Chris Spade: A Pulse on San Diego's Real Estate
164 episodes - English - Latest episode: about 3 years ago -Welcome to Chris Spade, where amazing things happen. It is my goal through this podcast that you learn some valuable things, that you walk away with an ah-ha moment and generally enjoy listening to me. :) Anyway, I hope you enjoy. Let me know what you think. Your comments are valuable to me. Support this podcast: https://podcasters.spotify.com/pod/show/chris-spade/support
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Episodes
CFPB Warns Mortgage Services: Do Better!
April 15, 2021 16:00 - 10 minutes - 14.2 MBThe forbearance and foreclosure moratoriums are set to end--and the CFPB says to servicers--do you job. What does that mean for the home borrower? Take a listen. Questions about your mortgage, call me at 619-818-2992. I'd love to help you. Chris Spade Keller Williams CA BRE #01785713 CA BRE #01295699 --- Support this podcast: https://podcasters.spotify.com/pod/show/chris-spade/support
Ep 164--Forbearance repayment option
April 13, 2021 16:00 - 20 minutes - 28.8 MBThe forbearance time period is about to end and you need to know what your repayment options are. Today we talk about what those options are and what you can expect. Have questions about your mortgage? Call me at 619-818-2992. I'm happy to answer those questions for you. Chris Spade Keller Williams CA BRE #01785713 CA BRE #01295699 --- Support this podcast: https://podcasters.spotify.com/pod/show/chris-spade/support
Ep 163. Forbearance is ending, now what?
April 10, 2021 14:32 - 14 minutes - 19.2 MBUnder the CARES Act the deadline for mortgage forbearance is ending. What you need to know before you get caught off guard. The best thing I can recommend....answer you phone! Take a listen to what you need to know and as always if you have any questions, please reach out to me. I want to be your resource. My cell is 619-818-2992. Chris Spade Keller Williams CA BRE #01785713 CA BRE #01295699 --- Support this podcast: https://podcasters.spotify.com/pod/show/chris-spade/support
Ep 162 The Do's and Don't of getting a home loan
February 17, 2021 01:07 - 8 minutes - 12.2 MBAre you ready to make 2021 the year that you buy a home? If you are, there are some things that you can start doing now to make that process easier. Take a listen and check out what they are. Questions? Call me at 619-818-2992. I'd love to help you. Chris Spade Keller Williams CA BRE #01785713 CA BRE #01295699 --- Support this podcast: https://podcasters.spotify.com/pod/show/chris-spade/support
Ep 161. Tips to budget so you can buy a home.
January 27, 2021 16:00 - 9 minutes - 13.5 MBThat dreadful "B" word that no one likes to talk about--Budget. Let's face it, if you want to do right by your credit and buy a house it's the only way to go. Budgeting takes some work and discipline but if done correctly, it can help you save for a downpayment--FAST!! To see where you might be spending more than you should, take a listen, you might be surprised with how much you can save. Questions? Feel free to reach out to me at 619-818-2992. I'd love to help. Chris Spade Keller...
Ep 160 The Five tips to improve your credit score in 2021
January 26, 2021 14:45 - 13 minutes - 19.2 MBNobody likes it, but let's face it, in order to buy a home you need to show the lender that you're a good credit risk. The higher the score the less of a risk, the lower the score the higher the risk. Well, there are five things that you can do to help change the factor of your credit score. We go over those, plus the things that make up your credit score to help you get in a better position to buy a home. Remember, buying a home is a marathon, not a sprint. Questions? Call me at 619...
Ep 159 December 2020 Real Estate Stats are out and it's going to blow you away
January 20, 2021 15:00 - 5 minutes - 8.03 MBWell, the numbers don't lie. The real estate market is on fire. We are seeing a increase of over $100,000 in just one year. Take a listen to where the numbers are at. Questions, call me at 619-818-2992. I'm happy to go over them with you. Chris Spade Keller Williams CA BRE #01785713 CA BRE #01295699 --- Support this podcast: https://podcasters.spotify.com/pod/show/chris-spade/support
Ep 158--The 18 things you can do right now to get your home ready to sell in today's market
January 19, 2021 14:12 - 15 minutes - 20.8 MBLet's face it, right now, there are less than 3000 homes on the market in San Diego County. That means that sellers are in the driver's seat. Be wary though, buyers, they aren't fooled. They know what a good value is and what's not. Today, we talk about the 18 things that you can do to get your home sold in this market. Questions? Call me at 619-818-2992. I'd love the opportunity to speak to you. Chris Spade Keller Williams San Diego Metro CA BRE #01785713 CA BRE #01295699 ---...
