase your home’s appeal to potential buyers.
Tips on how to Invest in Real Estate, what you need to know.
June 28, 2023 22:30 - 14 minutes - 13.7 MBAre you considering real estate investing? With careful planning, informed decision making, doing your research. setting realistic goals, working with a professional real estate agent to help navigate the investment process, and understand the risks. Real estate investment can be a lucrative way to build long-term wealth.
Baldwin County Real Estate Market Update: What you need to know.
June 13, 2023 12:00 - 6 minutes - 6.37 MBAre you curious about the current state of the real estate market in Baldwin County, Alabama? In this episode I will provide an update on the latest trends and insights in our local market. From home sales and pricing to inventory levels and buyer demands, I cover everything you need to know. If you are interested in our market or have questions about buying or selling a home in Baldwin County, Alabama, give me a call today.
Things To Consider When Moving To A New Neighborhood
June 09, 2023 12:02 - 26 minutes - 24.2 MBYour home is for sale and you are asking yourself, which neighborhood do we want to move into? When you are ready to make a move to a new neighborhood here are things to consider.
Strategies For Selling Your Home In Today’s Market
June 07, 2023 12:00 - 14 minutes - 13.2 MBAre you thinking about selling your home in today’s real estate market? With so many factors to consider, it can be overwhelming to know where to start. In the episode of my podcast I share my top strategies for selling your home. Including pricing your home, home inspection, and marketing. I hope to help you navigate the selling process with confidence and ease.
Understanding The Legal Issues Of Buying and Selling Your Home
June 03, 2023 12:30 - 17 minutes - 16.1 MBWhen it comes to contracts and agreements, there are things you should understand before you sign. It’s important to review all the paperwork when buying or selling your home. Let’s talk about it!
Negotiating Your Home Purchase, Things You Need To Know
May 31, 2023 21:38 - 14 minutes - 13 MBAre you in the market for a new house? In this episode I discuss the top things you can negotiate when buying a home. When you are ready to start negotiating your dream home, tune in to my podcast episode, and if you have questions or want to learn more about buying in Baldwin County Alabama, contact me today.
Earnest Money Deposits: What You Need To Know
May 24, 2023 03:16 - 19 minutes - 18.3 MBWhen you make an offer on a home, you’ll likely be asked to make an earnest money deposit, also known as good faith money that shows the seller you are serious about buying the home. It is usually 1 to 3 percent of the purchase price. It’s important to understand the terms before you sign the contract.
Canceling A Purchase Agreement Contract
May 21, 2023 17:11 - 31 minutes - 29.2 MBFirst carefully read through the terms and conditions of your purchase agreement. Understand your rights and obligations. Consult with your real estate agent or attorney and identify valid reasons. So, let’s talk about it!
Understanding Homeownership Cost
May 07, 2023 02:19 - 19 minutes - 17.9 MBHomeownership cost including property taxes, homeowners insurance, and maintenance expenses and how it all comes together when buying a home.
How To Get A Mortgage With Bad Credit
April 23, 2023 12:35 - 27 minutes - 25.6 MBIf you have a low credit score, it is possible to get a mortgage. It may require you to put down a larger down payment to qualify. There are certain loan programs out there that can help, and finding the right lender you can buy your next home.
Selling distressed properties and what you should know.
April 11, 2023 16:57 - 26 minutes - 24.4 MBWhen selling your property on your own you can run into Wholesalers who want to make you an offer. There are things you should be aware of before you sign.
Essential Guide for First-Time Home Buyers: Key Things to Know Before Buying Your Dream Home
March 31, 2023 13:50 - 25 minutes - 24 MBAre you a first-time homebuyer? Don’t make the mistake of diving into the real estate market without being fully prepared! From understanding the home buying process to securing a mortgage, I’ve got you covered on what you should know.
New Construction Homes are HOT!
March 24, 2023 22:33 - 14 minutes - 13.6 MBBuying a new construction home is something you may be thinking about. Home builders have great floor plans to choose from. Picking out your home finishes such as brick color, kitchen cabinets, flooring, wall paint, and more can be fun. Here’s what you need to know.