Cornerstone Retirement Blueprint Podcast
25 episodes - English - Latest episode: almost 2 years ago -Join your host Jammie Avila as he shares his thoughts on a wide variety of financial topics surrounding retirement strategy, investment management, tax planning and more!
Jammie Avila is the managing partner and co-founder of Cornerstone Wealth Management with offices in Las Vegas and Henderson, Nevada.
Get more information at www.cornerstonevegas.com or by calling 702-252-5252.
Registered Representatives offer securities through Independent Financial Group, LLC (IFG), Member FINRA/SIPC. Investment Advisor Representatives offer Advisory services through Independent Financial Group, LLC (IFG), a Registered Investment Adviser. We are registered to offer securities in : AL, AZ, CA, CO, FL, IL, ID, KY, MD, NM, NE, NV, NY, OH, OK, OR, TN, TX, UT, VA, SD, SC, WI, WY & WA. Cornerstone Wealth Management, Cornerstone Tax Advisory and IFG are unaffiliated entities.
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Episodes
Ep 22: All About Fixed Index Annuities
June 16, 2022 09:00 - 17 minutes - 24.7 MBIf you’ve ever wanted to know more about fixed index annuities, today’s show is for you. We have a special guest who explains what they are, why they can help you, and how they offer stability and reliability. TIMESTAMPS: 0:28 – Meet Rebecca 1:05 – Allianz 2:50 – Innovation 6:42 – Index thought capability 9:43 – Volatility-controlled indexes 13:00 – No additional fees MORE INFORMATION: https://www.cornerstonevegas.com/cornerstone-retirement-podcast/
Ep 22: Our In-House Tax Expert Shares Top Tips
June 02, 2022 09:00 - 23 minutes - 33.8 MBClients often come to us with tax questions, so we decided to hire a tax advisor last year that is available to our clients year-round. Today he’s sharing his top tax tips with you. TIMESTAMPS: 0:32 – Meet Chris Pepper 3:13 – Tax preparation process 5:19 – Chris’ work history 7:08 – Tax returns 7:57 – What to bring 8:59 – Changing tax laws 10:30 – Withholdings 13:00 – Client questions 14:33 – Capital gains 18:10 – Write-offs 20:05 – Side businesses MORE INF...
Ep 21: Our In-House Tax Expert Shares Top Tips
June 02, 2022 09:00 - 24 minutes - 34.4 MBClients often come to us with tax questions, so we decided to hire a tax advisor last year that is available to our clients year-round. Today he’s sharing his top tax tips with you. TIMESTAMPS: 0:32 – Meet Chris Pepper 3:13 – Tax preparation process 5:19 – Chris’ work history 7:08 – Tax returns 7:57 – What to bring 8:59 – Changing tax laws 10:30 – Withholdings 13:00 – Client questions 14:33 – Capital gains 18:10 – Write-offs 20:05 – Side businesses MORE INFOR...
Ep 20: How to Prepare for Medicare
May 19, 2022 09:00 - 24 minutes - 33.2 MBMedicare typically begins at age 65, but you need to know how it works long before then. On today’s show, we’re talking with our in-house Medicare specialist about all the things you need to know about this important topic. TIMESTAMPS: 0:33 – Meet Julie Kovacevich 1:58 – How to qualify 3:15 – Parts A, B and D 4:52 – Deductions 6:59 – Medicare plans 10:09 – Choosing your doctor 11:20 – How to enroll 14:30 – Saving money on prescriptions 17:44 – Medicare commercials 18...
Ep 20: All About the Self-Storage Real Estate Market
May 13, 2022 09:00 - 19 minutes - 18.6 MBAt Cornerstone, we have a lot of different services to help clients with investing. Today we’re talking about investment planning and the self-storage real estate market. Our guest is Rigo Medina, Senior Regional Vice President at Pacific Oak Capital Markets. TIMESTAMPS: 2:40 – Rigo’s background 3:54 – Self-storage portfolio 5:23 – Institutional and retail investors 9:02 – Big box companies vs. mom and pop 14:05 – Lifestyle changes Connect with our guest: https://www.lin...
Ep 19: Common Misconceptions About Long-Term Care
April 21, 2022 09:00 - 27 minutes - 26.4 MBWe get so many questions from clients about long-term care options we decided to have a long-term care expert on today’s show. She’ll share some common misconceptions and what you need to know about your future care plans. TIMESTAMPS: 1:33 – It won’t happen to me 4:18 – My family will take care of me 7:01 – When to start planning 8:32 – Different types of long-term care 9:38 – Alternative plans 15:45 – Big news out of Washington state 20:09 – Asset-based long-term care ...
Ep 18: How an IRA Trust Trilogy Can Benefit Your Family
April 07, 2022 09:00 - 19 minutes - 18.2 MBIf you want more of your hard-earned money to go into your family’s pockets instead of to the IRS, today’s show is for you. We’ll explain why you should try an IRA Trust Trilogy. TIMESTAMPS: 0:28 – IRA trust trilogy 1:45 – Stretch IRAs 3:46 – SECURE Act 4:55 – Three trusts 6:26 – Taxes are due 6:56 – Special needs children 9:23 – Giving children more income 13:45 – A lifetime strategy 15:09 – A sacred asset MORE INFORMATION: https://www.cornerstonevegas.com/c...