Ep 157--San Diego: Should I sell my home during the holidays?
October 20, 2020 21:45 - 7 minutes - 10.1 MBTo sell or not to sell during the holiday's that is the question. There are a lot of people who think, "why on earth would I sell my home during the holidays?" Well, I'm here to tell you that you may want to think twice. Today, we go over the four reasons you will want to sell your home during the holiday, Questions about selling your home? Call me at 619-818-2992. I'd love to chat with you. Chris Spade Keller Williams CA BRE #01785713 CA BRE #01295699 --- Support this podcast:...
Ep 156--It's Fire Season, are you prepared with your insurance?
October 07, 2020 22:02 - 12 minutes - 16.7 MBThis fire season has been devastating for California. Since January there have been an estimated 8,100 wildfires across the state, and 96,000 residents displaced from their homes. Today, we talk to State Farm Agent Dorian Brewer about what you need to know to see if your home has enough insurance on it, incase you are caught in a firestorm. Questions about buying a home, selling a home or investing in real estate? Call me at 619-818-2992. I'd love the opportunity to chat with you. Ch...
What foreclosure looks like from a title insurance standpoint
September 28, 2020 22:12 - 22 minutes - 31.5 MBBlack knight is reporting that there are four million Americans in forbearance across the US. Many of those borrowers are now in the foreclosure process. As of right now in San Diego, there are approximately 90 properties in the county that are up for foreclosure. If you are one of those who are in forbearance and unemployed you may want to check out this podcast. Be armed with information. If you have questions about your mortgage, call me for a private, confidential consultation at 61...
Ep 154 The San Diego Foreclosure Timeline
September 01, 2020 23:57 - 15 minutes - 14.3 MBI hate to be the one to have to tell you this, but there are going to be foreclosures in California. It's a fact of life. The majority are going to come from landlords who will be losing their rental properties because of the eviction moratorium. So, if there is a moratorium on evictions, why not on foreclosures? Well, that's a good question. Today, the government aka the White House stepped in and put a halt to evictions. Now, while in no way am I condoning a swift kick in the keester...
EP 153--San Diego Evictions--the next wave in a real estate crash?
July 25, 2020 18:11 - 11 minutes - 15.5 MBIn March, the Mayor and Governor declared a state of emergency due to Covid-19. They also but a temporary ban on evictions. Now, renters who cannot pay, this is a good thing, hoping that they will be able to get above water--meantime, there landlords who aren't able to make their mortgage payments. This is where I think will be a huge glut of inventory--in the multiunit market. Today, we talk about when that will likely be and if you are a renter--what you have to do to prove hardship. ...
Ep 152---Where is San Diego's Economy going?
July 20, 2020 17:22 - 13 minutes - 19 MBGovernor Newsom has closed down businesses once again and that's got many people upset. That's also leaving some people wanting answers. Can you blame them? When the CARES act was passed--homeowners were allowed to put their mortgage on pause. That allowed people to get. breather. The challenge is most people did not read the fine print on the paperwork they were signing and now, they're having a balloon payment due. In today's show we go over what that is, what it means and what you...
Ep 151 --Staging works! Hear it from the expert
May 20, 2020 23:54 - 37 minutes - 51.2 MBShould you stage your home to sell? Well, I've always been a big proponent of staging homes. Why? They sell faster. Staging a home is like getting ready for a wedding. You want the bride to look good when she's about ready to walk down the aisle and have everyone in awe. Selling a home that is staged is much like that. Today, we sit down with Danni Kaplan from Everything Creative Designs and talk about what makes her company unique and how far they have come since the started the bu...
Ep 150--How to keep your DIY projects on a budget
May 19, 2020 15:00 - 10 minutes - 14.9 MBKeeping on our theme this week, how do you do DIY projects on a budget. That's the focus of today's podcast. Find out some simple things you can do to stay the course when it comes to your finances. Questions? Call me, I can be reached at 619-818-2992. Chris Spade Keller Williams San Diego Metro CA BRE #01785713 CA BRE #01295699 --- Support this podcast: https://podcasters.spotify.com/pod/show/chris-spade/support
Ep 149--How to feed a family of 4 on $50 dollars a week!
May 18, 2020 15:00 - 16 minutes - 22.3 MBMillions of Americans are without an income and many are wondering where their next meal is going to come from. Well, the truth is stretching your dollar isn't easy and now more than ever it's super important. Today we talk about some tips and tricks on how to feed a family of four on $50 a week. Do you have any extra money saving tips? Give me a call. I'd love to include you in on it. Meanwhile, if you have any questions about real estate, check in. I'm here for you. Call me at 61...
Ep 148--Selling your house while going through a divorce.
May 15, 2020 20:48 - 6 minutes - 9.36 MBQuarantine is getting a little too cozy for a lot of people and right now my phone is starting to ring off the hook about getting a divorce. On today's podcast we talk about some of the things I think you should consider when it comes to selling your home during a divorce. Questions about selling your home during a divorce? Call me at 619-818-2992 Chris Spadew Keller Williams San Diego Metro CA BRE #01785713 CA BRE #01295699 --- Support this podcast: https://podcasters.spotify.co...
Ep 147--Why you may not want to do a forbearance on your mortgage. A conversation with Wes Shaw from Movement Mortgage
April 10, 2020 20:45 - 32 minutes - 44.9 MBThere has been a lot swirling around about whether or not it's a good idea to do a forbearance on your mortgage. Initially, in the beginning, it sounded like a good idea but as the weeks have trailed along, we've come to realize, it's not a good idea. Today, I sat down with Wes Shaw from Movement Mortgage to talk about why you may want to think twice before you put your mortgage on hold. Make not mistake, if you can't afford to make the payment, definitely take the options your servicer...
Ep 146--The First Bank Falls amid Coronavirus and How to Make your Workspace Work For you
April 06, 2020 19:58 - 15 minutes - 21 MBA small West Virginia Bank is the first bank to take a tumble amid the coronavirus. What really happened and why we need to keep an eye on any bank going under at this time. Plus, how to make your workspace work for you. the top things that you can do now to make sure you have your most productive day possible. Questions about real estate? Call me at 619-818-2992. I'd love the opportunity to chat with you. Chris Spade Keller Williams San Diego Metro CA BRE #01785713 CA BRE #01...
Ep 145--Read the fine print from your lender
April 03, 2020 14:53 - 10 minutes - 14.2 MBGood Morning! Not all lenders are created equal when it comes to helping during covid-19. In a letter obtained by a colleague --this lender is requiring a balloon payment after 90 days. Make sure you read the letter. I talk more about this and why it could be more confusing down the road. Questions? Call me at 619-818-2992 Chris Spade Keller Williams San Diego Metro CA BRE #01785713 CA BRE #01295699 --- Support this podcast: https://podcasters.spotify.com/pod/show/chris-spade...
Ep 144--Are short sales possible during this time of the Coronavirus?
April 01, 2020 22:51 - 8 minutes - 12.1 MBI got asked a question yesterday, is it possible that we will be seeing more short sales during the Coronavirus. Why I think we could and what might push us there. Questions about your home in this crazy market? Call me at 619-818-2992. I'd love the opportunity to help answer your questions Chris Spade Keller Williams San Diego Metro CA BRE #01785713 CA BRE #01295699 --- Support this podcast: https://podcasters.spotify.com/pod/show/chris-spade/support
Ep 143--Why the Governor named Real Estate an Essential business and the Restaurants selling groceries
March 31, 2020 21:36 - 14 minutes - 20.1 MBThere has been a lot of flack over the last couple days about why the governor has named real estate agents essential. Some are criticizing the industry for being greedy and only looking out for the dollar. Today, we share some stories of why some people MUST sell or buy NOW! Also, did you know there are 20 San Diego Restaurants open to sell you groceries? Yep, it's true. We talk about the San Diego Restaurants up and down the coast where you can get groceries. In fact, you can find ...
Ep 142--California is back open for business--and restaurants we can support now!
March 30, 2020 15:00 - 16 minutes - 22.4 MBLate Saturday night, the governor said real estate agents can go back to work. What it means now that we are an essential business and how we are still making your safety a top priority. Plus, so much good food in San Diego, the restaurants we are missing--and how you can support them. That's what we are talking about today. Questions about real estate in this crazy time? Call me, I'd love to show you how we can help you reach your goals. Chris Spade Keller Williams CA BRE #017857...