Ep 17: Is a Charitable Remainder Trust Right for You?
March 17, 2022 10:00 - 24 minutes - 22.9 MBToday we’re talking about a topic that clients ask us about a lot – what is a charitable remainder trust? How does it work? How can it benefit you? We’ll share the answers in today’s show. TIMESTAMPS: 0:41 – What is a charitable remainder trust? 2:25 – Difference between donor-advised fund 3:02 – How it works 6:30 – Capital gains taxes 7:45 – Selling a business 10:19 – Tax benefits 13:52 – Leaving money to children 17:00 – Leaving 10% MORE INFORMATION: https:/...
Ep 16: Have You Used This Charitable Planning Technique?
March 03, 2022 10:00 - 18 minutes - 17.9 MBToday we’re talking about a donor-advised fund. Find out how this niche charitable planning technique has helped some of our clients and could help you, too. TIMESTAMPS: 1:27 – Donor-advised fund 4:15 – Bunching 7:42 – Why use this technique 8:40 – Super bunching 10:30 – Growth 11:42 – Highly appreciated assets MORE INFORMATION: https://www.cornerstonevegas.com/cornerstone-retirement-podcast/
Ep 15: Estate Planning Expert Explains Wills vs. Trusts and More
February 10, 2022 10:00 - 19 minutes - 27.1 MBWhat is the difference between a will and a trust? Find out on the difference on today’s episode as well as the importance of an estate planning attorney. TIMESTAMPS: 0:35 – Meet Jeremy 2:06 – Focusing on estate planning 2:55 – Will vs. trust 4:00 – Levels of probate 5:21 – Higher net worth 10:40 – Asset protection trusts 14:30 – LLC vs. Series LLC MORE INFORMATION: https://www.cornerstonevegas.com/cornerstone-retirement-podcast/
Ep 14: Investment Expert Says to Hunker Down in 2022
February 03, 2022 10:00 - 28 minutes - 26.3 MBToday, we’re joined by one of our core partners, Tony Parish, who is the chief investment officer for Alphastar Capital Management. Hear his thoughts on investing in 2022 and why he suggests hunkering down. TIMESTAMPS: 1:00 – Outlook for 2022 5:02 – Interest rates and inflation 7:07 – Raising interest rates 9:22 – How will 2022 play out? 11:48 – Don’t sell out of investments 12:40 – Dealing with emotions 15:08 – Clients looking for alternatives 17:09 – Moving to cash 2...
Ep 13: 'Paychecks and Playchecks' Author Shares Top Retirement Tips
July 16, 2021 20:51 - 28 minutes - 26 MBEconomist, author, and retirement expert Tom Hegna joins us to share his expertise on handling finances and preparing for retirement. Find out how he helps people solve complex financial problems using easy-to-understand words. Read more and get additional financial resources here: https://www.cornerstonevegas.com/ep-13-paychecks-and-playchecks-author-shares-top-retirement-tips/ About our guest: https://tomhegna.com/ What we discuss on this episode: 1:27 – Meet Tom ...
Ep 12: Are You Ready to Retire?
June 29, 2020 14:52 - 18 minutes - 25 MBThe goal for all of us is to be able to retire at some point, but how do you know when you’re ready? Let’s take away some of that worry and concern by sharing the different types of people we work with and what it takes to get them to retirement. Show Notes, Contact & Resources: https://www.cornerstonevegas.com/cornerstone-retirement-podcast/ Timestamps: 0:50 – Why this topic today? 1:13 – A lot of people reach retirement age but say they don’t want to retire. Why is this? 3:14 –...
Ep 11: Annuities – What You Really Need to Know
June 29, 2020 14:51 - 27 minutes - 38.4 MBThere’s a lot of confusion out there about annuities, probably because there are different types of annuities that do different things. So we’ll give you each of these types of annuities, you explain how they work and how they might be used in someone’s financial plan… Show Notes, Contact & Resources: https://www.cornerstonevegas.com/cornerstone-retirement-podcast/ Timestamps: 0:36 – We’re taking precautions in the office as things begin opening back up. 1:29 – Why annuities cause ...
Ep 10: Busting the Biggest Social Security Myths
June 29, 2020 14:51 - 17 minutes - 24.6 MBSocial Security isn’t a topic that clients are well-versed in when we first meet them, but it’s a critical component to the income planning portion of your retirement. Many factors weigh into the claiming strategy and we want to clear up many of the common misbeliefs that are out there. Show Notes, Contact & Resources: https://www.cornerstonevegas.com/cornerstone-retirement-podcast/ Timestamps: 0:47 – Why we’re talking about this topic today. 1:30 – How much do clients typically kn...