Ep 141--What banks are doing with appraisals during the Coronavirus
March 26, 2020 23:10 - 10 minutes - 14 MBThe banks are making sure you stay safe. What they are doing to help keep everyone healthy during the Coronavirus. What you need to know. Plus, some updates when it comes to buying a home, selling a home or investing in real estate in this new market. The top things that you need to know that, will probably change tomorrow. :) Questions about navigating this market? Call me at 619-818-2992. I'd love to trouble shoot with you. Chris Spade Keller Williams CA BRE #01785713 CA BRE ...
Ep 140--Mortgage Relief for those affected by Coronavirus
March 25, 2020 17:39 - 8 minutes - 11.9 MBThere is help out there. If there is any good news to come out of what's happening with the coronavirus--Mortgage Relief! If your home is backed by Fannie Mae or Freddie Mac, you can get put off mortgage payments for up to 12 months. This isn't automatic. You must call your servicer. Questions? Call me at 619-818-2992. I can help you answer any questions you may have. Chris Spade Keller Williams San Diego Metro CA BRE #01785713 CA BRE #01295699 --- Support this podcast: htt...
Ep 139--Real Estate is NOT Essential
March 24, 2020 17:16 - 13 minutes - 17.9 MBThe State of California has determined that real estate is NOT an essential service. So, what does this mean if you are a buyer or seller who has an immediate need? The short answer is, I don't know. Today, we talk about the what if's and want to know where you stand on the issue. Questions? Call me at 619-818-2992 Chris Spade Keller Williams CA BRE #01785713 CA BRE #01295599 --- Support this podcast: https://podcasters.spotify.com/pod/show/chris-spade/support
Ep 138--The New Way to do Real Estate --Virtual Open Houses
March 23, 2020 14:03 - 12 minutes - 17.3 MBThe coronavirus has literally changed the way real estate agents are doing business. In fact, open houses, have been wiped away. So, how are real estate agents revamping this once popular way to sell homes? We talk about that and how I'm helping keep the community safe in the midst of this chaos. Questions about real estate in this uncharted territory? Call me. I'd be happy to answer your concerns. I can be reached at 619-818-2992. Chris Spade Keller Williams CA BRE #01785713 C...
Ep 137: California is under a "Stay at home order". What does that mean for San Diego Real Estate
March 20, 2020 14:09 - 12 minutes - 17.6 MBAre you in escrow now? Are you wondering how this is going to affect you and your purchase or sale? Don't worry we go over all that. This is not a mandatory lockdown. What does it mean for the future? Questions? Call Chris Spade at 619-818-2992 Chris Spade Keller Williams CA BRE #01785713 CA BRE #01295699 --- Support this podcast: https://podcasters.spotify.com/pod/show/chris-spade/support
Ep 136--The Protection for Buyers and Sellers during the Coronavirus.
March 19, 2020 17:38 - 12 minutes - 17.3 MBAre you thinking about buying a house in this market? Are you scared about what might happen if you lose your job? Well, this should put your mind at ease. The California Association of Realtors just came out with the Covidvirus Addendum to California purchase agreements. Today we take a look at what the addendum is and what it means for your real estate transaction. Questions about the new Covidvirus addendum? Give me a call, I'd love to chat with you. I can be reached at 619-818-2...
Ep 135--How you can save money in this recession and relief for tax payers
March 18, 2020 16:28 - 21 minutes - 29.2 MBWe are in an economic crap storm for sure. So what can you do now, to curb your spending? Today, we talk about next steps and how you can quickly cut money from your budget in just a few minutes. Also, we talk about resources and what can be done if you are in need of assistance. Also, how the government plans on putting money into the hands of the public and relief for tax payers. That and more on today's podcast. If there is anything I can do to help, feel free to reach out to me a...
What does the Fed Rate cut mean for mortgages
March 17, 2020 18:35 - 12 minutes - 16.7 MBWhat does it mean for mortgages now that the fed has cut the interest rate to zero? Does this mean that I get to buy a home with zero percent interest? The short answer? No. We talk why that's the case but we also talk about what it means for mortgage interest rates and what's next. Plus, we go over what's happening with the changing coronavirus and what it means for real estate. Yes, we are entering unchartered territory. What does this all mean. We talk about that too. Question...
Ep 133--How the Coronavirus will affect the real estate market
March 16, 2020 14:46 - 19 minutes - 27 MBWe are living in uncertain times and we aren't sure what's happening with the real estate market, myself included. I can only tell you, what I think is going to happen. That's why, I'm going to be giving you the best guesses that I have when it comes to real estate. Do we know what's going to happen long term, I'm afraid not, but what we do know is that the dynamic is changing rapidly. Stay tuned in the coming weeks and we will do our best to break this all down. Chris Spade is a REAL...
Ep 132--San Diego Housing Stats
January 08, 2019 00:40 - 8 minutes - 11.7 MBToday, we go over the San Diego Housing Stats--and what it's like to buy a home while selling a home. We go over what you need to know. Buying or selling a home? Call me at 619-818-2992. CA BRE #01785713 CA BRE #01295699 --- Support this podcast: https://podcasters.spotify.com/pod/show/chris-spade/support
Ep 131--Expired Listings are getting Crazy!
December 18, 2018 00:41 - 7 minutes - 10.2 MBIt always leaves me scratching my head -- why do people relist their homes on the market when they expired at one price? Why that is a bad idea... and there is still time, how to get top dollar for your home before the holiday. --- Support this podcast: https://podcasters.spotify.com/pod/show/chris-spade/support
EP 130--What to do in this buyer's market
December 04, 2018 00:56 - 7 minutes - 9.65 MBAre you thinking about selling but aren't quite sure what to do in this buyer's market.... get the most money for your home.... pay closing costs... what? We brak that down in this short podcast. Questions? Call me at 619-818-2992. CA BRE #01785713 CA BRE #01295699 --- Support this podcast: https://podcasters.spotify.com/pod/show/chris-spade/support
Ep 129---40 Financial savvy moves if you're over 40
November 09, 2018 02:14 - 6 minutes - 9.27 MBIn today's podcast, we talk about the 40 financial things to do if you're over 40. Why? Because some of us are now where we should be and we have no time to make mistakes. Questions or ideas for the podcast? Call me at 619-818-2992. I'd love to turn your questions into a podcast. CA BRE #01785713 CA BRE #01295699 --- Support this podcast: https://podcasters.spotify.com/pod/show/chris-spade/support
Ep 128--Tips for sellers to survive changing market
November 06, 2018 18:21 - 6 minutes - 9.27 MBThere are simple steps you can take as a seller to take control of the buyer's market. Today, I have 8 tips that will help you put more money in your pocket. Questions about real estate? Call me. I'd love to put you on the show. 619-818-2992 CA BRE #01785713 CA BRE #01295699 --- Support this podcast: https://podcasters.spotify.com/pod/show/chris-spade/support
EP 127--Debt Collectors inflating what you owe. How to stop them
November 05, 2018 18:05 - 10 minutes - 14.9 MBEvery day we talk about how to get out of debt and today is no different. That's why we are going to be covering those people who do wrong. Remember, we are all in this together and the first way and the path to money is to think rich. Today, we talk about one New York debt collector who is trying to scam people out of thousands. How you can make sure you don't fall victim. Plus, the housing market is slipping. It's never been a better time to be a buyer. What you need to know about the ...
EP 126-- The Five Takeaways from 2018 Housing Market
October 29, 2018 17:05 - 6 minutes - 8.92 MBWhat are the five take aways from the 2018 housing market. We take a look. Plus, getting debt free in 2019. The roadmap we are looking at. Questions about real estate? Call me. I'd love to turn your questions into a podcast. My cell is 619-818-2992. CA BRE #017857143 CA BRE #01295699 --- Support this podcast: https://podcasters.spotify.com/pod/show/chris-spade/support
Ep 125--Debt collectors calling before your bills are due
October 23, 2018 15:33 - 9 minutes - 12.8 MBIn today's episode--Why debt collectors may be calling you even before your bill is due. What you need to know. Plus, the loans millennials are taking out at a rapid rate--why it's a bad idea. Questions about real estate? Call me at 619-818-2992. I'd love to turn your questions into a podcast. CA BRE #01785713 CA BRE #01295699 --- Support this podcast: https://podcasters.spotify.com/pod/show/chris-spade/support
EP 124--How to Prevent Dryer Fires!