Ep 9: The Importance of the Financial Red Zone
June 29, 2020 14:50 - 21 minutes - 30 MBRetirement planning is much like football. The closer you get to the endzone, the more important the strategy becomes. Let’s take a look at these crucial planning years and talk about what you need to be doing to avoid a critical turnover. Show Notes, Contact & Resources: https://www.cornerstonevegas.com/cornerstone-retirement-podcast/ Timestamps: 0:36 – Cornerstone got out and had a company party. 1:36 – What is the financial red zone and why is it important? 3:39 – What are ...
Ep 8: Understanding the 3 Worlds of Money
June 29, 2020 14:49 - 19 minutes - 26.3 MBWhen it comes to investing, there are three primary places to contribute your money based on your goals and your risk tolerance. We call these the three worlds of money and today we’ll break down each of them for you. Show Notes, Contact & Resources: https://www.cornerstonevegas.com/cornerstone-retirement-podcast/ Timestamps: 0:48 – Why we’re talking about the three worlds of money. 1:28 – Here are the three worlds. 2:27 – World 1: Banking – what are the best uses? 4:45 – What ...
Ep 7: How to Find the Right Financial Advisor
June 29, 2020 14:48 - 21 minutes - 29.5 MBThe relationship with a financial advisor is one that you need to feel comfortable with and have trust in. How do you find the right person? A lot of people can do a good job for you but we’ll explain the qualities and characteristics you absolutely need from an advisor. Show Notes, Contact & Resources: https://www.cornerstonevegas.com/cornerstone-retirement-podcast/ Timestamps: 0:58 – Why are we talking about this topic? 1:43 – What kind of services should your advisor be providin...
Ep 6: The Five Pillars – Legacy Planning
June 29, 2020 14:46 - 20 minutes - 27.5 MBOur Cornerstone Retirement Blueprint Process is focused around 5 key pillars of retirement planning designed to help our clients achieve the retirement they have always dreamed of. On this episode, we’ll explain the fifth and final pillar in our process: legacy planning. Show Notes, Contact & Resources: https://www.cornerstonevegas.com/cornerstone-retirement-podcast/ Timestamps: 1:16 – Legacy planning is often not even on someone’s radar when planning begins. 2:16 – What does the c...
Ep 5: The Five Pillars – Health Care Planning
June 29, 2020 14:44 - 18 minutes - 17.2 MBOur Cornerstone Retirement Blueprint Process is focused around 5 key pillars of retirement planning designed to help our clients achieve the retirement they have always dreamed of. On this episode, we’ll explain the fourth pillar in our process: healthcare planning. Show Notes, Contact & Resources: https://www.cornerstonevegas.com/cornerstone-retirement-podcast/ Timestamps: 1:11 – Let’s start with the elephant in the room. 1:43 – This is why we include this step in our five pillars...
Ep 4: The Five Pillars – Tax Planning
June 27, 2020 17:02 - 23 minutes - 32.9 MBOur Cornerstone Retirement Blueprint Process is focused around 5 key pillars of retirement planning designed to help our clients achieve the retirement they have always dreamed of. This episode is all about taxes and how we work with clients to reduce their tax liabilities in retirement. Show Notes, Contact & Resources: https://www.cornerstonevegas.com/cornerstone-retirement-podcast/ Timestamps: 1:11 – The difference between tax filing and tax planning. 2:32 – We have to be forward...
Ep 3: The Five Pillars – Investment Planning
June 27, 2020 16:53 - 28 minutes - 39.9 MBOur Cornerstone Retirement Blueprint Process is focused around 5 key pillars of retirement planning designed to help our clients achieve the retirement they have always dreamed of. On this episode, we’ll explain the second pillar in our process: investment planning. What can you do with the remaining assets after your income plan is in place? Show Notes, Contact & Resources: https://www.cornerstonevegas.com/cornerstone-retirement-podcast/ Timestamps: 1:36 – Once the income plan is es...
Ep 2: The Five Pillars – Income Planning
June 27, 2020 16:34 - 21 minutes - 30.9 MBOur Cornerstone Retirement Blueprint Process is focused around 5 key pillars of retirement planning designed to help our clients achieve the retirement they have always dreamed of. On this episode, we’re going to elaborate on the income planning process, which is a top priority for your retirement plan. Show Notes, Contact & Resources: https://www.cornerstonevegas.com/cornerstone-retirement-podcast/ Timestamps: 0:55 – If you don’t have an income plan, you don’t have a retirement plan...
Ep 1: Who is Cornerstone & What’s Our Mission
May 28, 2020 22:10 - 21 minutes - 28.9 MBAfter years of radio, the Cornerstone Vegas team is joining the podcasting world. Before we get rolling on financial planning conversations, we want to introduce everyone to our business, our history, and our goals for the show. Show Notes, Contact & Resources: https://www.cornerstonevegas.com/cornerstone-retirement-podcast/ Timestamps: 0:42 – COVID has been a challenging from a work standpoint as we shift to virtual. 1:36 – How the company started in 2009. 3:25 – The relations...
Ep 1: Get To Know The Cornerstone Wealth Management Team
May 28, 2020 22:10 - 20 minutes - 28.9 MBOn the inaugural episode of the Cornerstone Retirement Blueprint Podcast we'll get to know the co-founders of Cornerstone Wealth Management, Jammie Avila and Kyle Kirwan.