October 22, 2018 21:10 - 8 minutes - 11.6 MBDid you know that firefighters respond to a little over 14,000 fires every year caused by lint in dryers? The four tips to make sure you don't become a victim. Questions about real estate? Call me at 619-818-2992. I'd love to turn your questions into a podcast. CA BRE #01785713 CA BRE #01295699 --- Support this podcast: https://podcasters.spotify.com/pod/show/chris-spade/support
Ep 123--The four signs of a shifting real estate market
October 18, 2018 16:06 - 8 minutes - 12.3 MBYesterday, we had our stats meeting in our office and we talked about the shift that's happening. Find out when we think it really started--and the four signs to look out for to see if your neighborhood has shifted. Questions about real estate? Let's turn your questions into a podcast. Call me at 619-818-2992. CA BRE #01785713 CA BRE #01295699 --- Support this podcast: https://podcasters.spotify.com/pod/show/chris-spade/support
Ep 122--Get your finances recession ready
October 17, 2018 16:07 - 13 minutes - 18 MBToday, we talk about what it's like to get your finances ready for the recession and what you can do now to be proactive. Plus, what are you suppose to have in the hardship letter in a short sale. We talk about that coming up. Questions about real estate? Call me at 619-818-2992. CA BRE #01785713 CA BRE #01295699 --- Support this podcast: https://podcasters.spotify.com/pod/show/chris-spade/support
EP 121--What is a Certified Distressed Property Expert
October 16, 2018 15:31 - 13 minutes - 18.1 MBAs we head into this shifting real estate market we want to make you prepared IF the need arises. Today, we talk about agents who are CDPE certified. That stands for Certified Distressed Property Expert. What does it mean for you and why banks want to talk to agents who have been certified. Questions about real estate or personal finance? Call me. I'd love to turn your questions into a podcast. 619-818-2992 CA BRE #01785713 CA BRE #01295699 --- Support this podcast: https://podcast...
Ep 120--The looming recession? Could it be worse than the last?
October 15, 2018 11:42 - 12 minutes - 17.2 MBToday, we discuss the topic of the looming recession and how it will have an effect on the economy. What you need to know about what could be coming in the next year or so. Plus, we talk about selling your home on your own. The mistakes most For Sale By Owners Make and what you need to know before you think about selling your home. Questions about real estate? Call me. Let's talk about it so we can turn your question into a podcast. My cell is 619-818-2992. CA BRE #01785713 CA BRE ...
EP 119--7 tips to Halloween Proof your home
October 11, 2018 16:24 - 8 minutes - 11.1 MBHalloween is just around the corner--now is the time to start getting ready for trick or treaters. The seven things you can do to get your home ready to keep it safe. Questions about real estate? Call me. I'd love to turn your questions into a podcast. I can be reached at 619-818-2992. CA BRE #01785713 CA BRE #01295699 --- Support this podcast: https://podcasters.spotify.com/pod/show/chris-spade/support
Ep 118--Eleven reasons to sell during the holidays
October 10, 2018 15:55 - 12 minutes - 16.9 MBToday, we talk about how to negotiate your bills away with big companies--plus, the 11 reasons to sell your home during the holidays. Why selling now could net you more money. Questions about real estate? Call me at 619-818-2992. I'd love to turn your questions into a podcast. CA BRE #01785713 CA BRE #01295699 --- Support this podcast: https://podcasters.spotify.com/pod/show/chris-spade/support
Ep 117--The shifting real estate market
October 10, 2018 00:06 - 6 minutes - 9.56 MBToday's podcast is short and sweet. We are talking about the shifting real estate market. Two more indicators that we are heading into a buyer's market. Questions about real estate? Call me at 619-818-2992 CA BRE #01785713 CA BRE #01295699 --- Support this podcast: https://podcasters.spotify.com/pod/show/chris-spade/support
Ep 116--A recession is a comming!
October 08, 2018 15:58 - 12 minutes - 16.7 MBThis last week I spent in Palm Springs at a real estate conference hosted by the National Association of Gay and Lesbian Real Estate Professionals. While I was there, I had the opportunity to meet the chief economist from Freddie Mac. He talked about the looming recession and when we could expect to see it coming down the pike. Find out when he thinks it will happen and the three best places to invest your money when it comes to real estate. Questions about buying a home, selling a home ...